+120 more)
Jamie Johnson is a Kansas City-based personal finance writer who’s been writing for Compare.com since 2023. Her work has also been featured on several of the top finance and business sites in the country, including Insider, Credit Karma, Bankrate, Rocket Mortgage, Fox Business, Quicken Loans, and The Balance.
For the past seven years, she’s dedicated more than 10,000 hours of research and writing to more than 2,000 articles about personal finance topics.
)
)
Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
Updated
At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.
Car insurance for a Nissan Versa costs slightly more than for other cars. Versa drivers pay an average monthly rate of $157, compared to $152 for all vehicles. But insurers base your car insurance premiums on many different factors. Your actual rates will depend on things like your vehicle model year, driving history, and insurance company.
The best way to find cheap auto insurance for your Nissan Versa is to compare rates and explore money-saving strategies. This article will cover that and more to help you find the best deal on car insurance.
Mile Auto, GEICO, and Allstate are some of the best insurers for Nissan Versa drivers.
Nissan Versa drivers pay an average monthly rate of $110 for liability coverage and $203 for full-coverage car insurance.
You can save money on your Versa car insurance by taking advantage of discounts, increasing your deductible, and choosing a basic trim level.
Your car insurance rates will vary depending on the type of policy you choose. Liability coverage pays for injuries and damages you cause to other drivers, and it’s what most U.S. states require.
A full-coverage policy includes liability, comprehensive, and collision coverage. It protects your car from collision and non-collision incidents, such as natural disasters and theft. Full coverage costs more than a liability-only policy because it offers the most protection, but most experts recommend considering it.
The following table outlines the average monthly costs for liability and full-coverage car insurance for Nissan Versas compared to average rates for all other vehicles, according to Compare.com data.
Vehicle  | Average Monthly Premium: Liability | Average Monthly Premium: Full Coverage | Average Monthly Premium: All Policies |
|---|---|---|---|
| Nissan Versa | $110 | $203 | $157 |
| All vehicles | $107 | $197 | $152 |
Nissan Versa drivers pay an average rate of $110 per month for liability insurance and $203 for full coverage. But keep in mind that the rates above are just averages. Your personal rate will vary by factors like age, driving history, and location (more on that later).
Understanding the average rates for a Nissan Versa is helpful, but you still have ways to save on car insurance. Let’s start with the cheapest insurers.
The companies featured in the table below have the most competitive rates for a Nissan Versa, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| Certainly | $82 |
| Mile Auto | $82 |
| Apparent | $85 |
| Travelers | $91 |
| HiRoad | $102 |
Certainly and Mile Auto both top our list for the cheapest average rates for Nissan Versas, with average monthly premiums of $82. But that doesn’t mean either of these companies will be the cheapest option for you.
Different car insurance companies cater to specific demographics, so shopping around and getting quotes from multiple insurers is one of the best ways to find cheap car insurance. Let’s see which companies are best for certain types of drivers.
Get personalized quotes from top insurance companies.
)
No car insurance company will be the best company for everyone because every driver has unique needs. That said, certain insurers stand out for a combination of average rates, available discounts, customer reviews, and coverage options.
Here are the best companies for three types of Nissan Versa drivers.
Compare.com Rating: 3.28 out of 5
Among the cheapest insurers for Versa drivers
No required tracking device
Easy quote and setup process
Not available nationwide
Fewer policy options
No discounts available
If you don’t drive often, Mile Auto is a great option. It offers pay-per-mile insurance tailored specifically for low-mileage drivers. When you sign up, you’ll pay a low monthly base rate and a per-mile rate based on how much you drove the previous month.
Unlike similar companies, Mile Auto doesn’t require you to install a tracking device in your vehicle. Instead, you’ll submit a photo of your odometer each month.
Compare.com Rating: 4.95 out of 5
Many discounts available
Easy online policy management
Easy online quoting process
Fewer specialty coverage options
Gap insurance not available
Poor Trustpilot rating[1]
GEICO offers some of the most affordable car insurance, largely thanks to the wide variety of discounts it offers. You could earn a discount for having certain safety features in your vehicle, good driving habits, defensive driving, bundling, and more.
The insurer also gives a discount based on your driver affiliation — for example, military members and federal employees can get automatic savings.
Compare.com Rating: 4.93 out of 5
Many local agents
Many coverage options
AM Best financial strength rating of A++ (Superior)[2]
Discounts not available in every state
Mixed customer reviews[3]
Mobile app needs improvement
Allstate is the best option for Versa drivers looking for personalized car insurance coverage. In addition to standard coverage options, Allstate offers a personal umbrella policy, rideshare insurance, and even coverage for a trip to Mexico.
And if you sign up for Drivewise, you could earn lower premiums for safe driving habits.
Compare personalized quotes from dozens of top insurers.
Your vehicle’s age can affect your insurance premiums. The more your Versa is worth, the more it’ll cost to insure. Generally speaking, newer cars are typically more expensive to insure than older vehicles and may have higher repair costs.[4]
In the table below, we’ve broken down the average monthly premiums for different Nissan Versa model years and the cheapest average insurer for each.
Versa Model Year | Average Monthly Premium | Cheapest Insurer | Cheapest Insurer’s Average Monthly Premium |
|---|---|---|---|
| 2025 | $203 | Certainly | $105 |
| 2024 | $205 | Certainly | $107 |
| 2023 | $215 | Certainly | $112 |
| 2022 | $189 | Certainly | $98 |
| 2021 | $189 | Certainly | $98 |
| 2020 | $176 | Certainly | $92 |
| 2019 | $162 | Certainly | $84 |
| 2018 | $151 | Certainly | $79 |
| 2017 | $148 | Certainly | $77 |
| 2016 | $144 | Certainly | $75 |
| 2015 | $144 | Certainly | $75 |
| 2014 | $135 | Certainly | $70 |
Your car’s model year plays a role in your auto insurance costs, but many other factors come into play as well. For example, your location is one of the biggest factors determining your premiums. Let’s see how rates change from state to state.
Your car insurance costs can vary depending on your state and even your ZIP code. For example, drivers in cities with high rates of theft or vandalism will pay more for car insurance. The cost of car repairs or certain state laws can also affect your car insurance premiums.
The table below outlines the average monthly premium for Versa drivers by state, according to our research.
State | Average Monthly Premium |
|---|---|
| Alabama | $103 |
| Arizona | $138 |
| Arkansas | $198 |
| California | $199 |
| Colorado | $162 |
| Connecticut | $315 |
| Delaware | $192 |
| Florida | $202 |
| Georgia | $205 |
| Idaho | $104 |
| Illinois | $129 |
| Indiana | $112 |
| Iowa | $94 |
| Kansas | $127 |
| Kentucky | $202 |
| Louisiana | $187 |
| Maine | $123 |
| Maryland | $285 |
| Massachusetts | $156 |
| Michigan | $243 |
| Minnesota | $156 |
| Mississippi | $156 |
| Missouri | $152 |
| Montana | $126 |
| Nebraska | $146 |
| Nevada | $247 |
| New Hampshire | $95 |
| New Jersey | $164 |
| New Mexico | $120 |
| New York | $399 |
| North Carolina | $77 |
| North Dakota | $120 |
| Ohio | $105 |
| Oklahoma | $134 |
| Oregon | $133 |
| Pennsylvania | $135 |
| Rhode Island | $119 |
| South Carolina | $227 |
| South Dakota | $100 |
| Tennessee | $117 |
| Texas | $184 |
| Utah | $151 |
| Vermont | $113 |
| Virginia | $150 |
| Washington | $116 |
| District of Columbia | $235 |
| West Virginia | $120 |
| Wisconsin | $105 |
| Wyoming | $100 |
Age is one of the most important rating factors for car insurance. Teen drivers pay the highest rates for car insurance due to their lack of driving history and higher risk of car accidents. But your car insurance costs will gradually decrease with age and experience.
Let’s take a look at how average premiums vary across different age groups, according to our data.
Age Group | Average Monthly Premium | Cheapest Insurer | Cheapest Insurer’s Average Monthly Premium |
|---|---|---|---|
| Teens | $295 | Certainly | $153 |
| Adults | $144 | Certainly | $75 |
| Seniors | $121 | Certainly | $63 |
Average monthly premiums drop substantially once you reach your 20s and 30s, with senior Versa drivers paying the lowest rates overall. Notably, Certainly is the cheapest option for Versa owners in each age group.
Your driving record also significantly affects your car insurance rates. If you have violations on your record, insurers will consider you a higher risk to insure and charge you more for coverage. Maintaining a clean driving record is one of the best ways to keep your monthly premiums low.
The following table outlines what you can expect to pay based on driving records and the cheapest insurers for each, according to Compare.com data.
Driving Record | Average Monthly Premium | Cheapest Insurer | Cheapest Insurer’s Average Monthly Premium |
|---|---|---|---|
| Clean record | $157 | Certainly | $82 |
| Speeding ticket | $218 | Certainly | $113 |
| At-fault accident | $227 | Certainly | $118 |
| DUI | $258 | Certainly | $134 |
Your premiums increase significantly after each driving incident, but Versa drivers with a DUI conviction pay an average of 64% more for insurance.
Certainly offers the cheapest rates for each group.
)
Your auto insurance rates can also change based on specific features in your vehicle. Fortunately, the Versa is a pretty budget-friendly car, but here are some of the features and options that could affect your insurance costs:
Trim level: The Versa has three different trim levels: the S, SV, and SR. Choosing the entry-level S trim will help lower your insurance costs since the replacement costs are lower.[5]
Safety features: Certain vehicle safety features — like blind-spot monitoring or keyless entry — may qualify you for a discount with your insurance company. If your car has a high safety rating, you may also qualify for lower rates.
Horsepower: Vehicles with higher horsepower mean faster speed and an increased likelihood of car accidents. Insurers tend to charge higher premiums. Fortunately, the Versa has 122 horsepower, which is relatively low, and it doesn’t accelerate as quickly as other vehicles.
)
Here are five ways to find cheap car insurance for your Nissan Versa.[6]
Choose a Versa loaded with safety features. Many insurers will offer you a discount if your vehicle has certain safety features. So, when shopping around, look for a Nissan Versa with features such as emergency braking and lane-departure warning.
Increase your deductible. When you file an insurance claim, you’ll pay your deductible first, and your insurer will cover the remaining costs. Choosing a higher deductible can be a good way to lower your monthly premiums. Just be sure that you choose one you can afford to pay out of pocket.
Take advantage of low-mileage discounts. If you don’t drive much, you might qualify for a low-mileage discount from your insurer. You may also be able to save money with pay-per-mile insurance.
Maintain a clean driving record. Demonstrating good driving behaviors is the best way to lower your insurance costs. Your insurer may be willing to give you a discount if you remain accident-free for a certain number of years.
Compare quotes often. Get car insurance quotes from at least three different insurance companies and compare the offers you receive. Comparing quotes is the best way to find cheap car insurance that meets your coverage needs.
Compare personalized quotes from dozens of the nation’s top insurers.
Here are common questions people have about Nissan Versa insurance.
It can be. Nissan Versa car insurance costs an average of $157 per month, according to our research. That’s slightly higher than the national average for all other cars.
Certainly and Mile Auto have the cheapest average monthly rates for the Nissan Versa, with both charging an average monthly rate of $82, according to our data. We found that Certainly tends to be the cheapest option for most demographics.
A 2025 Nissan Versa costs an average of $203 per month to insure. But you may be able to lower your costs by increasing your deductible and comparing quotes from different insurance companies, like Certainly.
The Rogue is the cheapest Nissan model to insure, with an average monthly rate of $134. But your exact costs will vary depending on your driving history, coverage level, and location.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
)
)
)
)
)
)
)
)
Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
)
Jamie Johnson is a Kansas City-based personal finance writer who’s been writing for Compare.com since 2023. Her work has also been featured on several of the top finance and business sites in the country, including Insider, Credit Karma, Bankrate, Rocket Mortgage, Fox Business, Quicken Loans, and The Balance.
For the past seven years, she’s dedicated more than 10,000 hours of research and writing to more than 2,000 articles about personal finance topics.
Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
)
AAA auto insurance policies often have higher average rates than many competitors, but it does have solid discounts and membership benefits.
)
USAA SafePilot can get you a discount of up to 30% if you practice safe driving, but the app can be glitchy. Find out if it’s right for you.
)
Progressive Snapshot can potentially save you money on car insurance. Find out if it’s worth it with our latest guide.
)
We explain what the State Farm Drive Safe & Save program is, including what it tracks, how much you can save, and real customer reviews.
)
Finding affordable Tesla insurance doesn’t have to be a headache. Discover average costs, cheapest companies, and tips to save without sacrificing coverage.
)
The Toyota Highlander costs an average of $136 per month to insure, which is cheaper than the U.S. national average for all vehicles.
)
