Yukon, OK Car Insurance

On average, Yukon drivers pay a monthly average rate of around $79 for their car insurance. Read our guide below to learn more about your specific rates.
How do rates in Yukon measure up compared to neighboring areas, including Oklahoma as a whole? What should residents of Yukon expect to pay for their car insurance? You can see the cost breakdowns and contributing factors in the charts and writeups below:  

How much is car insurance in Yukon?

Area Average Monthly Car Insurance Premium
Yukon$79
OK$72
United States$81

Car insurance policies in Yukon are about $7 a month more expensive than the rest of Oklahoma.

Drivers relocating from out of state may enjoy some cost savings in Yukon. You can expect to pay about $2 below the national average for auto insurance in Yukon.

Bear in mind that while these are the average car insurance rates for Yukon, you could end up paying something different. There are a number of factors that determine how much insurance companies might charge you for your insurance policy. Things like gender, vehicle make and model, driving record, age and, in some areas, credit score can all affect your monthly premium.

We've done the heavy lifting for you and broken down the average rate for Yukon so that you can get a more accurate idea of what your monthly bill might be. And if you're not sure that you're paying the lowest option, simply enter your ZIP below and find out!

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Average Car Insurance Rates by Age

Age Range Average Premium
Under 18$174
18-24$125
25-34$65
35-44$59
45-54$52
55-64$54
65+$74

It makes sense that older drivers would have more experience behind the wheel. That experience can lead to some serious savings when it comes to car insurance bills. According to the table above, you can see that 18-24-year-olds pay $51 more than drivers 65 and older.

For every 10 years, you can expect to see a drop in your monthly premium. As you get closer to retirement, however, you may see your rates begin to increase again in Yukon.

Average Car Insurance Rates by Gender

Gender Average
Male$91
Female$69

In general, car insurance rates for women are usually cheaper than they are for men. In Yukon, this difference shakes out to about $22 a month. Looking at the table above, you can see that female drivers pay around $69 on average, while male drivers typically pay $91 each month.

Average Auto Insurance Rates by Driving Record

Infractions Average Monthly Premium
1 Accident$67
Multiple Accidents$143
1 Ticket$104
Multiple Tickets$87

Rates can change drastically depending on your driving record. Those with clean records will see the most affordable rates, whereas even a single accident or infraction can cost you. Drivers in Yukon with a single accident will pay around $67 a month. Likewise, if you have one ticket, you'll be looking at an average rate of around $104.

Wherever you live, accidents, tickets, and other driving infractions can cost you some serious cash. Remember, cheap car insurance rates are dependent on driving safely and keeping your record clean.

Average Insurance Rates by Vehicle

Vehicle Age Average Monthly Premium
Less Than 1 Year$158
2-3 Years$61
4-5 Years$82
6-7 Years$93
8-10 Years$85
11-14 Years$78
15 Years or Older$79

If you look at the first table above, you'll see that SUVs are usually the cheapest vehicles to insure in Yukon, with drivers paying around $59 per month to insure their vehicle.

The insurance premium for car, truck, and van owners in Yukon, however, usually comes out to about $86 per month.

In addition to vehicle type, you can also expect to see slightly different rates based on your vehicle's age. Generally, newer vehicles are going to be the most expensive to insure. Once your car is a few years old however, your rates may start to dip back down a bit. In Yukon, the most expensive vehicles to insure are vehicles less than one year old.

Average Car Insurance Rates by Relationship Status

Relationship Average Monthly Premium
Single (never married)$89
Married$53
Divorced$57
Widowed$68

More often than not, people who are married will pay slightly less for auto insurance coverage. This can usually be attributed to their policies having multiple vehicles, a factor some companies will reward with discounts.

The cost of auto insurance in Yukon reflects the national trend of married couples paying less than single drivers to insure their vehicles, to the tune of about $36 a month.

Average Car Insurance Rates by Housing Situation

Housing Status Average Monthly Premium
Own$60
Rent$76
Live with parents$141

Your living accommodations is another component of how insurance companies calculate your monthly rate. Renters can expect to pay around $16 a month more than those who own their own home in Yukon. Those who live with their parents, however, can expect to pay a lot more.

Many companies, however, will offer you a discount to bundle your home or rental insurance with your auto insurance policy, which can help reduce your car insurance premiums.

Car Insurance Companies in Yukon, OK

Recent trends in car insurance for Yukon drivers

The average rates for car insurance are constantly changing, so it's a good idea to know the recent trends in your area when selecting an auto insurance policy.

Car insurance rates in Yukon remained fairly steady, although more recently they have been trending downwards. They finished down in 2022 at $53.

How does Yukon compare to neighboring areas?

Why are car insurance rates in Yukon different from other areas?

Car insurance companies look at a number of factors when they're choosing how much to charge for a policy. While we mentioned the factors that affect your personal policy, others are based around where you call home. These include things like:

  • Rate of car accidents
  • Off-street parking availability
  • Crime rates
  • Regional laws
  • Amount of drivers in the area

It's good to be aware of these factors (even though you may not be able to do much to change them) as you shop for a new policy or consider making a move. Different cities and towns will each have different rates, so guides like these are a handy way to learn more.

How can I find the cheapest car insurance in Yukon?

In the end, the only way to know exactly what your rate will be is by requesting a quote from car insurance companies. Understanding what the average costs are for drivers prior to seeking out a quote can help you understand how closely the quote reflects local trends.

Don't worry, Compare.com will handle the heavy lifting for you. Just type in your ZIP Code below, respond to a few questions, and you'll be comparing the cheapest quotes from dozens of car insurance companies providing coverage in Yukon.

Compare the cheapest quotes from dozens of insurance companies

Yukon Insurance FAQs

What factors affect car insurance quotes in Yukon?

Car insurance companies calculate quotes based on a wide array of factors. These include things like your age and gender, but also factors like your vehicle's year, make and model, as well as your driving record, credit score, marital status, and address.

Why is the cost of car insurance in Yukon different from other neighboring cities?

Things like parking situations, local laws, and crime rates, which are dependent on your address and area you live in, can significantly affect the cost of insurance relative to other cities.

Which car insurance company will offer me the cheapest rate in Yukon?

There isn't one company that will offer the cheapest rate to everybody. What companies will charge you are based on many different factors that vary from person to person, such as your driving record, what kind of car you drive, how many drivers will be on your policy, and a number of other factors. Because of this, it's a good idea to use sites like Compare.com to compare multiple quotes at once. That way, you can be confident you're getting the best price.

Do I need to change my insurance if I move to Yukon?

Whenever you relocate or experience another major life event, such as getting married or finding a new job, you should consider re-evaluating your current insurance policy. By using services like Compare.com to compare quotes from multiple companies at once, you can be sure to capture any new savings brought about by your new situation.

Do I need to wait for my policy to expire to switch to a different car insurance company?

No. You can switch companies at any time, regardless of how long is left on your current policy. So, if you've recently moved to Yukon or it's been a while since you last compared car insurance rates, you may want to take 10 minutes and see if Compare.com can save you money.

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