Example Risks General Liability Insurance

September 18, 2014

Read the claim examples below to find out how general liability insurance can help protect other small business owners like you.

Marketing Consultant

Bodily injury: Get ready for trade shows? Lift heavy objects? These are potential areas of injury that would need coverage.

Business/Management Consultant

Damage to a client’s property:  If anything you do as a part of your regular business could damage client property, this coverage would help protect you from losses.

Graphic/Web Designer

Property damage: Visit an office and accidentally unplug the server? Or better yet, bring down the website for a full day?


Client injury:  A client accidentally trips in your office and hits the corner of a desk, getting a concussion. General liability insurance will help cover his medical expenses.


Personal injury:  One of your employees is on a job site. He talks to the contractor about one of your mutual clients in a false and unflattering way. The client learns of this discussion and sues for slander. General liability insurance will cover the subsequent claim, up to the limits of liability, and pay for an attorney to defend you if necessary.

Any of the above incidents could impact your business negatively. Compare small business insurance quotes to ensure you’re covered.

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