Herriman, UT Car Insurance

On average, drivers in Herriman pay around $60 per month for their car insurance. We cover plan rates, policies and more in our guide below.
How does Herriman stack up to the rest of the area, or even Utah as a whole? What can Herriman residents expect to pay for their car insurance? You can find average cost breakdowns based on a wide array of factors in the charts and writeups below:  

How much is car insurance in Herriman?

Area Average Monthly Car Insurance Premium
Herriman$60
UT$63
United States$81

According to the chart above, the rates you'll pay for coverage in Herriman are on par with what you would pay anywhere else in Utah.

Likewise, the expected monthly payments for an auto insurance policy in Herriman are below the national average. It's about $21 cheaper to insure your vehicle in Herriman compared to the average rate for the United States as a whole.

While these are the average car insurance rates for Herriman, you could end up paying something different. There are numerous factors taken into consideration by insurance companies when deciding the rate you'll pay for coverage. Your monthly premium is calculated off of your age, gender, vehicle make and model, driving record, and even your credit score depending on the circumstances.

Don't sweat it however, we've broken down average rates for Herriman residents based on several different factors so that you can get a more accurate idea of your policy's monthly premium. And if you're not sure that you're paying the lowest option, simply enter your ZIP Code below and find out!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18Not Enough Data
18-24$96
25-34$47
35-44$58
45-54Not Enough Data
55-64$50
65+$39

It makes sense that older drivers would have more experience behind the wheel. That experience can lead to some serious savings when it comes to car insurance rates. In this case, 18-24-year-olds pay two times the price that someone who is at retirement age.

For every ten years older you get, you can expect to see a drop in your monthly premium. Once you hit retirement age, however, your rates may begin to go back up in Herriman.

Average Car Insurance Rates by Gender

Gender Average
Male$59
Female$62

On average, female drivers pay slightly less than male drivers for car insurance. In Herriman, however, men actually pay slightly less than female drivers for auto insurance coverage.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$88
Multiple Accidents$76
1 Ticket$89
Multiple Tickets$82

Rates can change drastically depending on your driving record. A clean driving record will get you a lower rate than one with even just a single accident or infraction. In Herriman, having a single accident on your record will usually get you rates around $88 a month. Similarly, if you have one ticket on your record, you will be looking at an average rate of around $89.

Regardless of where you live, accidents, tickets, and other driving infractions can greatly increase your premium. Remember, the safer you are as a driver, the cheaper your car insurance will be.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$44
2-3 Years$68
4-5 Years$58
6-7 Years$61
8-10 Years$67
11-14 Years$62
15 Years or Older$59

The most affordable vehicles to insure in Herriman are by and large trucks and vans, which run about $57 per month.

Car owners can expect to pay an average of around $62 a month for their policy, while SUVs usually cost around $59 a month to insure.

You may also see different rates based on the age of your vehicle. Generally, newer vehicles are going to be the most expensive to insure. However, once your car is about 5 years old, you may start to see your monthly premium drop back down. In Herriman, vehicles two-to -three years old are the most expensive to insure.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$65
Married$53
Divorced$49
Widowed$55

Generally, those who have settled down into marriage will pay slightly less for car insurance. This usually boils down to owners having multiple vehicles on the same policy, something many companies offer special discounts for.

In Herriman, the difference in rates based on relationship status can be as much as $12 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$53
Rent$62
Live with parents$96

Another factor that comes into play is your housing situation. If you rent your home or apartment, expect to pay around $9 a month more than homeowners in Herriman. But if you live with your parents, you can expect to pay a lot more.

That said, if you bundle your homeowners or rental insurance policy with your auto insurance, many companies will offer you a discount to make up for it and reduce your average premiums.

Car Insurance Companies in Herriman, UT

Recent trends in car insurance for Herriman drivers

Car insurance rates are frequently changing, so it's in your best interest to understand which way your area is trending before choosing when and where to shop.

The rates for auto insurance in Herriman went up from 2017-2019, but shifted in 2020. They decreased until 2021, when they hit a low of $55, and finished at $84 in 2022.

How does Herriman compare to neighboring areas?

Why are car insurance rates in Herriman different from other areas?

There are many factors car insurance companies take into consideration when deciding how much to charge for coverage. A few of these factors affecting your personal policy have already been mentioned, but others are based around your home address. These include things like:

  • Community regulations
  • Off-street parking accessibility
  • Total number of drivers in the area
  • General road safety (how many accidents each locality has)
  • Regional crime rates

An awareness of these factors is important when thinking about buying a new policy or potentially moving to a new home. Different cities and towns will each have different rates, so guides like these are a handy way to get started.

How can I find the cheapest car insurance in Herriman?

While getting familiar with what the average costs are for drivers like you can be helpful as you get an idea of what you might pay, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies.

Good news! Compare.com will handle the heavy lifting for you. Enter your ZIP below, respond to a few questions, and you'll be comparing the cheapest quotes from many of the car insurance companies offering plans in Herriman.

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Herriman Insurance FAQs

What factors affect car insurance quotes in Herriman?

Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your gender and age, as well as your credit score, address, marital status and driving record.

Why is the cost of car insurance in Herriman different from other neighboring cities?

Car insurance companies take local factors into consideration when determining how much to charge for coverage. Things like local laws, crime rates, and parking situations -- which can vary from city to city -- can significantly affect your rate.

Which car insurance company will offer me the cheapest rate in Herriman?

Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible by using sites like Compare.com to compare multiple quotes at once.

Do I need to change my insurance if I move to Herriman?

Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. You can switch companies at any time, regardless of how long is left on your current policy. So, if you've recently moved to Herriman or it's been a while since you last compared car insurance rates, you may want to take 10 minutes and see if Compare.com can save you money.

Find your best rate in just a few minutes