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Lindsay Frankel is a personal finance and insurance writer who’s been writing for Compare.com since 2023. Her work has been featured in publications such as Investopedia, LendingTree, The Balance, SFGate, Bankrate, and FinanceBuzz.
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Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
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Insurance premiums for the Nissan Kicks, a subcompact SUV, are similar to the national average for all vehicles. Drivers pay $109 per month for liability coverage and $202 per month for full coverage. But some insurers, like Travelers and Certainly, offer cheaper rates.
We’ll cover factors such as model year and state and give you tips to help you save money on car insurance. Read on to find out our top picks for Kicks insurance.
Travelers offers the cheapest car insurance for the Nissan Kicks, with an average premium of just $80 per month.
Nissan Kicks premiums range from an average of $69 per month in North Carolina to $353 per month in New York.
The Nissan Kicks has safety and security features that may help you qualify for vehicle equipment discounts from some insurers.
The cost to insure your Nissan Kicks depends in part on the coverage levels you purchase. Liability-only insurance meets your state’s minimum car insurance requirements, but it pays only for the other driver’s and their passengers’ injuries and damage.
Full-coverage insurance costs more because it includes comprehensive coverage and collision insurance, which pay for your car’s damage after an accident.
The table below highlights the average monthly premiums for Nissan Kicks to help you compare them to the average rates for all vehicles, according to Compare.com data.
Vehicle  | Average Monthly Premium: Liability | Average Monthly Premium: Full Coverage | Average Monthly Premium: All Policies |
|---|---|---|---|
| Nissan Kicks | $109 | $202 | $155 |
| All vehicles | $108 | $193 | $150 |
Full coverage for a Nissan Kicks averages $202 per month, while liability coverage costs $109 per month.
In the sections below, we’ll cover the different factors that affect insurance rates.
Average rates aside, smart Nissan Kicks drivers can save money on car insurance by choosing the right company. Some auto insurers offer cheaper rates than others.
Here are the five cheapest insurance companies for the Nissan Kicks and average premiums for each, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| Travelers | $80 |
| Certainly | $93 |
| Mile Auto | $104 |
| Safeco | $112 |
| Root | $115 |
Travelers offers the cheapest insurance for the Nissan Kicks, with an average monthly premium of just $80. Keep in mind that these companies may not be the cheapest for every driver, since each insurer weighs your information differently when calculating your premium. That’s why it’s important to compare quotes from at least three companies to find the best deal.[1]
We’ll cover the best car insurance companies for different types of Nissan Kicks drivers next.
Compare quotes and save money instantly.
The best car insurance company for you depends on factors like your coverage needs and driving history. We did the research, and the three insurers below stood out from the pack based on affordability, coverage options, discount opportunities, customer reviews, and third-party ratings.
| AM Best AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor). | A++ |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | NR |
Drivers value the reliable coverage but find the policy costs high and the rate increases too frequent. Communication and claim settlement speed also need improvement.
Drivers value the reliable coverage but find the policy costs high and the rate increases too frequent. Communication and claim settlement speed also need improvement.
Travelers is a great option for Kicks drivers on a budget. The company gives you several opportunities to save, including discounts for bundling, purchasing a new car, and getting an early quote.
You can also get gap insurance or new car replacement coverage to protect your investment. Travelers comes up short in claims satisfaction and has poor Trustpilot ratings.[2]
| User Reviews | NR |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | NR |
Drivers appreciate the quick claim handling and good service but dislike the high rates and lack of pricing transparency.
Drivers appreciate the quick claim handling and good service but dislike the high rates and lack of pricing transparency.
Root calculates premium mostly based on how you drive. If you follow safe driving habits, like braking smoothly and not speeding, you can get a low rate. You can test-drive with the mobile app to get an estimate of your individual premium. On average, Root is one of the more affordable insurers for the Nissan Kicks, and the company has good customer reviews.
But AM Best hasn’t rated Root for financial strength, and its policies aren’t available everywhere.
| User Reviews | 4.2 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.3 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $111/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $214/mo |
Customers appreciate the helpful staff and quality of coverage but dislike the frequent and unexplained premium increases.
Customers appreciate the helpful staff and quality of coverage but dislike the frequent and unexplained premium increases.
Farmers offers unique coverage options to help minimize out-of-pocket costs in different scenarios. The company’s coverage options include original equipment manufacturer coverage, customized equipment coverage, new car replacement coverage, gap insurance, and glass deductible buyback.
Farmers also has an excellent financial strength rating from AM Best, but it may not be the cheapest option for your crossover SUV.
Comparing quotes can save you up to $867.†
Your vehicle’s age affects your insurance cost. Because newer models are typically worth more and cost more to repair, they also cost more to insure. You may qualify for safety or security equipment discounts with some companies to offset some of the cost.
The table below shows the average premium for each Kicks model year, according to Compare.com data.
Kicks Model Year | Average Monthly Premium |
|---|---|
| 2025 | $162 |
| 2024 | $172 |
| 2023 | $154 |
| 2022 | $164 |
| 2021 | $162 |
| 2020 | $144 |
| 2019 | $144 |
| 2018 | $147 |
In the next section, we’ll look at the average cost to insure a Nissan Kicks in different states.
Your state and even your ZIP code can affect your car insurance premiums. Every state has different theft and accident rates, litigation frequency, medical costs, and repair costs. Drivers in busy urban areas tend to pay higher auto insurance rates than drivers who live in rural areas.
The map shows the average monthly premiums for a Nissan Kicks by state, according to Compare.com data.
state_id | Average Monthly Premium |
|---|---|
| Alabama | $91 |
| Arizona | $123 |
| Arkansas | $176 |
| California | $176 |
| Colorado | $144 |
| Connecticut | $279 |
| Delaware | $170 |
| Florida | $179 |
| Georgia | $182 |
| Idaho | $92 |
| Illinois | $114 |
| Indiana | $99 |
| Iowa | $83 |
| Kansas | $112 |
| Kentucky | $179 |
| Louisiana | $166 |
| Maine | $109 |
| Maryland | $252 |
| Massachusetts | $138 |
| Michigan | $215 |
| Minnesota | $138 |
| Mississippi | $138 |
| Missouri | $134 |
| Montana | $112 |
| Nebraska | $129 |
| Nevada | $219 |
| New Hampshire | $84 |
| New Jersey | $145 |
| New Mexico | $106 |
| New York | $353 |
| North Carolina | $69 |
| North Dakota | $106 |
| Ohio | $93 |
| Oklahoma | $119 |
| Oregon | $118 |
| Pennsylvania | $120 |
| Rhode Island | $105 |
| South Carolina | $201 |
| South Dakota | $89 |
| Tennessee | $103 |
| Texas | $163 |
| Utah | $134 |
| Vermont | $100 |
| Virginia | $133 |
| Washington | $102 |
| District of Columbia | $208 |
| West Virginia | $106 |
| Wisconsin | $93 |
| Wyoming | $89 |
We’ll cover how age affects premiums in the section below.
Not only does the cost of car insurance depend on vehicle age, but it also depends on the driver’s age. Older drivers tend to have more experience behind the wheel, so they’re less likely to get into accidents. On the flip side, crash rates among teen drivers are almost four times as high as other age groups, according to the Insurance Institute for Highway Safety.
Insurers charge teen drivers higher premiums to account for the higher risk of a claim.
Below, we break down the average monthly premium for Nissan Kicks drivers for three different age groups.
Age Group | Average Monthly Premium |
|---|---|
| Teens | $293 |
| Adults | $142 |
| Seniors | $120 |
Car insurance rates for teen drivers are more than double the rates for adults on average. Seniors pay less than adults for Nissan Kicks insurance, with an average premium of just $120 per month.
But regardless of age, drivers with spotty driving records typically pay more. We’ll cover how your driving history affects your premiums next.
Auto insurance companies look at your driving record when setting your premiums. If you have at-fault accidents or major violations on your record, insurers will charge you a higher rate because they believe you’re more likely to file a claim in the future.
Let’s look at how various driving infractions affect premiums in the table below, according to our data.
Driving Record | Average Monthly Premium |
|---|---|
| Clean record | $155 |
| Speeding ticket | $216 |
| At-fault accident | $225 |
| DUI | $256 |
Drivers with a clean record pay the lowest car insurance rates, with an average monthly premium of $155. A DUI conviction raises the premium for insuring a Nissan Kicks by an average of 65%, while an at-fault accident results in an average premium increase of 45%.
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Depending on the model year and trim level, your Nissan Kicks could have features that lower your auto insurance premium. Here are some examples:
Safety ratings: Some Nissan Kicks models have strong safety ratings — for example, the 2024 Nissan Kicks was an Insurance Institute for Highway Safety (IIHS) Top Safety Pick. Insurers may charge lower premiums for cars with a track record of safety.
Safety features: A new Nissan Kicks comes standard with safety features like front and side airbags and vehicle dynamic control. Some insurers offer a passive restraint discount or other savings opportunities for this type of equipment.
Collision prevention features: All trim levels of the 2025 Nissan Kicks have safety features designed for crash avoidance, like forward and rear collision systems and front pedestrian detection. Insurers may consider these features when setting your premiums.
Driver assistance features: Some 2025 Nissan Kicks also include features like active lane-keep assist and a 360-degree surround view camera, which may prevent incidents.
NissanConnect: If your SUV has the NissanConnect package, the vehicle locator features might earn you an anti-theft discount.
Nissan Vehicle Immobilizer System (NVIS): The NVIS prevents theft by checking that the key matches the vehicle. Your engine won’t start without the right key. The system comes standard with the 2025 Nissan Kicks and may help you qualify for an anti-theft discount.
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The following tips may help you save money on car insurance for your Kicks:
Take advantage of vehicle equipment discounts: Many Nissan Kicks models have advanced safety and security features that might help you qualify for discounts from some auto insurers.
Enroll in a usage-based program: If you’re safe and responsible behind the wheel, you could save money by enrolling in a usage-based program. Your insurer will usually require you to use a mobile app or telematics device to track your driving behavior. Good drivers get a discount, and some companies also offer savings based on your mileage.
Raise your deductible: Choosing a high deductible lowers your premium and may be a wise choice for some Nissan Kicks drivers — especially if you can afford to cover the deductible when you do file a claim.
Drop unnecessary coverage: If you have an older used Nissan Kicks that’s worth less than 10 times the insurance premium, you may consider dropping comprehensive and collision coverage.
Compare car insurance quotes: Every car insurance company calculates premiums differently, so shopping around can help you find the best deal based on your age, driving record, and other unique factors. Use a car insurance comparison site to collect quotes from at least three different insurers.
Get personalized quotes for your Nissan Kicks.
Before you get drawn in by that new car smell, make sure you understand your insurance coverage needs. If you still have questions about insuring a Nissan Kicks, here are answers to common questions drivers have about coverage.
Not really. Nissan Kicks insurance costs are about average, according to our data. The average monthly premium for a Nissan Kicks is $155, while the average premium for all vehicles is $150.
Our research shows that Travelers is the cheapest insurance company for the Nissan Kicks. The company charges an average of just $80 per month to insure the subcompact SUV.
The average monthly cost of car insurance for the 2025 Nissan Kicks is $162, according to our data.
The cheapest Nissan to insure is the Rogue, with an average monthly premium of $134 per month, according to our data.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
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Lindsay Frankel is a personal finance and insurance writer who’s been writing for Compare.com since 2023. Her work has been featured in publications such as Investopedia, LendingTree, The Balance, SFGate, Bankrate, and FinanceBuzz.
Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
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