Table of contents
How much is car insurance in Pleasant Grove?
|Area||Average Monthly Car Insurance Premium|
As you can tell from the chart above, the cost of coverage in Pleasant Grove is about $15 a month more expensive than the rest of Utah.
Conversely, car insurance rates in Pleasant Grove are often favorable when viewed against the rest of the country. It's about $2 cheaper to insure your vehicle in Pleasant Grove compared to the average rate for the United States as a whole.
While these are the average costs to insure your vehicle in Pleasant Grove, keep in mind that you could end up paying a different amount. Insurance companies weigh a variety of factors when determining how much to charge you to get auto insurance. Variables like age, gender, vehicle make and model, driving record, and even credit score (depending on your area) can all be taken into consideration when determining your monthly premium.
Don't worry, we've done the work for you and broken down average rates for Pleasant Grove to help you get a more accurate idea of what you'll be charged for your policy. And if you're not certain that you're paying the lowest option, simply enter your ZIP Code below and find out in just minutes!
Average Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
It's pretty safe to assume that the older you are, the longer you've been driving, right? When it comes to your monthly premium, that experience can really pay off. As you can see, 18-24-year-olds pay $49 more than drivers 65 and older.
You can expect to see a decrease in your monthly premium drop about once a decade or so. That said, once you hit retirement age, your rates may climb back up a bit in Pleasant Grove.
Average Car Insurance Rates by Gender
Despite the national trend of women paying less than men to insure their car, in Pleasant Grove men actually pay $65 per month for coverage while women pay $88.
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
Rates can change drastically depending on your driving record. Those with clean records will see the most affordable rates, whereas even a single accident or infraction can cost you. In Pleasant Grove, drivers with one accident on their record will experience rates around $100 a month. On a similar note, drivers with one ticket on their record will be looking at a monthly rate of about $83 on average.
Accidents, tickets, and other driving infractions can really cost you when it comes to your monthly rate. That's why it's important to drive safely and keep your record clean so you can keep your rates as low as possible.
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||Not Enough Data|
|15 Years or Older||$72|
According to the first table above, the cheapest vehicles to insure in Pleasant Grove are by and large trucks and vans, at $54 per month.
SUV drivers will see rates of about $77, while the rates for car owners average out to about $82 per month.
Your rates can also vary depending on how old your vehicle is. Generally, the most expensive vehicles to insure are going to be newer ones. However, once your car is around 5 years old, you may start to see your monthly premium decrease. The most expensive vehicles to insure in Pleasant Grove are vehicles two-to-three years old and four-to-five years old.
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$87|
More often than not, people who are married will pay slightly less for auto insurance coverage. This usually happens because companies will extend special discounts to policyholders with multiple vehicles that are on the same policy.
At a national level, single drivers usually pay more than married couples do for auto insurance. Pleasant Grove follows that pattern, with the difference totaling to around $15 a month.
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$96|
Your living situation is another component of how insurance companies calculate your monthly rate. Homeowners and renters alike can expect to pay about $77 per month for coverage in Pleasant Grove.
If you bundle your home or rental insurance and auto insurance policies, you can oftentimes reduce your car insurance premiums, depending on your insurance company.
Car Insurance Companies in Pleasant Grove, UT
Recent trends in car insurance for Pleasant Grove drivers
Since average rates are constantly changing, it's a smart move to research the local trends in your area before picking an insurance policy.
In Pleasant Grove, car insurance rates had been increasing from 2016-2017, and rose again, from 2019-2020. They finished down in 2021, at $68 a month.
How does Pleasant Grove compare to neighboring areas?
Why are car insurance rates in Pleasant Grove different from other areas?
There are a variety of factors car insurance companies take into consideration when figuring out how much to charge for coverage. While we already talked about the ones that affect your personal policy, others are based around where you park your car. These include things like:
- Access to off-street parking
- Road Safety (how many accidents each locality has)
- Amount of drivers in the area
- Area laws
You can't change these factors yourself, but they're something to take into consideration when shopping for a new policy or looking to move into an area. Different cities and towns will each have different rates, so guides like these are a handy way to learn more.
How can I find the cheapest car insurance in Pleasant Grove?
In the end, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies. Understanding what the average costs are for drivers prior to seeking out a quote can help you understand how closely the quote reflects local trends.
But wait! Compare.com does all of that work for you. Enter your ZIP below, answer a few questions related to the factors we outlined above, and you'll be comparing the cheapest quotes from loads of the car insurance companies offering auto coverage in Pleasant Grove.
Pleasant Grove Insurance FAQs
What factors affect car insurance quotes in Pleasant Grove?
Quotes are calculated by car insurance companies who take multiple factors into consideration, including things you can't control like your gender and age, but also factors like your driving record, credit score, address, and marital status.
Why is the cost of car insurance in Pleasant Grove different from other neighboring cities?
Things like parking situations, crime rates, and local laws, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.
Which car insurance company will offer me the cheapest rate in Pleasant Grove?
There isn't one company that will offer the cheapest rate to everybody. What companies will charge you are based on many different factors that vary from person to person, such as your driving record, what kind of car you drive, how many drivers will be on your policy, and a number of other factors. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once. That way, you can be confident you're getting the best price.
Do I need to change my insurance if I move to Pleasant Grove?
Any major life event, whether it be moving to a new area, finding a new job, getting married, or any other notable event always presents a good opportunity to re-evaluate your current insurance policy. Regardless of your previous rate, there may be cheaper options in your new location, so it's a good idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
Not at all, in fact you can switch companies at any point, regardless of how much time is left on your current policy. If you're thinking about moving to Pleasant Grove or haven't checked out the latest rates in your area for some time, it might be worth your while to take 10 minutes and see if Compare.com can save you any cash.