)
Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.
Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.
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Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
Updated
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In This Article
Infiniti Q50 insurance averages $229 per month, about 41% more than the national average for all vehicles of $163.
USAA has the cheapest Infiniti Q50 rates, averaging $130 per month.
As a luxury sedan with a higher value, the Infiniti Q50 costs more to insure than most other vehicles.
Average Car Insurance Cost for Infiniti Q50
How much you pay to insure your Infiniti Q50 depends on the type of coverage you pick. A liability-only policy covers damage or injury you cause to others, but doesn’t cover you or your Q50. Full coverage adds protection for your car with comprehensive coverage for damage from things like theft or weather, and collision coverage for accident-related damage.
Here’s how average monthly costs for the Q50 stack up against all vehicles, according to Compare.com data.
Vehicle | Average Monthly Premium: Liability | Average Monthly Premium: Full Coverage | Average Monthly Premium: All Policies |
|---|---|---|---|
| Infiniti Q50 | $141 | $316 | $229 |
| All vehicles | $113 | $212 | $163 |
At an average of $141 per month, liability-only coverage for the Q50 is about 25% more than the average for all vehicles. Full coverage averages $316 per month, which is almost 50% more than the average of $212 that other car owners pay.
Next, we’ll take a look at how factors like driver age, location, driving record, and model year affect rates.
The Cheapest Car Insurance Companies for the Infiniti Q50
Insurance costs for the Infiniti Q50 can vary a lot depending on the insurer, even for the same coverage. That’s why it pays to compare quotes before you buy car insurance.
Check out the table below for the cheapest insurance companies for the Q50, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| USAA | $130 |
| State Farm | $144 |
| Allstate | $184 |
| GEICO | $201 |
| AAA | $220 |
| American Family | $196 |
| Progressive | $243 |
| Nationwide | $238 |
| Travelers | $248 |
| Farmers | $281 |
| Liberty Mutual | $335 |
| Amica | $632 |
USAA has the cheapest average rates for the Q50, at $130 per month. That’s about $90 less than the overall average for this luxury sedan.
Below, you’ll find more details about the three cheapest insurers for the Q50.
| User Reviews | 4.3 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.
Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.
USAA is one of the most affordable companies for the Infiniti Q50, but it’s not available to everyone. It limits membership to active-duty service members, veterans, and their families. Drivers who qualify can enjoy up to 15% savings when parking their Q50 on base and up to 30% for safe driving habits through the USAA SafePilot telematics program.
Cheap Q50 rates
Military-focused discounts
Easy claims process
Available only to military members
Limited physical locations
Fewer coverage options than other insurers
| User Reviews | 3.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.7 /5 |
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
State Farm is another affordable pick for Infiniti Q50 drivers. But discounts vary by state, so your savings may differ depending on where you live. The company offers rideshare coverage to protect you between trips, but you may need to look elsewhere for gap insurance or new car replacement.
Largest national insurer
Great for bundling policies
Reliable claims support
Customer service can vary by agency
Discounts vary by state
Gap insurance not available
| User Reviews | 3.5 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
Customers appreciate the insurer's efficient service and knowledgeable agents but find the consistently rising rates and lack of communication to be major drawbacks.
Customers appreciate the insurer's efficient service and knowledgeable agents but find the consistently rising rates and lack of communication to be major drawbacks.
Though it’s not as cheap as USAA and State Farm, Allstate is a good value for Q50 drivers who want gap insurance, accident forgiveness, and extended warranty coverage. If you don’t drive your Q50 much, you might save money with Allstate’s Milewise pay-per-mile program. Safe drivers may save even more with the Drivewise telematics program.
Highly rated mobile app
Flexible coverage options
Pay-per-mile insurance available
Rates can be high in some areas
Doesn’t offer deductible rewards
Drivewise may increase rates
Infiniti Q50 Insurance Rates by Model Year
The last 2024 Q50 is the final model made by Infiniti, with an MSRP of $44,200–$60,050. The more expensive a vehicle’s value, the more costly it is to insure. If you have a newer model Q50, your insurance costs will typically be higher.
Newer vehicles cost more to repair or replace, so insurers charge more for coverage. As your Q50 ages and its value drops, your premiums usually decrease too, since there’s less financial risk for the insurer.
The table below shows the average monthly premium for different Infiniti Q50 models, based on our data.
Q50 Model Year | Average Monthly Premium |
|---|---|
| 2024 | $277 |
| 2023 | $276 |
| 2022 | $276 |
| 2021 | $266 |
| 2020 | $254 |
| 2019 | $249 |
| 2018 | $240 |
| 2017 | $236 |
| 2016 | $229 |
| 2015 | $224 |
| 2014 | $221 |
Cheapest companies for a 2024 Infiniti Q50
CompanyAverage Monthly PremiumUSAA $157 State Farm $174 Allstate $222 American Family $237 GEICO $243 AAA $266 Nationwide $288 Progressive $294 Travelers $300 Farmers $339 Liberty Mutual $405 Amica $764 Disclaimer: Table data sourced from real-time quotes from Compare.com's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.Cheapest companies for a 2023 Infiniti Q50
CompanyAverage Monthly PremiumUSAA $156 State Farm $173 Allstate $221 American Family $236 GEICO $242 AAA $265 Nationwide $286 Progressive $292 Travelers $299 Farmers $338 Liberty Mutual $403 Amica $761 Disclaimer: Table data sourced from real-time quotes from Compare.com's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.Cheapest companies for a 2022 Infiniti Q50
CompanyAverage Monthly PremiumUSAA $156 State Farm $173 Allstate $221 American Family $236 GEICO $242 AAA $265 Nationwide $286 Progressive $292 Travelers $299 Farmers $338 Liberty Mutual $403 Amica $761 Disclaimer: Table data sourced from real-time quotes from Compare.com's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.Cheapest companies for a 2021 Infiniti Q50
CompanyAverage Monthly PremiumUSAA $151 State Farm $168 Allstate $214 American Family $228 GEICO $234 AAA $256 Nationwide $277 Progressive $283 Travelers $289 Farmers $327 Liberty Mutual $390 Amica $735 Disclaimer: Table data sourced from real-time quotes from Compare.com's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.Cheapest companies for a 2020 Infiniti Q50
CompanyAverage Monthly PremiumUSAA $144 State Farm $160 Allstate $204 American Family $218 GEICO $223 AAA $244 Nationwide $264 Progressive $270 Travelers $275 Farmers $312 Liberty Mutual $372 Amica $702 Disclaimer: Table data sourced from real-time quotes from Compare.com's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.Cheapest companies for a 2019 Infiniti Q50
CompanyAverage Monthly PremiumUSAA $141 State Farm $157 Allstate $200 American Family $213 GEICO $219 AAA $239 Nationwide $259 Progressive $264 Travelers $270 Farmers $306 Liberty Mutual $364 Amica $687 Disclaimer: Table data sourced from real-time quotes from Compare.com's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.Cheapest companies for a 2018 Infiniti Q50
CompanyAverage Monthly PremiumUSAA $136 State Farm $151 Allstate $193 American Family $205 GEICO $211 AAA $230 Nationwide $249 Progressive $255 Travelers $260 Farmers $294 Liberty Mutual $351 Amica $662 Disclaimer: Table data sourced from real-time quotes from Compare.com's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.Cheapest companies for a 2017 Infiniti Q50
CompanyAverage Monthly PremiumUSAA $134 State Farm $148 Allstate $189 American Family $202 GEICO $207 AAA $227 Nationwide $245 Progressive $250 Travelers $255 Farmers $289 Liberty Mutual $345 Amica $651 Disclaimer: Table data sourced from real-time quotes from Compare.com's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.Cheapest companies for a 2016 Infiniti Q50
CompanyAverage Monthly PremiumUSAA $130 State Farm $144 Allstate $184 American Family $196 GEICO $201 AAA $220 Nationwide $238 Progressive $243 Travelers $248 Farmers $281 Liberty Mutual $335 Amica $631 Disclaimer: Table data sourced from real-time quotes from Compare.com's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.Cheapest companies for a 2015 Infiniti Q50
CompanyAverage Monthly PremiumUSAA $127 State Farm $141 Allstate $180 American Family $191 GEICO $196 AAA $215 Nationwide $232 Progressive $237 Travelers $242 Farmers $274 Liberty Mutual $327 Amica $617 Disclaimer: Table data sourced from real-time quotes from Compare.com's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Infiniti Q50 Insurance Rates by State
Where you live affects your Infiniti Q50 insurance cost. State laws, crime rates, and weather risks vary, so insurers adjust premiums to match a location’s unique risks.[1]
Check out the map below for average Q50 premiums across the U.S., according to Compare.com data.
Q50 Rates by State
State | Average Monthly Premium |
|---|---|
| Alabama | $189 |
| Arizona | $217 |
| Arkansas | $201 |
| California | $246 |
| Colorado | $246 |
| Connecticut | $341 |
| Delaware | $286 |
| Florida | $266 |
| Georgia | $305 |
| Hawaii | $151 |
| Idaho | $129 |
| Illinois | $126 |
| Indiana | $190 |
| Iowa | $156 |
| Kansas | $178 |
| Kentucky | $237 |
| Louisiana | $256 |
| Maine | $181 |
| Maryland | $363 |
| Massachusetts | $167 |
| Michigan | $276 |
| Minnesota | $208 |
| Mississippi | $217 |
| Missouri | $181 |
| Montana | $179 |
| Nebraska | $106 |
| Nevada | $140 |
| New Hampshire | $173 |
| New Jersey | $105 |
| New Mexico | $323 |
| New York | $174 |
| North Carolina | $303 |
| North Dakota | $263 |
| Ohio | $148 |
| Oklahoma | $205 |
| Oregon | $183 |
| Pennsylvania | $193 |
| Rhode Island | $263 |
| South Carolina | $293 |
| South Dakota | $165 |
| Tennessee | $170 |
| Texas | $262 |
| Utah | $180 |
| Vermont | $214 |
| Virginia | $172 |
| Washington | $203 |
| Washington D.C. | $377 |
| West Virginia | $145 |
| Wisconsin | $177 |
| Wyoming | $135 |
Infiniti Q50 Insurance Rates by Driver Age
Insurers also consider your age when setting rates. Older drivers with more experience behind the wheel tend to have fewer accidents than less experienced teen drivers. In fact, teenagers usually pay the most for car insurance because they’re more likely to cause an accident.
The table below shows average monthly premiums for Q50 drivers based on their age, according to Compare.com data.
Age Group | Average Monthly Premium |
|---|---|
| Teens | $440 |
| Adults | $229 |
| Seniors | $197 |
Cheapest Q50 car insurance for teens and drivers younger than 25
Drivers younger than 20 have the highest accident risk of any age group.[2] Their lack of experience and tendency to speed, skip seat belts, and drive distracted mean they’re more likely to have an accident and file a claim.
The chart below shows rates across insurers for younger Q50 drivers, according to our research.
Cheapest Rates for Young Drivers
Cheapest Q50 car insurance for seniors
Seniors tend to pay less for Q50 insurance because they drive less and generally have safer habits. Many insurers even offer mature driver discounts for people older than 55 who complete safety courses, helping experienced motorists earn more affordable rates.[3]
The chart below shows how rates vary for older Q50 drivers, according to Compare.com data.
Cheapest Rates for Seniors
Infiniti Q50 Insurance Rates by Driving Record
Your driving record is one of the most important factors affecting your Infiniti Q50 insurance cost. If you have any tickets, accidents, or DUIs, insurance companies will consider you a higher risk and charge you more. Some insurers may refuse to cover you at all.
Fortunately, many companies specialize in covering high-risk drivers.
The table below lists average monthly premiums for different driving records, according to Compare.com data.
Driving Record | Average Monthly Premium |
|---|---|
| Clean record | $229 |
| Speeding ticket | $307 |
| At-fault accident | $327 |
| DUI | $385 |
Cheapest Q50 insurance for drivers with a speeding ticket
Getting a speeding ticket may not seem like that big of a deal. But speeding puts you at greater risk of being in an accident.[4] If you get a speeding ticket, your insurer will charge you more for coverage to make up for the extra risk.
The charge below shows how rates vary between companies for drivers with a speeding ticket, according to our data.
Cheapest Rates With a Ticket
Cheapest Q50 insurance for drivers with an accident
If you file a claim because you caused an accident, your insurance company will likely increase your rates when your policy renews. In fact, just one at-fault accident can increase your premium by 33%, our data shows.
Here’s a look at average rates for Q50 drivers with an at-fault accident on their records, according to Compare.com data.
Cheapest Rates With an Accident
Cheap Infiniti Q50 insurance rates by company for drivers with a DUI
Some risks you can’t control, like traffic congestion where you live. But driving under the influence is a completely avoidable, serious risk. Drunk driving substantially increases your chances of getting into a serious accident, so insurers charge the highest rates to drivers with driving under the influence (DUI) convictions.
Here’s a look at average premiums from top companies for Q50 drivers with a DUI, according to our research.
Cheapest Rates With a DUI
Deep Dive: What Affects Infiniti Q50 Car Insurance Rates?
How much you’ll pay for Infiniti Q50 insurance comes down to a variety of factors, including:
Vehicle value: The Red Sport 400 has a Kelley Blue Book value of almost $52,000. So you’ll pay more to insure it than the more budget-friendly Luxe base trim, which has a value of around $40,000.[5]
Repair costs: Luxury vehicles like the Infiniti Q50 are more expensive to repair and replace, which drives up claim payouts and insurance rates.
Safety features: Advanced safety features like pedestrian detection and automatic braking reduce accidents, which can lower your premiums and qualify you for safety features discounts.
How to Get Cheaper Car Insurance for Your Infiniti Q50
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Here are a few tips to save on car insurance for your Infiniti Q50:
Bundle with other policies. Pair your Q50 insurance with homeowners or renters coverage to save with a multi-policy discount.
Maintain a clean driving record. Staying accident- and ticket-free can make a noticeable difference in your Q50 premiums.
Raise your deductible. Taking more of the burden off your insurance company by paying a higher deductible means you’ll pay less on your monthly premium. But you’ll pay more out of pocket when you file a claim.
Compare quotes. Shop around and compare rates from multiple companies to find the best deal on Infiniti Q50 rates.
Infiniti Q50 Auto Insurance FAQs
You might still have questions about coverage, costs, and ways to save on your Infiniti Q50 car insurance. The answers below can help you make the best decision.
Is the Infiniti Q50 expensive to insure?
Yes. The Infiniti Q50 costs an average of $229 per month to insure, according to Compare.com data. That’s significantly more expensive than the national average for all vehicles of $163 per month.
What’s the cheapest insurance company for an Infiniti Q50?
USAA is the cheapest insurance company for the Q50, with an average rate of $130 per month, according to Compare.com data. But USAA is available only to military members and their families. State Farm and Allstate are good options for non-military drivers, with averages of $144 and $184 per month, respectively.
How much is car insurance for a 2024 Infiniti Q50?
The average cost to insure a 2024 Q50 is $277 per month, according to Compare.com data.
How much is full coverage on a Q50?
Full-coverage car insurance for an Infiniti Q50 costs an average of $316 per month, according to Compare.com data. That’s much higher than the average for all vehicles of $212 per month.
Methodology
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Sources
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Centers for Disease Control and Prevention. "Risk Factors for Teen Drivers."
- Insurance Information Institute. "Senior driving safety and insurance tips."
- U.S. Department of Transportation. "Safer Speeds."
- Kelley Blue Book. "2024 INFINITI Q50."
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Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.
Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.
)
Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
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