Hit and Run: What to Do if it Happens to You

April 27, 2016

With hit and run incidents in the United States numbering easily over one million per year, odds are you have been involved in one (or will be in your lifetime). We’ve got some great tips to help reduce the headache of being a hit and run victim and to get you back on the road as soon as possible.

Hit and Run Tips: Be prepared for a hit and run incident

Yes, we’re aware that this seems like a ridiculous statement, but you can prepare for a hit and run accident. First, protect yourself by having uninsured motorist coverage, which can save you from having to pay for repairs yourself or from covering the remaining cost from what your regular car insurance doesn’t cover. The worst part of a hit and run is often the cost of the repairs, but the cost of a rental car can be troublesome too. Not all car insurance policies provide a rental car. Check with your insurer or local agent to make sure your insurance covers the cost of a rental car.

Gather as much information as possible about the offender.

Most of the time, we don’t see who hit our vehicle in a hit and run. That doesn’t mean there isn’t any information to gather about the offending driver. Talk to people in the area, especially local business owners, to see if they noticed anything. Try to get the color, make, and model of their vehicle and, if possible, a description of the driver or license plate number. Check to see if there are any security cameras in the area as well. If you are in a parking lot with security cameras, odds are the cameras saw what happened.

Report the hit and run. A surprising number of hit and runs go unreported to the police. If you have any information about what happened, be sure to report it to the police.


Car Safety Guides

Safety is one of the most important aspects of a car. We’ve written a number of car safety guides to help you stay informed and brush up on some not-so-common driving knowledge. The safer you are, the less you pay.Read through the car safety guides below for tips on how to be the safest you can be in your car and on the road. Even if you’re a good driver, a little extra info can keep you that much safer.

Compare Car Insurance Quotes