Branson, MO Car Insurance

Residents of Branson pay, on average, about $64 per month for car insurance. Learn more in our handy guide below.
How does Branson stack up to the rest of the area, or even Missouri as a whole? What rates should residents of Branson expect to pay for their car insurance? You can find average cost breakdowns based on a wide array of factors in the charts and writeups below:  

How much is car insurance in Branson?

Area Average Monthly Car Insurance Premium
Branson$64
MO$77
United States$80

The cost of coverage in Branson is about $13 a month cheaper than it is for the rest of Missouri.

Likewise, the expected monthly payments for an auto insurance policy in Branson are below the national average. The average monthly payment in Branson is about $16 less than the rate for the rest of the United States.

Although these are the average rates for auto insurance in Branson, it's important to remember that you could end up paying something different. There are a variety of factors that car insurance companies consider to determine how much to charge you to get your vehicle insured. The final dollar amount you'll be asked to pay each month is calculated off of your age, gender, vehicle make and model, driving record, and in some cases, your credit score.

We've analyzed the average rate for Branson and broken down the different factors to help you understand what your monthly bill might look like. And if you're not certain that you're paying the lowest option, simply enter your ZIP Code below and find out in just minutes!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$92
25-34$64
35-44$65
45-54Not Enough Data
55-64$48
65+$34

It's pretty safe to assume that the older you are, the longer you've been driving, right? That experience can snag you some serious savings when it comes to auto insurance. As you can see, 18-24-year-olds pay $58 more than drivers of retirement age.

You can expect to see your monthly premium drop every 10 years or so. Having said that, once you approach retirement age your rates may creep back up in Branson.

Average Car Insurance Rates by Gender

Gender Average
Male$64
Female$64

In general, women pay slightly less for car insurance than men. Male and female drivers in Branson, however, both pay the same monthly amount to insure their car.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$102
Multiple Accidents$52
1 Ticket$20
Multiple Tickets$128

Your rates can vary wildly depending on your driving record. Drivers with clean records can expect to pay a lot less than those with accidents or violations. Drivers in Branson with a single accident on their record will usually see rates around $102 a month. Likewise, if you have one ticket, you'll be looking at an average rate of around $20.

Accidents, tickets, and other driving infractions can really cost you when it comes to your monthly rate. Remember, the safer you are as a driver, the cheaper your car insurance will be.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$33
2-3 Years$84
4-5 Years$128
6-7 Years$54
8-10 Years$65
11-14 Years$70
15 Years or Older$61

In terms of affordable coverage, the cheapest vehicles to insure in Branson are by and large SUVs, at $56 per month.

Car owners can expect to pay an average of around $68 a month for their policy, while truck and van drivers are usually around $65 to insure each month.

In addition to vehicle type, you can also expect to see slightly different rates depending on the age of your vehicle. Generally, newer vehicles are going to cost the most to insure. However, once your car is around 5 years old, you might start to see your rates slide back down slightly. In Branson, vehicles four-to-five years old are the most expensive to insure.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$70
Married$64
Divorced$46
Widowed$30

Generally speaking, married policyholders will pay slightly less to insure their vehicle. This occurs because insurance companies commonly offer special discounts to policyholders with multiple vehicles that are on the same policy.

In Branson, the difference in rates based on relationship status can be as much as $6 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$55
Rent$65

Another factor that comes into play is your housing status. Renters can expect to pay around $10 a month more than homeowners in Branson. But those who live at home with their parents can expect to pay significantly more.

Depending on your insurance company, they may offer you a discount if you bundle your home or renters insurance with your auto policy.

Car Insurance Companies in Branson, MO

Recent trends in car insurance for Branson drivers

The average rates for car insurance are constantly changing, so it's a good idea to know the recent trends in your area when choosing your car insurance policy.

In Branson, the rates for auto insurance dropped from 2016-2017, before rising from 2018-2019. They finished up in 2021 at $100.

How does Branson compare to neighboring areas?

Why are car insurance rates in Branson different from other areas?

When considering how much to charge for coverage, car insurance companies will review a variety of factors. Your insurance policy will depend largely on where you live and drive and will be influenced by things such as:

  • Crime rates
  • Community laws
  • Road Safety (total number of local car accidents)
  • Total amount of drivers in the area
  • Access to off-street parking

An awareness of these factors is important when thinking about buying a new policy or potentially moving to a new home. Different cities and towns will each have different rates, so guides like these are a handy way to get started.

How can I find the cheapest car insurance in Branson?

Equipping yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.

But wait! Compare.com does all of that work for you. Just type in your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from several of the car insurance companies providing plans in Branson.

Compare the cheapest quotes from dozens of insurance companies

Branson Insurance FAQs

What factors affect car insurance quotes in Branson?

Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your gender and age, as well as your address, driving record, credit score, and marital status.

Why is the cost of car insurance in Branson different from other neighboring cities?

Crime rates, parking situations, and local laws -- all of which can change from city to city -- play a large role in the rates that car insurance companies may charge for coverage.

Which car insurance company will offer me the cheapest rate in Branson?

Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible however, by using sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Branson?

Whenever you move to a new area, or experience any other major life event such as getting married or finding a new job, it's always a good idea to re-evaluate your current insurance policy. Certain companies may offer larger discounts in certain cities, so it's a smart idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. Regardless of how much time is left on your current policy, you can switch companies at any time. So, whether you're considering moving to Branson or just curious if you're getting the best rates, why not take 10 minutes and see if Compare.com can save you some extra cash?

Find your best rate in just a few minutes