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J.J. Starr is an insurance and personal finance expert who has been writing for Compare.com since 2022. Her work has been published across the web, appearing on sites such as Insurify.
Prior to writing for Compare.com, J.J. was a registered banker and life insurance consultant, holding a Series 6, FINRA, and life insurance license. She also earned a master’s degree in writing from New York University.
J.J. has a passion for helping people save money by explaining complex topics like car insurance in a way that is simple and easy to understand.
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Nick Versaw leads Compare.com's editorial department, where he and his team specialize in crafting helpful, easy-to-understand content about car insurance and other related topics. With nearly a decade of experience writing and editing insurance and personal finance articles, his work has helped readers discover substantial savings on necessary expenses, including insurance, transportation, health care, and more. As an award-winning writer, Nick has seen his work published in countless renowned publications, such as the Washington Post, Los Angeles Times, and U.S. News & World Report. He graduated with Latin honors from Virginia Commonwealth University, where he earned his Bachelor's Degree in Digital Journalism.
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Licensed property and casualty insurance agent
10+ years editing experience
NPN: 20461358
John Leach is a licensed insurance agent and Chief Copy Editor who reviews and fact-checks articles for Compare.com. John has several years of experience reviewing and editing various insurance topics, and he also holds a valid personal lines producer license from the California Department of Insurance (NPN #20461358).
Updated
At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.
The average cost to insure a Nissan GT-R is $198 per month, which is significantly higher than the national average for all vehicles.
USAA provides the cheapest average premiums for the Nissan GT-R, at $121 per month.
The GT-R’s high value, performance tuning, and expensive parts contribute to the model’s higher average rates.
Average auto insurance rates depend on the type of policy you choose. Liability-only policies cover damages you cause to others up to your policy’s limits.
Full-coverage car insurance policies extend protection to your vehicle, including collision insurance that covers damage from at-fault accidents and comprehensive insurance that covers non-collision damage.
Here are the average liability-only and full-coverage premiums for the Nissan GT-R compared to national averages, according to the most recent data from Compare.com.
Vehicle  | Average Monthly Premium: Liability | Average Monthly Premium: Full Coverage | Average Monthly Premium: All Policies |
|---|---|---|---|
| Nissan GT-R | $103 | $293 | $198 |
| All vehicles | $113 | $212 | $163 |
The average GT-R liability policy costs $103 per month, making it slightly less than the national liability average. That’s largely due to the fact that very few GT-R owners opt for such a basic policy.
But at $293 per month, average full-coverage rates for the GT-R cost substantially more than the average car.
That said, many factors influence rates. We’ll cover some of the most important below.
Car insurance rates for the same make and model can vary considerably between companies. That makes comparing quotes the single best way to get cheaper car insurance.
The table below shows the cheapest auto insurers for GT-R drivers, based on Compare.com data.
Company | Average Monthly Premium |
|---|---|
| USAA | $121 |
| State Farm | $134 |
| Allstate | $171 |
| American Family | $182 |
| GEICO | $187 |
| AAA | $204 |
| Nationwide | $220 |
| Progressive | $225 |
| Travelers | $230 |
| Farmers | $261 |
| Liberty Mutual | $311 |
| Amica | $586 |
USAA offers the cheapest average rates to Nissan GT-R drivers, with an average monthly premium of $121. It delivers moderate savings compared to the next-cheapest insurer and significantly lower premiums than the remaining companies.
Here’s how the three cheapest insurers for the GT-R perform in key categories beyond cost.
| User Reviews | 4.3 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $53/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $100/mo |
Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.
Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.
USAA regularly tops the list of best car insurance companies, largely due to its customer service, low rates, and claims team. The company provides coverage replacement assistance, which is similar to gap insurance.
You can also get OEM coverage with USAA, but only for recent model years.
Excellent customer and claims satisfaction
Offers OEM parts coverage
Great telematics discount
Only available to military members and eligible family
Custom parts coverage not available
Diminishing deductible not available
| User Reviews | 3.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.7 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $56/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $107/mo |
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
State Farm’s local agent model translates into car insurance coverage that feels tailored to your specific needs. The insurer earns high marks for customer service and claims handling. That said, the company doesn’t offer many tailored options, including those important to GT-R drivers, such as OEM, custom parts, and new car replacement.
High customer and claims satisfaction ratings
Personalized service from local agents
Agreed-value coverage available
Gap insurance available only with in-house financing
New car replacement or OEM coverage not available
New policies not available in Massachusetts and Rhode Island
| User Reviews | 3.6 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $76/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $143/mo |
Customers appreciate the insurer's efficient service and knowledgeable agents but find the consistently rising rates and lack of communication to be major drawbacks.
Customers appreciate the insurer's efficient service and knowledgeable agents but find the consistently rising rates and lack of communication to be major drawbacks.
Allstate provides a wider range of coverage options than the previous companies, including gap insurance, deductible rewards, and custom parts coverage. But it trails competitors in terms of customer and claims service, and its Android app isn’t as strong as some competitors.
Accident forgiveness and gap insurance available
Offers specialized parts and agreed-value coverages
Highly rated mobile app
Customer satisfaction varies by region
Lower-than-average claims satisfaction rating
OEM parts coverage not available
Your GT-R’s model year affects your car insurance. Newer cars are worth more and cost more to repair, so premiums tend to run higher for newer models.
The following table shows average monthly premiums by GT-R model year, based on our data.
GT-R Model Year | Average Monthly Premium |
|---|---|
| 2024 | $239 |
| 2023 | $238 |
| 2022 | $238 |
| 2021 | $230 |
| 2020 | $220 |
| 2019 | $215 |
| 2018 | $207 |
| 2017 | $204 |
| 2016 | $198 |
| 2015 | $193 |
| 2014 | $191 |
| 2013 | $181 |
| 2012 | $176 |
| 2011 | $171 |
| 2010 | $169 |
| 2009 | $162 |
Company | Average Monthly Premium |
|---|---|
| USAA | $146 |
| State Farm | $162 |
| Allstate | $207 |
| GEICO | $226 |
| AAA | $246 |
| American Family | $220 |
| Progressive | $272 |
| Nationwide | $266 |
| Travelers | $278 |
| Farmers | $315 |
| Liberty Mutual | $376 |
| Amica | $708 |
Company | Average Monthly Premium |
|---|---|
| USAA | $146 |
| State Farm | $161 |
| Allstate | $206 |
| GEICO | $225 |
| AAA | $246 |
| American Family | $219 |
| Progressive | $271 |
| Nationwide | $265 |
| Travelers | $277 |
| Farmers | $314 |
| Liberty Mutual | $374 |
| Amica | $705 |
Company | Average Monthly Premium |
|---|---|
| USAA | $146 |
| State Farm | $161 |
| Allstate | $206 |
| GEICO | $225 |
| AAA | $246 |
| American Family | $219 |
| Progressive | $271 |
| Nationwide | $265 |
| Travelers | $277 |
| Farmers | $314 |
| Liberty Mutual | $374 |
| Amica | $705 |
Company | Average Monthly Premium |
|---|---|
| USAA | $141 |
| State Farm | $156 |
| Allstate | $199 |
| GEICO | $218 |
| AAA | $237 |
| American Family | $212 |
| Progressive | $262 |
| Nationwide | $256 |
| Travelers | $268 |
| Farmers | $304 |
| Liberty Mutual | $362 |
| Amica | $682 |
Company | Average Monthly Premium |
|---|---|
| USAA | $134 |
| State Farm | $149 |
| Allstate | $190 |
| GEICO | $208 |
| AAA | $226 |
| American Family | $202 |
| Progressive | $250 |
| Nationwide | $244 |
| Travelers | $255 |
| Farmers | $290 |
| Liberty Mutual | $345 |
| Amica | $651 |
Company | Average Monthly Premium |
|---|---|
| USAA | $132 |
| State Farm | $146 |
| Allstate | $186 |
| GEICO | $203 |
| AAA | $222 |
| American Family | $198 |
| Progressive | $245 |
| Nationwide | $239 |
| Travelers | $250 |
| Farmers | $284 |
| Liberty Mutual | $338 |
| Amica | $637 |
Company | Average Monthly Premium |
|---|---|
| USAA | $127 |
| State Farm | $140 |
| Allstate | $179 |
| GEICO | $196 |
| AAA | $214 |
| American Family | $191 |
| Progressive | $236 |
| Nationwide | $230 |
| Travelers | $241 |
| Farmers | $273 |
| Liberty Mutual | $326 |
| Amica | $614 |
Company | Average Monthly Premium |
|---|---|
| USAA | $125 |
| State Farm | $138 |
| Allstate | $176 |
| GEICO | $193 |
| AAA | $210 |
| American Family | $187 |
| Progressive | $232 |
| Nationwide | $227 |
| Travelers | $237 |
| Farmers | $269 |
| Liberty Mutual | $320 |
| Amica | $603 |
Company | Average Monthly Premium |
|---|---|
| USAA | $121 |
| State Farm | $134 |
| Allstate | $171 |
| GEICO | $187 |
| AAA | $204 |
| American Family | $182 |
| Progressive | $225 |
| Nationwide | $220 |
| Travelers | $230 |
| Farmers | $261 |
| Liberty Mutual | $311 |
| Amica | $585 |
Company | Average Monthly Premium |
|---|---|
| USAA | $118 |
| State Farm | $131 |
| Allstate | $167 |
| GEICO | $183 |
| AAA | $199 |
| American Family | $178 |
| Progressive | $220 |
| Nationwide | $215 |
| Travelers | $225 |
| Farmers | $255 |
| Liberty Mutual | $304 |
| Amica | $572 |
Company | Average Monthly Premium |
|---|---|
| USAA | $117 |
| State Farm | $129 |
| Allstate | $165 |
| GEICO | $180 |
| AAA | $196 |
| American Family | $175 |
| Progressive | $217 |
| Nationwide | $212 |
| Travelers | $221 |
| Farmers | $251 |
| Liberty Mutual | $299 |
| Amica | $564 |
Car insurance premiums also vary based on where you live. Factors like local weather, state-minimum insurance laws, and population density all play a role.
For a high-value vehicle like the GT-R, local vandalism and theft rates also contribute to local rates.
The map below shows average monthly rates for the GT-R by state, according to Compare.com data.
State | Average Monthly Premium |
|---|---|
| Alabama | Average Monthly Premium |
| Arizona | N/A |
| Arkansas | $174 |
| California | $188 |
| Colorado | $213 |
| Connecticut | $213 |
| Delaware | $295 |
| Florida | $247 |
| Georgia | $230 |
| Hawaii | $264 |
| Idaho | $131 |
| Illinois | $109 |
| Indiana | $164 |
| Iowa | $135 |
| Kansas | $111 |
| Kentucky | $154 |
| Louisiana | $205 |
| Maine | $222 |
| Maryland | $145 |
| Massachusetts | $314 |
| Michigan | $156 |
| Minnesota | $238 |
| Mississippi | $180 |
| Missouri | $156 |
| Montana | $188 |
| Nebraska | $154 |
| Nevada | $149 |
| New Hampshire | $262 |
| New Jersey | $91 |
| New Mexico | $279 |
| New York | $150 |
| North Carolina | $228 |
| North Dakota | $92 |
| Ohio | $121 |
| Oklahoma | $128 |
| Oregon | $177 |
| Pennsylvania | $158 |
| Rhode Island | $167 |
| South Carolina | $228 |
| South Dakota | $253 |
| Tennessee | $143 |
| Texas | $147 |
| Utah | $227 |
| Vermont | $155 |
| Virginia | $148 |
| Washington | $185 |
| Washington D.C. | $176 |
| West Virginia | $326 |
| Wisconsin | $117 |
Because age directly affects driving experience, teenagers tend to pay much more for car insurance — especially if they’re behind the wheel of a high-value vehicle like a GT-R. But fortunately, as drivers gain experience and maintain a clean record, rates tend to go down.
Here are the average monthly costs for GT-R drivers in different age groups, according to our research.
Age Group | Average Monthly Premium |
|---|---|
| Teens | $380 |
| Adults | $198 |
| Seniors | $170 |
If you’re a teenager who drives a GT-R, be prepared to pay more for insurance. Premiums are high for young drivers because teens have the highest accident rates and are much more likely to be involved in fatal crashes than adults.[1]
Here’s a look at the cheapest insurance companies for GT-R drivers, according to our data.
Seniors generally have the lowest rates of traffic accidents and fatalities, so they also have the lowest car insurance premiums of any age group. Even behind the wheel of a powerful GT-R, seniors tend to drive fewer miles and take fewer risks.[2]
Here’s what insurance costs look like for older GT-R drivers across top companies, based on our data.
No matter your age, comparing quotes can save you hundreds.
Your driving record plays a huge role in your car insurance rates. Tickets, accidents, or driving under the influence (DUI) can label you as a higher risk and raise your premiums quickly.[3]
But comparing quotes from multiple insurance companies could help you find a lower rate. Some insurers even specialize in helping drivers with accidents, tickets, or serious violations.
Here’s how much driving record affects rates for GT-R drivers, based on Compare.com data.
Driving Record | Average Monthly Premium |
|---|---|
| Clean record | $198 |
| Speeding ticket | $265 |
| At-fault accident | $283 |
| DUI | $333 |
Speeding isn’t just about breaking the law. It puts you and others at risk. When you speed, your chances of losing control increase, your car takes longer to stop, and crashes become more severe.
That’s why insurers hit you with higher rates if you get caught driving above the speed limit. Speeding is linked to about one-third of all traffic deaths, and it’s a huge red flag for insurance companies.[4] It even leads to an average rate increase of more than 30%.
Here are the cheapest companies for a GT-R driver with a speeding ticket, based on our research.
If you cause an accident, your insurer views you as a higher risk and increases your rate. That’s because getting into a crash tells your insurance company you may file costly claims in the future.
That said, you can often limit the damage by switching insurance companies — especially if you opt for one that specializes in drivers with less-than-perfect records.
With that in mind, here are the cheapest insurers for GT-R drivers with a recent at-fault accident.
If you get a DUI, insurance companies take notice, and for good reason. Even a small amount of alcohol can mess with your reaction time, judgment, and ability to drive safely. And once your blood alcohol content hits .08%, your odds of crashing jump dramatically.[5]
Insurers are aware of this, which is why a single DUI conviction means a sharp increase in your car insurance bill. You may also need to file an SR-22 or FR-44 form with the state — a requirement that some insurers charge extra for.
The following chart shows the cheapest insurers for GT-R drivers with DUIs on their records, based on our research.
Like most vehicles, the Nissan GT-R’s design, specs, and features can influence car insurance costs. Here’s what insurers care about most:
Car value: The GT-R comes with a high sticker price, and even after five years, its depreciated value can run upward of $50,000.[6]
Engine size: The GT-R’s high horsepower pushes it into the supercar category, often signaling a higher risk to insurers.[7]
Repair costs: Repairing a high-performance vehicle often requires specialty parts, which can lead to increased insurance costs.
Classification: Luxury vehicles sometimes require repairs from specialized shops that typically use high-end finishes, which can also drive up claim costs.
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Here are five tried-and-true methods for getting cheaper car insurance for your Nissan GT-R:
Use theft deterrents. Installing alarm systems and other deterrents can lower insurance premiums.
Increase deductibles. Higher deductibles lower your insurer’s risk and your insurance costs. Just make sure you can afford the extra expense if you file a claim.
Take a driver safety course. Completing an approved driver training course earns you a discount from many insurers.
Enroll in telematics. Allow insurers to track your driving habits, and you can earn a considerable telematics discount for good driving.
Compare rates. Gather insurance quotes from reputable insurers and compare policies regularly to ensure you always have the best policy.
Savvy shoppers save up to $867† per year by comparing quotes.
When you drive a high-value vehicle like a GT-R, you want to be sure you’re getting the best coverage for your money. Here are answers to some common questions to help you find coverage that’s right for you.
Yes. The Nissan GT-R is significantly more expensive to insure than the average car. While the national average car insurance premium is about $163 per month, GT-R drivers with a clean driving record generally pay around $198 per month, according to Compare.com data. That’s over $30 more each month.
USAA consistently offers some of the most affordable GT-R insurance rates, but its coverage is only available to members of the military community and their families.
For most people, the cheapest option is State Farm. It’s widely known for its competitive premiums, availability across all 50 states, and strong reputation for customer satisfaction and claims handling.
The average rates for a 2024 GT-R are $354 per month for full coverage and $124 per month for liability, according to Compare.com data.
Compare.com data shows that the Rogue is the cheapest Nissan model to insure. Its average rate is just $141 per month.
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J.J. Starr is an insurance and personal finance expert who has been writing for Compare.com since 2022. Her work has been published across the web, appearing on sites such as Insurify.
Prior to writing for Compare.com, J.J. was a registered banker and life insurance consultant, holding a Series 6, FINRA, and life insurance license. She also earned a master’s degree in writing from New York University.
J.J. has a passion for helping people save money by explaining complex topics like car insurance in a way that is simple and easy to understand.
Nick Versaw leads Compare.com's editorial department, where he and his team specialize in crafting helpful, easy-to-understand content about car insurance and other related topics. With nearly a decade of experience writing and editing insurance and personal finance articles, his work has helped readers discover substantial savings on necessary expenses, including insurance, transportation, health care, and more. As an award-winning writer, Nick has seen his work published in countless renowned publications, such as the Washington Post, Los Angeles Times, and U.S. News & World Report. He graduated with Latin honors from Virginia Commonwealth University, where he earned his Bachelor's Degree in Digital Journalism.
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 20461358
John Leach is a licensed insurance agent and Chief Copy Editor who reviews and fact-checks articles for Compare.com. John has several years of experience reviewing and editing various insurance topics, and he also holds a valid personal lines producer license from the California Department of Insurance (NPN #20461358).
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