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Taylor Milam-Samuel is an experienced insurance writer for Compare.com. A credentialed educator, Taylor is passionate about personal finance and understanding how people manage their money. You can find her work across several trusted insurance and personal finance sites, including U.S. News & World Report, Business Insider, Credit Karma, Insurify, and more.
Taylor has been writing for Compare.com since 2025.
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Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
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At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.
Shreveport drivers pay an average of $160 per month for car insurance, according to Compare.com data. Louisiana has some of the highest rates of car crash fatalities in the country, and the state’s higher auto insurance rates reflect that extra risk.[1] Shreveport has slightly more affordable rates than bigger cities like New Orleans or Baton Rouge, but local drivers typically pay more than the U.S. national average.
But you can still find a good deal on car insurance in Shreveport. For example, State Farm, USAA, and National General have the cheapest car insurance rates in the city, offering rates lower than the city average.
We’ll tell you everything you need to know to find cheap car insurance in Shreveport, including easy ways to save money on your policy.
State Farm offers the cheapest car insurance in Shreveport, with average rates starting at $65 per month.
Shreveport drivers pay an average of $112 per month for liability-only car insurance and $207 for full coverage.
Louisiana requires drivers to have at least $15,000 per person and $30,000 per accident of bodily injury liability coverage, and $25,000 of property damage liability coverage — lower minimums than most U.S. states.[2]
You can always find ways to save on car insurance, even in cities like Shreveport that have higher-than-average rates. Some insurers offer cheaper rates than the city average, and comparing car insurance quotes can help you find the best option.
Let’s take a look at the most affordable auto insurance options in Shreveport, according to Compare.com data.
Company  | Average Monthly Premium |
|---|---|
| State Farm | $65 |
| USAA | $82 |
| National General | $92 |
| Direct Auto | $100 |
| Root | $103 |
| Allstate | $105 |
| GEICO | $106 |
| Progressive | $126 |
| Clearcover | $147 |
| The General | $166 |
| Liberty Mutual | $171 |
| Bristol West | $196 |
| Safeco | $219 |
State Farm has the lowest rates in Shreveport, at just $65 per month. But you might find even better rates by looking for the best insurer for your needs.
Compare quotes from top insurers in Louisiana.
Insurance companies consider personal factors like your age and location when determining pricing.[3] Even though some insurers have low average rates, you might find cheaper coverage with a different company that fits your driving habits.
The table below lists the cheapest insurance companies for different drivers and coverage types, according to Compare.com data.
Driver/Coverage Type | Cheapest Insurer | Insurer’s Average Monthly Premium |
|---|---|---|
| State-minimum coverage | State Farm | $65 |
| Full coverage | State Farm | $96 |
| Teens | State Farm | $126 |
| Seniors | State Farm | $52 |
| Drivers with a speeding ticket | State Farm | $77 |
| Drivers with an at-fault accident | State Farm | $82 |
| Drivers with a DUI | State Farm | $100 |
| Drivers with excellent credit | State Farm | $56 |
| Drivers with poor credit | State Farm | $87 |
Next, let’s break down the cheapest auto insurance for every type of driver in Shreveport to help you find the best deal.
Liability-only auto insurance can save you money because it costs less than a full-coverage policy and still meets the state’s minimum requirements.
But the lower price comes with trade-offs. You won’t have coverage for car repairs, severe weather damage, or theft.[4] Most experts suggest buying more than the minimum required coverage so you don’t get stuck paying for an expensive repair.
Shreveport drivers pay an average of $112 per month for liability-only coverage. But you may find better rates by shopping around.
Here’s a look at the most affordable insurers in Shreveport for liability-only coverage.
Full-coverage car insurance costs more than a liability-only policy but offers more protection. These policies typically include liability, comprehensive, and collision insurance. Full-coverage policies cover things that liability-only insurance doesn’t, like storm damage. Lenders also require it if you finance or lease your car, so it’s non-negotiable for a lot of drivers.
Drivers in Shreveport pay an average of $207 for full-coverage car insurance, according to Compare.com data. But while full-coverage costs more than liability coverage, some insurers offer the extra protection for close to the same price as a liability policy.
The chart below shows the most affordable full-coverage insurers in Shreveport, according to our data.
Teen drivers have little experience behind the wheel, so they tend to pay sky-high insurance rates. Teens cause more accidents than any other age group, making them riskier to insure.[5]
You’ll pay an average of $315 per month for car insurance in Shreveport if you’re a teen driver or have one on your policy. Still, many car insurance companies offer discounts for teens, like a good student discount, to help lower the price.
The companies in the chart below have the lowest rates for teen drivers in Shreveport, according to Compare.com data.
Car insurance gets cheaper as you age, and senior drivers pay some of the lowest rates. Seniors generally have safer driving habits and get into fewer accidents, making them less risky to insure.[6]
Shreveport seniors pay an average of $141 per month for coverage. But you may find cheaper coverage by finding the right insurer for your coverage needs.
The insurers in the chart below offer the cheapest auto insurance rates for Shreveport seniors, according to Compare.com data.
Car insurance rates increase after you get a speeding ticket — even if it’s your first offense. The violation won’t stay on your record forever, but you can expect higher costs for a few years. Insurers charge more to account for the increased risk that you might get another ticket.
A single speeding ticket increases rates by 37% nationwide, according to our research.
Shreveport drivers with a speeding ticket pay an average of $189 per month for car insurance. But some insurers charge much less than the average.
The chart below shows the cheapest coverage for Shreveport drivers with a ticket, according to Compare.com data.
Causing an accident also increases your insurance costs. Insurers charge more because getting into an accident indicates that you have risky driving habits and are more likely to file a claim in the future. Drivers across the country pay 41% more for auto insurance after an at-fault accident.
But even though the average insurance policy in Shreveport costs $207 after an accident, you can still find a good deal.
The following insurance companies have the cheapest rates in Shreveport for drivers with an at-fault accident, according to Compare.com data.
A driving under the influence (DUI) conviction causes the biggest car insurance rate increase — a 61% jump nationwide.[7] Shreveport drivers with a DUI pay an average of $258 per month for car insurance.
Finding affordable coverage after a DUI can be challenging, but some insurers specialize in high-risk drivers and offer helpful discounts.
The chart below shows the most affordable insurers for Shreveport drivers with a DUI, according to our data.
Some insurance companies look at your credit history when setting rates. It might seem unrelated to driving, but research shows that drivers with lower credit scores file more insurance claims.[8] Insurers charge more when you have a low score to offset the extra risk of additional claims.
Drivers with poor credit pay 20% more than people with excellent credit.
Shreveport drivers with poor credit pay an average of $182 per month for auto coverage. But you can still find affordable rates if you have poor credit, and some insurers don’t consider your credit history at all.
Let’s take a look at the five cheapest insurance companies in Shreveport for drivers with bad credit, according to Compare.com data.
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Like most states, Louisiana requires drivers to have car insurance. It’s a way for the state to ensure that drivers and passengers have adequate financial protection in case of an accident.
The car insurance requirements in the Bayou State include:
$15,000 per person and $30,000 per accident of bodily injury liability coverage
$25,000 per accident for property damage liability coverage
Insurance experts usually recommend buying more coverage than Louisiana requires — at least enough to cover your assets, including property. Collision and comprehensive coverage offer even more protection.
If you cause an accident, the damages could quickly exceed the minimum required limits. But with more coverage, your policy pays for more of the damage. Plus, collision coverage helps pay for your car repairs.
Get personalized rates from insurers in Shreveport.
The answers to these common questions can help you better understand car insurance in Shreveport. Here’s what you need to know.
Car insurance in Shreveport costs an average of $160 per month, according to Compare.com data. Liability-only auto insurance costs an average of $112 per month, and full coverage costs an average of $207.
State Farm has the cheapest car insurance rates in Shreveport, at $65 per month, according to Compare.com data.
It depends. Drivers in Shreveport pay an average of $160 per month for car insurance, compared to the national average of $150. But you might pay more or less than the average based on your age, ZIP code, and driving history.
State Farm offers the cheapest average car insurance in Louisiana, with rates starting at $89 per month, according to Compare.com data.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
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Taylor Milam-Samuel is an experienced insurance writer for Compare.com. A credentialed educator, Taylor is passionate about personal finance and understanding how people manage their money. You can find her work across several trusted insurance and personal finance sites, including U.S. News & World Report, Business Insider, Credit Karma, Insurify, and more.
Taylor has been writing for Compare.com since 2025.
Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
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