Alabama |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $25k property damage liability per accident
|
Alaska |
- $50k bodily injury liability per person
- $100k bodily injury liability per accident
- $25k property damage liability per accident
|
Arizona |
- $15k bodily-injury liability per person
- $30k bodily-injury liability per accident
- $10k property-damage liability
|
Arkansas |
- $25k for bodily injury per person
- $50k for bodily injury per accident
- $25k for property damage per accident
|
California |
- $15k bodily injury liability per person
- $30k bodily injury liability per accident
- $5k property damage liability per accident
|
Colorado |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $15k property damage liability per accident
|
Connecticut |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $25k property damage liability per accident
- $25k uninsured & underinsured motorist coverage per person
- $50k uninsured & underinsured motorist coverage per accident
|
Delaware |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $10k property damage liability per accident
- $25k bodily injury uninsured/underinsured motorist per person
- $50k bodily injury uninsured/underinsured motorist per accident
- $10k property damage uninsured/underinsured motorist per accident
- $15k personal injury protection per person
- $30k personal injury protection per accident
|
Florida |
- $10k property damage liability per accident
- $10k personal injury protection
|
Georgia |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $25k property damage liability per accident
|
Hawaii |
- $20k bodily injury liability per person
- $40k bodily injury liability per accident
- $10k property damage liability per accident
- $10k personal injury protection
|
Idaho |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $15k property damage liability per accident
|
Illinois |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $20k property damage liability per accident
- $25k uninsured motorist coverage per person
- $50k uninsured motorist coverage per accident
|
Indiana |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $25k property damage liability per accident
|
Iowa |
- $20k bodily injury liability per person
- $40k bodily injury liability per accident
- $15k property damage liability per accident
|
Kansas |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $25k property damage liability per accident
- $25k uninsured & underinsured motorist coverage per person
- $50k uninsured & underinsured motorist coverage per accident
Personal Injury Protection (PIP)
- $4.5k medical expenses
- $900 per month for disability or loss of income
- $25 per day for in-home services
- $4.5k for rehabilitation
- $2k for funeral or cremation costs
|
Kentucky |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $10k property damage liability per accident
- $10k personal injury protection
|
Louisiana |
- $15k bodily injury liability per person
- $30k bodily injury liability per accident
- $25k property damage liability per accident
|
Maine |
- $50k bodily injury liability per person
- $100k bodily injury liability per accident
- $25k property damage liability per accident
- $50k uninsured motorist coverage per person
- $100k uninsured motorist coverage per accident
- $2k medical payments coverage
|
Maryland |
- $30k bodily injury liability per person
- $60k bodily injury liability per accident
- $15k property damage liability per accident
- $30k uninsured motorist coverage per person
- $60k uninsured motorist coverage per accident
- $15 uninsured motorist property damage coverage
Personal Injury Protection (PIP)
|
Massachusetts |
- $20k bodily injury liability per person
- $40k bodily injury liability per accident
- $5k property damage liability per accident
- $20k uninsured motorist coverage per person
- $40k uninsured motorist coverage per accident
- $8k personal injury protection
|
Michigan |
- $20k bodily injury liability per person
- $40k bodily injury liability per accident
- $10k property damage liability per accident
No-Fault Insurance Policy
- Personal injury protection (PIP) – unlimited with a $0, $300, or $500 deductible
- Property protection (PPI) – $1MIL for damages to other peoples property
|
Minnesota |
- $30k bodily injury liability per person
- $60k bodily injury liability per accident
- $10k property damage liability per accident
- $25k uninsured & underinsured motorist coverage per person
- $50k uninsured & underinsured motorist coverage per accident
- $40k personal injury protection
|
Mississippi |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $25k property damage liability per accident
|
Missouri |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $25k property damage liability per accident
- $25k uninsured motorist coverage per person
- $50k uninsured motorist coverage per accident
|
Montana |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $20k property damage liability per accident
|
Nebraska |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $25k property damage liability per accident
- $25k uninsured motorist coverage per person
- $50k uninsured motorist coverage per accident
|
Nevada |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $20k property damage liability per accident
|
New Hampshire |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $25k property damage liability per accident
- $25k uninsured & underinsured motorist coverage per person
- $50k uninsured & underinsured motorist coverage per accident
- $25k uninsured & underinsured motorist property damage coverage
- $1k medical payments coverage
*Car insurance is optional in this state but we wouldn’t suggest going without it.* |
New Jersey |
- $15k bodily injury liability per person
- $30k bodily injury liability per accident
- $5k property damage liability per accident
- $15k personal injury protection
|
New Mexico |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $10k property damage liability per accident
|
New York |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $50k liability for death per person
- $100k liability for death per accident
- $10k property damage liability per accident
- $50k personal injury protection
- $25k uninsured motorist coverage per person
- $50k uninsured motorist coverage per accident
|
North Carolina |
- $30k bodily injury liability per person
- $60k bodily injury liability per accident
- $25k property damage liability per accident
- $30k uninsured motorist coverage per person
- $60k uninsured motorist coverage per accident
- $25k uninsured motorist property damage coverage per accident
|
North Dakota |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $25k property damage liability per accident
- $25k uninsured & underinsured motorist coverage per person
- $50k uninsured & underinsured motorist coverage per accident
- $30k personal injury protection
|
Ohio |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $25k property damage liability per accident
|
Oklahoma |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $25k property damage liability per accident
|
Oregon |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $20k property damage liability per accident
- $25k uninsured motorist coverage per person
- $50k uninsured motorist coverage per accident
- $15k personal injury protection
|
Pennsylvania |
- $15k bodily injury liability per person
- $30k bodily injury liability per accident
- $5k property damage liability per accident
- $5k medical benefits
|
Rhode Island |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $25k property damage liability per accident
|
South Carolina |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $25k property damage liability per accident
- $25k uninsured motorist coverage per person
- $50k uninsured motorist coverage per accident
- $25k uninsured motorist property damage coverage
|
South Dakota |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $25k property damage liability per accident
- $25k uninsured & underinsured motorist coverage per person
- $50k uninsured & underinsured motorist coverage per accident
|
Tennessee |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $15k property damage liability per accident
|
Texas |
- $30k bodily injury liability per person
- $60k bodily injury liability per accident
- $25k property damage liability per accident
|
Utah |
- $25k bodily injury liability per person
- $65k bodily injury liability per accident
- $15k property damage liability per accident
- $3k personal injury protection
|
Vermont |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $10k property damage liability per accident
- $50k uninsured & underinsured motorist coverage per person
- $100k uninsured & underinsured motorist coverage per accident
- $10k uninsured & underinsured motorist property damage coverage per accident
|
Virginia |
- $30k bodily injury liability per person
- $60k bodily injury liability per accident
- $20k property damage liability per accident
- $30k uninsured & underinsured motorist coverage per person
- $60k uninsured & underinsured motorist coverage per accident
- $20k uninsured & underinsured motorist property damage coverage per accident
|
Washington |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $10k property damage liability per accident
|
Washington D.C. |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $10k property damage liability per accident
- $25k uninsured & underinsured motorist coverage per person
- $50k uninsured & underinsured motorist coverage per accident
- $5k uninsured & underinsured motorist property damage coverage per accident
|
West Virginia |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $25k property damage liability per accident
- $25k uninsured motorist coverage per person
- $50k uninsured motorist coverage per accident
- $25k uninsured motorist property damage coverage
|
Wisconsin |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $10k property damage liability per accident
- $25k uninsured motorist coverage per person
- $50k uninsured motorist coverage per accident
|
Wyoming |
- $25k bodily injury liability per person
- $50k bodily injury liability per accident
- $20k property damage liability per accident
|