Vehicle Title, Tax, Insurance & Registration Costs

Why You Can Trust trust shield

At, it’s our mission to find simple ways to help our customers save money on the things they need. While we partner with some of the companies and brands we talk about in our articles, all of our content is written and reviewed by our independent editorial team and never influenced by our partnerships. Learn about how we make money, review our editorial standards, and reference our data methodology to learn more about why you can trust

vehicle tax title registration costs
When you buy a new or used vehicle, you’re always going to pay more than the sticker price. That’s because your state government sees a vehicle purchase as a great opportunity to squeeze some money out of you.

The basic DMV fees, like the title, license plate, and registration fees, are no biggie. But the car dealer may charge their own fees, too. Then, there’s the vehicle sales tax — and yes, this applies to private-party sales too. Some states charge extra on top of that, calling it a wheelage tax, personal property tax, use fee, excise tax, privilege tax or (if they really want to sound fancy) an ad valorem tax.

We’ll go through all the costs to be aware of when purchasing a new or used vehicle. Remember that many states also require proof of auto insurance coverage when you’re registering your car. Need help finding the best deal on coverage? We can help you find the cheapest rates on car insurance.

Find the best insurance for your budget in just a few minutes!

Typical Costs When Purchasing a Vehicle

    • Registration Fee: Your state will charge you a certain amount to register your vehicle under your name. As you can see here, vehicle registration fees are all over the map. Some states have a flat rate, while others base the fee on the weight, age or value of the vehicle. Don’t delay! Many states charge extra fees for late registration. One more thing: You might be able to get a vehicle registration tax deduction.
    • License Plate Fee: The license plate cost might be included in your registration, or billed separately. Some states allow you to transfer license plates from your old car to your new one, while others require brand-new plates.
    • Auto Insurance: The average cost of insurance can vary greatly from state to state and depends on a variety of rating factors such as your age, driving history, and insurance status. To make sure you’re saving the most on your policy, experts recommend getting at least 4 auto insurance quotes. With, you get 4 or more locked in rates in just minutes..
    • Title Transfer Fee: This is a legal document showing the owner of a vehicle. When you buy a car, you’ll need to transfer the title from the previous owner or dealer to you.
    • Lien Recording Fee: If you have a lien on the car (aka a loan), the DMV may charge you to record that lien on the title.
    • Documentation Fee: Auto dealers typically charge their own fees to do all the vehicle-purchase paperwork. Some states place a cap on these fees.
    • Sales Tax: Most states charge sales tax on vehicles. Below, we list the state tax rate, although your city or county government may add its own sales tax as well.
    • Personal Property Tax: Some states require you to pay an annual tax on the value of your vehicle, while others charge different rates depending on your city. We’ll review the vehicle property tax for each state in the table below.
    • Emissions/Inspection Fees: States typically require a vehicle to be inspected when you purchase it and may require emissions testing too.
    • Hybrid/Electric Vehicle Fees: Because hybrid and electric vehicle owners pay few or no fuel taxes, many states charge them extra fees.

Compare Auto Insurance Rates from Multiple Companies

Vehicle Registration Fees, Insurance, and Other Costs by State for 2021

A few notes: These car registration fees are for passenger cars only; states charge different fees for RVs, trucks, antique cars, etc. The numbers we found are current as of July 2021, but it’s smart to check the current numbers with your state department of motor vehicles.

Vehicle Registration, Tax, Insurance and Title Fees
State Registration Fee License Plate Fee Average Insurance Cost Title Fee Dealer Documentation Fees Personal Property Tax / Vehicle License Fee State Vehicle Sales Tax Air Quality / Emissions Inspection Other
Alabama $15-$23 + $50 annually $23 and $1.25 transfer $723 $18 No limit N/A 2% N/A N/A
Alaska $100 $5 transfer $872 $15 no limit; must be incl. in vehicle price N/A N/A N/A $15 lien recording
Arizona $8 + $32 Public Safety Fee $12 transfer $844 $4 (for new vehicles) No limit $2.80(new vehicles)/$2.89(used vehicles) for each $100 of the assessed value 5.6% $1.50 N/A
Arkansas $17-$30 $1 transfer $736 $10 $129 cap Varies by county 6.5% N/A $2.50 decal fee; 50-cent lien filing fee; extra $100 annual fee for registering a hybrid vehicle and $200 for an EV
California $64 plus extra fees like CHP and Transportation Improvement $23 $841 $23 $80 cap .65% of value, decreasing over time 7.5% $8 smog transfer fee $100 EV fee;$27 CHP fee
Colorado Based on weight $25 $857 $7.20 No limit 3-2.1% of value, based on age 2.9% $$15-$25 emissions test fee $50 annual fee for plug-in vehicles
Connecticut $120 for a new registration, $80 to renew for two years $5 $1,049 $25 No limit Based on 70% of retail value 6.35%-7.75% $10 clean air fee;$40 Emissions Exemption fee $10 admin fee; $10 parks fee; $10 lien fee; $15 parks fee; $40 Emissions Exemption fee; $10 Greenhouse Gas fee
Delaware $40 N/A $1,146 $35 4.25% of purchase price or NADA book value, whichever is greater N/A N/A N/A N/A
Florida $14.50-$32.50; $225 for new vehicle fee $28 for new plates; $7.35 transfer $1,185 $75.25-$85.25 No limit N/A 6% N/A N/A
Georgia $20 N/A $897 $18 No limit Annual ad valorem tax for vehicles purchased before 3/12/13 6.6% title ad valorem tax (TAVT); 3% for new Georgia residents $25 emissions inspection in Atlanta area $200 annual alternative-fuel fee
Hawaii Based on weight ($12 minimum) $5 $765 $5 No limit Based on weight 4.166% to 4.712% N/A $1 beautification fee; 50-cent emblem renewal
Idaho $45-$69, depending on vehicle age N/A $574 $14 No limit N/A 6% of value or purchase price $11 emissions inspection (Kuna and Canyon County) $140 annual EV fee;$75 plug-in hybrid fee; $5 VIN inspection
Illinois $151 N/A $804 $150 $300 N/A 6.25% and up N/A $251 annual EV fee
Indiana $21.35 $9.50 $666 $15 No limit N/A 7% N/A Transportation Infrastructure Improvement Fee of $15; excise tax of $12-$532;$150 EV fee; $50 hybrid fee
Iowa Up to 1% of list price, depending on age; plus $0.40 per hundred pounds of vehicle weight N/A $666 $25 for replacement No limit N/A N/A N/A $65 annual EV fee; $32.50 annual plug-in hybrid fee (both rise each year)
Kansas $39-$49(depends on county) N/A $698 $10 No limit Varies by county 7.5% and up N/A $20 inspection fee for new title
Kentucky $21 N/A $802 $6 No limit 45 cents per $100 of value 6% N/A $22 lien filing fee
Louisiana $20-$82 depending on value $3 transfer $1,232 $68.50 $200 cap N/A 4% N/A Use taxes set by parish/county
Maine $35 N/A $618 $33 No limit Annual excise tax (depends on age of vehicle) 5.5% N/A N/A
Maryland $135-$187 (depending on weight) for two years $10 transfer $1,017 $100 $300 cap N/A 6% $14 emissions inspection $14.50 annual EMS fee
Massachusetts $60 for two years $25 transfer; $10 replacement $1,059 $75 No limit $25 per $1000 of excise value 6.25% $35 emissions/inspection fee
Michigan Based on vehicle value or weight depending on age $5 $1,231 $15 $220 cap; can’t exceed 5% of vehicle price N/A 6% N/A $135-$235 annual EV fee;$47.50-$117.50 hybrid fee
Minnesota $35 and up, based on vehicle value $8 (double plates) $788 $20.50 (with tax and technology surcharge) $125 N/A 6.5% N/A $10 and up wheelage tax; $75 annual EV fee
Mississippi $12.75 for renewals, $14 for first time registrations N/A $827 $9 No limit Ad valorem taxes based on vehicle value and county 5% N/A %150 EV fee; $75 hybrid fee
Missouri $18.75 and up (based on taxable horsepower) plus processing fee of $6-12 N/A $745 $8.50 No limit N/A 4.225% $24 (St. Louis area only) $75 annual fee for alt-fuel vehicles; $37.50 for plug-in hybrids
Montana $30.57-$225.24, based on vehicle age, plus a 3% fee $10.30 $693 $10.30 No limit N/A None N/A County option tax based on vehicle value; $10 Montana Highway Patrol fee
Nebraska $15 (+ $5.50 in additional fees) $3.30 per plate $682 $10 No limit Motor Vehicle Tax based on vehicle value 5.5.% N/A $5-$30 motor vehicle fee; $75 alt-fuel fee; $7 lien fee
Nevada $33 $8 $985 $28.25 No limit Governmental Services Tax based on vehicle value 8.1% $50-$79 Supplemental Governmental Services Tax based on vehicle value
New Hampshire $31.20 and up based on type and weight plus $10 transfer fee plus local fees $8 +$15 new registration fee $775 $25 No limit N/A none Included in inspection cost Local fees based on age and value of vehicle
New Jersey $35.50-$84 based on weight and age of vehicle $6 $1,266 $60 or $85 with lien No limit N/A 6.625% No charge N/A
New Mexico $27-$62 based on weight and age of vehicle N/A $763 Included ($5) No limit N/A 4% $15-$25 (Bernalillo County only) N/A
New York $26-$140 (based on weight) for 2 years $25 $1,235 $50 $75 cap N/A 4% $11-$27 Vehicle use tax/MCTD fees (NYC and some counties)
North Carolina $38.75 $21.50 to transfer $655 $56 No limit Vehicle Property Tax based on value and locality Highway use tax of 3% of vehicle value (max. $250 for new) $16.40 for some vehicles/counties $130 EVE fee; regional transportation tax in some counties
North Dakota $49-$274 based on age and weight $5 transfer $638 $5 No limit N/A N/A 5% N/A
Ohio $31 $6 transfer; $13.25 replacement $703 $15 $250 or 10% of the sales contract price whichever is less N/A 5.75% No charge $100 annual fee for hybrid car; $200 fee for EV; optional $5 permissive tax in some counties
Oklahoma $96 for a new registration; decrease over time N/A $824 $11 plus $17 transfer fee No limit N/A 1.25% N/A Excise tax of 3.25% for a new vehicle; for used cars, $20 on the 1st $1,500 of value + 3.25% of the remainder; $10 lien processing fee
Oregon $122-$152 depending on model year and MPG $24.50, $6 to transfer $828 $98-$113 depending on model year and MPG $115-$150 max N/A 0.5% privilege tax on new vehicle purchases $10 in Medford, $21 in Portland $110 annual fee for plug-in hybrid vehicles
Pennsylvania $39 N/A $878 $55 $120-$144 N/A 6% (7% for residents of Allegheny Count and 8% for Philadelphia residents) Included in inspection cost $26 lien fee
Rhode Island $30 for up to 4000lbs (increases based on weight) + $15 surcharge $8 $1,148 $52.50 No limit Excise tax based on vehicle value 7% Included in $55 inspection cost N/A
South Carolina $40 N/A $854 $15 No limit Annual personal property tax based on vehicle value 5% Infrastructure Maintenance Fee ($500 max) N/A $46-$116 Gross Vehicle Weight Fee; $250 infrastructure fee if transferring registration; $60 biennial hybrid fee; $120 biennial EV fee
South Dakota $36-144 based on weight $5 transfer $616 $10 No limit N/A 4% N/A Wheel tax (varies by county)
Tennessee $26.50 N/A $738 $95 (includes plate fee) N/A N/A 7% $9 $100 annual EV fee; wheel tax (varies by county)
Texas $51.75 plus local fees N/A $934 $28-33 (Varies by County If over $150 dealer must notify the state N/A 6.25% on new vehicles Varies by County $90 tax when moving vehicle to Texas
Utah $44 for up to 12k pounds; $69.50 for over 12k pounds + $19 for each 2k pounds over 14k N/A $784 $6 No limit Uniform fee due annually based on vehicle age Varies by city Usually $20-$30 EV and hybrid fees (increase each year)
Vermont $76 for 1 year; $140 for 2 years N/A $680 $35 No limit N/A 6% Varies by city N/A
Virginia $30.75 for less than 4,000 pounds; $35.75 for over 4,000 pounds N/A $751 $15 No limit Personal property tax set by localities 4.15% of sales price, minimum charge $75 $28 max $64 annual EV fee
Washington $68.25-115.25 based on weight $10 per plate $884 $15 $150 N/A Varies by county, plus 0.3% motor vehicle sales/use tax $15 $75 hybrid fee, $150 annual EV fee
Washington D.C. $72-$155 based on weight $12 transfer $1,190 $26 No limit N/A 6-8% excise tax based on weight. Some vehicles may be exempted. $10 N/A
West Virginia $51.50 $10 replacement $855 $15 No limit Personal property tax set by localities 6% titling sales tax on vehicles over $500 N/A $200 annual EV fee, $100 plug-in hybrid fee; $10 lien fee
Wisconsin $85 $4 $665 $164.50 No limit N/A 5% No charge $10-$30 wheel tax (varies by county);$100 annual EV fee, $75 hybrid fee
Wyoming $30+ (varies by county) N/A $657 $15 No limit N/A 4% N/A $200 EV fee

Compare Car Insurance Quotes

About’s #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.

  • All of’s content is written and reviewed for accuracy by a team of experienced writers and editors who are experts on the topics they cover.
  • None of’s content is ever influenced by the companies and brands we partner with.
  •’s editorial team operates independently of any of the company’s partnership or business development interests. We publish unbiased information strictly for the benefit of our readers.
  • All of the content you see on is based on comprehensive analysis and all data is gathered and vetted from trustworthy sources.

Learn more about us, our team, and what makes us tick.