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Licensed property and casualty insurance agent
10+ years editing experience
NPN: 20461358
Updated
EverQuote is a lead-generation site — not a true comparison tool — that connects shoppers with insurance companies. The site doesn’t provide you with real-time quotes or detailed coverage information, but it collects your information and passes it to partner insurers and agents.
While EverQuote helps you connect with companies that offer auto, home, renters, and life insurance, its car insurance product doesn’t generate actual quotes. Instead, EverQuote redirects you to other sites, or agents contact you after you submit your details.
In this review, we’ll explain how EverQuote’s car insurance process works and what to expect after you submit your information.
EverQuote is an insurance marketplace that provides partner offers and redirect options once you enter your personal information. It focuses on auto insurance but also connects you with companies that offer home, renters, and life insurance using the same lead-generation model.
It can be a helpful tool if you want to learn about new insurance companies or see a list of options in one place, especially since some of EverQuote’s partners are newer or offer unique coverage.
But it’s not as useful for comparing prices because EverQuote doesn’t give you any quotes. You see prices only after clicking to another site and entering more details, often the same ones you already provided. Customers also say they get a lot of sales calls after filling out the form, which could be a dealbreaker for some.
Unique insurance options
Free to use
Quick and intuitive sign-up
May lead to excessive sales calls
No car insurance quotes
Negative customer reviews
EverQuote launched its insurance marketplace in 2011 and is based in Cambridge, Massachusetts. The company helps shoppers find car insurance and other policies, including home and renters insurance.
Its primary focus is to match you with participating insurance companies and agents. Once you complete the initial questionnaire, EverQuote will display several insurance options.
The company’s customer reviews are mixed. Some users report frustration with frequent sales calls after submitting their information, while insurance companies using EverQuote for lead generation often report positive experiences. EverQuote doesn’t issue policies, and it primarily generates leads for insurance companies rather than showing real quotes on its website.
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To test EverQuote’s car insurance process, we went through the full questionnaire. You’ll start by selecting the “Auto” policy type. Then, it asks for your ZIP code.
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Next, it took us through a series of screens that asked us to enter details, including vehicle information, driving habits, recent violations, coverage needs, credit score, age, and more.
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Next, we entered our contact information, including address, phone number, and email address, then clicked “Finish & Get Quotes.”
EverQuote didn’t give us any actual quotes. Instead, it showed us four insurance options: Jerry, Compare.com, Root, and Protect.
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To view our quotes, we had to select the “View My Quote” button, which took us to that company’s website.
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And once we tried to visit the partner site, we were still unable to see actual rates or coverage details unless we provided more information.
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Compare.com was the only recommended company that gave us a quote right away, without asking for extra details.
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Overall, EverQuote’s site is easy to use, and entering your information feels straightforward. It took us about five minutes to complete the process.
EverQuote gets low ratings from customers on major review sites. Its Trustpilot score is 1.3 out of 5 stars, and its Better Business Bureau (BBB) rating is 1.08 out of 5 stars.[1] [2] EverQuote currently doesn’t have a rating on Shopper Approved.
Many negative reviews mention frequent sales calls after providing information on the EverQuote website. Some people say they receive repeated spam calls each day from different phone numbers, and it’s difficult to stop the calls. Take a look at the BBB and Trustpilot reviews below.
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It’s difficult to find customer reviews of people who successfully buy insurance through EverQuote, mainly because it’s a lead-generation site, not an insurance platform.
But you can find positive reviews on Google from insurance agents and businesses like the one below that pay EverQuote to generate leads.[3] But that’s not much help when you’re trying to compare insurance options and find the best deal.
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The main difference between EverQuote and Compare.com is that EverQuote doesn’t let you view car insurance quotes directly. Instead, it redirects you to partner websites to complete the quoting process.
Once you fill out the form on EverQuote, you get a list of car insurance companies. But you need to visit the partner site and enter more information, sometimes repeating details you already provided, before you can see any quotes.
With Compare.com, quotes appear directly on the site without requiring you to start over again elsewhere. That makes it much easier to review the pricing and coverage details side by side, all in one place.
Here’s how the two sites stack up, according to our research.
EverQuote | Compare.com | |
|---|---|---|
| Number of real-life quotes | 0 | 6 |
| Cheapest quote | N/A | $373 |
| Trustpilot rating | 1.3/5 | 4.6/5 |
| BBB letter grade / accreditation | B / Accredited | A+ / Accredited |
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Some Trustpilot reviewers report receiving many calls after submitting their information through EverQuote. Some even say they received up to 50 calls in a single day.
Some say it’s hard to stop the calls because EverQuote uses many different phone numbers, and blocking one number doesn’t help. Many reviewers say the high number of spam calls is their biggest complaint, which likely contributes to EverQuote’s low ratings on sites like Trustpilot and BBB.
We’ve answered some of the most common questions about EverQuote to help you figure out if it’s a good fit for you.
Yes, EverQuote is easy to use. You can answer most of its questions quickly, and the site includes a progress bar so you can see your progress as you go. The questions are straightforward, so you won’t need to look up car insurance documents or vehicle details.
EverQuote is a legitimate lead-generation company. It states on its website that it shares personal information only with participating insurers, and not unrelated third parties. But it receives many negative customer reviews about frequent spam calls after submitting information.
Yes. EverQuote is a legitimate business that has been operating since 2011 and is accredited by the BBB. But customer ratings on review platforms are relatively low compared to some competitors.
No, EverQuote is free to consumers. The company makes money by sharing submitted data with participating companies that pay for leads.
You fill out EverQuote’s online form with details about yourself and your vehicle. The company then shares that information with partner insurers. After that, the companies may follow up with quotes or direct you to complete the process on their websites.
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Licensed property and casualty insurance agent
10+ years editing experience
NPN: 20461358
At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.