Daniel Roccato

Daniel Roccato

Expert Reviewer, Insurance and Finance

Daniel's expertise

Dan Roccato is a clinical professor of finance at the University of San Diego School of Business, consistently ranking among the top of his peers. Previously, he was an adjunct professor of economics and finance at Rutgers University, where he was named Outstanding Adjunct Professor in 2012. Dan has also taught at Rowan College and lectured at Drexel University. He is a contributing author of the book "International Securities Lending" published by Macmillan in 1992. Dan has also authored several articles related to investments, capital markets, real estate, and personal finance. Dan is a Fox News Contributor specializing in Finance and Economic analysis. He also appears regularly on News Nation and a variety of local media outlets.

Dan Roccato has enjoyed a successful 20-year career with two of Wall Street’s most prominent investment banks: Merrill Lynch and Morgan Stanley. Advising corporations, pension funds, and institutional investors, Dan served as an executive abroad for several years and traveled extensively to more than 40 countries. He became a recognized expert in global securities services and corporate stock options.

Roccato is a graduate of Rutgers University, University of Pennsylvania, and Drexel University.

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Latest articles by Daniel

Personal Loans: The Complete Guide to Rates, Uses, and Eligibility

Personal Loans: The Complete Guide to Rates, Uses, and Eligibility

A personal loan is money that you can borrow to pay for major expenses or debt consolidation. They can offer competitive rates and longer repayment terms without requiring collateral.
Personal Loans for Bad Credit: Verified Options and Approval Guide

Personal Loans for Bad Credit: Verified Options and Approval Guide

Borrowers with low credit scores or limited credit history may find it easier to qualify for a bad credit loan. But these often come with higher interest rates and a greater chance of defaulting.
Emergency Loans: Fast Funding Options for Unexpected Expenses

Emergency Loans: Fast Funding Options for Unexpected Expenses

Emergency loans are short-term loans that provide fast cash for urgent expenses. They may be easier to qualify for but often come with higher interest rates and fees.
CD Rates in 2026: Compare Top APYs and Find Strategies to Maximize Your Savings

CD Rates in 2026: Compare Top APYs and Find Strategies to Maximize Your Savings

Average CD rates are below 2%, but many financial institutions are offering rates of 4% or more. Online banks and credit unions typically are the best value for your money.
Student Loan Consolidation: Is It Right for You?

Student Loan Consolidation: Is It Right for You?

Student loan consolidation combines multiple federal loans into a single loan with one easier-to-manage monthly payment. Although it can simplify repayment, it usually increases your loan term and total interest.
Home Improvement Loans: Compare Options for Financing Your Project

Home Improvement Loans: Compare Options for Financing Your Project

Home improvement loans usually refer to personal loans, but they can also include HELOCs, home equity loans, and cash-out mortgage refinancing.
How to Refinance Student Loans

How to Refinance Student Loans

Refinance student loans to save on interest or get lower monthly payments, but think carefully before replacing federal loans. You could lose valuable protections and income-driven repayment options.
What Is a High-Yield Savings Account and How Does It Work?

What Is a High-Yield Savings Account and How Does It Work?

A high-yield savings account (HYSA) is a savings account that earns much higher interest than traditional bank accounts, typically 3.5%–5.0% APY.
Used Car Loans: Rates, Approval, and Monthly Costs

Used Car Loans: Rates, Approval, and Monthly Costs

Used auto loan rates currently range from about 7.70% to over 21%, depending on your credit. Comparing offers from multiple lenders can help you find the best deal and maximize your savings.
Should You Refinance Student Loans? An Objective Guide for 2026

Should You Refinance Student Loans? An Objective Guide for 2026

Refinancing student loans can lower your interest rate and monthly payments. But if you refinance federal loans, you give up forgiveness programs and income-driven repayment options.