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Licensed auto and home insurance agent
4+ years of experience in insurance and personal finance editing
NPN: 20564519
Updated
The Zebra is a solid insurance comparison website that can help you shop for multiple insurance products in one place. This includes auto, home, and more. For car insurance, The Zebra makes it easy to get quotes: You enter your personal and vehicle details once, and it returns real quotes from participating car insurance companies in your area.
The Zebra doesn’t sell policies directly. Instead, it acts as an insurance agency, which can confuse some customers. But it can be a useful way to compare coverage options and prices to help you find your best rate.
Here’s what to know before using The Zebra.
Fast and easy quoting process
Provides multiple real insurance quotes
Offers access to insurance agents
Can’t adjust coverage options on the quote screen
Some customers report spam calls
Quote results vary depending on customer details
The Zebra provides a quick and easy car insurance quote-comparison process, plus help from insurance agents should you need one. It offers comparisons for auto, home, renters, life, pet, recreational vehicles, and business insurance. You can also compare quotes that bundle auto and homeowners insurance or auto and renters insurance.
You can customize your coverage options before getting quotes or use default policies (which include the most common coverage options). The company publishes a strict privacy policy, but some customers say they received too many follow-up calls from third parties.
But The Zebra provides a solid starting point for comparing real auto insurance quotes and provides insurance agents to walk you through the process.
The Zebra is an online insurance-comparison tool that provides quotes for car, home, renters, and other insurance policies. Founded in 2012, The Zebra’s mission is to “empower consumers,” and it has since provided millions of quotes. The company offers a fast quoting process that typically produces a handful of real insurance quotes.
Customer reviews indicate a positive experience with the company, especially its insurance agents. People appreciate how easy it is to shop for a new policy and say they found a better rate.
See quotes from top companies side by side.
The quote process starts on The Zebra’s homepage. The form will require a ZIP code, driving record, and other details.
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The Zebra provides an outline on the left side of the screen showing the process.)
Select the coverage package, including the option to customize it, before getting the quote.)
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In this example, the lowest quote from Root Insurance is $100 per month. But because Root is a usage-based insurance company, that price may change over time as the company factors in real driving data.)
You could receive quotes from up to eight auto insurance companies.)
The process can be quick and easy.
The Zebra receives 4.6 out of 5 stars from Trustpilot, 4.8 out of 5 stars from Shopper Approved, and 2.25 stars out of 5 from the Better Business Bureau (BBB). Most people leave positive, to-the-point reviews, with customers noting they found a great rate from a new insurer.
Many positive reviews mention specific Zebra insurance agents customers worked with to get their new policies. They talk about how easy the process was to save money and often mention how personable the agent was in answering questions.
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On the negative side, some reviewers report receiving only one quote (or none). A more significant issue: Several reviews and complaints mention issues with spam — not only receiving spam, but also figuring out how to stop receiving phone calls from third parties.
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The Zebra and Compare.com offered fairly similar car insurance quote-comparison experiences. The initial forms to get the quotes were similar, and both companies served up the same number of quotes. While The Zebra showed the best quote from Root Insurance, this price likely wouldn’t reflect a driver’s long-term premium.
Both companies allow you to customize the coverage options and coverage limits for your quote. Compare.com allows you to customize your options on the quote screen, which makes it easier to compare car insurance rates based on your coverage levels. You can do the same with The Zebra; you just need to use the back button and adjust there before rerunning your quotes.
On the other hand, The Zebra made it easier to contact an agent if you need one to walk you through the quotes or help you buy a policy.
Here’s a side-by-side overview of the two quote-comparison companies.
Compare.com | The Zebra | |
|---|---|---|
| Number of quotes | 8 | 8 |
| Cheapest quote | $134 | $168 |
| Trustpilot rating | 4.6 | 4.6 |
| BBB accreditation | Accredited since 2015 | Accredited since 2025 |
Compare partners with top insurers for real-time quotes.
Though The Zebra may not immediately spam you with emails or calls, the company appears to have at least some spammy practices. Most of the complaints filed with the BBB website are about spammy practices, like non-stop phone calls and difficulty in getting the spam to stop.
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But The Zebra’s privacy policy states that it doesn’t share your phone number with third parties unless you initiate phone contact, and that follow-up outreach typically comes from insurers rather than The Zebra itself. As with most quote-comparison platforms, the amount of follow-up you receive may depend on your opt-in choices during the quote process.
If you’re considering using The Zebra for getting car insurance quotes, these quick answers to the most common questions should help you decide if The Zebra is a good option.
Yes. The Zebra uses a guided intake form to gather the important details needed to get quotes. The process is straightforward, and you can customize your policy options.
The Zebra is a legitimate auto insurance comparison site that lets you get real quotes quickly. The company publishes a detailed privacy policy, but using the site can lead to follow-up contact that some customers have called spammy.
Yes. The Zebra is a real company that provides actual car insurance quotes. While it doesn’t underwrite policies, it can help you secure a new insurance policy from a legitimate insurance company with or without the help of an insurance agent.
No. The Zebra doesn’t charge fees for using its comparison tool.
The Zebra itself doesn’t run your credit. But some insurers may perform a soft credit pull when generating quotes, which doesn’t affect your credit score.
Neither platform is universally better. Insurify and The Zebra offer similar experiences, but the number of quotes, follow-up contacts, and pricing can vary depending on your personal details.
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Licensed auto and home insurance agent
4+ years of experience in insurance and personal finance editing
NPN: 20564519
At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
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