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Jamie Johnson is a Kansas City-based personal finance writer who’s been writing for Compare.com since 2023. Her work has also been featured on several of the top finance and business sites in the country, including Insider, Credit Karma, Bankrate, Rocket Mortgage, Fox Business, Quicken Loans, and The Balance.
For the past seven years, she’s dedicated more than 10,000 hours of research and writing to more than 2,000 articles about personal finance topics.
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Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
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Nissan Murano drivers pay an average monthly premium of $130 for car insurance, according to our research. That’s lower than the national average for all other vehicles. The 2025 Murano’s high safety ratings from the National Highway Traffic Safety Administration (NHTSA) and its moderate repair costs may contribute to its lower-than-average premiums.[1]
Keep in mind that your claims history, location, coverage levels, and even your model year can also influence your car insurance pricing. With that in mind, let’s explore the best insurers for different types of Murano drivers and compare rates from different companies.
Nissan Murano car insurance premiums average $90 per month for liability coverage and $170 per month for full-coverage insurance.
Safeco, State Farm, and Nationwide are some of the best insurers for Murano drivers.
Raising your deductible, taking advantage of discounts, and shopping around for the lowest rates can help you save on Murano car insurance.
The average rates for a Nissan Murano largely depend on the type of policy you choose. Auto insurance rates can vary significantly across different companies, even for the same coverage levels.
Liability coverage pays for damages or injuries you cause to another driver in an accident you cause, but it won’t pay for your own damages. Full-coverage car insurance typically includes liability, comprehensive, and collision coverage and pays damages like theft, vandalism, or an accident with another car or object.
The following table shows the average monthly rates for liability and full coverage for the Murano and how each compares to the national average for all vehicles, according to Compare.com data.
Vehicle  | Average Monthly Premium: Liability | Average Monthly Premium: Full Coverage | Average Monthly Premium: All Policies |
|---|---|---|---|
| Nissan Murano | $90 | $170 | $130 |
| All vehicles | $108 | $190 | $149 |
Murano drivers pay an average of $90 per month for liability insurance and $170 per month for full coverage. But the exact rate you receive can vary depending on different factors, which we’ll cover in more detail in the sections below.
Comparing personalized quotes is the only way to find the best coverage.
Understanding average rates can be helpful, but there’s more to pricing. And regardless of average rates, you can always find additional ways to save. For instance, looking for car insurance discounts and shopping around can help you find lower car rates.
Below are the five cheapest companies for the Murano, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| Safeco | $93 |
| Mercury | $99 |
| Root | $100 |
| GEICO | $106 |
| National General | $110 |
Safeco offers the lowest average monthly premium for Nissan Muranos, at $93 per month. While it may offer the cheapest average rate, it doesn’t mean it’ll be the cheapest option for you. That’s why it’s important to compare multiple quotes from several different companies.
Let’s explore some of the top insurers for your Murano.
No single insurer will be the best company for everyone — especially since different companies cater to different types of drivers. We chose the companies below based on a combination of average rates, available discounts, customer ratings, and coverage options for the Murano.
| User Reviews | NR |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | NR |
Customers appreciate the accessible and friendly customer service but are unhappy with the significant and frequent price increases, especially for those with safe driving records.
Customers appreciate the accessible and friendly customer service but are unhappy with the significant and frequent price increases, especially for those with safe driving records.
Safeco stands out as one of the best companies for Murano owners with good driving history. It offers various coverage options that extend beyond what many insurers offer, such as a diminishing deductible. And if you stay claims-free for six months, the company will send you a check for 2.5% of your policy premium.
The company will also reduce your deductible by $50 for every six months you maintain a clean driving record, for up to five years.
Affordable rates for Murano owners
Telematics program available
Below-average customer satisfaction[2]
Quotes not available online
| User Reviews | 3.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.7 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $57/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $109/mo |
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
State Farm offers the best insurance for teens and young drivers, thanks to its discounts and telematics program. The Steer Clear program is available to drivers younger than age 25 with no at-fault accidents or moving vehicle violations for the past three years. Completing the program could earn you a discount.
The insurer also offers good student, driver training, and student away at school discounts.
Above-average customer satisfaction
Highly rated mobile app
Gap insurance not available
No coverage in Massachusetts or Rhode Island
| J.D. Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale. | 641 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $94/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $175/mo |
Drivers appreciate the available discounts but dislike the high prices and lack of communication.
Drivers appreciate the available discounts but dislike the high prices and lack of communication.
Nationwide is a good choice for low-mileage drivers thanks to its SmartMiles program. When you sign up, you’ll receive a low base rate and a variable rate determined by how much you drive. The insurer makes it easy to track your mileage through a tracking device, and you can receive a road-trip exemption for the occasional day trip.
Unfortunately, the insurer comes up short compared to its competitors when it comes to customer service.
Save up to 25% with SmartMiles
Many unique coverage options
Not available in all 50 states
Low Trustpilot rating[3]
Comparing quotes can save you up to $867.†
Your car’s age can indirectly affect your insurance premiums. The more your car is worth, the more it’ll cost to insure, so newer vehicles are usually more expensive to insure than older models.
The following table outlines the average monthly premiums for different Murano model years, according to Compare.com data.
Murano Model Year | Average Monthly Premium |
|---|---|
| 2025 | $157 |
| 2024 | $143 |
| 2023 | $145 |
| 2022 | $151 |
| 2021 | $156 |
| 2020 | $144 |
| 2019 | $131 |
| 2018 | $137 |
| 2017 | $133 |
| 2016 | $135 |
| 2015 | $121 |
| 2014 | $127 |
| 2013 | $113 |
| 2012 | $121 |
| 2011 | $127 |
| 2010 | $122 |
Your vehicle’s model year plays a role in your car insurance costs, but your monthly premiums can vary quite a bit depending on the state you live in.
Your location plays a big part in how much you pay for car insurance, since rates can vary quite a bit even among different ZIP codes. For example, drivers who live in urban areas with high population and traffic density can expect to pay more than someone living in a rural area.[4]
Let’s take a look at the average monthly premiums for Muranos in each state, according to Compare.com data.
state_id | Average Monthly Premium |
|---|---|
| Alabama | $89 |
| Arizona | $129 |
| Arkansas | $117 |
| California | $143 |
| Colorado | $138 |
| Connecticut | $226 |
| Delaware | $249 |
| Florida | $185 |
| Georgia | $168 |
| Idaho | $188 |
| Illinois | $77 |
| Indiana | $80 |
| Iowa | $110 |
| Kansas | $94 |
| Kentucky | $104 |
| Louisiana | $147 |
| Maine | $156 |
| Maryland | $115 |
| Massachusetts | $235 |
| Michigan | $101 |
| Minnesota | $179 |
| Mississippi | $125 |
| Missouri | $126 |
| Montana | $103 |
| Nebraska | $101 |
| Nevada | $67 |
| New Hampshire | $90 |
| New Jersey | $104 |
| New Mexico | $70 |
| New York | $166 |
| North Carolina | $96 |
| North Dakota | $198 |
| Ohio | $239 |
| Oklahoma | $88 |
| Oregon | $118 |
| Pennsylvania | $112 |
| Rhode Island | $117 |
| South Carolina | $159 |
| South Dakota | $190 |
| Tennessee | $85 |
| Texas | $96 |
| Utah | $158 |
| Vermont | $119 |
| Virginia | $135 |
| Washington | $93 |
| District of Columbia | $118 |
| West Virginia | $85 |
| Wisconsin | $105 |
| Wyoming | $74 |
Age is one of the most important rating factors for car insurance. The younger you are, the higher your insurance costs. Studies show that teen drivers have a high number of crashes and vehicle-related deaths. The fatal crash rate for teens is nearly three times higher than that of drivers aged 20 or older.[5]
Here are the average monthly premiums that teens, adults, and senior Murano drivers pay for auto coverage, according to Compare.com data.
Once you reach your 20s and 30s, car insurance rates generally drop significantly. Seniors enjoy the lowest rates overall, thanks to their safe driving habits and spending less time on the road.
Your driving record has a significant effect on your car insurance rates. A history of driving-related incidents, like speeding tickets, at-fault accidents, and driving under the influence (DUI), makes you a higher risk to your insurance company.
Let’s take a look at what you can expect to pay for car insurance based on your driving record, according to our research.
Driving Record | Average Monthly Premium |
|---|---|
| Clean record | $170 |
| Speeding ticket | $236 |
| At-fault accident | $246 |
| DUI | $280 |
Murano owners with a clean driving record receive the lowest average premiums. But rates increase substantially — by $66 to $76 per month — after one ticket or at-fault accident. Drivers with a DUI on their record pay the highest rates overall.
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Insurers also consider different vehicle factors when determining auto insurance rates. Features included in the vehicle can increase or decrease the likelihood of theft, accidents, or the amount of damage it can inflict.
Here are some features that can affect your Murano insurance costs:
Safety features: The 2025 Murano received a Top Safety Pick+ rating from the Insurance Institute for Highway Safety (IIHS) and a 5-star safety rating from the NHTSA. Its safety features include automatic emergency braking, blind-spot warning, and an intelligent around-view monitor.
Trim levels: The Murano has four different trim levels: S, SV, SL, and Platinum. The two higher trim levels include upgrades like leather seats, an advanced sound system, and a moonroof. A higher trim level increases the car’s value, which can also increase insurance costs.
Engine: Every Nissan Murano includes a 3.5-liter V-6 engine that delivers 260 horsepower and 240 lb-ft of torque. A more powerful engine can increase your insurance costs.
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Here are the steps you can take to find cheap car insurance for your Murano:
Increase your deductible. Anytime you file a claim with your insurer, you’ll pay a one-time deductible before your insurance coverage kicks in. The higher your deductible, the lower your monthly car insurance premiums will be. Just make sure you can pay your deductible out of pocket if you file a claim.
Maintain good credit. Most states allow insurance companies to consider your credit history when evaluating you for car insurance. Studies show that drivers with good credit file fewer claims, so improving your credit can also reduce your car insurance costs.
Take advantage of discounts. Insurance companies offer discounts to help you save money on your premiums. You could receive a discount for maintaining a clean driving record, bundling your home and auto insurance, and having certain safety features in your car.
Compare quotes. Receive quotes from at least three different insurers to find the best price and coverage for your situation. You can apply directly through different companies or use a comparison site to get side-by-side auto quotes from multiple insurers at once.
If you’re looking for the best deal on your Nissan Murano, here are answers to common questions drivers have about Murano car insurance.
No. Our data shows that car insurance for a Nissan Murano costs an average of $130 per month, which is less than the average monthly rate for all other vehicles. Muranos have high safety ratings and low repair costs, which could contribute to their below-average automobile insurance premiums.
Safeco is the cheapest insurer for a Nissan Murano, with an average monthly rate of $93, according to our research. But the exact rate you receive will vary depending on your location, age, and driving history, so it’s still a good idea to shop around.
The average monthly rate for a 2025 Nissan Murano is $157, according to our data. Remember, newer vehicles usually cost more to insure than older vehicles. Still, you can lower your rates if you switch insurers and ask your agent about discounts.
The cheapest Nissan to insure is the Murano, with an average monthly rate of $130, according to Compare.com data.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
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Jamie Johnson is a Kansas City-based personal finance writer who’s been writing for Compare.com since 2023. Her work has also been featured on several of the top finance and business sites in the country, including Insider, Credit Karma, Bankrate, Rocket Mortgage, Fox Business, Quicken Loans, and The Balance.
For the past seven years, she’s dedicated more than 10,000 hours of research and writing to more than 2,000 articles about personal finance topics.
Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
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