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How much is car insurance in East Wenatchee?
|Area||Average Monthly Car Insurance Premium|
Looking at the chart above, you can see it's around $15 a month cheaper to insure your vehicle in East Wenatchee than it is in the rest of Washington.
Likewise, when compared to the national average, the cost for auto insurance in East Wenatchee is lower. Car insurance rates for the United States as a whole are, on average, $20 more expensive than the rates you'd pay in East Wenatchee.
Although these are the average rates for auto insurance in East Wenatchee, it's important to remember that you could end up paying something different. There are a variety of factors that car insurance companies consider to determine how much to charge you to get your vehicle insured. Variables like age, gender, vehicle make and model, driving record, and even credit score (depending on your area) can all be taken into consideration when determining the bill you'll see each month.
We've broken down the average rates for East Wenatchee to help you understand what exactly you might be asked to pay. If you're not certain that you're getting the cheapest rate for your area, just enter your ZIP Code below to find out!
Average Car Insurance Rates by Age
|Age Range||Average Premium|
|Under 18||Not Enough Data|
|45-54||Not Enough Data|
It makes sense that older drivers would have more experience behind the wheel. When it comes to auto insurance rates, that experience pays off. In this case, 18-24-year-olds pay $54 more than drivers 65 and older.
Every ten years or so you can expect to see a decline in your monthly premium. Drivers in East Wenatchee may see their rates begin to go back up once they hit retirement age.
Average Car Insurance Rates by Gender
In general, female drivers pay less for car insurance than their male counterparts. This rings true in East Wenatchee, where women pay around $13 less per month than men. Based on the chart above, you can see that female drivers pay around $53 on average, while male drivers typically pay $66 each month.
Average Auto Insurance Rates by Driving Record
|Infractions||Average Monthly Premium|
|Multiple Tickets||Not Enough Data|
Your rates can change quite drastically depending on your driving record. A clean driving record will get you a lower rate than one with even just a single accident or infraction. The rate for drivers in East Wenatchee with a single accident on their record is about $83 a month. Similarly, if you have one ticket on your record, you will be looking at an average rate of around $97.
Average Insurance Rates by Vehicle
|Vehicle Age||Average Monthly Premium|
|Less Than 1 Year||Not Enough Data|
|15 Years or Older||$67|
As you can see in the first table above, the cheapest vehicles to insure in East Wenatchee are typically trucks and vans, which run about $57 per month.
Car owners will see a monthly premium of about $58, while SUV owners by and large pay around $67 per month.
In addition to vehicle type, you can also expect to see slightly different rates depending on the age of your vehicle. Newer vehicles are generally going to be the most expensive to insure. Once your car is around 5 years old, however, you may see your rates begin to drop back down. In East Wenatchee, the most expensive vehicles to insure are vehicles six-to-seven years old and fifteen years and older.
Average Car Insurance Rates by Relationship Status
|Relationship||Average Monthly Premium|
|Single (never married)||$63|
Generally speaking, married policyholders will pay slightly less to insure their vehicle. This oftentimes is a result of owning multiple vehicles that are on the same policy, something some companies will reward with discounts.
On a national scale, married drivers typically pay less than single drivers for auto insurance. East Wenatchee is no exception, with the difference totaling to around $9 a month.
Average Car Insurance Rates by Housing Situation
|Housing Status||Average Monthly Premium|
|Live with parents||$87|
Your living accommodations is another component of how insurance companies calculate your monthly rate. If you rent your home or apartment, expect to pay around $10 a month more than if you own your own home in East Wenatchee. But if you live with your parents, your rates will be significantly higher.
Depending on your insurance company, they may offer you a discount if you bundle your home or renters insurance with your auto policy.
Car Insurance Companies in East Wenatchee, WA
Recent trends in car insurance for East Wenatchee drivers
Car insurance rates are frequently changing, so it's in your best interest to understand which way your area is trending before choosing when and where to shop.
The rates for car insurance in East Wenatchee declined from 2016-2017, before steadying out in 2018. Policy premiums began decreasing again in 2019, and finished up in 2021, at $117.
How does East Wenatchee compare to neighboring areas?
Why are car insurance rates in East Wenatchee different from other areas?
When considering how much to charge for coverage, car insurance companies will review a variety of factors. While we've discussed the ones that affect your personal policy, others are based around where you park your car. These include things like:
- Road Safety (frequency of car accidents)
- Availability of off-street parking
- Number of drivers in the community
- Local regulations
- Local crime rates
Knowing the make-up of these factors can be helpful when deciding on purchasing a new policy or thinking about making a move. Different cities and towns will each have different rates, so guides like these are a handy way to get started.
How can I find the cheapest car insurance in East Wenatchee?
Equipping yourself with information about the average costs for drivers in your area will better prepare you for the real deal. The only way to know for sure what your rate will be is by asking for a quote from car insurance companies.
But wait! Compare.com will handle the heavy lifting for you. Simply enter your ZIP below, respond to a few questions, and you'll be comparing the cheapest quotes from a number of the car insurance companies offering coverage in East Wenatchee.
East Wenatchee Insurance FAQs
What factors affect car insurance quotes in East Wenatchee?
Auto insurance companies take a wide array of factors into consideration when calculating your monthly payment. These include things like your vehicle's year, make and model, your gender and age, as well as your address, driving record, credit score, and marital status.
Why is the cost of car insurance in East Wenatchee different from other neighboring cities?
Auto insurance companies consider regional factors, such as local laws, parking situations, and crime rates into account when calculating the monthly rate for coverage. Since these can all vary from city to city the rates you may see can differ from neighboring areas.
Which car insurance company will offer me the cheapest rate in East Wenatchee?
There isn't one company that can guarantee the cheapest rate to everybody, since the rates they charge for coverage are calculated based off of factors that can vary from person to person, such as vehicle make and model, driving record, and number of drivers on the policy. By using sites like Compare.com to compare multiple quotes simultaneously, you can rest assured that you're getting the best price available.
Do I need to change my insurance if I move to East Wenatchee?
Whenever you relocate or experience another major life event, such as finding a new job or getting married, you should consider revisiting your current insurance policy. Using services like Compare.com to compare quotes from multiple companies at once is a great way to make sure you're getting the cheapest rate for your new location.
Do I need to wait for my policy to expire to switch to a different car insurance company?
No, you can switch companies at any point, no matter how much time is left on your current policy. If you're thinking about moving to East Wenatchee or are wondering if you're paying the best rate for your current area, take 10 minutes and visit Compare.com to find out for sure.