Best Car Loans by Credit Score (2026)
Consumers Credit Union and Bank of America are great choices for auto loans due to low rates and fast prequalification.
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Consumers Credit Union and Bank of America are great choices for auto loans due to low rates and fast prequalification.

You can still get a car loan with bad credit — comparing options and negotiating terms can help.

Used auto loan rates currently range from about 7.70% to over 21%, depending on your credit.

Comparing lenders can help you find better rates, lower fees, and more flexible terms.

Title loans offer quick cash but come with steep costs and high risks.
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