Compare.com is a licensed insurance agency and highly rated comparison platform founded in 2013. From the very beginning, Compare.com has been free to use, and no matter what type of insurance you’re shopping for, all it takes is one form to compare personalized quotes from well over 100 top insurance companies.
Insurify acquired Compare.com in 2023, and it now operates as a wholly owned subsidiary, Compare.com Insurance Agency, LLC. Users can currently compare a wide range of insurance and personal finance products, including auto, home, renters, pet, and business insurance, as well as loans, savings accounts, and credit cards.
And unlike some other sites, Compare.com isn’t a lead-generation site, and it won’t sell your data to third parties, either. That means you don’t have to worry about spam calls, texts, or junk mail after getting a quote.
What Is Compare.com?
Compare.com is a leading insurance-comparison platform that allows users to compare personalized, real-time quotes for a variety of insurance products, including auto, home, renters, pet, and commercial insurance.
The company is a licensed insurance agency operating in all 50 U.S. states and Washington, D.C., but it’s not an insurance company that sells policies directly to consumers. Instead, Compare.com uses its direct integrations with more than 100 trusted insurance companies to match users with the insurers and policies that best fit their unique situation and needs. That means it offers quotes (not estimates) that are 100% real, accurate, and tailored to your unique situation and profile.
Alongside its long-standing insurance offerings, Compare.com also partners with a variety of lenders to offer a range of financial products, including personal and student loans, credit cards, savings accounts, and more.
How Compare.com Works
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Regardless of what insurance or financial product you’re shopping for, using Compare.com is simple. All it takes is four simple steps:
Complete a brief questionnaire. Fill out a single form with all the relevant information insurers will need to provide an accurate quote. For auto insurance, this includes information about you, your vehicle, and where you live. For home or renters policies, it might include more information about your home itself. But no matter the product, all it takes is one form — no need to enter the same information over and over across several websites.
Wait a few seconds while Compare.com compiles your quotes. From here, Compare.com uses its direct integrations with insurance companies to gather your quotes and match you with potential insurers.
Compare your options side by side. After a few seconds, you’ll see all of your available quotes on one dashboard. This allows you to see all your options and compare prices, coverage levels, deductibles, and more. And remember, the rates you see are 100% real rates that insurers are offering, not just rough estimates.
Choose the policy that best fits you. After you’ve compared all your options, select the quote that best fits your needs, budget, and unique situation. Depending on which insurer you choose, you’ll either complete the purchase directly on Compare.com or be connected with the insurer to finalize your policy.
Keep in mind that some major insurance companies don’t participate in third-party comparison platforms, like Compare.com, and instead offer quotes only on their respective websites. Even so, Compare.com boasts one of the largest insurer networks in the industry, with more than 100 current partners.
How Compare.com Makes Money
Compare is 100% free to use, and we don’t make money by selling your personal information to third parties, outside agents, or lead-generation platforms, either. Instead, Compare.com earns money through agent commissions and finder’s fees from the insurance companies and other organizations we partner with when you purchase a policy through our site.
That means our goals directly align with yours — saving money and finding the best policy for your unique situation.
Why Compare.com Doesn’t Have Spam or Sell Your Data
Compare.com doesn’t sell user data or personal information to any third parties. That means you don’t have to worry about spam after using our site.
Some insurance companies may contact you after you select their quote to finalize your new policy, but Compare.com doesn’t initiate any unsolicited calls, texts, or emails after you get a quote.
At the end of the day, that’s what sets Compare.com apart from much of the competition. Many sites that advertise quote comparison are simply lead generators that then sell user information to a wide variety of insurance companies, aggregators, agents, and more. But by using Compare.com, you can put your spam fears aside. After all, there’s a reason our users rank us as the No. 1 insurance-comparison site on the web.
What Customers Say About Compare.com
We’re proud to say our users rank us as the No. 1 insurance-comparison platform across several trusted third-party review sites.
Compare.com currently holds an A+ rating from the Better Business Bureau (BBB), and we’ve been accredited since 2015 — longer than any other comparison site. And more than 800 customers have helped us achieve a 4.6-star rating on Trustpilot.
That’s probably because Compare.com customers save up to $867† on auto insurance through our site. But don’t just take our word for it. Check out what real Compare.com users have to say below.
Types of Insurance Available on Compare.com
While Compare.com started in 2013 with a focus on auto insurance, we offer just about every type* of property and casualty insurance you might need, including:
Auto insurance: Our bread and butter, we’ve been helping customers save up to $867† for well over a decade.
Home insurance: Whether you’re buying your first home or just looking to save some money on your monthly mortgage payment, Compare.com brings the insurance companies to you.
Renters insurance: Compared to homeowners insurance, renters policies are relatively cheap. But that doesn’t mean you can’t find a better deal.
Auto and home/renters bundles: One of the easiest ways to save money on your insurance is to bundle your car and home or renters insurance with the same company. With Compare.com, you can compare quotes and see several potential bundling options all in one place.
Pet insurance: We all want what’s best for our furry friends. Compare.com partners with several of the top pet insurance companies to help you find the best coverage for your cat, dog, or other pet quickly and easily.
Commercial auto insurance: Whether you’re an Uber or Lyft driver or own a fleet of company vehicles, you can compare all your options and find the right policy with Compare.com
Business insurance: It’s easy to overlook business insurance with everything that’s on a small-business owner’s plate. But with Compare.com, you can compare options and find the best policy in just a few minutes.
Personal financial tools: Alongside insurance, Compare.com also offers a variety of personal finance comparisons, calculators, and other tools. Whether you’re looking for a new rewards credit card, savings account, or personal loan, or if you want to refinance your auto or student loans, Compare.com has you covered.
*Note: Product availability and options may vary by state.
FAQs About Compare.com
If you’re interested in learning even more about Compare.com and the products and services we offer, check out the answers to these commonly asked questions.
Is Compare.com a lead-generation site?
No. Compare.com is not, and has never been, a lead-generation site. From the very beginning, Compare.com has made money strictly through agent commissions and finder’s fees after users have purchased a policy directly through the site.
Does Compare.com sell your personal information?
No. Compare.com has a strict no-spam policy and will never sell users’ personal information to third-party websites, agents, or other businesses.
How many insurance companies does Compare.com work with?
Compare.com works with more than 100 of the largest and most trusted insurance companies across the U.S. That means users can always compare quotes from several insurers side by side.
Can you buy insurance through Compare.com?
Yes. Many of Compare.com’s partner insurers have direct integrations that allow you to purchase your new policy without ever leaving Compare.com. And the rest typically need only a simple follow-up with additional information to complete your purchase and activate your new coverage.
Is Compare.com free to use?
Yes. Compare.com is 100% free to use, and its 100% no-spam policy means your information isn’t for sale, either.
When was Compare.com founded?
Compare.com launched in 2013, making it the longest-standing insurance-comparison site in the U.S. Since then, more than 8 million users have saved over $340 million in combined insurance premiums.
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