Here’s What to Do After a Car AccidentAugust 20, 2015
Whether it’s a minor ding or a major crash, automobile accidents are always nerve wracking and never expected. Do you have all the information you need in the event of an accident? Do you know the standard procedures and what to do after a car accident? Here are some things to keep in mind in case it happens to you.
Here’s What to Do In a Car Accident Situation
You should always have the following information in your car in the event of an accident:
- Drivers License
- Vehicle Registration
- Insurance Card
- Health Insurance Card
- Emergency Contact numbers
When an Accident Happens
If it is a minor accident, and no one is harmed, you should move your vehicle to the shoulder or off the road to avoid causing a backup. If there is a question of who is at fault, leave your car where it is and relocate yourself to the shoulder or sidewalk for safety. If you are injured or don’t think you should move, stay where you are and call 911 if you’re able.
No matter how small the accident, you should call your insurance company while you are on the scene to report it. You should also call the police. It is important to have a police record of the incident. A police officer will be able to collect statements, talk to witnesses and guide you through the process.
You should not discuss fault or insurance coverage details with the other driver.
Information You Should Exchange With The Other Driver
It’s important to get all of the information you need to file a claim while you are on the scene. Here are the pieces of information you will need from the other driver:
- Full name and contact information
- Insurance company information
- License plate number
- Type, color and model of the vehicle
- The location of the accident
- Full names and phone numbers of any witnesses
What if the other driver flees the scene?
In the event of a Hit and Run, remain calm. Try to get as much information as you can about the car that hit you: license plate number, make, model and color of the car, as well as any other details that might help the police locate the driver.
You should also look for witnesses of the hit and run and collect their names and contact information.
Finally, call both your insurance company and the police to file a claim.
What If You Are On Foot Or On a Bicycle?
If a motorist hits you while on foot or bicycle, you should first call 911 – you’ve just been hit by a car. While you may not feel it right away, you could be seriously injured depending on the incident.
Next, get to a safe place and wait for the police and medics to arrive on the scene. While waiting, make sure to get the motorist’s name, contact information and insurance contact information. If you are too injured to do so, ask a friend (if someone is with you), or the police officer on the scene to get the information for you.
Automobile accidents are scary, and the insurance claims aftermath can be almost as scary. Make sure you have an excellent insurance policy at a great price by comparing prices on compare.com.