FAQs About Compare.com

Compare.com is an insurance-comparison platform that allows users to compare auto, home, renters, and pet insurance quotes side by side. First established in 2013 and with a rating of 4.7 out of 5 on both Trustpilot and Shopper Approved, Compare.com is the industry’s longest-standing and most-trusted insurance-comparison site.

It also provides comparison tools for various personal financial topics, such as personal loans, student loans, savings accounts, auto refinancing, and credit cards.

Using Compare.com to compare insurance quotes is easy. Because it has real-time integrations with more than 120 top insurance companies, you simply enter your information one time to receive personalized quotes from several hand-picked insurers at once.

And because Compare.com makes money through commissions and other fees from insurance companies, the experience is 100% free to use and totally spam-free.

No. Unlike some other comparison tools, Compare.com has a true no-spam policy. That means you can rest assured that your phone or email inbox won’t be flooded with unwanted calls or messages after you get a quote through our platform.

No. Due to Compare.com’s no-spam policy, you don’t have to worry about your information ending up in unwanted hands. We only share information with other parties when necessary to receive quotes or purchase a policy.

No. While providing your phone number makes it easier to access your quotes later, it’s not necessary to complete the quote-comparison process, and it won’t affect the rates you see.

No. Unlike some websites that advertise insurance comparison, Compare.com is a true comparison platform with direct integrations with more than 120 insurance companies. That means you can expect to see real-time, completely personalized quotes, not just ads.

Both. Whether you’re just starting your insurance shopping journey or ready to buy a policy, Compare.com has you covered. There’s no obligation to purchase a policy if you just want quotes but aren’t ready to buy. But if you’re ready to finalize your new policy, you can usually do so directly on our platform.

For many insurance companies, you can complete the quote process and purchase your policy without ever leaving Compare.com. But some insurers require you to visit their website or talk to one of their representatives to fully finalize your policy.

Once you complete our quote questionnaire, the prices you see on Compare.com are real quotes, not just estimates. That’s due to our direct integrations with more than 120 insurance partners.

Yes. Compare.com partners and has direct integrations with more than 120 of the best insurance companies in the U.S. That means the quotes you receive are from reputable insurers and personalized to your unique profile.

On occasion, you may see your rate adjust slightly from the initial quote you received to your final premium. That can happen for a few reasons, but it typically occurs after the insurer you choose receives a more complete picture of your overall profile.

For example, many insurers will run a full insurance report that provides more detail than the initial questionnaire once you’re ready to buy. This can lead to (typically minor) adjustments up or down to your final premium price.

Incorrect information or typos in the original quote questionnaire answers can also lead to changes at this stage.

Compare.com has provided well over 50 million quotes to nearly 10 million users since first opening its doors in 2013. That’s led to a combined $340 million in all-time savings — an average of $867^† for every customer that has purchased a policy through our platform.

But don’t just take our word for it. More than 2,000 real Compare.com customers have shared their experiences on Trustpilot and Shopper Approved, and we’ve earned a 4.7 out of 5 on both platforms.

Compare.com makes money through commissions and finder’s fees from our wide network of more than 120 partner insurers, and it doesn’t sell user information to third parties.

All of our comparison tools are 100% free to use, too. At the end of the day, we make money by saving you money.

It depends on which type of insurance you’re shopping for, but generally, you’ll need to provide information about yourself and what you’re looking to insure.

For auto insurance, you can expect to answer questions about your age and gender, where you live, the year, make, and model of your vehicle, your driving history, how you use your car, and other similar topics.

For home or renters insurance, you’ll see many of the same personal questions, but the focus will instead be on your home — its age, location, building type, construction materials, and other related information.

For pet insurance, most of the questions will be about your furry friend, including its age, breed, and medical history.