Compare.com is a digital insurance agent and personal finance comparison site. We partner with top lenders and leaders in the personal finance space to help you compare borrowing and savings options. We also provide car insurance quotes from more than 100 top companies, including Allstate, Liberty Mutual, and Progressive. Licensed in all 50 states and Washington, D.C., Compare.com customers save up to $867* per year on their car insurance.
How Compare.com Saves You Time and Money
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Compare Side by Side
We work with more than 100 top insurers to help you compare several quotes side by side. It takes just minutes to find a policy that best fits your needs.
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Let Our Agents Help
We make it easy to buy online. But if you want help, we have expert agents ready to answer your questions and bind your policy.
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Cut Your Bill in Half
Compare.com customers save up to $867* per year on their car insurance, cutting their insurance bills by up to 50%.
Hear From Real Compare.com Customers
See why our customers rank us the #1 insurance-comparison and personal finance site.
Leading Innovation in Insurance & Personal Finance for 13+ Years
Compare.com delivers on its promise to help customers save money and find the best insurance and personal finance products for their needs. As a licensed insurance agent in all 50 states, Compare.com exists to empower customers with bite-sized tips to ease those big decisions. No spam, no fees, no catch.
8,334,825
Happy Customers
They came, they saw, and they saved: 8 million-plus customers have compared more than 58 million quotes and found the right policy with Compare.com.
90+
Years of Experience
Altogether, our team of editors and personal finance pros has more than nine decades of helping shoppers make informed decisions.
$340 Million
All-Time Savings
Our insurance shoppers lowered their annual premiums by up to $867, for a combined $340 million in savings. Now we help borrowers save, too.
Your Resource for All Things Finance
Sure, we can help you compare quotes and save money, but we also want to empower you with all the knowledge you need to make smart financial decisions.
Each member of our editorial team is passionate about using our five decades of experience to break down complex topics into clear, easy-to-understand language.
And since a licensed professional reviews every article we publish, you can trust that all the information and advice you find across our site is accurate.
To get you started, here are some of our trending insurance and financial guides:
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Car Insurance Rates by Make and Model in 2026
The Subaru Forester is one of the least expensive cars to insure, with an average annual rate of $1,200. The Infiniti Q50 is the most expensive, costing an average of $2,736 per year.
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Car Insurance Rates by State: What You Can Expect to Pay in 2026
Car insurance rates can vary widely between states due to weather and traffic trends, state laws, and minimum car insurance requirements. See how your state stacks up.
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Personal Loans: The Complete Guide to Rates, Uses, and Eligibility
A personal loan is money that you can borrow to pay for major expenses or debt consolidation. They can offer competitive rates and longer repayment terms without requiring collateral.
Meet Compare.com’s Experienced Editorial Team
Our team has more than 90 years of combined writing and editing experience in the financial topics that matter most to you, including well over 50 years in the insurance industry alone. We use that experience to break down complex personal finance and insurance topics into approachable, easy-to-understand language.
We get it. Finances and insurance can be confusing and scary. We’re here to help.
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Nick VersawSenior Managing Editor
Qualifications:
10+ years writing and editing insurance content
Published in Washington Post, LA Times, and more
Nick leads Compare.com's editorial team in creating helpful, easy-to-understand content about insurance and personal finance.
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Jared HughesFinance and Insurance Editor
Qualifications:
6+ years editing personal finance content
Featured in New York Post, Credible, and Insurify
Jared is a finance and insurance editor with more than six years experience editing personal finance content.
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Shannon MartinEconomic Analyst and Licensed Insurance Agent
Qualifications:
Licensed property and casualty insurance agent
20 years in the P&C insurance industry
An economic analyst, and personal finance writer, Shannon has appeared in the New York Times, Wall Street Journal, and more.
How to Compare Car Insurance Quotes
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1. Gather Your Information
Including current, accurate information will help you get an accurate quote. You’ll need some basic info, like your personal information, vehicle identification number (VIN), and details about your driving history. If anyone else will be driving the car, you’ll need their driving history and information, too.
2. Consider Your Coverage Needs
Think about how much and what kind of coverage you need. Every state has unique insurance requirements, but your lender might require a particular coverage, too. Keep your budget in mind and understand what you can afford to pay each month vs. any potential out-of-pocket costs if you cause an accident.
3. Compare Your Quotes
By using an insurance comparison site, you can share your information once and get multiple personalized quotes. No need to enter your information multiple times. Getting quotes from at least three different insurance companies makes it more likely you’ll find a low price. Consider discounts, available coverages, company ratings, and customer reviews to find the right fit for you.
Why It’s Important to Compare Personalized Car Insurance Quotes
Multiple factors affect your car insurance rates, and each insurance company calculates premiums differently. That means prices can vary by hundreds of dollars. For example, a smaller regional insurer might be able to offer much lower rates than a national company in your area — but comparing quotes is the only way to find out which company is the cheapest for you.
Check out this table to see how a few top insurance companies compare when it comes to things like price, customer service, claims, and more. The scores you see here represent reviews and average rate data from real Compare.com customers.
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Average Premium $78/mo* | Average Premium $168/mo* | Average Premium $124/mo* | Average Premium $161/mo* | Average Premium $106/mo* |
Overall Rating | Overall Rating | Overall Rating | Overall Rating | Overall Rating |
Value | Value | Value | Value | Value |
Customer Service | Customer Service | Customer Service | Customer Service | Customer Service |
Claims Handling | Claims Handling | Claims Handling | Claims Handling | Claims Handling |
Special Highlight Outstanding serviceAI-generated from 224 user reviews | Special Highlight Bundling discountsAI-generated from 169 user reviews | Special Highlight Customizable policiesAI-generated from 618 user reviews | Special Highlight High-risk driversAI-generated from 24 user reviews | Special Highlight Affordable ratesAI-generated from 1137 user reviews |
We sourced the data in this table from Compare.com users who indicated they're existing customers of the insurers you see here.
How to Compare Financial Products
Comparison shopping is the best way to find the financial product you need at a price that works for you. Whether you’re looking for a personal loan, private student loan, auto loan refinance, or savings account, here’s how to compare your options side by side with Compare.com.
Choose the product you’re interested in. You can find buttons for our personal finance products at the top of this page.
Share some basic information. Let us know your ZIP code and credit score range.
See offers side by side. We’ll show you loan or savings offers from our partners, including critical information like APR ranges, loan amount ranges, and minimum credit score requirements.
Choose a partner lender or savings account product. We’ll connect you to our partner’s website where you can complete an application.
Compare.com FAQs
Learn more about us — and how we can help you — through the answers to these commonly asked questions.
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Writer: Nick VersawSenior Managing Editor
Writer: Nick VersawSenior Managing Editor
Qualifications:
10+ years writing and editing insurance content
Published in Washington Post, LA Times, and more
Nick leads Compare.com's editorial team in creating helpful, easy-to-understand content about insurance and personal finance.
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Editor: John LeachLicensed P&C Insurance Agent and Expert Reviewer
Editor: John LeachLicensed P&C Insurance Agent and Expert Reviewer
Qualifications:
Licensed property and casualty insurance agent
10+ years editing insurance content
NPN: 20461358
A licensed agent for more than four years, John reviews and fact-checks articles for Compare.com.
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Reviewer: Mark FriedlanderSenior Director, Media Relations | Insurance Information Institute
Reviewer: Mark FriedlanderSenior Director, Media Relations | Insurance Information Institute
Qualifications:
Triple-I's media relations director
20+ years in insurance
Mark serves as a national spokesman for Triple-I. An insurance expert, he's an impartial, independent reviewer for Compare.
Updated
What is Compare.com?
How does Compare.com make money?
We earn money by saving you money. When you buy an insurance policy from one of the quotes you see on our site, Compare.com receives a commission from our 100-plus partner insurance companies. Our personal finance partners may compensate us when you click, apply, or are approved for a product through links on our pages. Unlike some other sites, we’ll never sell your information to make a buck.
How does Compare.com work?
Compare.com works directly with more than 100 of the nation’s top insurance companies to help users directly compare quotes for car, homeowners, renters, and also pet insurance. Enter your information once and see personalized quotes from multiple companies side by side. It’s really that easy. We also enable our users to compare personal finance products, including high-yield savings accounts, auto loans, student loans, personal loans, and credit cards.
And unlike some sites, Compare.com has real-time integrations with most partner companies, so the rates you see are actual quotes and offers, not ads.
Is Compare.com safe to use?
Yes. At Compare.com, we take security seriously, and we respect your right to privacy. We ask you to share with us only the personal information that’s necessary to show you personalized quotes. And when you’re ready to buy a policy, we’ll share your information with the insurer you choose to make the buying process as smooth as possible. We’ll never sell your information to third parties.
Will comparing rates affect my credit score?
No. Comparing loan and insurance rates through Compare.com won’t affect your credit score. When you compare rates on our site, we don’t do a hard inquiry into your credit report.
Why is it important to compare car insurance rates?
Insurance companies calculate your rates based on factors like your driving history, location, age, credit history, and gender. And every insurer values each factor differently, so any two companies may give you widely different quotes, which is why comparison is so important. Generally, though, you’ll get the cheapest rates with a clean driving record and good to excellent credit.
Here’s an example of how rates can vary among insurers for the same driver profile. The table below shows average quotes for a 40-year-old female driver in Texas with a clean driving record and good credit.
The below national rates are estimated rates current as of: Sunday, November 1 at 12:19 AM PDT.
Company | Average Monthly Premium |
|---|---|
| State Farm | $57 |
| Progressive | $77 |
| Mile Auto | $78 |
| GEICO | $87 |
| The General | $102 |
| USAA | $102 |
| GAINSCO | $103 |
| Commonwealth Casualty | $104 |
| First Acceptance | $106 |
| Mercury | $108 |
| Alinsco | $109 |
| AssuranceAmerica | $112 |
| Lone Star | $115 |
| Bristol West | $119 |
| Covercube | $119 |
| Root | $123 |
| Dairyland | $124 |
| Direct Auto | $128 |
| National General | $133 |
| Sun Coast | $133 |
| Allstate | $134 |
| Mendota | $134 |
| Elephant | $135 |
| Excepsure | $137 |
| Loop | $143 |
| Safeco | $143 |
| Clearcover | $145 |
| Chubb | $165 |
| Trexis One | $170 |
| 21st Century | $204 |
| Hugo | $210 |
| Liberty Mutual | $234 |
Disclaimer: Table data sourced from real-time quotes from Compare.com's 100+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
What’s the easiest way to compare car insurance?
By far the easiest way to compare car insurance is with an insurance-comparison site. You only have to enter your information once to get quotes from multiple companies.
What’s the best insurance-comparison site?
We tried all the leading car insurance comparison sites and believe that Compare.com is the best choice for all types of drivers. And it’s not just us saying that: Customers rate Compare.com highly, with 4.7 out of 5 stars on Shopper Approved and 4.6 out of 5 stars on Trustpilot.
How do you compare personal loans?
You can compare personal loans through a personal finance comparison site like Compare.com. Be sure to compare annual percentage rates (APR), not just interest rates, since APR better represents the total cost of a loan. You should also consider origination fees, available loan terms, and whether a lender charges a penalty for paying off a loan early.
Which company has the cheapest car insurance?
We analyzed more than 58 million real-time quotes and found that Country Financial has the cheapest overall car insurance, with average liability rates starting at just $48 per month.
Why is car insurance so expensive?
Car insurance can be expensive for many reasons, some of them specific to you and others at the market level.
At the driver level, your age, gender, and driving record can all push your premiums up. For example, a 40-year-old female driver with a clean record will probably see cheaper rates than her 16-year-old male next-door neighbor.
At a market level, traffic congestion and accident rates where you live can increase rates for everyone in the area.
But even national-level events can affect your car insurance costs. Right now, inflation has pushed up repair costs, which makes claims costlier for insurers to pay and, in turn, increases the rates they charge.
What’s the most trusted insurance company?
Most major insurers are trustworthy, but here are some things we look for when we review companies. AM Best rates insurers for financial and long-term credit strength, which indicates a company’s ability to pay claims reliably. J.D. Power’s customer and claims satisfaction rankings, and even Trustpilot reviews, can also give you an idea of consumer trust and experience. GEICO, Progressive, and USAA are among the best insurance companies we’ve reviewed.
Is Compare.com legit?
You bet we are. Compare.com is a licensed insurance agency in all 50 states and Washington, D.C. We don’t sell your data to third parties and are open about how we make money. We’re always working to earn and keep our customers’ trust.
What’s the fastest way to compare car insurance quotes?
Using an insurance-comparison site like Compare.com is by far the fastest way to compare quotes side by side. Instead of hopping around from one insurance company’s website to another, these sites bring the insurers to you. Enter your information once, and find the cheapest quotes from more than 100 top companies.
Clear and Simple Finance and Insurance Knowledge — No Jargon Here
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Compare Car Insurance Quotes Online (2026 Rates)
Comparing car insurance quotes side by side saves drivers up to $867* per year. That makes it the best (and easiest) way to save on car insurance.
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Emergency Loans: Fast Funding Options for Unexpected Expenses
Emergency loans are short-term loans that provide fast cash for urgent expenses. They may be easier to qualify for but often come with higher interest rates and fees.
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How to Shop for Car Insurance in 7 Easy Steps
Your budget and coverage needs are two of the biggest factors when shopping for car insurance. Learn what you need to get a quote and common mistakes to avoid.
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Should You Refinance Student Loans? An Objective Guide for 2026
Refinancing student loans can lower your interest rate and monthly payments. But if you refinance federal loans, you give up forgiveness programs and income-driven repayment options.
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The Cheapest Car Insurance Companies of November 2026
Country Financial, NJM, and Auto-Owners are the cheapest car insurance companies in the U.S., but that doesn’t necessarily mean they’re the cheapest for you. We’ll show you how to get cheaper auto insurance in as little as a few minutes.
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What Is a High-Yield Savings Account and How Does It Work?
A high-yield savings account (HYSA) is a savings account that earns much higher interest than traditional bank accounts, typically 3.5%–5.0% APY.