Nissan Kicks Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• A Nissan Kicks is more expensive to insure than the average car.

• Full coverage auto insurance for a Kicks comes in at about $186 monthly, on average, while liability only insurance normally averages around $92.

• Hugo is the lowest insurance carrier for a Kicks.

Kicks Overview

With new 2021 models starting at $19,500, the Nissan Kicks is a great car for all budgets. There's a Kicks for every driver, with three different trim options offered.

We ran through thousands of car insurance quotes on Compare.com, and we've determined that, on average, Nissan Kicks insurance prices run about $169 a month. How do car insurance premiums for the Kicks compare to rates of other similar cars?

How Much is Car Insurance for a Nissan Kicks?

Looking at the table above, you can see that compared to other vehicles, Nissan Kicks insurance premiums are higher than average. Kicks drivers usually pay around $186 monthly for full coverage, which has comprehensive and collision coverages in addition to liability, and about $92 a month for liability only insurance (our guide, "State Minimum vs. Full Coverage", can give you more information on the difference).

When compared to other models, the Kicks is in line with the other vehicle types offered by Nissan. But compared to other vehicles of a similar body style, Kicks coverage is above average, with both full coverage and liability only insurance averaging more expensive rates than other cars.

Overall, they're just more expensive to insure than the average vehicle, regardless of which body style, model, or make you compare it to.

Who has the Cheapest Car Insurance for a Nissan Kicks?

Are you looking for an auto insurance policy for your Nissan Kicks? You most likely want to know which company offers the most affordable prices. While prices can shift considerably from policyholder to policyholder, the cheapest average rates for liability only insurance are sometimes as cheap as $36 per month from TwentyFirstCentury. The next most affordable carrier is American Family, who offers auto insurance as cheap as $38 a month.

Finishing off the rest of the top 5 are StateAuto, Shelter Mutual, and Clearcover. However, just because these five companies offer the lowest average rates doesn't necessarily mean they'll be the cheapest for you.

Insurance carriers take multiple things into consideration when calculating monthly rates. There's only one way to make sure you find the lowest possible rates, and that's by checking quotes from a whole range of car insurance companies.

What Factors Affect Car Insurance Rates for a Nissan Kicks?

There are a wide array of attributes that insurance carriers take a look at to decide how much they charge -- and every company uses a different method, so there's not a single carrier that's the cheapest for each driver.

Keep reading to learn which variables auto insurance companies look at and how they affect your final rate:

Vehicle Age

The Nissan Kicks has only been around for two or three model years, which means vehicle age won't affect your premium in the same way it might for other vehicles. Generally, newer cars are going to cost more to insure because they're worth more, but as they age, insurance costs will gradually go lower.

Next year, we'll know more about the differences in premiums for each model year, but for now we see that a Kicks less than one year old will be around between $90 and $96 per month to insure.

Your Age

Age is another variable that makes a significant difference in how much insurance carriers will charge you. Because the Nissan Kicks is pretty new to the market, we're just starting to collect data on how age is affecting auto insurance rates. So far, based on the table above, older drivers have cheaper prices compared to younger drivers. Nissan Kicks drivers aged 18 to 24 actually pay $29 more than those 25 or older.

Auto insurance prices continue to go down as you get older, with drivers aged 65 years and older making up the cheapest age group for the Kicks.

Your Gender

Because women are less likely to get speeding tickets and get into accidents, they run a lower risk of filing a claim with insurance. So, insurance companies will tend to offer women more affordable rates. When it comes to Kicks drivers specifically, women pay about 29% less than men monthly for car insurance.

Where You Live

You may think it's obvious that factors such as what vehicle you drive and how old you are play a role in your auto insurance premiums, but you may not realize that where you live is equally important. Since car insurance is regulated on the state level and not nationally, prices vary quite a bit depending on where you live.

Because the Kicks is a relatively new vehicle, our data sets are somewhat limited. Even so, you can see in the table above that New York has rates that are significantly more expensive than anywhere else. The table above shows average premiums for the top 10 most populous states, just to give you a good idea of how much rates can change across states.

Nissan Kicks Car Insurance Discounts

Whatever which car you drive, where you live, or how old you are, it's always a good idea to take advantage of as many insurance discounts as possible when shopping around for a policy.

While no two auto insurance carriers offer the same exact discounts, there are a few that you'll find with most insurers. These include discounts like:

• Multi-policy discounts for getting both your home and auto policies from the same company
• Vehicle safety discounts for having a vehicle with higher safety ratings or one with certain safety features (like air bags or anti-lock brakes)
• Pay-in-full discounts for drivers who agree to pay their entire policy price at once, rather than in monthly installments
• Multi-car discounts for having more than one vehicle on your auto policy

These discounts are great, but sometimes, the best way to get the cheapest rates is by strengthening your overall insurance profile that carriers look at. This includes things like avoiding lapses in coverage, not having recent insurance claims, and driving safely.

Of course, you can't control every single aspect of your car insurance profile (like some of the factors we mentioned above), but there is quite a bit that you do have control over. Below are just a few of the variables you can use in your favor in order to save on insurance:

Your Driving Record

You've probably heard ads from auto insurance companies posting hefty discounts for safe drivers. It checks out that your insurance prices will go up if you get into an accident or get a speeding ticket. But you still might be left wondering exactly how much collisions and moving violations will cost you.

Unfortunately, we don't have enough data on file for Nissan Kicks drivers specifically, since it is a relatively new car. However, we'll have a better idea of how much infractions will cost Kicks owners when it comes to car insurance as we see more and more of these on the road.

How Much You Drive

The total amount of miles you drive each year impacts your insurance rates. Drivers who are on the roads less have fewer opportunities to get into an accident, so they'll generally end up spending less on car insurance. Since the Nissan Kicks is a new car, our data is relatively limited, so we don't yet know how much annual driving distance will affect prices. So far, drivers who travel 5,001 - 7,500 miles every year are offered the highest rates.

If you don't drive much because you work from home or have a second vehicle, you might consider a usage-based or pay-per-mile auto insurance policy. With these plans, you pay a small monthly amount, and your final monthly bill is calculated based on the number of miles you drove.

How Do Nissan Kickses Compare to Other Vehicles?

If you're considering buying a Nissan Kicks, you're probably wondering how it compares to other cars. Car insurance is just one cost that comes with a new car purchase, but it's guaranteed to be one that's worth thinking about carefully.

Visit the table below to see how the Nissan Kicks stacks up:

With an MSRP that's less than half of the going rate for a new vehicle, the Nissan Kicks is a great value for any budget. While the average vehicle price in the U.S. is $46,179, the Kicks has a base price of just $19,500.

Likewise, car insurance premiums are slightly lower when compared to other vehicles on the market. Full coverage insurance for a Nissan Kicks is around $7 per month more than average, while liability only coverage is $16 cheaper a month.

When it comes to usage, Nissan Kicks owners drive fewer miles annually than the national average, with 9,096 miles a year compared to 11,660 for all vehicles.

Nissan Kicks Car Insurance Costs by Model Year

So far, you've seen how different factors affect a driver's auto insurance prices. But if you're thinking about buying a new vehicle and the Kicks is one you're considering, knowing what you can expect to pay for the specific vehicle you're looking at can be extremely helpful as you weigh your options.

That's why we've crunched the numbers and broken down Nissan Kicks insurance premiums by model year. Simply find the model year you want in the dropdown to see average rates for both liability only and full coverage options. We've included some additional information you might find helpful, too, like which trim levels are offered, the base MSRP, and who offers the most affordable policies for each Kicks model year.

2021 Nissan Kicks Car Insurance

With a base price of just $19,500, the 2021 Nissan Kicks is an affordable car option for new car buyers.

When it comes to car insurance, the average 2021 Nissan Kicks typically costs about $65 per month to insure for liability only and $176 monthly for full coverage. And if you want the lowest insurance possible, DirectGeneral offers liability only policies for as low as just $18 a month.

Although it's helpful to know how much the average driver pays for insurance, the only way to find out exactly what you'll pay is to get a personalized quote. Luckily, with Compare.com you can compare quotes from multiple carriers at once, all for free. To get started, just enter your ZIP code below.

2020 Nissan Kicks Car Insurance

If you're looking to buy a 2020 Kicks or already own one, you can expect an average auto insurance rate of around $196 for full coverage or $94 for a liability only policy.

And if you're just looking for the most affordable insurance for your Kicks, Shelter Mutual offers liability only policies for as little as just $25 monthly.

If you want to know exactly how much you can expect to pay for your Kicks, just enter your ZIP code below and get free quotes in minutes.

2019 Nissan Kicks Car Insurance

2019 Kicks drivers can expect to pay an average of $102 per month for liability or $190 for full coverage.

Hugo has rates as little as $19 monthly for the 2019 Nissan Kicks.

While these are good estimates of what the average driver might pay to insure a 2019 Nissan Kicks, these premiums might differ based on your driver profile. Get free personalized quotes in minutes by just entering your ZIP code below.

2018 Nissan Kicks Car Insurance

On average, drivers who own a 2018 Nissan Kicks can expect to pay $85 to $167 per month for liability only and full coverage auto insurance, respectively.

Dairyland offered the cheapest policy we found, with rates sometimes as low as $27 a month.

Want to know exactly how much you'll pay? Enter your ZIP code below to get a variety of personalized quotes for free.

Nissan Kicks Insurance FAQs

Is a Nissan Kicks expensive to insure?

Liability insurance runs an average of $92 per month, while full coverage will cost you around $186. The Nissan Kicks is more expensive to insure compared to the average vehicle.

How can I get the best price on car insurance for my Nissan Kicks?

There's only one way to guarantee you're getting the most affordable rates -- regularly shopping around and comparing quotes from multiple companies. Over time, your driver profile changes, so it's a good rule of thumb to review quotes every 6 months or so. Luckily, sites like Compare.com let you compare prices from numerous carriers at once, meaning you can find the cheapest rates (or guarantee you already have the best deal) for free.

Does the color of my Nissan Kicks affect my insurance rates?

Have you heard the old adage that it costs more to insure a red car before? Well, that's actually a myth. There are several things car insurance companies look at when they offer prices, but the color of your car is not one of them.

Do I need to have insurance before I buy a Nissan Kicks?

You'll need to have an insurance policy in place before you can legally driver your new (or new to you) Kicks off the dealership lot. As part of the buying process, some dealerships might offer you a car insurance policy, but the best thing to do when buying a a new car is to talk with your insurance carrier ahead of time.

What car insurance discounts can I get for my Nissan Kicks?

There are a multitude of discounts out there when it comes to car insurance. Many of them (like "multi-policy discounts" and "pay-in-full discounts") are based less on your Nissan Kicks and more on you, but if your Kicks has safety features like airbags, anti-lock brakes, anti-theft systems, and other features, it may be eligible for certain discounts. To find out which discounts you may receive, get in touch with your insurance company and ask about their discounts, since they fluctuate quite a bit from carrier to carrier.