The Best Pet Insurance for Abyssinians in 2025

If you’re lucky enough to have the loyalty of an Abyssinian, you probably already know they’re playful, curious, and highly people-oriented. But did you know your Aby might have an exceptionally long lifespan, even for a cat — 17 years or longer? And that they may be prone to developing anemia, blindness, or kidney disease?^[1]

Fortunately, pet insurance can help pay for veterinary care if your Aby gets hurt or sick. And pet insurance for cats is fairly affordable. The national average premium for feline pet insurance is $23 per month, according to our data.

You’ll likely pay a bit more to insure an Abyssinian. The average cost of pet insurance for Abyssinians is around $50 per month. But you may be able to find coverage for less.

To help you find the best pet insurance for your Abyssinian, we evaluated more than a dozen top pet insurance companies. We looked at their coverage options, prices, financial stability, customer service, and more.

Here’s what we learned about pet insurance for Abyssinians.

The Best Pet Insurance Companies for Abyssinians

Let’s take a look at pet insurance companies that are worth considering for your Aby. Here’s a table comparing key benefits of different insurer policies, including available payout limits, reimbursement rates, and more.

Get QuotesCompare	Get QuotesCompare	Get QuotesCompare	Get QuotesCompare	Get QuotesCompare
Avg. quote, cats Prices based on average across all available cat breeds and locations $16/mo*	Avg. quote, cats Prices based on average across all available cat breeds and locations $16/mo*	Avg. quote, cats Prices based on average across all available cat breeds and locations N/A Compare does not have data available at this time	Avg. quote, cats Prices based on average across all available cat breeds and locations N/A Compare does not have data available at this time	Avg. quote, cats Prices based on average across all available cat breeds and locations N/A Compare does not have data available at this time
Avg. quote, Abyssinian $16/mo*	Avg. quote, Abyssinian $22/mo*	Avg. quote, Abyssinian N/A Compare does not have data available at this time	Avg. quote, Abyssinian N/A Compare does not have data available at this time	Avg. quote, Abyssinian N/A Compare does not have data available at this time
Reimbursement % The percentage of costs your provider will pay for a covered event, after you’ve paid your deductible. 60%–90%	Reimbursement % The percentage of costs your provider will pay for a covered event, after you’ve paid your deductible. 70%–90%	Reimbursement % The percentage of costs your provider will pay for a covered event, after you’ve paid your deductible. 70%–90%	Reimbursement % The percentage of costs your provider will pay for a covered event, after you’ve paid your deductible. 90%	Reimbursement % The percentage of costs your provider will pay for a covered event, after you’ve paid your deductible. 70%–90%
Payout limits The maximum amount your provider will pay for covered events. $5,000–$100,000	Payout limits The maximum amount your provider will pay for covered events. $2,500–Unlimited	Payout limits The maximum amount your provider will pay for covered events. $5,000–$30,000	Payout limits The maximum amount your provider will pay for covered events. Unlimited	Payout limits The maximum amount your provider will pay for covered events. $2,500–$10,000
Deductibles The amount you must pay towards a covered event before your coverage kicks in. $100–$750	Deductibles The amount you must pay towards a covered event before your coverage kicks in. $100–$500	Deductibles The amount you must pay towards a covered event before your coverage kicks in. $100–$1,000	Deductibles The amount you must pay towards a covered event before your coverage kicks in. $0 to $950	Deductibles The amount you must pay towards a covered event before your coverage kicks in. $100–$1,000
Curable pre-existing conditions Pre-existing conditions refer to conditions your pet has shown documented symptoms of before your policy’s waiting period is over. Some companies still cover these conditions if they’re deemed “curable” and haven’t shown symptoms for a specified period of time that varies by insurer. Covered	Curable pre-existing conditions Pre-existing conditions refer to conditions your pet has shown documented symptoms of before your policy’s waiting period is over. Some companies still cover these conditions if they’re deemed “curable” and haven’t shown symptoms for a specified period of time that varies by insurer. Covered	Curable pre-existing conditions Pre-existing conditions refer to conditions your pet has shown documented symptoms of before your policy’s waiting period is over. Some companies still cover these conditions if they’re deemed “curable” and haven’t shown symptoms for a specified period of time that varies by insurer. Covered	Curable pre-existing conditions Pre-existing conditions refer to conditions your pet has shown documented symptoms of before your policy’s waiting period is over. Some companies still cover these conditions if they’re deemed “curable” and haven’t shown symptoms for a specified period of time that varies by insurer. Not covered	Curable pre-existing conditions Pre-existing conditions refer to conditions your pet has shown documented symptoms of before your policy’s waiting period is over. Some companies still cover these conditions if they’re deemed “curable” and haven’t shown symptoms for a specified period of time that varies by insurer. Covered

Data in this table has been sourced from Compare users who received a pet insurance quote from our partner Fletch.

The Cheapest Pet Insurance Companies for Abyssinians

Pet insurance prices depend on multiple factors, including the type of policy you buy. For example, you’ll typically pay more for an accident and illness policy with a wellness add-on. And each insurer has its own way of calculating rates.

Here’s a look at the cheapest pet insurers for your Abyssinian, according to Compare.com data.

The below rates are estimated rates current as of: Tuesday, August 12 at 12:00 PM PDT. 

Company	Average Monthly Premium
Spot	$12
Pets Best	$13
ASPCA	$16
Lemonade	$16
Fetch Pet	$22
Figo	$25
Pumpkin	$29
Prudent Pet	$31

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What Pet Insurance Covers for Abyssinians

All pet insurance policies cover injuries from accidents — like scratches or bites if your Aby has a run-in with another cat.

Accident-only policies are the cheapest type of pet insurance. You can also get a policy that covers illness along with accidents, but they usually cost more than accident-only plans.

Some insurance companies also offer optional wellness plans to help pay for routine veterinary costs, like vaccinations, checkups, and spaying or neutering.

Your Aby may be a healthy, curious kitty, but the breed still faces certain health risks. Here’s a look at common illnesses and accidents Abyssinians may face, how much they typically cost to treat, and whether pet insurance usually covers them.

Condition	Typical Cost to Treat	Covered by Pet Insurance?
Pyruvate kinase deficiency (hereditary anemia)	$500–$8,000	Yes, if not pre-existing
Gingivitis/Periodontal disease	$800–$2,000+	Yes (depending on your policy)
Renal amyloidosis (kidney disease)	$40 per month for prescription food to $8,000 or more for a kidney transplant	Maybe (depending on treatment type and your policy)
Patella luxation (slipped kneecap)	$1,600–$5,000	Yes, if not pre-existing
Progressive retinal atrophy	No treatment available	N/A
Accidental injury (fracture)	$300–$2,500+	Yes

Pyruvate kinase deficiency (PKD) — a form of anemia — renal amyloidosis, and progressive retinal atrophy (PRA) are diseases your Abyssinian could inherit from its parents.^[2] Many insurers cover genetic conditions like these, but not all do. It’s important to choose an insurance policy that will pay for congenital and hereditary issues if you have an Abyssinian.

How pet insurance covers your Abyssinian’s vet bills

With most pet insurance policies, you’ll have to pay your Aby’s vet bills first and then file a claim for reimbursement. Your policy’s terms dictate what it will cover and what it won’t. Generally, though, you can expect a pet insurance policy to pay for accidental injuries and unexpected illnesses.

The main factors that determine how much your policy pays are:

• Deductible: This is the amount you’ll pay before your insurance coverage kicks in. If you want a lower monthly premium, choose a higher deductible. Just remember that a higher deductible means you’ll pay more out of pocket when you file a claim.

• Reimbursement rate: This is the percentage of your vet bill the insurance company reimburses after you meet your deductible — usually 70% to 90% (though some insurers offer 100% reimbursement). A higher reimbursement level means you pay less per claim, but your monthly premium will probably be higher.

• Payout limit: Many pet insurance companies cap the amount they’ll pay in a year. Some may have limits for certain conditions or for the amount they’ll pay over your cat’s lifetime. Once you reach your policy’s limit, you’ll be responsible for all your vet bills, at least until your policy renews and your limit resets.

Other Coverages to Consider for Your Abyssinian

You can expand your Abyssinian’s coverage by buying add-ons like a wellness plan.

Wellness add-ons help pay for routine and preventive care that most accident and illness policies won’t cover. This can include annual exams, vaccinations, dental cleanings, heartworm and flea prevention, spaying or neutering, blood tests, microchipping, and other routine screenings.^{[3] [4]}

Some insurers also offer add-ons for alternative therapies like acupuncture, chiropractic care, behavioral therapy, and even coverage for boarding fees if you’re hospitalized. Supplementary coverages like these can help you budget for expected health expenses and provide more comprehensive health coverage for your Aby.

Add-ons usually come with an additional monthly cost. But they can be a good fit if you want help managing both preventive and unexpected veterinary expenses.

How to Find the Best Pet Insurance for Abyssinians

If you bought your Aby as a kitten, you probably paid between $1,200 and $2,800.^[2] And you’re probably as devoted to your Abyssinian as it is to you. It’s important to find a pet insurance policy that meets your Aby’s unique needs and fits your budget.

Here are some tips to help you find the best pet insurance for your Abyssinian:

Know your plan. Make sure any policy you buy covers accidents, illnesses, hereditary and congenital conditions, and any breed-specific health risks your cat may face.

Choose a reimbursement rate. This is the percentage of each covered vet bill the insurance company will pay after you meet your deductible. Typical reimbursement rates are 70%, 80% and 90%. Some insurance companies even offer 100% reimbursement. But the higher your reimbursement level, the more expensive your premium will be.

Pick your payout limit. This is the maximum amount your insurance will pay in a year, per condition, or over your pet’s lifetime. If your Abyssinian develops a serious or chronic issue, a higher or unlimited payout limit can prevent you from hitting a cap on coverage.

Decide on a deductible. Before your policy reimburses you for covered care, you’ll have to meet your deductible. Most insurers offer multiple deductible options. Choose one that will give you just the right balance between monthly savings and out-of-pocket costs when you file a claim.

Understand waiting periods. All pet insurance policies have waiting periods — a time frame after you sign up during which the insurer won’t pay for care that it would normally cover. For example, most insurers have little or no waiting period for accident claims. But the waiting period for illnesses can be 14 days or more.

The right choices for these factors depend on your budget, your cat’s age and health, and how much financial risk you’re comfortable taking on. Always read the policy details and ask questions so you know exactly what it covers and what it doesn’t.^{[5] [6]}

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How Your Abyssinian’s Age Affects Costs

Your Aby’s pet insurance premiums will probably increase as it gets older. That’s because a cat’s age affects how likely it is to need veterinary care. Young pets, including Abyssinians, are usually less likely to have health issues, so they generally have the lowest monthly premiums.

As your cat becomes an adult and eventually a senior, premiums rise because the risk of illness, hereditary disease, and accidents increases with age.

Take a look below at how pet insurance costs for Abyssinians change as a cat grows older, according to Compare.com data.

How Your Location Affects Pet Insurance Costs

Where you live has a big effect on what you’ll pay for pet insurance for your Abyssinian.

Insurance companies consider your ZIP code when setting rates because the cost of veterinary care can vary widely from state to state and even city to city.

Areas with higher living expenses or more expensive vet services, like New York and California, tend to have higher premiums. Meanwhile, regions with lower costs of living usually see lower rates. This is because vet bills, treatment costs, and even the availability of clinics and specialists all play a role in how much insurers expect to pay out for claims in your area.^[7]

Here’s a peek at average pet insurance rates for Abyssinians in different states.

The below rates are estimated rates current as of: Tuesday, August 12 at 12:00 PM PDT. 

State	Average Monthly Premium
Arkansas	$13
Iowa	$16
Louisiana	$17
Mississippi	$17
Texas	$17
West Virginia	$17
Missouri	$18
Wyoming	$18
Alabama	$19
Kentucky	$19
North Carolina	$19
Oklahoma	$19
South Carolina	$19
Georgia	$20
Montana	$20
Florida	$21
Minnesota	$21
Nevada	$21
Ohio	$21
Tennessee	$21
Indiana	$22
Kansas	$22
North Dakota	$22
New Mexico	$22
Pennsylvania	$22
Rhode Island	$22
South Dakota	$22
Utah	$22
Virginia	$22
California	$23
Michigan	$23
Washington	$23
Arizona	$24
Illinois	$24
Vermont	$24
Washington D.C.	$25
Oregon	$25
Maine	$26
Nebraska	$26
Wisconsin	$26
Connecticut	$27
Idaho	$27
Massachusetts	$27
Maryland	$27
Colorado	$28
Delaware	$28
Hawaii	$28
New Jersey	$28
New York	$29
New Hampshire	$31
Alaska	$36

Pet Insurance for Abyssinians FAQs