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Does Where You Live Affect Your Car Insurance?
Where you live — down to your ZIP code — affects your car insurance costs. We explain factors that influence auto rates and how to get the best rates no matter where you live.
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What You Need to Know About At-Fault Accidents
Careless drivers cause accidents, which can result in an 25% average increase in car insurance rates. Learn more about at-fault accidents.
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Six-Month vs. 12-Month Car Insurance Term: What’s Best?
Six-month car insurance policies offer more flexibility than 12-month policies. Read our guide to decide which policy term is best for you.
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Insurance Liability Limits Explained
Liability limits are the maximum amount your insurer pays when you cause an accident. Learn how to choose the right liability coverage limits.
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Do You Need Insurance to Drive Someone Else’s Car?
You typically don’t need insurance to drive someone’s car if you have their permission and they have car insurance. Learn how this works.
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Does Car Insurance Cover Natural Disasters?
Car insurance covers natural disasters if you have comprehensive coverage. Learn how natural disaster coverage works and when to file a claim.
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Peer-to-Peer Insurance: What It Is, How It Works, and When You Need It
Peer-to-peer insurance allows a group of people to combine their resources to protect themselves against future risks (like car accidents). Learn how it works, including benefits and limitations to consider.
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Does Car Insurance Cover a Hit-and-Run With a Parked Car?
Learn what coverages pay if someone hits your parked car and leaves the scene, plus what to do if you’re in the vehicle and injured.
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Can You Get Car Insurance for a Car You Don’t Own?
You can insure a car you don’t own in several ways, including getting a non-owner auto policy. Explore your options in this guide.
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How to File a Claim with State Farm
State Farm offers multiple ways to file a claim. Find out when and how to file an auto insurance claim and what to do after filing.
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What Happens if Your Car Insurance Lapses?
An insurance lapse or period without coverage can be costly and leave you financially vulnerable. Learn how to avoid coverage lapses here.
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How and When to Add Your Child to Your Car Insurance
On average, adding a child to your car insurance costs $197 more per month. Find out when to add a child, the pros and cons, and how to save.
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What to Do if You Can’t Afford Car Insurance
If you’re struggling to pay for car insurance, there are ways to make it more affordable. Find out how you can lower your auto payments.
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How Long Do Speeding Tickets Stay on Your Record?
Speeding tickets usually stay on your driving record for two to five years. Learn how one can affect your driver’s license and auto insurance.
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Is Your Car Insurance Tax Deductible?
You can only claim car insurance on your taxes if you use your car for business. Learn when car insurance is tax deductible and your options.
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What to Do if Your Car Isn’t Fixed Properly After an Insurance Claim
We outline the steps to take if you think your car hasn’t been fixed properly after an auto accident claim, including what signs to look for.
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When and How to Pause Your Car Insurance
If you’re be driving for a while, you might be able to pause your car insurance. Find out what your options are and the pros and cons.
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Car Inspections and Insurance: What You Should Know
Some states and auto insurers require car inspections for safety reasons or to get auto coverage. Learn how it works and where to get one.