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16 Key Factors That Determine How Much You Pay for Car Insurance
Your auto insurance rates are influenced by well over a dozen different factors, including your age, driving record, credit history, and more.
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What Is a Total Loss in Car Insurance?
Auto insurers declare a vehicle a total loss when the cost to repair exceeds its value or it’s not repairable. Here is what you need to know.
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Car Insurance Claims Process Explained
Understanding how the car insurance claims process works can make the process easier, from reporting the claim to getting a payout.
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What’s a Vanishing Deductible, and Do You Need One?
With vanishing deductibles, you can lower your deductible for every year you go claims-free. Browse if it’s worth it and where to get one.
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Car Theft and Car Insurance: How It Works, and What You Should Know
Find out how car theft in your city can affect your insurance rates and what to expect if you do need to use your policy’s theft coverage.
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7 Types of Car Insurance Fraud and How to Avoid Them
Car insurance fraud involves making false statements or false claims to an auto insurer for financial gain. Learn more here.
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How Car Insurance Works When Your Child Leaves for College
Learn how having a student away at college can affect your car insurance, including ways to save on your auto premium while they’re gone.
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How to File a Car Insurance Claim
Filing a car insurance claim is stressful. Learn how to file an auto claim and what to do if anything goes wrong.
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Do You Need Car Insurance With a Learner’s Permit?
Adding your teen driver to your auto policy is generally the cheapest way to get insurance for permit drivers, but you have other options.
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Is There a Grace Period to Get Insurance on a New Car?
The new car grace period varies by auto insurance company and state. Most insurers extend temporary coverage for 7–30 days.
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Do Car Insurance Quotes Affect Your Credit Score?
Insurance quotes won’t affect your credit score, but a lower credit score could affect how much you’ll pay for auto insurance.
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Does Your Car’s Color Affect Your Insurance Rates?
Red cars don’t cost more to insure than any other color vehicle, but unique or custom paint jobs can increase rates in some situations.
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What to Do After a Car Accident: A Step-by-Step Guide
Car accidents can be a stressful experience for everyone. Understanding what to do after a car accident can ensure a smooth claims process.
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When Does Gap Insurance Not Pay?
Gap insurance pays the difference between your totaled car’s value and your outstanding loan balance. Here’s when gap insurance doesn’t pay.
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How Does a Rebuilt Title Affect Your Car Insurance?
Buying a rebuilt-title car could make it more challenging and more expensive to insure your vehicle. Learn more here.
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Does Car Insurance Cover Hurricane Damage?
Comprehensive insurance can cover your vehicle’s hurricane damage. Learn when to buy coverage and how to file a hurricane damage claim.
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What Do I Need To Get Car Insurance?
To get car insurance, you need to provide information about yourself, your vehicle, and your driving record. We explain everything here.
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Flood Damage and Car Insurance: How It Works and What You Should Know
Comprehensive insurance can pay for flood damage to your car. Learn how to file a flood damage claim and what to expect.