Ethical Car Insurance Companies: Do You Have a Socially Responsible Insurance Provider?

Ethical car insurance companies do more than deal with claims and collisions. They also save elephants, educate teen drivers, pay for sick children’s treatment and support wounded veterans. If you’re shopping for car insurance, you may want to consider going with a company that supports causes close to your heart. Here are just a few of the social responsible insurance providers.


The Allstate Foundation supports charitable causes with grants — more than $19 million in 2012. While the foundation funds a range of groups and causes, its two main goals are to encourage safe driving by teens and to empower domestic violence survivors to regain financial independence. It’s not just about the money: Allstate says that in 2012, more than 10,000 of its employees and independent agency staff got involved with programs supported by the foundation.

Elephant Auto Insurance

It’s no surprise to find that Elephant Auto Insurance helps protect its namesake animal. The company supports the Born Free Foundation, which protects wild elephants from poachers and opposes their use in zoos and circuses, as well as Tusk, a charity that funds community-based projects in Africa to conserve wildlife and alleviate poverty. In 2010, Elephant Auto Insurance adopted Gypsy, an elephant who lives at the Performing Animal Welfare Society sanctuary in California.


One of GEICO’s biggest initiatives is its sponsorship of Soldier Ride, a nationwide series of four-day cycling events to support the Wounded Warrior Project. Soldier Ride provides adaptive bicycles, trikes and hand cycles for wounded veterans so that they can participate in 25- or 50-mile ride. GEICO supports other military organizations too, including the Vietnam Veterans Memorial Fund, the USO and the Armed Services YMCA.

Liberty Mutual

Liberty Mutual has four social responsibility goals: to “educate low-income children, strengthen cultural treasures, protect our most fragile, and uplift those most often left out or behind.” This means the company’s four foundations give grants to nonprofits that support these goals, such as the Boston Museum’s programs for children with disabilities and a charity that feeds impoverished schoolchildren in Venezuela.


One of the largest insurance companies in the United States, Nationwide uses its financial might to fight hunger, treat sick children and help people in need. The company has donated more than 20 million meals to Feeding America food banks and pledged about $100 million to the United Way, as well as supported the American Red Cross with blood and financial donations. The company has given close to $60 million — and its name — to the Nationwide Children’s Hospital in Columbus, Ohio, to make sure no sick child is turned away.


Progressive Auto Insurance doesn’t directly fund charities, but it supports its employees’ charitable giving by matching funds through the Progressive Insurance Foundation. The company also celebrates the generosity of its 25,000 employees: In 2012, they held 267 separate charitable events, including blood drives, vehicle donations and environmental cleanups.

State Farm

You know the slogan — “Like a good neighbor, State Farm is there” — and the company uses those words to guide its giving as well. State Farm and its foundation focus largely on students and schools, giving millions to programs that train teachers, reduce dropout rates, teach financial literacy and encourage safe driving by teens. The company also supports LISC, the Local Initiatives Support Corporation, which organizes grassroots community redevelopment programs around the country.

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