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How much is car insurance in Pleasant Grove?
|Area||Average Monthly Car Insurance Premium|
You can see in the chart above that it's around $12 a month more expensive to insure your vehicle in Pleasant Grove than it is in the rest of Utah.
Conversely, the expected monthly payments for an auto insurance policy in Pleasant Grove are below the national average. The average monthly payment for the United States as a whole is about $6 more expensive than in Pleasant Grove.
These may be the average auto insurance rates for Pleasant Grove, but that doesn't mean it's exactly what you'll pay. There are a variety of factors that insurance companies consider when determining how much to charge you for insurance. The final dollar amount you'll be asked to pay each month is calculated off of your age, gender, vehicle make and model, driving record, and in some cases, your credit score.
Don't sweat it however, we've broken down average rates for Pleasant Grove residents so that you can get a more accurate idea of what you might pay. To find out if you're getting the cheapest rate, just enter your ZIP Code below and find out in minutes!
Average Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
It would make sense that older drivers have more driving experience, right? When it comes to car insurance rates, that experience can really pay off. As you can see, 18-24-year-olds pay significantly more than drivers 65 and older.
You can expect to see your monthly premium drop about once a decade or so. Having said that, once you approach retirement age your rates may climb back up in Pleasant Grove.
Average Car Insurance Rates by Gender
Although women typically pay less than men do for car insurance, this is not the case in Pleasant Grove, where female drivers pay around $83 per month while male drivers pay about $67.
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Rates can change drastically depending on your driving record. Drivers who avoid accidents and tickets will pay significantly lower rates than those with infractions. Drivers in Pleasant Grove with a single accident will pay around $87 a month. Likewise, drivers with one ticket on their record will be looking at an average rate of around $97.
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||Not Enough Data|
|15 Years or Older||$69|
According to the first table above, trucks and vans are by and large the cheapest vehicles to insure in Pleasant Grove, with drivers paying around $56 per month for auto insurance.
Car owners can expect to pay an average of around $80 a month for their policy, while SUVs usually cost around $71 a month to insure.
The age of your vehicle also plays a role in your monthly payment. Generally, the most expensive vehicles to insure are going to be newer ones. However, your rates may start to decrease if your car is about 5 years old. In Pleasant Grove, vehicles two-to-three years old and four-to-five years old are the most expensive to insure.
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$80|
More often than not, married policyholders will pay slightly less for auto insurance coverage. This can usually be attributed to their policies having multiple vehicles, a factor that will often get you a discount.
In Pleasant Grove, the difference in rates based on relationship status can be as much as $9 a month.
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$94|
Your housing status is another component of how insurance companies calculate your monthly rate. If you rent your home or apartment in Pleasant Grove, expect to pay around $4 a month more than if you own your home. But those who live at home with their parents can expect to pay significantly more.
Bundling your home or rental insurance and auto insurance policies can oftentimes reduce your average premiums, depending on your insurance company.
Car Insurance Companies in Pleasant Grove, UT
Recent trends in car insurance for Pleasant Grove drivers
Since car insurance rates are constantly changing, it's a good idea to know the local trends in your area before deciding on where to shop.
In Pleasant Grove, the rates for auto insurance decreased from 2017-2018, before rising from 2019-2020. They finished down in 2022 at $66.
How does Pleasant Grove compare to neighboring areas?
Why are car insurance rates in Pleasant Grove different from other areas?
There are a lot of factors car insurance companies take into consideration when choosing how much to charge for coverage. While we've discussed the ones that affect your personal policy, others are based around where you park your car. These include things like:
- Rate of car accidents
- Regional crime rates
- Amount of off-street parking
- Regional laws
- Amount of drivers in the area
Knowing the make-up of these factors can be helpful when deciding on purchasing a new policy or thinking about making a move. Knowing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.
How can I find the cheapest car insurance in Pleasant Grove?
Arming yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.
Good news! Compare.com has you covered. Just punch in your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from a bulk of the car insurance companies providing coverage in Pleasant Grove in no time.
Pleasant Grove Insurance FAQs
What factors affect car insurance quotes in Pleasant Grove?
Car insurance companies calculate quotes based on a wide array of factors. These include things like your gender and age, but also factors like your vehicle's year, make and model, as well as your driving record, credit score, marital status, and address.
Why is the cost of car insurance in Pleasant Grove different from other neighboring cities?
Things like local laws, parking situations, and crime rates, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.
Which car insurance company will offer me the cheapest rate in Pleasant Grove?
There isn't one company that will offer the cheapest rate to everybody. What companies will charge you are based on many different factors that vary from person to person, such as your driving record, what kind of car you drive, how many drivers will be on your policy, and a number of other factors. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once. That way, you can be confident you're getting the best price.
Do I need to change my insurance if I move to Pleasant Grove?
Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to Pleasant Grove or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.