Mazda CX-9 Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• It costs about the same to insure a Mazda CX-9 as the average SUV.
• Full coverage for a CX-9 usually runs about $149 monthly, while liability only insurance premiums average around $87.
• Aspire is the cheapest auto insurance carrier for a CX-9 with a national average of just $30 a month for liability only coverage.

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CX-9 Overview

With 2021 models starting at $33,960, the Mazda CX-9 is a great SUV for all budgets. The CX-9 is not just on the affordable end of the spectrum when it comes to overall price point, it's also a smart choice for your budget when taking car insurance rates into consideration.

We ran through thousands of auto insurance quotes on Compare.com, and we've found that average Mazda CX-9 insurance prices run about $139 per month. But how does that compare to other vehicles on the market?

How Much is Car Insurance for a Mazda CX-9?

Looking at the table above, you can see that compared to other vehicles, Mazda CX-9 insurance premiums are below average. On average, CX-9 drivers will pay around $149 a month for full coverage, which has comprehensive and collision coverages in addition to liability, and about $87 monthly for liability only insurance (our guide, "State Minimum vs. Full Coverage", can provide more details on these different types of insurance).

Compared to other models, the CX-9 is slightly less expensive, with prices about 6% lower than Mazda's other vehicle offerings. But CX-9 coverage runs close to average when compared to other vehicles of a similar body style, with liability insurance rates coming in at $7 higher than other SUVs and full coverage insurance prices at $2 cheaper.

When compared to all vehicles, regardless of body style, make, or model, the CX-9 is more expensive for liability only insurance, but full coverage rates are more affordable.

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Who has the Cheapest Car Insurance for a Mazda CX-9?

Searching for a car insurance policy for your Mazda CX-9? You most likely want to know which company offers the lowest prices. Even though there will never be one carrier that offers the most affordable premiums for everyone, the lowest average rates for liability only insurance are sometimes as little as $27 per month from Shelter Mutual and MetLife.

Completing the top 5 companies are Aspire, Hugo, and MetroMile. But just because these five carriers offer the lowest average rates doesn't necessarily mean they'll be the cheapest for you.

Car insurance companies take several different things into consideration when offering you rates. There's only one way to make sure you find the cheapest possible rates, and that's by pulling quotes from several car insurance carriers.

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What Factors Affect Car Insurance Rates for a Mazda CX-9?

There are an array of factors that insurance companies consider to determine how much they charge you -- and every company uses a different formula, so there's not a single carrier that's the lowest for each CX-9 owner.

The following sections show lots of variables auto insurance carriers use to calculate rates:

Vehicle Age

Mazda has been making the CX-9 for quite some time, so the car's age may make a difference in how much you'll pay for car insurance. Generally, it costs less to insure older cars because they're worth less than newer models, and as time goes on and CX-9s begin to depreciate, insurance costs will gradually get lower.

Based on the information in the above table, the Mazda CX-9 follows this trend, as the cheapest models to insure are those that are 15 years old or more, while the most expensive models are CX-9s that are 11 to 14 years old, on average.

Your Age

Age is another variable that makes a significant difference in how much insurance companies will charge you for auto insurance. As you can see above, drivers who have more experience pay less for car insurance than younger drivers. Mazda CX-9 drivers under 18 actually pay more than twice as much as those 25 or older.

Insurance prices continue to decrease as you get older, with the cheapest age group being 65 years and older for CX-9 drivers.

Your Gender

Because women are less likely to get speeding tickets and get into accidents, they have a decreased chance of filing a claim with insurance. So, insurance carriers will often charge women less than men. The Mazda CX-9 sticks to the norm, where women pay around 23% less than men monthly for insurance.

Where You Live

It may be obvious that factors such as what vehicle you drive and how old you are play a role in your car insurance prices, but did you know that where you live can be equally important? Since auto insurance is regulated on a state-by-state basis, rates differ quite a bit from state to state.

For example, the average Mazda CX-9 driver from New York pays about $195 a month for liability coverage, while on average, the same Californian owner will pay less than 50% of that price. The table above shows average premiums for the top 10 most populous states, just to give you a good idea of how much rates can change depending on where you live.

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Mazda CX-9 Car Insurance Discounts

Whatever what car you drive, how old you are, or what state you call home, it's always a good idea to take advantage of as many car insurance discounts as possible when shopping around for a policy.

Even though all insurance companies offer their own unique discounts, there are a few that you'll find with most insurers. These include discounts like:

• Multi-vehicle discounts for adding more than one car to your auto policy
• Pay-in-full discounts for choosing to pay your entire policy price at once, rather than by monthly payments
• Defensive driving discounts for taking a defensive driving class through an accredited school or institution
• Vehicle safety discounts for having a vehicle with certain safety features (like air bags or anti-lock brakes) or one with higher than average safety ratings

While discounts are always a good way to save money on your auto insurance, sometimes, the best way to get the cheapest rates is by strengthening your overall insurance profile that carriers look at. This includes things like avoiding lapses in coverage, not having recent insurance claims, and driving safely.

Although you can't control every single aspect of your car insurance profile (like some of the pieces we mentioned above), there is quite a bit that you do have control over. Below are just a few of the variables you can use to your advantage when it comes to saving money:

Your Driving Record

You've almost certainly observed ads from auto insurance carriers offering big discounts for good drivers. It checks out that if you get tickets for speeding or get into an accident, insurance prices will increase. But exactly how much can these infractions cost you?

As you can tell from the table above, accidents will usually cost CX-9 drivers less than tickets, but both will cause a significant increase in rates. Mazda CX-9 drivers with one accident on their record pay an average of $85 per month, while drivers with a single ticket will pay about $109 monthly. The rates only go higher the more tickets you get or accidents you have.

How Much You Drive

How much you drive each year affects your car insurance premiums. Those who are on the roads less have fewer opportunities to get into an accident, so they'll generally end up paying less for insurance. Based on the table above, you can see that Mazda CX-9 owners who drive fewer than 2,500 miles every year pay about $86 a month for auto insurance, while those who put 10,000 miles or more on their cars pay $93.

But if you happen to be one of those drivers who put very few miles on your Mazda CX-9 each year, you might consider learning about usage-based or pay-per-mile insurance policies. With these plans, you pay a small monthly amount, and your final monthly bill is calculated based on how many miles you drove.

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How Do Mazda CX-9s Compare to Other Vehicles?

If you're considering buying a Mazda CX-9, you're probably wondering how it compares to other cars. Auto insurance is just one cost that comes with a new car purchase, but it's definitely one that's worth considering.

Check out the table below to see how the Mazda CX-9 stacks up:

Overall, the Mazda CX-9 is a great value for any budget, with an MSRP that's a quarter less than the going rate for a new vehicle. While the national average vehicle price is $46,296, the CX-9 has a base price of just $33,960.

But while the purchase price is on the lower end of the spectrum, auto insurance prices run above average when compared to other vehicles on the market. Full coverage insurance for a Mazda CX-9 is around $7 per month more than average, while liability only coverage is more than $30 more per month.

When it comes to usage, Mazda CX-9 drivers are near the national average in annual miles driven, with 12,031 miles each year compared to 11,617 for all vehicles.

Mazda CX-9 Car Insurance Costs by Model Year

So far, you've seen how different things affect a driver's car insurance rates. If you're in thinking about buying a new car, truck, or SUV and the CX-9 is on your wishlist, knowing what you can expect to pay for the specific vehicle you're looking at is extremely valuable as you weigh your options.

Choose Your Model

2021 Mazda CX-9 Car Insurance 2020 Mazda CX-9 Car Insurance 2019 Mazda CX-9 Car Insurance 2018 Mazda CX-9 Car Insurance 2017 Mazda CX-9 Car Insurance 2016 Mazda CX-9 Car Insurance 2015 Mazda CX-9 Car Insurance 2014 Mazda CX-9 Car Insurance 2013 Mazda CX-9 Car Insurance 2012 Mazda CX-9 Car Insurance 2011 Mazda CX-9 Car Insurance 2010 Mazda CX-9 Car Insurance

2021 Mazda CX-9 Car Insurance

On average, drivers who own a 2021 CX-9 can expect to pay $111 to $176 monthly for liability only and full coverage auto insurance, respectively.

Looking for the most affordable policy? Mercury offered liability only coverage for as cheap as just $37 a month.

Want something more accurate than nationwide averages? Enter your ZIP code below to get several free personalized quotes.

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2020 Mazda CX-9 Car Insurance

The average cost to insure a 2020 Mazda CX-9 with liability only coverage is $56 per month, while full coverage runs about $138 a month.

Amica has prices as low as $27 monthly for the 2020 Mazda CX-9.

If you want to know just how much your rate will be, get free quotes in minutes by just entering your ZIP code below.

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2019 Mazda CX-9 Car Insurance

It costs around $66 per month for liability or $158 for a full coverage policy for the 2019 CX-9.

With rates sometimes as low as $34 monthly, SafeAuto offered the cheapest policy we found for the 2019 Mazda CX-9.

While these are good estimates of what the average driver might pay to insure a 2019 Mazda CX-9, these premiums might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.

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2018 Mazda CX-9 Car Insurance

2018 Mazda CX-9 drivers can expect to pay an average of $75 a month for liability or $156 for full coverage.

Aspire offered the most affordable policy we found, with rates as little as $29 per month.

Interested in what your car insurance premium will be? Get a variety of personalized quotes for free by just entering your ZIP code below.

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2017 Mazda CX-9 Car Insurance

You can expect full coverage for a 2017 CX-9 to run about $151 monthly, while liability only coverage will average around $75 a month.

With prices as low as just $31 per month, MetLife offered the lowest policy we found.

And if you want more accurate rates tailored specifically to you, just enter your ZIP code below and get free quotes in minutes.

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2016 Mazda CX-9 Car Insurance

2016 Mazda CX-9 drivers can expect to pay an average of $62 monthly for liability or $138 for full coverage.

If you're looking for the lowest possible 2016 Mazda CX-9 insurance policy, Shelter Mutual offered the most affordable policy we found, with rates as cheap as $21 per month.

While these are good estimates of what the average driver might pay to insure a 2016 Mazda CX-9, these premiums might differ based on your driver profile. Get free personalized quotes in minutes by just entering your ZIP code below.

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2015 Mazda CX-9 Car Insurance

On average, drivers who own a 2015 CX-9 can expect to pay $58 to $138 a month for liability only and full coverage auto insurance, respectively.

We found ACG offered the lowest policy, with rates as little as just $17 per month.

What could your insurance price look like? Just enter your ZIP code below to get multiple free customized quotes.

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2014 Mazda CX-9 Car Insurance

It costs about $96 monthly for liability or $148 for a full coverage policy for the 2014 Mazda CX-9.

Looking for the cheapest policy? Clearcover offered liability only coverage for sometimes as cheap as $32 a month.

If you want more accurate quotes of how much you can expect to pay, get free quotes in minutes by just entering your ZIP code below.

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2013 Mazda CX-9 Car Insurance

You can expect full coverage for a 2013 CX-9 to run around $180 per month, while liability only coverage will average about $81 a month.

With rates as little as just $28 monthly, MetLife offered the most affordable policy we found for the 2013 Mazda CX-9.

These average premiums are a great starting point if you're in the market for a 2013 Mazda CX-9, but there are a variety of factors that go into calculating your policy rates. If you want to figure out exactly what you'll be asked to pay, get customized quotes by entering your ZIP below.

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2012 Mazda CX-9 Car Insurance

The average cost to insure a 2012 Mazda CX-9 with liability only coverage is $95 per month, while full coverage runs around $170 monthly.

MetroMile offered the lowest policy we found, with rates as little as $22 a month.

If you want to know exactly how much you can expect to pay for your CX-9, just enter your ZIP code below and get free quotes in minutes.

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2011 Mazda CX-9 Car Insurance

2011 CX-9 drivers can expect to pay an average of $89 monthly for liability or $152 for full coverage.

With prices as cheap as just $27 a month, Elephant offered the cheapest policy we found.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get free quotes in minutes.

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2010 Mazda CX-9 Car Insurance

It costs about $97 per month for liability or $149 for a full coverage policy for the 2010 Mazda CX-9.

Elephant has rates as low as $23 monthly for the 2010 Mazda CX-9.

Want something more accurate than national averages? Just enter your ZIP code below to get lots of personalized quotes for free.

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Mazda CX-9 Insurance FAQs

Is a Mazda CX-9 expensive to insure?

Liability insurance runs an average of $87 a month, while full coverage will cost you around $149. It costs about the same to insure a Mazda CX-9 as insuring the average vehicle. SUV.

How can I get the best price on car insurance for my Mazda CX-9?

The only way to make sure you're getting the lowest price on car insurance is to check prices regularly and compare quotes from a whole bunch of companies. A good rule of thumb is to get quotes every 6 months or so. Luckily, sites like Compare.com let you compare premiums from a lot of carriers at once, meaning you can find the most affordable rates (or guarantee you already have the best deal) in just a few minutes.

Does the color of my Mazda CX-9 affect my insurance rates?

Have you heard the old adage that it costs more to insure a red car before? Well, that's actually a myth. Although there are many variables insurance companies think about when they offer you a premium, the color of your vehicle is not factored into that decision.

Do I need to have insurance before I buy a Mazda CX-9?

Before you can legally drive your new (or new to you) Mazda CX-9 off the dealership lot, you'll need to have valid auto insurance for it. Some dealerships will offer you an insurance policy as part of the buying process, but your best bet is letting your car insurance carrier know before you buy.

What car insurance discounts can I get for my Mazda CX-9?

There are a ton of discounts out there for insurance. Many of them (like "safe driver discounts" and "multi-vehicle discounts") are based less on your CX-9 and more on you, but if your CX-9 has safety features like airbags, anti-lock brakes, anti-theft systems, and other features, it may be eligible for certain discounts. You'll only know about which discounts you qualify for if you reach out to your insurance company and ask about which discounts they offer.