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How much is car insurance in South Jordan?
|Area||Average Monthly Car Insurance Premium|
As you can tell by looking at the chart above, car insurance rates in South Jordan are about the same as the rest of Utah.
When viewed against the average rates for the rest of the U.S., auto insurance coverage in South Jordan is rather affordable. You can expect to pay about $18 less for your policy in South Jordan than in the rest of United States.
Although these are the average rates for auto insurance in South Jordan, that doesn't mean it's exactly what you'll pay. There are a variety of factors that car insurance companies consider to determine how much to charge you to get your vehicle insured. Things like gender, vehicle make and model, driving record, age and, in some areas, credit score can all affect the final amount you'll be charged for coverage each month.
Don't sweat it however, we've broken down the average rate for South Jordan residents based on several different factors so that you can get a more accurate idea of what you might pay. To find out if you're getting the cheapest rate, just enter your ZIP Code below and find out in minutes!
Average Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
More time behind the wheel makes you a more experienced driver. That experience can turn into some real savings when it comes to car insurance bills. In this case, 18-24-year-olds pay a lot more than drivers 65 and older.
Every ten years or so you can expect to see a decline in your monthly premium. Drivers in South Jordan may see their rates creep back up once they hit retirement age.
Average Car Insurance Rates by Gender
Despite the national trend of women paying less than men for auto insurance coverage, in South Jordan men actually pay $60 per month for coverage while women pay $67.
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
One of the key factors in determining your car insurance rates is your driving record. Drivers with clean records can expect to pay much less than those with accidents or violations. In South Jordan, a driving record with one accident will usually get you a rate around $70 a month. Likewise, if you have one ticket, you'll be looking at an average rate of around $73.
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||$49|
|15 Years or Older||$60|
If you look at the first table above, the cheapest vehicles to insure in South Jordan are typically SUVs, at $60 per month.
Truck and van drivers will see rates of about $66, while the rates for SUV owners average out to about $60 per month.
The age of your vehicle can also affect your monthly bill. Generally, the most expensive vehicles to insure are going to be newer ones. However, if your car is close to 5 years old, you can expect to see your rates start dropping back down. In South Jordan, vehicles two-to -three years old are the most expensive to insure.
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$70|
Generally, people who are married will pay slightly less for car insurance. This oftentimes is a result of owning multiple vehicles that are on the same policy, something some companies will reward with discounts.
In South Jordan, the difference in rates based on relationship status can be as much as $17 a month.
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$86|
Your living situation is another factor that affects your monthly rate. If you rent your home or apartment in South Jordan, expect to pay around $13 a month more than if you own your home. Those who live with their parents, however, can expect to pay a good deal more than their counterparts who rent or own.
That being said, many companies will offer you a discount if you bundle your homeowners or rental insurance policy with your auto insurance.
Car Insurance Companies in South Jordan, UT
Recent trends in car insurance for South Jordan drivers
Given that average rates are often changing, it's a smart move to know the direction your area is trending when selecting an auto insurance policy.
Car insurance rates in South Jordan increased from 2017-2018, where they hit a high of $71, before steadying out in 2019. Rates went up once again in 2021, and have continued rising through 2022, where they reached $69 a month.
How does South Jordan compare to neighboring areas?
Why are car insurance rates in South Jordan different from other areas?
Car insurance companies will take into account numerous factors when they're choosing how much to charge for a policy. Your insurance policy will depend largely on where you park your car and will be influenced by things such as:
- Amount of drivers in the region
- Access to off-street parking
- General road safety (how many accidents each locality has)
- Rate of crime
You can't change these factors yourself, but they're something to take into consideration when shopping for a new policy or looking to move into an area. Knowing that different towns and cities will all have different rates, guides like these can be a good way to get a lay of the land of your particular neighborhood.
How can I find the cheapest car insurance in South Jordan?
In the end, the only way to know exactly what your rate will be is to request a quote from a car insurance company.
Good news! Compare.com has you covered. Just put in your ZIP below, answer a few questions, and you'll be comparing the cheapest quotes from several of the car insurance companies that offer auto coverage in South Jordan in no time.
South Jordan Insurance FAQs
What factors affect car insurance quotes in South Jordan?
Car insurance companies calculate quotes based on a wide array of factors. These include things you can't control like your gender and age but also factors like your vehicle's year, make and model, as well as your driving record, credit score, address, and marital status.
Why is the cost of car insurance in South Jordan different from other neighboring cities?
Your address and the city you live in have a significant impact on how much a car insurance company might charge for your policy. Companies take into consideration things like local laws, parking situations, and crime rates when calculating your quote -- all of which can change from city to city.
Which car insurance company will offer me the cheapest rate in South Jordan?
Since the factors that go into calculating your monthly payment vary from person to person, there isn't one company that will always offer the cheapest rate to everybody. You can be confident that you're receiving the best price possible by using sites like Compare.com to compare multiple quotes at once.
Do I need to change my insurance if I move to South Jordan?
Any major life event, whether it be moving to a new area, finding a new job, getting married, or any other notable event always presents a good opportunity to re-evaluate your current insurance policy. Regardless of your previous rate, there may be cheaper options in your new location, so it's a good idea to use services like Compare.com to compare quotes from dozens of companies side-by-side.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No. In fact, you can swap companies at any point, regardless of how much time is left on your current coverage. So, whether you're moving to South Jordan or just curious about rates in your area, why not take 10 minutes to see if Compare.com can save you money?