+120 more)
Emily Guy Birken is a former educator, lifelong money nerd, and a Plutus Award-winning freelance writer who specializes in the scientific research behind irrational money behaviors. Her work has appeared on The Huffington Post, Business Insider, Kiplinger’s, MSN Money, and The Washington Post, and she’s been writing for Compare.com since 2023. Her background in education allows her to help people relate to and understand complex financial topics.
She’s the author of several books, including The 5 Years Before You Retire, End Financial Stress Now, and the brand-new book, Stacked: Your Super Serious Guide to Modern Money Management, written with Joe Saul-Sehy.
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Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
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Nissan car insurance costs an average of $157 per month, which is slightly more than the average rate for all makes. Most Nissan models have affordable insurance rates, but certain models, like the Altima, may have higher premiums due to higher rates of theft and fatal accidents.[1][2]
It’s important to remember that many factors contribute to the cost of car insurance. The vehicle model and year, your unique driver profile, coverage levels, and location can all affect your premiums. If you own or plan to buy a Nissan, here’s what you need to know to find the cheapest insurers and the right coverage for your Nissan. Plus, we’ll give you tips to help you lower your coverage.
The Nissan Rogue is the cheapest model to insure, with average rates of just $183 per month for full coverage.
Travelers, Farmers, and Nationwide are among the best insurance companies for Nissan drivers.
New York is the most expensive state to insure a Nissan in, and rates are the cheapest in North Carolina.
We’ve researched rates from the best car insurance companies to uncover what you’re likely to pay each month for your Nissan car insurance. The table below shows average rates for the Nissan based on coverage type and how each compares to the national average for all makes, according to Compare.com data.
Vehicle Type  | Average Monthly Premium: Liability Coverage | Average Monthly Premium: Full Coverage | Overall Average for All Policies |
|---|---|---|---|
| Nissan | $110 | $203 | $157 |
| All makes | $106 | $194 | $150 |
Nissan insurance rates are just a little higher than the national average for all other vehicles. Let’s explore average rates by model in the next section.
Comparing quotes can save you up to $867.†
The Nissan model you choose can affect the cost of your auto policy. Factors like repair costs, theft rates, and safety ratings can all affect your premiums.
Your coverage levels also play a key role in your insurance costs. Basic liability coverage only pays for damages you cause to others, while full coverage pays for your damages. If you purchase only liability insurance, you’ll meet your state’s minimum requirements, and your premium will be lower than for full-coverage insurance.
Check out the table below to see how average rates vary between Nissan models, according to Compare.com data.
Model | Average Liability Premium | Average Full-Coverage Premium |
|---|---|---|
| Altima | $120 | $221 |
| Armada | $115 | $212 |
| Frontier | $101 | $188 |
| Kicks | $120 | $222 |
| Leaf | $122 | $227 |
| Maxima | $129 | $239 |
| Murano | $102 | $189 |
| Pathfinder | $111 | $205 |
| Rogue | $99 | $183 |
| Versa | $118 | $218 |
| Sentra | $110 | $203 |
| Titan | $110 | $203 |
| All Nissan models | $110 | $203 |
The Nissan Rogue is the cheapest model to insure, averaging $183 per month for full coverage. The Maxima is the most expensive model, with an average monthly rate of $239 for full coverage.
Next, we’ll take a look at the cheapest companies for Nissan owners.
Regardless of average insurance premiums, you can always find ways to save money on your Nissan auto insurance.
In the table below, you’ll find the cheapest insurers for Nissans, along with each company’s average monthly premiums, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| Farmers | $86 |
| Travelers | $95 |
| SafeAuto | $96 |
| Nationwide | $106 |
| Safeco | $108 |
| Root | $108 |
Farmers offers the lowest average premiums, at $86 per month — $71 less than the average cost to insure a Nissan. While these insurance companies have the cheapest average rates, it doesn’t mean they’ll be the cheapest company for you.
That’s why it’s crucial to compare insurance quotes from multiple companies to find the right coverage level at the best price for your needs. Let’s take a closer look at some top insurers for Nissan drivers with different driver demographics.
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While there’s no single best insurance company for every Nissan driver, we chose the following insurers based on a combination of average rates for Nissan insurance, available discounts, customer ratings and reviews, and coverage options.
Depending on your driving habits, car insurance requirements, driving history, and coverage selections, one of the three insurance companies below might be the best fit for your needs.
Compare.com Rating: 4.23 out of 5
Cheap Nissan rates
Accident forgiveness available
Many insurance discounts
Extremely high number of complaints[3]
Must work with an agent
Not available in all 50 states
Travelers might be the right company for you if you need maximum auto insurance coverage without the high price tag. The insurer offers competitive rates for full-coverage auto insurance. It offers a wide range of coverages, including gap insurance, rental coverage, new car replacement, roadside assistance, rideshare coverage, and more, depending on where you live. Travelers offers plenty of discounts and its IntelliDrive program, which can help keep your rates low.
Compare.com Rating: 3.98 out of 5
Low rates for Nissan drivers
Plenty of discounts
Lots of coverage options
Telematics program can raise rates
Not available in all 50 states
Poor Better Business Bureau ratings[4]
Nissan owners looking for personalized service from local agents at an affordable price may find the best deal with Farmers. The insurer has a large network of local insurance agents, if you prefer to work with someone locally rather than online.
With Farmers, you’ll have plenty of coverage options and discounts to choose from. Farmers earns high marks for claims satisfaction, according to J.D. Power, but it has mixed customer reviews.[5]
Compare.com Rating: 4.88 out of 5
Highly rated usage-based program
Customizable policies
Strong agent network
Poor customer satisfaction rating[6]
More expensive than some competitors
Fewer discounts than competitors
Nissan drivers who work from home may want to consider getting insurance with Nationwide. The company has two usage-based insurance programs. Its SmartMiles program allows you to pay only for the miles you drive, so you’re not stuck paying to keep your car in the garage while you work from your living room. With SmartRide, you can earn savings for safe driving.
Nationwide is also a solid choice for its extensive coverage options, like gap coverage and vanishing deductibles. But the insurer has low customer satisfaction ratings on Trustpilot.
Compare personalized quotes and find the best rate in minutes.
Where you call home can affect the cost of your Nissan car insurance. That’s because everything from your state’s local weather patterns to crime statistics can affect your personal insurance rates.
We’ve compiled the average auto insurance rates for Nissans by state in the table below. See where your state’s average premiums land.
State | Average Monthly Premium |
|---|---|
| Alabama | $103 |
| Arizona | $138 |
| Arkansas | $198 |
| California | $199 |
| Colorado | $162 |
| Connecticut | $315 |
| Delaware | $192 |
| Florida | $202 |
| Georgia | $205 |
| Idaho | $104 |
| Illinois | $129 |
| Indiana | $111 |
| Iowa | $94 |
| Kansas | $127 |
| Kentucky | $202 |
| Louisiana | $187 |
| Maine | $123 |
| Maryland | $285 |
| Massachusetts | $156 |
| Michigan | $242 |
| Minnesota | $156 |
| Mississippi | $156 |
| Missouri | $152 |
| Montana | $126 |
| Nebraska | $145 |
| Nevada | $247 |
| New Hampshire | $95 |
| New Jersey | $164 |
| New Mexico | $120 |
| New York | $398 |
| North Carolina | $77 |
| North Dakota | $120 |
| Ohio | $105 |
| Oklahoma | $134 |
| Oregon | $133 |
| Pennsylvania | $135 |
| Rhode Island | $119 |
| South Carolina | $227 |
| South Dakota | $100 |
| Tennessee | $117 |
| Texas | $184 |
| Utah | $151 |
| Vermont | $112 |
| Virginia | $150 |
| Washington | $116 |
| District of Columbia | $235 |
| West Virginia | $120 |
| Wisconsin | $105 |
| Wyoming | $100 |
Getting the best coverage for your Nissan isn’t just about finding the cheapest rate; it’s also about choosing the right coverage levels for your needs. That starts with an understanding of your state’s minimum liability coverage.
Most states require drivers to have a certain amount of liability insurance to legally get behind the wheel. Liability insurance covers other drivers and their car damage. Some states also require personal injury protection and uninsured motorist coverage.
After meeting your state’s requirements, you may find that you need higher coverage limits for more protection against serious accidents.
That’s why experts recommend full coverage. It includes collision coverage and comprehensive coverage. Full coverage pays for damage to your vehicle from a collision with another car or object and from things like vandalism, theft, or weather damage.
Depending on your Nissan’s value (if it’s old and you’ve paid it off), you may not need full coverage. On the other hand, if you have a loan or lease, your lender will likely require it. You may want to consider gap insurance if you owe more on your Nissan than it’s worth.
Once you know the right coverage options for your Nissan, let’s look at how to lower your rates with some savvy strategies.
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The following tips can help you lower your Nissan car insurance costs:
Increase your deductible: The deductible is what you pay before insurance coverage kicks in when you make a claim. A higher deductible means a lower premium but higher out-of-pocket costs if you file a claim.
Bundle your insurance policies: If you purchase your Nissan auto coverage and home insurance from the same company — also known as bundling — you typically save money on both.
Look for safety feature discounts: Certain safety features keep you safe and help lower your rates. If your Nissan has intelligent safety features, ask your insurer about what safety discounts you qualify for.
Improve your credit: Depending on your state, insurers may look at your credit history when calculating your premiums. Improving your credit can help lower your insurance costs.
Shop around: Regularly comparing quotes from multiple insurers is the best way to ensure you’re getting the best price for the coverage you need.
Compare personalized quotes and find the best insurer for your Nissan.
Whether you already own a Nissan or are thinking of becoming part of the Nissan family, the answers to the following common questions will help you find the right auto insurance for your vehicle.
The average monthly premium for Nissan car insurance is $157 per month, according to Compare.com data. But keep in mind that Nissan insurance rates vary from driver to driver since a number of factors contribute to the cost of premiums.
It depends. Our research shows the average monthly cost to insure a Nissan is $157, compared to the national average of all cars of $149 per month. But factors like the model year and the state you live in can all affect your personal rate.
The Nissan Rogue is the cheapest model to insure, with an average monthly rate of $99 for liability coverage and $183 for full coverage, according to our research.
Nissan car insurance rates are slightly higher than the national average. That said, some models may be higher due to the state you live in or vehicle theft rates in your area. Remember, your personal rate will depend on a range of factors, including the vehicle’s value, safety ratings, and safety features.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
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Emily Guy Birken is a former educator, lifelong money nerd, and a Plutus Award-winning freelance writer who specializes in the scientific research behind irrational money behaviors. Her work has appeared on The Huffington Post, Business Insider, Kiplinger’s, MSN Money, and The Washington Post, and she’s been writing for Compare.com since 2023. Her background in education allows her to help people relate to and understand complex financial topics.
She’s the author of several books, including The 5 Years Before You Retire, End Financial Stress Now, and the brand-new book, Stacked: Your Super Serious Guide to Modern Money Management, written with Joe Saul-Sehy.
Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
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