Get an Easy Auto Insurance Discount with a Driver Safety Course

April 29, 2016

Everyone wants lower auto insurance premiums, so a lot of us spend time looking for ways to get every auto insurance discount we can. Unfortunately, they don’t make coupons for car insurance and many discounts require you to be a member of an organization. Other auto insurance discounts are dependent upon your car’s equipment such as safety and anti-theft devices. However, with a little digging we’ve found a discount that applies to most people and could apply to you.

AARP Makes Getting an Auto Insurance Discount Easy

Auto Insurance Discount for Driver Safety CourseA driver safety course is an easy way to get a discount on your auto insurance- usually somewhere between 5 and 20 percent depending on your state and your driving record. While not all of us have the time to take an in-person safe driving course, AARP has made getting an auto insurance discount for safe driver training simple with an affordable online driver safety training course.

Who Qualifies for the Driver Safety Training Auto Insurance Discount?

In many states, 34 to be exact, auto insurance companies are required to offer an auto insurance discount for drivers who complete this course and other certified driving courses.  Details regarding which states have mandated auto insurance discounts and which states do not can be found at AARP’s website. The amount of the discount can vary based on the individual taking the course. Drivers between the ages of 16 and 25 can typically see a discount on their auto insurance of around 15 percent while drivers 55 and older tend to receive a 5 percent auto insurance discount. Again, this can vary based on driving record or state of residence. While most of us associate AARP with senior citizens, this course and the associated auto insurance discount is open to all drivers.

What Should I Know about AARP’s Driver Safety Course?

The course typically takes between four to eight hours depending on the user, but it does not need to be completed all at once. The cost of the course is $19.95 for non-AARP members and only $15.95 for members. In many states, taking AARP’s driver safety course not only qualifies you for an auto insurance discount, but it can remove points from your driving record, which can reduce your auto insurance premium even further.

Other Ways to Find Auto Insurance Discounts

Driver safety courses are a great way to reduce your car insurance premium, but the discount can only be applied to your bill every few years. If you are looking for ongoing savings, we highly recommend shopping around. Different auto insurance providers are prepared to insure different kinds of drivers, so there’s a good chance there’s a company out there better suited to serve you- and that could mean a lower car insurance premium without digging for discounts.

Learn More About Auto Insurance

When it comes to auto insurance, there are a lot of variables, a lot of unfamiliar terms, and a whole lot of peculiarities – particularly when you consider that each state has its own insurance market. Our Auto Insurance Explainers can help sort it out for you, and make more educated decisions about your car insurance.

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