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J.J. Starr is an insurance and personal finance expert who has been writing for Compare.com since 2022. Her work has been published across the web, appearing on sites such as Insurify.
Prior to writing for Compare.com, J.J. was a registered banker and life insurance consultant, holding a Series 6, FINRA, and life insurance license. She also earned a master’s degree in writing from New York University.
J.J. has a passion for helping people save money by explaining complex topics like car insurance in a way that is simple and easy to understand.
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Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
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Licensed property and casualty insurance agent
NPN: 21630969
MacK Korris is a licensed insurance agent who reviews and fact-checks articles for Compare.com. MacK has several years of experience reviewing and editing a variety of insurance topics, and he also holds valid insurance producer licenses in property and casualty lines from the Missouri Department of Commerce and Insurance (NPN #21630969).
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At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.
Liability coverage for the Nissan Sentra costs an average of $124 per month, and full coverage averages $224 per month.
USAA offers the cheapest Sentra premiums, at an average of $92 per month.
You’ll typically pay more to insure the more expensive Sentra SL than the base model Sentra S.
The average cost of car insurance depends on the policy you choose. Liability-only policies are usually the cheapest option and meet your state’s minimum coverage requirements. But liability insurance covers only property damages and bodily injuries you cause to others, not your own.
Full coverage car insurance includes liability coverage, plus collision and comprehensive coverage. Collision insurance covers damages to your vehicle if you cause an accident or hit a stationary object. Comprehensive insurance covers non-collision events, like damage from hail, theft, or vandalism.
The table below shows the average Nissan Sentra premiums for different policy types, compared with the average for all vehicles, according to Compare.com data.
Vehicle  | Average Liability Premium | Average Full-Coverage Premium | Overall Average Premium |
|---|---|---|---|
| Nissan Sentra | $124 | $224 | $174 |
| All vehicles | $114 | $210 | $162 |
The average overall premium for the Sentra is $174 per month, slightly higher than the average for all vehicles of $162 per month. Liability coverage for the Sentra averages $124 per month, while full-coverage premiums average $224 per month.
Let’s explore the best insurers for the Sentra and how different factors can affect your coverage costs.
Rates can vary significantly by car insurance company because every company has different methods for calculating rates. That said, some insurers consistently offer cheaper rates than others.
Here are the cheapest auto insurers for the Nissan Sentra, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| USAA | $92 |
| State Farm | $102 |
| Allstate | $130 |
| American Family | $139 |
| GEICO | $143 |
| CSAA | $156 |
| Nationwide | $169 |
| Progressive | $172 |
| Travelers | $176 |
| Farmers | $199 |
| Liberty Mutual | $237 |
| Amica | $448 |
| User Reviews | 4.2 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.
Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.
USAA consistently ranks among the best car insurance companies nationwide. The company has excellent customer satisfaction scores and offers the cheapest rates for the Sentra. Safe drivers can save even more with USAA’s SafePilot telematics program.
But USAA offers coverage only to military members, veterans, and their families. It also doesn’t have many physical locations.
Above-average customer and claims satisfaction ratings
Accident forgiveness available
Available only to military members and their families
Diminishing deductible not available
| User Reviews | 3.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.7 /5 |
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
State Farm offers personalized customer service through its network of more than 19,000 local agents. The company has some of the cheapest Sentra rates, and you can easily manage your policy with the mobile app.
That said, State Farm’s rates can be more expensive, especially for high-risk drivers. It also doesn’t offer gap insurance, so it may not be a good choice if you finance your car.
Large agent network
Excellent mobile app reviews
Gap insurance not available
More expensive for some drivers
| User Reviews | 3.5 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
Customers appreciate the insurer's efficient service and knowledgeable agents but find the consistently rising rates and lack of communication to be major drawbacks.
Customers appreciate the insurer's efficient service and knowledgeable agents but find the consistently rising rates and lack of communication to be major drawbacks.
Allstate helps drivers save money with low rates and two telematics programs, Milewise and Drivewise. Milewise offers pay-per-mile insurance, which is great if you don’t drive often. Drivewise helps you lower rates for practicing safe driving habits.
That said, Allstate has lower-than-average customer and claims satisfaction scores.
Accident forgiveness available
Offers two usage-based insurance programs
Lower-than-average customer satisfaction
Below-average claims satisfaction scores
Compare rates from 100+ top insurers, starting at $92 per month.
Your Nissan’s age affects car insurance premiums. Older cars are worth less, so you typically pay cheaper rates because they’re less expensive to repair and replace. The average vehicle loses 39% of its original value by the third year, according to Kelley Blue Book.[1] The Sentra tends to depreciate more slowly, losing just 30% in the same time frame.[2]
Below, we’ve outlined the average monthly premiums for the Nissan Sentra by model year, according to data from Compare.com.
Sentra Model Year | Average Monthly Premium |
|---|---|
| 2025 | $210 |
| 2024 | $210 |
| 2023 | $209 |
| 2022 | $209 |
| 2021 | $202 |
| 2020 | $193 |
| 2019 | $189 |
| 2018 | $182 |
| 2017 | $179 |
| 2016 | $174 |
| 2015 | $170 |
| 2014 | $168 |
| 2013 | $159 |
| 2012 | $154 |
| 2011 | $150 |
| 2010 | $148 |
| 2009 | $143 |
| 2008 | $141 |
| 2007 | $139 |
| 2006 | $137 |
| 2005 | $133 |
| 2004 | $130 |
| 2003 | $129 |
| 2002 | $130 |
| 2001 | $130 |
| 2000 | $128 |
Company | Average Monthly Premium |
|---|---|
| USAA | $111 |
| State Farm | $123 |
| Allstate | $157 |
| American Family | $168 |
| GEICO | $173 |
Company | Average Monthly Premium |
|---|---|
| USAA | $111 |
| State Farm | $123 |
| Allstate | $157 |
| American Family | $168 |
| GEICO | $173 |
Company | Average Monthly Premium |
|---|---|
| USAA | $111 |
| State Farm | $123 |
| Allstate | $156 |
| American Family | $167 |
| GEICO | $172 |
Company | Average Monthly Premium |
|---|---|
| USAA | $111 |
| State Farm | $123 |
| Allstate | $156 |
| American Family | $167 |
| GEICO | $172 |
Company | Average Monthly Premium |
|---|---|
| USAA | $107 |
| State Farm | $119 |
| Allstate | $151 |
| American Family | $162 |
| GEICO | $166 |
Company | Average Monthly Premium |
|---|---|
| USAA | $102 |
| State Farm | $113 |
| Allstate | $144 |
| American Family | $154 |
| GEICO | $159 |
Company | Average Monthly Premium |
|---|---|
| USAA | $100 |
| State Farm | $111 |
| Allstate | $141 |
| American Family | $151 |
| GEICO | $156 |
Company | Average Monthly Premium |
|---|---|
| USAA | $96 |
| State Farm | $107 |
| Allstate | $136 |
| American Family | $146 |
| GEICO | $150 |
Company | Average Monthly Premium |
|---|---|
| USAA | $95 |
| State Farm | $105 |
| Allstate | $134 |
| American Family | $143 |
| GEICO | $147 |
Company | Average Monthly Premium |
|---|---|
| USAA | $92 |
| State Farm | $102 |
| Allstate | $130 |
| American Family | $139 |
| GEICO | $143 |
Company | Average Monthly Premium |
|---|---|
| USAA | $90 |
| State Farm | $100 |
| Allstate | $127 |
| American Family | $136 |
| GEICO | $140 |
Where you live greatly affects your car insurance rates. State laws, local traffic patterns, claim rates, and weather patterns all influence how much you pay for insurance. For example, drivers in urban areas with heavy traffic likely pay more for coverage than drivers in less populated areas with fewer cars.
The map below shows the average monthly costs for the Nissan Sentra by state, according to data from Compare.com.
State | Average Monthly Premium |
|---|---|
| Alabama | $144 |
| Arizona | $153 |
| Arkansas | $165 |
| California | $187 |
| Colorado | $187 |
| Connecticut | $259 |
| Delaware | $217 |
| Florida | $202 |
| Georgia | $232 |
| Hawaii | $115 |
| Idaho | $95 |
| Illinois | $144 |
| Indiana | $119 |
| Iowa | $98 |
| Kansas | $135 |
| Kentucky | $180 |
| Louisiana | $195 |
| Maine | $127 |
| Maryland | $276 |
| Massachusetts | $137 |
| Michigan | $209 |
| Minnesota | $158 |
| Mississippi | $137 |
| Missouri | $165 |
| Montana | $136 |
| Nebraska | $131 |
| Nevada | $230 |
| New Hampshire | $80 |
| New Jersey | $245 |
| New Mexico | $132 |
| New York | $200 |
| North Carolina | $81 |
| North Dakota | $106 |
| Ohio | $112 |
| Oklahoma | $156 |
| Oregon | $139 |
| Pennsylvania | $147 |
| Rhode Island | $200 |
| South Carolina | $223 |
| South Dakota | $126 |
| Tennessee | $130 |
| Texas | $199 |
| Utah | $137 |
| Vermont | $130 |
| Virginia | $163 |
| Washington | $154 |
| Washington D.C. | $286 |
| West Virginia | $134 |
| Wisconsin | $110 |
| Wyoming | $102 |
Your age plays a major role in your car insurance costs. Teen drivers pay the most for coverage of any age group, while senior drivers typically pay the lowest rates.
Here’s how Nissan Sentra rates change based on driver age, according to Compare.com data.
Age Group | Average Monthly Premium |
|---|---|
| Teens | $334 |
| Adults | $174 |
| Seniors | $150 |
As expected, teens pay the highest premiums. But costs drop dramatically for adults, and rates continue to decline for senior drivers.
Teens and young drivers usually pay higher rates because they’re more likely to speed and cause an accident.[3] Even so, some insurance companies offer better rates for this age group than others.
Here are the cheapest car insurance companies for teen Nissan Sentra drivers, according to our data.
Senior drivers usually pay lower rates than other age groups. Older drivers tend to drive fewer miles and cause fewer, less serious car accidents.[4] Insurance companies reward this safer driving with low rates. Still, some insurance companies offer even lower premiums for older drivers.
Here are the cheapest insurers for senior Sentra drivers, according to Compare.com data.
Your driving record also plays a big role in determining your car insurance costs. Drivers with clean records typically pay significantly lower rates than drivers with tickets, accidents, or driving under the influence (DUI) convictions. Violations like these typically stay on your record for three to five years, but can remain longer due to severity or rules in your state.
Here’s how rates change for Sentra drivers depending on their driving record, according to Compare.com data.
Driving Record | Average Monthly Premium |
|---|---|
| Clean record | $174 |
| Speeding ticket | $233 |
| At-fault accident | $249 |
| DUI | $292 |
Drivers with speeding tickets usually pay higher car insurance rates because speeding increases the risk of causing an accident. Speeding played a role in 29% of all traffic fatalities, according to research from the National Safety Council.[5]
But many insurers offer affordable rates even after a ticket. The table below highlights the cheapest options for Sentra drivers with a recent ticket, according to our data.
Drivers with an at-fault accident on their record pay high car insurance rates. Causing an accident increases your chances of getting into another one.[6] But insurers assess risk differently, and some offer lower rates to drivers with an accident on their record.
The table below shows the cheapest insurers for Sentra drivers with an at-fault accident on their record, according to our data.
A driving under the influence (DUI) conviction typically drives up rates more than any other violation. That’s because alcohol greatly increases the chance of an accident, and drivers with one DUI have a greater risk of driving under the influence again.
But that doesn’t mean that you can’t find affordable coverage. Here are the cheapest insurers for Sentra drivers with a DUI, according to Compare.com data.
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Certain features of your Sentra can affect your car insurance costs. Some details of your car that influence pricing include:
Horsepower: The Sentra comes with lower-than-average horsepower, which helps lower car insurance rates.
Crash test rating: The Sentra earned a 5-star crash test rating from the National Highway Traffic Safety Administration.[7] Safer vehicles typically cost less to insure.
Safety features: The Sentra’s collision warning system, lane-departure warning system, and driver attention-assist monitor help lower your accident risk.
Repair costs: The more expensive your car is to repair, the more you’ll pay for coverage.
Trim level: The most expensive Sentra SL will likely cost more to insure than the cheapest Sentra S.
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You have several strategies to get cheap car insurance for your Nissan Sentra. Here are our favorites:
Raise your deductibles. Increasing your insurance deductible can lower your premium. Just make sure you can afford the extra out-of-pocket cost if you file a claim.
Bundle your policies. Many insurers offer discounts for bundling your car insurance with homeowners or renters insurance.
Take a driving course. Completing an approved driving course can help you avoid accidents and lower your rates.
Combine discounts. Review your policy and ask your insurer if you qualify for any discounts for additional savings.
Compare rates. Regularly comparing quotes is the best way to get the cheapest rate for your Sentra.
Find the right coverage for your Sentra at the best price.
Here are some quick answers to the most common questions Sentra drivers ask about car insurance.
Yes. Car insurance for the Nissan Sentra costs more than average for all vehicles, according to data from Compare.com. The average premium for the Sentra is $174 per month, compared to the average for all vehicles of $162 per month.
USAA offers the cheapest premiums for Nissan Sentra drivers, with an average rate of $92 per month. State Farm and Allstate also offer affordable coverage, at $102 and $130 per month, respectively.
Car insurance for the 2025 Nissan Sentra costs an average of $210 per month, according to Compare.com data. But several insurers offer lower-than-average rates, including USAA, State Farm, and Allstate.
The Nissan Rogue is the cheapest Nissan to insure. Car insurance for the Rogue costs an average of $151 per month. Liability coverage for the Rogue averages $114 per month, and full coverage averages $188 per month.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
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J.J. Starr is an insurance and personal finance expert who has been writing for Compare.com since 2022. Her work has been published across the web, appearing on sites such as Insurify.
Prior to writing for Compare.com, J.J. was a registered banker and life insurance consultant, holding a Series 6, FINRA, and life insurance license. She also earned a master’s degree in writing from New York University.
J.J. has a passion for helping people save money by explaining complex topics like car insurance in a way that is simple and easy to understand.
Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
Licensed property and casualty insurance agent
NPN: 21630969
MacK Korris is a licensed insurance agent who reviews and fact-checks articles for Compare.com. MacK has several years of experience reviewing and editing a variety of insurance topics, and he also holds valid insurance producer licenses in property and casualty lines from the Missouri Department of Commerce and Insurance (NPN #21630969).