How Compare.com Saves You Time and Money
See All Your Options
Not all insurance companies offer the same rates. We give you access to real, accurate quotes from more than 120 top companies.
Find the Right Fit
With Compare.com, you can compare several auto insurance quotes at once, side by side. Select the policy that best fits your needs and budget.
Cut Your Bill in Half
Compare.com customers save up to $867† per year on their car insurance, cutting their insurance bills by up to 50%.
Hear From Real Compare.com Customers
See why our customers rank us #1 for comparing quotes.
Leading Innovation in Insurance Shopping for 10+ Years
Compare.com delivers on its promise to help customers save money and find the best insurance. As a licensed insurance agent in all 50 states, Compare.com exists to empower customers with bite-sized tips to ease those big decisions. No spam, no fees, no catch.
Total Quotes
Our customers have compared more than 58 million insurance quotes to find the best policy.
All-Time Savings
Our shoppers lowered their annual premiums by up to $867 for a combined $340 million in savings.
Happy Customers
They came, they saw, and they saved: more than eight million customers have compared quotes and found the right policy with Compare.com.
Your Resource for All Things Insurance
Sure, we can help you compare quotes and save money, but we also want to empower you with all the knowledge you need to make smart financial decisions. We have more than 50 years of industry expertise across our editorial team, and if that isn’t enough, a licensed insurance agent reviews every article we publish. Our in-depth editorial process makes sure we’re delivering accurate, up-to-date, and easy-to-understand insurance information.
To get you started, here are some of our top insurance guides:
![Insurance Rates by Car Model [2025 Rates]](https://a.storyblok.com/f/295508/1200x900/3ed77b51af/altima-hero.jpg/m/400x300/smart/filters:quality(90))
Insurance Rates by Car Model [2025 Rates]
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State Auto Insurance Guides
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Finding the Right Car Insurance Company
Meet Compare.com’s experienced editorial team
How to Compare Insurance Quotes
Gather Your information
Including current, accurate information will help you get an accurate quote. You’ll need some basic information, like your driver’s license number, vehicle identification number (VIN), and details about your driving history. If anyone else will be driving the car, you’ll need their driving history and license numbers, too.
Consider Your Coverage Needs
Think about how much and what kind of coverage you need. Every state has unique insurance requirements, but your lender might require a particular coverage, too. Keep your budget in mind and understand what you can afford to pay each month vs. any potential out-of-pocket costs if you cause an accident.
Compare Your Quotes
Getting quotes from at least three different insurance companies makes it more likely you’ll find a low price. Be sure to enter the same information so you’re comparing apples to apples. Considering discounts, driver programs, company ratings, and customer reviews can help you choose the right fit.
Why it’s important to compare car insurance quotes
Multiple factors affect your car insurance rates, and each insurance company calculates premiums differently. That means prices can vary by hundreds of dollars. For example, a smaller regional insurer might be able to offer much lower rates than a national company in your area — but comparing quotes is the only way to find out which company is the cheapest for you.
Compare these insurance companies, and you can see how rates vary.
Average Premium Prices based on average across state-minimum and full coverage car insurance $126/mo* | Average Premium Prices based on average across state-minimum and full coverage car insurance $208/mo* | Average Premium Prices based on average across state-minimum and full coverage car insurance $86/mo* | Average Premium Prices based on average across state-minimum and full coverage car insurance $172/mo* |
Overall Rating 3.3 | Overall Rating 3.8 | Overall Rating 4.0 | Overall Rating 3.1 |
Value 3.5/5 | Value 4.0/5 | Value 4.1/5 | Value 3.4/5 |
Customer Service 3.6/5 | Customer Service 4.1/5 | Customer Service 4.3/5 | Customer Service 3.0/5 |
Claims Handling 3.4/5 | Claims Handling 3.9/5 | Claims Handling 4.1/5 | Claims Handling 3.1/5 |
Special Highlight Affordable ratesAI-generated from 255 user reviews | Special Highlight Bundling discountsAI-generated from 46 user reviews | Special Highlight Customizable policiesAI-generated from 269 user reviews | Special Highlight High-risk driversAI-generated from 7 user reviews |
Have an Incident on Your Driving Record?
High-risk drivers, including teens and people with poor credit, should typically expect higher rates. Having a speeding ticket or DUI on your record can make it harder to find affordable car insurance or even find coverage at all. But it’s not impossible. If you’re having trouble finding coverage, check for state programs or ask a household member if they could add you to their policy.
Regardless of your background, Compare.com partners with more than 120 insurance companies to give you the best shot at finding the right policy. We have several options specifically tailored for drivers with spotty records, including insurers like Dairyland and The General.
Compare.com FAQs
Learn more about us — and how we can help you — through the answers to these commonly asked questions.
Nick Versaw leads Compare.com's editorial department, where he and his team specialize in crafting helpful, easy-to-understand content about car insurance and other related topics. With nearly a decade of experience writing and editing insurance and personal finance articles, his work has helped readers discover substantial savings on necessary expenses, including insurance, transportation, health care, and more. As an award-winning writer, Nick has seen his work published in countless renowned publications, such as the Washington Post, Los Angeles Times, and U.S. News & World Report. He graduated with Latin honors from Virginia Commonwealth University, where he earned his Bachelor's Degree in Digital Journalism.
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John Leach is a licensed insurance agent who reviews and fact-checks articles for Compare.com. John has several years of experience reviewing and editing various insurance topics, and he also holds a valid personal lines producer license from the California Department of Insurance (NPN #20461358).
He’s also an alumnus of the University of California, Santa Barbara, where he earned a bachelor’s degree in linguistics.
Updated
Compare.com is a digital insurance agent that provides real-time car insurance quotes from more than 120 top companies, including Progressive, Liberty Mutual, and Allstate. Compare.com customers save up to $867† per year on their car insurance.
We earn money by saving you money. When you buy a policy from one of the quotes you see on our site, Compare.com receives a commission from our partner insurance companies. Unlike some other sites, we’ll never sell your information to make a buck.
Insurance companies calculate your rates based on factors like your driving history, location, age, and gender. And every insurer values each factor differently, so any two companies may give you widely different quotes.
Here’s an example of how rates can vary among insurers for the same driver profile. The table below shows average quotes for a 40-year-old male driver with a clean driving record and good credit.
The below rates are estimated rates current as of: Thursday, May 1 at 12:00 PM PDT.Insurance CompanyAverage Monthly QuoteCOUNTRY Financial $14 State Farm $50 Allstate $56 Travelers $80 Progressive $82 The General $87 Liberty Mutual $174 Disclaimer: Table data sourced from real-time quotes from Compare.com's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.Since comparing car insurance quotes doesn’t cost anything, you can do it as often as you like to check the rates in your area. That said, most professionals recommend comparing quotes every six or 12 months or whenever your policy is coming up for renewal.
By far the easiest way to compare car insurance is with an insurance-comparison site. You only have to enter your information once to get quotes from multiple companies.
Comparing quotes online takes only a few minutes with Compare.com. All you need is some personal information, your car’s VIN, and your current coverage details to get accurate quotes.
We tried all the leading car insurance comparison sites and found that Compare.com is the best choice for all types of drivers. Customers give Compare.com 4.7 out of 5 stars on Shopper Approved and 4.5 out of 5 on Trustpilot.
Unfortunately, Compare.com doesn’t have its own app (yet), but we recommend the Insurify app if you want a handy way to compare car insurance quotes on your smartphone.
We analyzed more than 90 million real-time quotes and found that COUNTRY Financial has the cheapest overall car insurance, with average liability rates starting at just $16 per month.
The Insurance Information Institute recommends shopping around and comparing insurance costs as the top two ways to save money on car insurance. But the best way to get cheap car insurance is to maintain a clean driving record. Other strategies include seeking discounts, reducing coverage on older cars, and raising your deductible.
Insurance-comparison sites aren’t necessarily selling their own insurance, but using a comparison site can help you find the cheapest car insurance available since it instantly compares multiple rates side by side.
The Subaru Crosstrek, Honda CR-V, and Nissan Kicks are the cheapest cars to insure, according to our average rate data. A car’s age, safety features, and estimated repair costs can all affect insurance premiums.
The best time to shop for car insurance is when you buy or lease a new car and when your policy is up for renewal. It never hurts to compare quotes, and it’s always best to confirm you’ve got the best rate whenever you’re locking in a new policy.
You might see a higher premium than you expect for a few reasons. Your driving record, your car, and how you use it can significantly influence prices, but sometimes there’s more to it. For example, location and timing could affect rating factors in a particular area. And economic factors — like inflation and tariffs — can affect repair costs, leading to higher premiums.
Most major insurers are trustworthy, but here are some things we look for when we review companies. AM Best grades insurers for financial and long-term credit strength, which indicates a company’s ability to pay claims reliably. J.D. Power’s customer and claims satisfaction rankings, and even Trustpilot reviews, can also give you an idea of consumer trust and experience.
You bet we are. Compare.com is a licensed insurance agency in all 50 states. We don’t sell your data to third parties and are open about how we make money. We’re always working to earn and keep our customers’ trust.
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