Audi RS6 Car Insurance: How Much Should You Expect to Pay?

Take a look at our comprehensive guide to learn about how much auto insurance carriers might charge you to insure your Audi RS6.
man driving newly insured car
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Quick Facts

  • Liability only insurance rates for a RS6 average around $68 monthly, while full coverage generally averages about $264.
  • undefined is the lowest car insurance carrier for a RS6.

RS6 Overview

How Much is Car Insurance for an Audi RS6?

Vehicle Liability Only Full Coverage
Audi RS6$68$264
All Audi Models$83$177
Average Insurance Premium$81$169

Looking at the table above, you can see that when you compare the Audi RS6 to other vehicles, insurance prices are more expensive than average. RS6 owners usually pay around $264 per month for full coverage, which has comprehensive and collision coverages in addition to liability, and about $68 a month for liability only insurance (take a look at our guide, "State Minimum vs. Full Coverage", to learn more about these different types of insurance).

When compared to other models, the RS6 is more expensive, with premiums about 39% higher than the other vehicle types offered by Audi.

Compared to all vehicles, regardless of body style, model, or make, the RS6 is cheaper for liability only auto insurance, but full coverage prices are more expensive on average.

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Who has the Cheapest Car Insurance for an Audi RS6?

Insurance Company Average Monthly Premium

Shopping around for a car insurance policy for your Audi RS6? You might want to know which company offers the lowest rates. Even though premiums can differ pretty significantly from person to person, the most affordable average rates for liability only insurance are as low as just $93 monthly from Mercury.

However, just because these five companies offer the lowest average rates doesn't necessarily mean they'll be the cheapest for you.

After all, your results might be different, since insurance carriers look at a range of different things when calculating premiums. Because every driver is different, there's only one way to ensure you get the cheapest prices, and that's by getting personalized quotes and comparing rates from a bunch of car insurance companies.

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What Factors Affect Car Insurance Rates for an Audi RS6?

There are a variety of variables that insurance carriers use to calculate how much to charge you -- and every carrier weighs certain factors more than others, so there's not a singular company that's the most affordable for everyone.

The following sections show quite a few factors car insurance companies use to calculate rates:

Vehicle Age

Vehicle Age Average Monthly Premium
Less than 1 Year$93
2-3 YearsNot Enough Data
4-5 YearsNot Enough Data
6-7 YearsNot Enough Data
8-10 YearsNot Enough Data
11-14 Years$41
15 Years or Older$62

Audi has been making the RS6 for quite some time -- and that means the car's age may make a difference in how much you'll pay for auto insurance. Normally, newer cars are going to cost more to insure because they're worth more, however, as time goes on and RS6s begin to depreciate, insurance costs will gradually decrease.

Your Age

Age Average Monthly Premium

Your age is another variable that plays a significant role in how much insurance carriers will charge you for car insurance. Based on the information above, drivers with more experience on the road have less expensive rates compared to drivers who are under 24. Audi RS6 drivers between 18 and 24 actually pay $31 more than those 25 or older.

Insurance prices continue to go lower as you get older, with drivers aged 45-54 making up the cheapest age group for the RS6.

Your Gender

Gender Average Monthly Premium

Because women are less likely to get into accidents and get speeding tickets, they are less likely to file a claim with insurance. So, women tend to pay less for auto insurance than men. Surprisingly, when it comes to RS6 drivers specifically, men pay around 38% less than women each month for car insurance.

Where You Live

State Average Monthly Premium

You may think it's obvious that variables like how old you are and what vehicle you drive play a role in your insurance prices, but did you know that where you live matters, too? Since auto insurance is regulated on the state level and not nationally, premiums can change quite a bit depending on which state you're located in.

For example, California has rates for RS6 drivers that are more affordable than other locations.

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Audi RS6 Car Insurance Discounts

Regardless of what state you call home, what vehicle you drive, or how old you are, using as many discounts as possible when it comes to your insurance policy is always in your best interest.

While no two car insurance companies offer the same exact discounts, there are a few that you'll find with most insurers. These include discounts like:

  • Multi-vehicle discounts for having several cars on your auto policy
  • Pay-in-full discounts for drivers who agree to pay their entire policy price up front, rather than by monthly payments
  • Defensive driving discounts for drivers who take a defensive driving class through an accredited school or institution
  • Vehicle safety discounts for having a vehicle with higher safety ratings or one with certain safety features (like anti-lock brakes or air bags)

While taking advantage of discounts is always a smart way to save money on your auto insurance, sometimes, the best rates come from simply having a favorable insurance profile, which means not having any recent insurance claims or just having a clean driving record.

You obviously can't control every single aspect of your insurance profile (like some of the pieces we mentioned above), but there is quite a bit that you can control. Below are just a few of the factors you can use in your favor when it comes to saving money:

Your Driving Record

Infractions Average Monthly Premium
1 Accident$76
Multiple AccidentsNot Enough Data
1 TicketNot Enough Data
Multiple TicketsNot Enough Data

It's no secret that car insurance carriers offer the lowest rates to drivers with a history of responsible driving. It shouldn't come as a surprise that if you get a speeding ticket or get into a collision, auto insurance premiums will increase. But you're probably wondering exactly how much these infractions will cost you.

You can see from the table above that accidents will usually cost RS6 drivers more than tickets, but both will result in higher than average rates. The rates only go higher the more accidents you have or tickets you get.

How Much You Drive

Annual Mileage Average Monthly Premium
2,501-5,000 Miles$50
5,001-7,500 Miles$93
7,501-10,000 Miles$64

The total distance you drive each year impacts your insurance prices. Drivers who are on the roads less are less likely to get into collisions, so they'll typically get lower rates.

If you don't use your Audi RS6 to travel or commute regularly, you might consider learning about usage-based or pay-per-mile auto insurance policies. With these plans, you pay a small base rate each month, with your final monthly bill being calculated based on the number of miles you drove.

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How Do Audi RS6s Compare to Other Vehicles?

If you're considering purchasing a new vehicle and an Audi RS6 is on your shortlist, you might want to know how it compares to other vehicles. Car insurance is just one cost that comes with a new car purchase, but it's certainly one that's worth thinking about carefully.

Visit the table below to see how the Audi RS6 stacks up:

Audi RS6 National Average
Liability Insurance$93$81
Full Coverage Insurance$340$169
Base MSRP-$46,296
Average Annual Mileage6,85711,617

Car insurance prices run above average when compared to the rest of the vehicle market. Full coverage insurance for an Audi RS6 is about $171 per month more than average, while liability only coverage is $12 higher a month.

When it comes to usage, Audi RS6 owners drive fewer miles annually than the national average, with 6,857 miles per year compared to 11,617 for all vehicles.

Audi RS6 Car Insurance Costs by Model Year

Thus far, you've seen how different things affect a driver's auto insurance premiums. But if you're considering buying a new RS6, knowing what you'll likely pay for the specific car you're looking at is extremely valuable as you weigh your options.

Audi RS6 Insurance FAQs

Is an Audi RS6 expensive to insure?

Liability insurance runs an average of $68 per month, while full coverage will cost you around $264. The Audi RS6 is more expensive to insure compared to the average undefined.

How can I get the best price on car insurance for my Audi RS6?

The only way to guarantee you're getting the cheapest price on car insurance is to regularly shop around and compare quotes from a whole bunch of companies. A good rule of thumb is to get quotes every 6 months or so. Luckily, sites like let you compare prices from a whole range of carriers at once, meaning you can find the lowest rates (or guarantee you already have the best deal) in just a few minutes.

Does the color of my Audi RS6 affect my insurance premiums?

You might have heard that it costs more to insure red cars than silver or white ones, but that's just a myth. There are several variables auto insurance companies consider when they calculate how much your policy will be, but your car's color isn't one of them.

Do I need to have insurance before I buy an Audi RS6?

Before you can legally drive your new (or new to you) Audi RS6 off the dealership lot, you'll need to have a valid insurance policy. As part of the buying process, some dealerships may offer you an auto insurance policy, but your best bet is letting your car insurance company know ahead of time.

What car insurance discounts can I get for my Audi RS6?

You will find all sorts of discounts out there for insurance. Many of them (like "multi-vehicle discounts" and "pay-in-full discounts") are based less on your RS6 and more on you, but if your RS6 has safety features like anti-lock brakes, airbags, anti-theft systems, and other features, it may be eligible for certain discounts. The only way to know for sure is to get in touch with your insurance carrier and ask about their list of discounts, since they fluctuate quite a bit from carrier to carrier.

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