The Cheapest Auto Insurance Companies in Milwaukee, Wisconsin in 2026
USAA offers the lowest car insurance rates in Milwaukee, with rates starting at $57 per month.
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Written byTaylor Milam-Samuel
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Taylor Milam-Samuel is an experienced insurance writer for Compare.com. A credentialed educator, Taylor is passionate about personal finance and understanding how people manage their money. You can find her work across several trusted insurance and personal finance sites, including U.S. News & World Report, Business Insider, Credit Karma, Insurify, and more.
Taylor has been writing for Compare.com since 2025.
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Edited byMatthew Gross
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Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
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Reviewed byJohn Leach
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John LeachLicensed P&C Insurance Agent and Expert Reviewer
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 20461358
John Leach is a licensed insurance agent who reviews and fact-checks articles for Compare.com. John has several years of experience reviewing and editing various insurance topics, and he also holds a valid personal lines producer license from the California Department of Insurance (NPN #20461358).
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In This Article
Key Takeaways
USAA has the cheapest car insurance rates in Milwaukee, starting at $57 per month.
Liability-only car insurance in Milwaukee averages $95 per month, while full coverage averages $170 per month.
Erie, Nationwide, and Auto-Owners are our top picks for auto coverage in Milwaukee.
Cheapest Car Insurance in Milwaukee by Driver and Coverage Type
How much you pay for car insurance depends on factors like your driving record, where you live, and your age. Because so many things affect your rates, you and your neighbor could have the same insurer but pay different prices.[1]
Once you understand how insurers determine premiums, it’s easier to know if you’re paying a fair price. A good way to check if you’re paying a fair price is to compare your rates with those of drivers with similar profiles.
The table below shows the cheapest car insurance companies for different types of drivers, according to Compare.com data.
Driver or Coverage Type  | Cheapest Insurer |
|---|---|
| State-minimum coverage | USAA |
| Full coverage | USAA |
| Drivers with a speeding ticket | USAA |
| Drivers with an at-fault accident | USAA |
| Drivers with a DUI | USAA |
| Teens | USAA |
| Seniors | State Farm |
| Drivers with excellent credit | Auto-Owners |
| Drivers with poor credit | USAA |
We sourced this data by analyzing real quotes from Compare.com's 100-plus partner insurance companies alongside rate filings collected and distributed by Quadrant Information Services. Actual quotes may vary. Data updated on .
The Overall Cheapest Car Insurance in Milwaukee
Finding the best price for the auto coverage you need can be hard. But comparing rates from multiple insurers can help you get the best deal. The companies in the table below are a great starting point.
Here are the cheapest car insurance companies in Milwaukee, according to data from Compare.com.
The below rates in Milwaukee, WI, are estimated rates current as of: Sunday, February 1 at 11:00 AM PST.
Company | Average Monthly Premium |
|---|---|
| USAA | $57 |
| Auto-Owners | $58 |
| State Farm | $58 |
| Erie | $77 |
| GEICO | $79 |
| American Family | $83 |
| Safeco | $93 |
| Chubb | $96 |
| Direct Auto | $96 |
| Dairyland | $99 |
| GAINSCO | $104 |
| Bristol West | $105 |
| Farmers | $113 |
| Nationwide | $115 |
| The General | $116 |
| Root | $121 |
| Liberty Mutual | $137 |
| Travelers | $146 |
| National General | $154 |
| Allstate | $165 |
| State Auto | $218 |
We sourced this data by analyzing real quotes from Compare.com's 100-plus partner insurance companies alongside rate filings collected and distributed by Quadrant Information Services. Actual quotes may vary. Data updated on Sunday, February 1 at 11:00 AM PST.
Estimated Cost: $179 per month
40.1% of drivers like you pay less for car insurance. Compare quotes to save up to $1320 per year.
We sourced the figures you see here from Compare.com's database of more than 58 million real-life car insurance quotes. Actual rates may vary based on your unique driver profile.
Cheapest Liability Car Insurance in Milwaukee: USAA
Liability-only coverage is the minimum amount of car insurance you need to legally drive. It pays for the other driver’s car repairs and medical bills when you cause an accident. But it doesn’t cover your own expenses.[2]
Most insurance experts recommend buying more than minimum-coverage insurance. But liability-only insurance might be a good choice if you have an older car and can afford to repair it yourself.
Minimum coverage costs an average of $95 per month in Milwaukee. The chart below shows the cheapest insurers for liability insurance in Milwaukee, according to Compare.com.
Cheapest Liability Rates by Company
Disclaimer: Table data sourced from real-time quotes from Compare.com's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
How much car insurance is required in Milwaukee?
Wisconsin requires all drivers to have car insurance. As long as you have at least a liability-only policy, you’re all set. But you can choose to add more coverage for added protection, like collision and comprehensive insurance.
According to the Wisconsin Department of Transportation, your car insurance policy must include the amounts listed below.[3]
Bodily injury liability: $25,000 per person and $50,000 per accident
Property damage liability: $10,000 per accident
Uninsured motorist coverage: $25,000 per person and $50,000 per accident
Cheapest Full-Coverage Car Insurance in Milwaukee: USAA
Full-coverage car insurance typically includes liability, comprehensive, and collision coverage. Full coverage helps pay for your injuries and repairs from severe weather damage, vandalism, and theft. It’s a smart choice for most drivers, especially if you’d have a hard time paying for repairs yourself.
That said, full coverage costs more than liability-only car insurance, averaging $170 per month in Milwaukee.
Below, you’ll find the cheapest insurers for full-coverage insurance in Milwaukee, according to Compare.com data.
Cheapest Full-Coverage Rates by Company
Disclaimer: Table data sourced from real-time quotes from Compare.com's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest Car Insurance for Teen Drivers: USAA
Teen drivers pay the highest car insurance rates of any age group. Young drivers lack experience and engage in riskier behaviors behind the wheel, according to the Centers for Disease Control and Prevention (CDC).[4] That’s why teens typically pay more for auto coverage.
The average cost of coverage for a Milwaukee teen is $259 per month. But the good news is that you can still find affordable coverage by comparing quotes.
The following insurers have the lowest rates for teen drivers in Milwaukee, according to Compare.com data.
Cheapest Rates for Teens
Disclaimer: Table data sourced from real-time quotes from Compare.com's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Compare Real-Time Car Insurance Quotes in Milwaukee
Rates in Milwaukee start at $35 per month.
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Cheapest Car Insurance for Senior Drivers: State Farm
Seniors usually pay less for car insurance than younger drivers. Older drivers typically have years of experience that translate into safer driving habits.[5] Seniors tend to drive less and avoid risks like driving at night, leading to lower rates.
The average rate for coverage for senior Milwaukee drivers is $105 per month. But you might find cheaper rates with one of the insurers in the chart below.
Here are Milwaukee’s cheapest insurers for senior drivers, according to Compare.com data.
Cheapest Rates for Seniors
Disclaimer: Table data sourced from real-time quotes from Compare.com's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The Cheapest Car Insurance for Drivers by Driving Record
Your car insurance costs increase once you have a violation on your driving record. Insurers raise premiums after incidents like speeding tickets, at-fault accidents, and driving under the influence (DUI) convictions. Previous violations make you more likely to file future claims, so insurers charge more for coverage.
Your rates usually go up when your policy renews, so it’s a good time to compare quotes and look for a lower rate to keep coverage affordable.
The following insurers offer the best rates for drivers with an at-fault accident, a recent ticket, or a DUI in Milwaukee, according to Compare.com data.
The below rates in Milwaukee, WI, are estimated rates current as of: Sunday, February 1 at 11:00 AM PST.
Company | Average Monthly Premium |
|---|---|
| State Farm | $74 |
| USAA | $74 |
| Auto-Owners | $76 |
| Erie | $103 |
| GEICO | $104 |
| American Family | $108 |
| Direct Auto | $121 |
| Chubb | $123 |
| Dairyland | $124 |
| Safeco | $124 |
| GAINSCO | $125 |
| Bristol West | $133 |
| Farmers | $146 |
| Nationwide | $150 |
| The General | $156 |
| Root | $163 |
| Liberty Mutual | $176 |
| Travelers | $191 |
| National General | $193 |
| Allstate | $216 |
| State Auto | $292 |
We sourced this data by analyzing real quotes from Compare.com's 100-plus partner insurance companies alongside rate filings collected and distributed by Quadrant Information Services. Actual quotes may vary. Data updated on Sunday, February 1 at 11:00 AM PST.
The below rates in Milwaukee, WI, are estimated rates current as of: Sunday, February 1 at 11:00 AM PST.
Company | Average Monthly Premium |
|---|---|
| Auto-Owners | $75 |
| State Farm | $75 |
| USAA | $75 |
| Erie | $100 |
| GEICO | $101 |
| American Family | $109 |
| Chubb | $125 |
| Dairyland | $128 |
| Safeco | $128 |
| Direct Auto | $129 |
| GAINSCO | $131 |
| Bristol West | $136 |
| Farmers | $148 |
| Nationwide | $152 |
| The General | $157 |
| Root | $159 |
| Liberty Mutual | $179 |
| Travelers | $193 |
| National General | $201 |
| Allstate | $217 |
| State Auto | $293 |
We sourced this data by analyzing real quotes from Compare.com's 100-plus partner insurance companies alongside rate filings collected and distributed by Quadrant Information Services. Actual quotes may vary. Data updated on Sunday, February 1 at 11:00 AM PST.
The below rates in Milwaukee, WI, are estimated rates current as of: Sunday, February 1 at 11:00 AM PST.
Company | Average Monthly Premium |
|---|---|
| USAA | $78 |
| Auto-Owners | $79 |
| State Farm | $79 |
| Erie | $104 |
| GEICO | $106 |
| American Family | $113 |
| Chubb | $131 |
| Direct Auto | $131 |
| Dairyland | $135 |
| Safeco | $136 |
| GAINSCO | $141 |
| Bristol West | $143 |
| Farmers | $154 |
| Nationwide | $156 |
| The General | $158 |
| Root | $165 |
| Liberty Mutual | $186 |
| Travelers | $199 |
| National General | $209 |
| Allstate | $224 |
| State Auto | $296 |
We sourced this data by analyzing real quotes from Compare.com's 100-plus partner insurance companies alongside rate filings collected and distributed by Quadrant Information Services. Actual quotes may vary. Data updated on Sunday, February 1 at 11:00 AM PST.
Cheapest Car Insurance for Drivers by Credit
In Wisconsin, insurance companies may consider your credit history when determining your rates. Drivers with good credit tend to file fewer claims, so insurers often charge them less for coverage.[6]
In Milwaukee, drivers with excellent credit pay an average of $114 per month, while drivers with poor credit pay an average of $150 per month.
That said, if your credit isn’t great, you still have options. Some insurers don’t use credit to set rates, and many companies offer good prices regardless of your credit history.
Below are some of the most affordable insurance companies in Milwaukee for drivers with poor or excellent credit, according to Compare.com data.
The below rates in Milwaukee, WI, are estimated rates current as of: Sunday, February 1 at 11:00 AM PST.
Company | Average Monthly Premium |
|---|---|
| Auto-Owners | $45 |
| State Farm | $48 |
| USAA | $49 |
| Erie | $59 |
| GEICO | $64 |
| American Family | $71 |
| Chubb | $82 |
| Safeco | $82 |
| Direct Auto | $84 |
| Dairyland | $86 |
| GAINSCO | $90 |
| Bristol West | $93 |
| Farmers | $96 |
| Nationwide | $100 |
| The General | $101 |
| Root | $105 |
| Liberty Mutual | $110 |
| Travelers | $126 |
| National General | $134 |
| Allstate | $142 |
| State Auto | $185 |
We sourced this data by analyzing real quotes from Compare.com's 100-plus partner insurance companies alongside rate filings collected and distributed by Quadrant Information Services. Actual quotes may vary. Data updated on Sunday, February 1 at 11:00 AM PST.
The below rates in Milwaukee, WI, are estimated rates current as of: Sunday, February 1 at 11:00 AM PST.
Company | Average Monthly Premium |
|---|---|
| USAA | $66 |
| State Farm | $80 |
| Auto-Owners | $83 |
| GEICO | $93 |
| American Family | $94 |
| Erie | $108 |
| Safeco | $109 |
| Direct Auto | $113 |
| Dairyland | $116 |
| GAINSCO | $122 |
| Bristol West | $123 |
| Farmers | $133 |
| Nationwide | $135 |
| The General | $136 |
| Root | $142 |
| Chubb | $148 |
| Liberty Mutual | $156 |
| Travelers | $171 |
| National General | $181 |
| Allstate | $194 |
| State Auto | $256 |
We sourced this data by analyzing real quotes from Compare.com's 100-plus partner insurance companies alongside rate filings collected and distributed by Quadrant Information Services. Actual quotes may vary. Data updated on Sunday, February 1 at 11:00 AM PST.
How to Get the Cheapest Car Insurance in Milwaukee
)
Whatever you currently pay for car insurance, you always have ways to save. Here are some simple tips to help lower your rate:
Consider pay-per-mile coverage. Many companies offer pay-per-mile insurance that rewards you for driving less. If you drive fewer than 10,000 miles a year, a pay-per-mile policy could help you save money.7
Bundle your policies. You often can get a discount if you insure your home and car with the same company.
Ask about telematics programs. If you’re a safe driver, signing up for a telematics program can save you money. Your insurer tracks your driving habits with an app or plug-in device and rewards you for safe driving.
Quote comparison: Check prices every six months from at least three insurers to make sure you’re getting the best price for your coverage.
Our Picks for the Best Auto Insurance in Milwaukee
There isn’t a single “best” insurance company for everyone. Every drive has different coverage needs and preferences. But a few insurers stand out from the rest.
We found some of Milwaukee’s best car insurance companies based on a combination of average rates, available discounts, customer ratings and reviews, and coverages offered. Check them out below.
| User Reviews | 4.3 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.2 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $49/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $88/mo |
4.3
Best choiceBased on 19 verified guest reviews and ratings
How drivers feel about Erie Insurance
Drivers value the excellent coverage and quick claim responses but dislike the significant rate increases and lack of responsiveness to emails.
AI-generated from the text of verified reviews collected by Compare.com
How drivers feel about Erie Insurance
Drivers value the excellent coverage and quick claim responses but dislike the significant rate increases and lack of responsiveness to emails.
AI-generated from the text of verified reviews collected by Compare.com
Reviews (9)
Enrique
Verified Review
Disappointed
Reviewed in Virginia on May 26, 2025
I had to chase them for weeks to follow up on a claim. My case was switched from one agent to another several times. Even though the claim was for a no-fault accident and the party at fault had full coverage, they increased my premium by 200%.
Eric
Verified Review
Average
Reviewed in Pennsylvania on February 27, 2025
This is a great insurance company! However, be aware that if you have an accident, your rates will double. They offer a rate lock, which is a fantastic option, but they don't disclose that if you purchase a new vehicle or change your policy, the rate lock becomes void and they update your rate. In my case, it more than doubled.
Maria
Verified Review
Excellent but Expensive
Reviewed in Maryland on February 12, 2025
I have been with Erie for auto and home insurance for over 45 years. They provide excellent coverage and respond quickly to claims. However, I am now facing a 24% increase in my rate.
J.D. Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
710NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
NRAM Best
AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NRWhy we picked this company
Erie has the highest customer satisfaction in the North Central region, according to the J.D. Power 2025 U.S. Auto Insurance Study. Erie’s policies include coverages that many other insurers charge extra for, like glass repair and pet protection. Erie’s Rate Lock feature can also help keep your price steady each year, which is helpful as car insurance costs continue to go up.
That said, Erie isn’t the cheapest car insurance option. It also doesn’t offer pay-per-mile insurance or many discounts, so it may not be the best choice if you’re looking to save money.
Pros
High customer and claims satisfaction ratings
Wide variety of coverage options
You can avoid premium increases with Rate Lock
Cons
Few discounts available
More expensive than some insurers
Pay-per-mile coverage not available
| User Reviews | 3.1 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $72/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $131/mo |
3.1
A solid optionBased on 20 verified guest reviews and ratings
How drivers feel about Nationwide
Drivers appreciate the available discounts but dislike the high prices and lack of communication.
AI-generated from the text of verified reviews collected by Compare.com
How drivers feel about Nationwide
Drivers appreciate the available discounts but dislike the high prices and lack of communication.
AI-generated from the text of verified reviews collected by Compare.com
Reviews (7)
David
Verified Review
Too late to change to another company
Reviewed in North Carolina on December 18, 2025
I would shop around depending on how much coverage you need. Nationwide has handled my past claims, although, as you might suspect, there were some frustrating times spent trying to glean information from representatives. Nationwide has changed since I first started with them. They used to have independent agencies; now they seem to be just representative agencies with no real concern for people—just customers who pay their bills every month if they "accept" your business.
Ron
Verified Review
Nationwide is becoming a Chintzy Picky Company
Reviewed in Missouri on May 26, 2025
I like Nationwide, but they have become very picky and want me to do too many repairs before they take my money and purchase insurance.
Richard
Verified Review
Ready for a Change...
Reviewed in Pennsylvania on January 21, 2025
It seems expensive, and there's no communication with me!
J.D. Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
688NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.7AM Best
AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+Why we picked this company
Nationwide stands out with its SmartMiles telematics program, which can save you up to 10% on your premium for safe driving. The company also offers hard-to-find coverage options, like gap insurance and accident forgiveness.
But Nationwide may not be ideal if you want in-person help, since there are only a few local agents in Milwaukee. The company also tends to have higher rates than other insurers.
Pros
Highly rated telematics programs
Repair guarantee available
Offers gap insurance and accident forgiveness
Cons
Doesn’t offer as many discounts as some competitors
More expensive than other insurers
Few agents in Milwaukee
| User Reviews | 4.3 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.1 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $37/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $67/mo |
4.3
Best choiceBased on 14 verified guest reviews and ratings
How drivers feel about Auto-Owners Insurance
Drivers value the excellent customer service and coverage but feel the prices, especially for homeowners, can be high.
AI-generated from the text of verified reviews collected by Compare.com
How drivers feel about Auto-Owners Insurance
Drivers value the excellent customer service and coverage but feel the prices, especially for homeowners, can be high.
AI-generated from the text of verified reviews collected by Compare.com
Reviews (9)
Elizabeth
Verified Review
Good but expensive
Reviewed in Alabama on January 31, 2025
Good but expensive
Elizabeth
Verified Review
Excellent
Reviewed in Alabama on January 31, 2025
Good, but expensive.
Elizabeth
Verified Review
Good but expensive
Reviewed in Alabama on January 31, 2025
Good but expensive
J.D. Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
646NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.46AM Best
AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Auto-Owners offers more coverage options than most insurers. You can get gap insurance, rental car reimbursement, and diminished value coverage. The company has affordable prices and an above-average claims satisfaction rating.
But if you want online convenience, Auto-Owners may not be the best choice. You can’t get a quote online and need to contact a local agent for pricing.
Pros
Various coverage options available
Above-average claims satisfaction rating
Affordable rates
Cons
Online quotes not available
Few discounts available
Usage-based coverage not available
Milwaukee Auto Insurance FAQs
We answered some of the most common questions about car insurance in Milwaukee. Check them out below.
How much is car insurance in Milwaukee?
Car insurance in Milwaukee costs an average of $132 per month, according to Compare.com data. Liability-only coverage costs an average of $95 per month, while full coverage averages $170.
What’s the cheapest auto insurance company in Milwaukee?
USAA is the cheapest auto insurance company in Milwaukee, according to Compare.com data. Its rates start at just $57 per month.
What’s the best car insurance company in Milwaukee?
It depends. Erie, Nationwide, and Auto-Owners are Compare.com’s top picks for car insurance in Milwaukee. But the right company for you depends on your budget and coverage needs. Compare quotes from at least three companies to find the best insurer for you.
Is car insurance in Milwaukee expensive?
It depends. Car insurance in Milwaukee costs an average of $132 per month, according to Compare.com data. The average cost in Wisconsin overall is $84 per month, while the nationwide average is $137 per month. How much you pay for car insurance depends on several factors, like your age and driving record.
Is minimum coverage enough in Milwaukee?
It depends. Minimum coverage meets Wisconsin’s legal requirements in Milwaukee. But experts usually recommend buying extra coverage. For example, minimum coverage won’t pay for repairs if you hit a wild animal, object, or stationary vehicle. But a full-coverage policy, which includes comprehensive and collision coverage, would cover those costs.
What does car insurance cover in Milwaukee?
Minimum-coverage car insurance pays only for the other driver’s medical bills and car repairs if you cause an accident. Wisconsin requires drivers to have 25/50/10 coverage, but you can buy more. You can also opt for a full-coverage policy, which helps pay for your own repairs.
What factors affect car insurance rates in Milwaukee?
Many factors affect car insurance rates in Milwaukee. Personal details like your driving record, age, ZIP code, and the type of car you drive all affect how much you pay for car insurance.
Methodology
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Sources
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Insurance Information Institute. "Auto insurance basics—understanding your coverage."
- Wisconsin Department of Transporation. "Minimum insurance requirements."
- Centers for Disease Control and Prevention. "Risk Factors for Teen Drivers."
- Insurance Information Institute. "Senior driving safety and insurance tips."
- Insurance Information Institute. "Background on: Insurance scoring."
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Taylor Milam-SamuelInsurance Writer
Taylor Milam-Samuel is an experienced insurance writer for Compare.com. A credentialed educator, Taylor is passionate about personal finance and understanding how people manage their money. You can find her work across several trusted insurance and personal finance sites, including U.S. News & World Report, Business Insider, Credit Karma, Insurify, and more.
Taylor has been writing for Compare.com since 2025.
Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
John LeachLicensed P&C Insurance Agent and Expert Reviewer
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 20461358
John Leach is a licensed insurance agent who reviews and fact-checks articles for Compare.com. John has several years of experience reviewing and editing various insurance topics, and he also holds a valid personal lines producer license from the California Department of Insurance (NPN #20461358).