+120 more*These quotes are from Compare.com users within the last 10 days. Updated on May 4, 2026
*These quotes are from Compare.com users within the last 10 days. Updated on May 4, 2026
It costs less to insure a Buick Century than the average car.
Liability car insurance for a Century tends to be about $74 a month, while full coverage usually runs around $131 per month.
At sometimes as cheap as $30 monthly for liability only coverage, JustInsure is the most affordable insurance company for a Century.
The Buick Century is a great budget-friendly option for any driver, with 2005 models starting at $22,040.
We ran through thousands of car insurance quotes on Compare.com, and we've determined that average Buick Century auto insurance prices run about $91 per month. But how does that fare against its competitors?
| Current Base Price | $22,040 |
| Body Style(s) | Car |
| Trim Levels | CUSTOM |
| Average Insurance Premium | $91/mo. |
| Cheapest Insurance Company | JustInsure |
Vehicle | Liability Only | Full Coverage |
|---|---|---|
| Buick Century | $74 | $131 |
| All Buick Models | $73 | $145 |
| All Cars | $83 | $177 |
| Average Insurance Premium | $81 | $169 |
Looking at the table above, you'll find that insurance premiums for a Buick Century are below average. Century drivers normally pay around $74 a month for liability insurance, and about $131 monthly for full coverage, which has comprehensive and collision coverages in addition to liability (take a look at our guide, "State Minimum vs. Full Coverage", to learn more about these different types of insurance).
When you compare it to other Buick models, the Century is slightly less expensive, with rates around 10% lower than the rest of the automaker's vehicle offerings. Compared to offerings from other brands, car insurance for a Century is also more affordable, with full coverage insurance prices coming in about 26% less and 11% less for liability only insurance.
When compared to all vehicles, regardless of body style, make, or model, the Century follows a similar pattern of having below average auto insurance premiums.
Insurance Company | Average Monthly Premium |
|---|---|
| Hugo | $26 |
| MainStreet | $28 |
| JustInsure | $30 |
| Oasis | $36 |
| Ohio Mutual | $39 |
If you're looking for a new car insurance policy for your Buick Century, you might be wondering which carrier offers the cheapest prices. Even though costs will typically be pretty different from policyholder to policyholder, Hugo offers the cheapest average rates for liability only coverage, with rates as cheap as $26 per month. The runner up for lowest rates is MainStreet, with insurance policies starting as low as $28 a month.
JustInsure, Oasis, and Ohio Mutual round out the rest of the top 5 list. But just because these five carriers offer the cheapest average rates doesn't necessarily mean they'll give you the best rates for your Buick Century.
Car insurance companies use several different variables and complex formulas to calculate premiums. The only way to guarantee you find the most affordable rates is to compare quotes from quite a few car insurance carriers.
There are a multitude of variables that auto insurance companies use to choose how much they charge you for insurance -- and each company uses a different algorithm, so there's not a singular carrier that's the cheapest for every Century driver.
Here are just a few of the things car insurers will look at, with individual breakdowns of how each one affects your rates:
Vehicle Age | Average Monthly Premium |
|---|---|
| Less than 1 Year | No Recent Models |
| 2-3 Years | No Recent Models |
| 4-5 Years | No Recent Models |
| 6-7 Years | No Recent Models |
| 8-10 Years | $66 |
| 11-14 Years | $76 |
| 15 Years or Older | $74 |
Buick has been making the Century for quite some time, so the car's age may make a big difference in how much you'll pay for car insurance. Typically, it costs more to insure newer cars because they're worth more, however, as time goes on and Centurys continue to depreciate, insurance costs will gradually go lower.
A new Buick Century model hasn't been added to the market for over 5 years, so there isn't data to analyze this trend. However, as you can see in the table above, the cheapest Buick Centurys to insure are those that are 8 to 10 years old, while the most expensive models are Centurys that are 11 to 14 years old, on average.
How old you are makes a difference in how much auto insurance carriers will charge for a policy. Based on the information above, young drivers pay more expensive rates compared to those who have more experience. In this case, drivers under 18 pay more than twice as much as those 25 or older.
Insurance prices continue to get lower as you get older, with the cheapest age group being 55-64 for Century drivers.
Gender | Average Monthly Premium |
|---|---|
| Male | $76 |
| Female | $73 |
Did you know men tend to pay more for insurance than women? This is because women are less likely to get into collisions and get tickets, which decreases the chances of an insurance claim. When it comes to Century drivers specifically, women pay around 4% less than men monthly for car insurance.
State | Average Monthly Premium |
|---|---|
| California | $53 |
| Florida | $121 |
| Georgia | $98 |
| Illinois | $55 |
| New York | $118 |
| North Carolina | $46 |
| Ohio | $57 |
| Pennsylvania | $73 |
| Texas | $59 |
| Virginia | $54 |
You may think it's obvious that factors like how old you are and what vehicle you drive play a role in your auto insurance prices, but did you know that where you live is just as important? Auto insurance is regulated at the state level, so premiums can shift quite a bit depending on what state you live in.
For example, the average Buick Century owner in New York pays about $118 per month for liability coverage. Meanwhile, the same Californian driver will pay less than half of that price, on average. The chart above shows average rates for the top 10 most populous states, just to give you a good idea of how much prices can change across states.
There’s more to car insurance than just price. Customer service, coverage offerings, and other factors are also worth considering.
The following companies strike a good balance between cost, customer satisfaction, policy management, and more.
| User Reviews | 3.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.7 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $54/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $108/mo |
State Farm's score | Industry average | |
|---|---|---|
| Coverage options | 4.4 | 3.2 |
| Customer service | 4.4 | 3.6 |
| Discounts | 4.3 | 2.9 |
| Policy transparency | 4.3 | 3.1 |
| Value | 4.2 | 2.9 |
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
| User Reviews | 3.3 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $95/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $189/mo |
Nationwide's score | Industry average | |
|---|---|---|
| Coverage options | 3.0 | 3.2 |
| Customer service | 3.1 | 3.6 |
| Discounts | 3.0 | 2.9 |
| Policy transparency | 3.0 | 3.1 |
| Value | 3.5 | 2.9 |
| User Reviews | NR |
|---|
Whatever where you live, what car you drive, or how old you are, it's always a smart move to take advantage of as many car insurance discounts as possible.
Even though all insurance companies offer their own unique discounts, there are a few that you'll find with most insurers. These include things like:
Multi-policy discounts for bundling your home and auto policies with the same insurance company
Vehicle safety discounts for having a vehicle with higher safety ratings or one with certain safety features (like air bags or anti-lock brakes)
Pay-in-full discounts for drivers who choose to pay their entire policy premium up front, rather than by monthly payments
Multi-vehicle discounts for insuring more than one of your cars with the same carrier
While these are just a few of the discounts auto insurance carriers offer, there are countless other ways to save money on you monthly insurance bill.
While you can't control every factor car insurance companies look at to calculate premiums (like some of the ones mentioned above), there are quite a few that you can influence. Below are just a few of the variables you can use to your favor when it comes to saving cash:
Infractions | Average Monthly Premium |
|---|---|
| 1 Accident | $90 |
| Multiple Accidents | $149 |
| 1 Ticket | $84 |
| Multiple Tickets | $105 |
You've no doubt seen ads from insurance carriers posting hefty discounts for safe drivers. And you probably wouldn't be surprised that if you get into an accident or get tickets for speeding, auto insurance rates will go up. But exactly how much is it going to cost you for these infractions?
Based on the table above, accidents will usually cost Century drivers more than tickets, but both will result in higher than normal rates. Buick Century drivers with a single accident on their record pay an average of $90 every month (up $16 from the $74/mo. overall average), while drivers with one ticket will pay about $84 a month. Those who have more than one of either violation will end up paying even more.
Annual Mileage | Average Monthly Premium |
|---|---|
| 0-2,500 Miles | $60 |
| 2,501-5,000 Miles | $71 |
| 5,001-7,500 Miles | $63 |
| 7,501-10,000 Miles | $76 |
| 10,000+ Miles | $80 |
Another variable that impacts your car insurance prices is how much you drive each year. Drivers who are on the roads less have fewer opportunities to get into an accident, so they'll generally get less expensive premiums. In the above table, you can see that Buick Century owners who drive fewer than 2,500 miles a year pay about $60 monthly for insurance, while those who put 10,000 miles or more on their cars pay $80.
If you don't drive much because have a second vehicle or you work from home, it may be worth considering pay-per-mile or usage-based auto insurance. With these plans, you pay a small monthly amount, and your final monthly bill is calculated based on the number of miles you drove.
If you're thinking about buying a new vehicle and a Buick Century is on your shortlist, you might want to know how it compares to other vehicles. Car insurance is just one cost that's associated with buying a new car, but it's guaranteed to be one that's worth considering.
Check out the table below to see how the Buick Century stacks up:
Buick Century | National Average | |
|---|---|---|
| Liability Insurance | $76 | $81 |
| Full Coverage Insurance | $122 | $169 |
| Base MSRP | $22,040 | $30,630 |
| Average Annual Mileage | 10,985 | 11,617 |
Overall, the Buick Century has an average MSRP and is on par with the going rate for a new vehicle. The Century's $30,630 base MSRP is right on trend with the national average of $22,040. And since there hasn't been a new Century model on the market recently, used prices will be even more affordable.
Although the Century has a pretty average price, car insurance rates run below average when compared to other vehicles on the market. Liability insurance for a Buick Century is around $5 per month less than average, while full coverage is over $40 cheaper per month.
When it comes to usage, Buick Century owners drive about the same amount annually as the national average, with 10,985 miles per year compared to 11,617 for all vehicles.
So far, you've seen how different factors have an impact on what you'll pay for insurance. If you're considering buying a new Century, having a good idea of how much you'll likely pay can be helpful as you consider your choices.
| Liability Only Avg. Premium | $76 |
| Full Coverage Avg. Premium | $122 |
| Base MSRP | $22,040 |
| Cheapest Insurance Company | MetroMile - $20/mo. |
| Available Trims | CUSTOM |
On average, drivers who own a 2005 Buick Century can expect to pay $76 to $122 a month for liability only and full coverage insurance, respectively.
We found MetroMile offered the lowest policy, with rates sometimes as low as $20 monthly.
Want to find the most affordable rates? Enter your ZIP code below to get lots of free customized quotes.
| Liability Only Avg. Premium | $84 |
| Full Coverage Avg. Premium | $139 |
| Base MSRP | $21,815 |
| Cheapest Insurance Company | Liberty Mutual - $20/mo. |
| Available Trims | CUSTOM |
2004 Century drivers can expect to pay an average of $84 per month for liability or $139 for full coverage.
Liberty Mutual offered the cheapest policy we found, with rates as low as just $20 a month.
If you're looking for a more exact figure on what you should pay for auto insurance for a 2004 Buick Century, you can get free quotes in minutes by just entering your ZIP code below.
| Liability Only Avg. Premium | $81 |
| Full Coverage Avg. Premium | $144 |
| Base MSRP | $20,595 |
| Cheapest Insurance Company | Safeco - $16/mo. |
| Available Trims | CUSTOM |
The average cost to insure a 2003 Buick Century with liability only coverage is $81 per month, while full coverage runs about $144 monthly.
With prices as little as just $16 a month, Safeco offered the lowest policy we found for the 2003 Buick Century.
If you want to know exactly how much you can expect to pay for your Century, get free quotes in minutes by just entering your ZIP code below.
| Liability Only Avg. Premium | $79 |
| Full Coverage Avg. Premium | $139 |
| Base MSRP | $20,115 |
| Cheapest Insurance Company | Liberty Mutual - $16/mo. |
| Available Trims | CUSTOM, LIMITED |
You can expect full coverage for a 2002 Century to run around $139 per month, while liability only coverage will average about $79 monthly.
If you're looking for the most affordable 2002 Buick Century insurance policy, Liberty Mutual offered the cheapest policy we found, with rates sometimes as little as $16 a month.
Interested in exactly how much you'll pay? Just enter your ZIP code below to get a variety of free customized quotes.
| Liability Only Avg. Premium | $76 |
| Full Coverage Avg. Premium | $131 |
| Base MSRP | $19,840 |
| Cheapest Insurance Company | Liberty Mutual - $17/mo. |
| Available Trims | CUSTOM, LIMITED |
It costs around $76 per month for liability or $131 for a full coverage policy for the 2001 Buick Century.
Looking for the most affordable policy? Liberty Mutual offered liability only coverage for as little as $17 monthly.
And if you want more accurate rates tailored specifically to you, just enter your ZIP code below and get free quotes in minutes.
| Liability Only Avg. Premium | $73 |
| Full Coverage Avg. Premium | $132 |
| Base MSRP | $19,840 |
| Cheapest Insurance Company | Good2Go - $0/mo. |
| Available Trims | CUSTOM, LIMITED/2000 |
On average, drivers who own a 2000 Century can expect to pay $73 to $132 a month for liability only and full coverage car insurance, respectively.
With rates as cheap as just $20/mo per month, Good2Go offered the lowest policy we found.
If you want to know just how much your rate will be, just enter your ZIP code below and get free quotes in minutes.
| Liability Only Avg. Premium | $66 |
| Full Coverage Avg. Premium | $132 |
| Base MSRP | $18,215 |
| Cheapest Insurance Company | MetLife - $18/mo. |
| Available Trims | CUSTOM, LIMITED |
You can expect full coverage for a 1999 Buick Century to run about $132 monthly, while liability only coverage will average around $66 a month.
MetLife has premiums sometimes as little as $18 monthly for the 1999 Buick Century.
If you want more accurate quotes of how much you can expect to pay, get free quotes in minutes by just entering your ZIP code below.
| Liability Only Avg. Premium | $65 |
| Full Coverage Avg. Premium | $138 |
| Base MSRP | $18,215 |
| Cheapest Insurance Company | Safeco - $18/mo. |
| Available Trims | CUSTOM, LIMITED |
It costs about $65 a month for liability or $138 for a full coverage policy for the 1998 Century.
With prices as low as just $18 per month, Safeco offered the cheapest policy we found.
If you want to know just how much your price will be, just enter your ZIP code below and get several free quotes in minutes.
| Liability Only Avg. Premium | $66 |
| Full Coverage Avg. Premium | $108 |
| Base MSRP | $17,845 |
| Cheapest Insurance Company | Elephant - $17/mo. |
| Available Trims | CUSTOM, LIMITED |
The average cost to insure a 1997 Buick Century with liability only coverage is $66 monthly, while full coverage runs around $108 per month.
We found Elephant offered the most affordable policy, with rates as little as just $17 a month.
Want to know exactly how much you'll pay? Enter your ZIP code below to get multiple customized quotes for free.
| Liability Only Avg. Premium | $70 |
| Full Coverage Avg. Premium | $92 |
| Base MSRP | $16,720 |
| Cheapest Insurance Company | Mapfre - $23/mo. |
| Available Trims | SPECIAL, SPECIAL/CUSTOM/LIMITED |
1996 Century drivers can expect to pay an average of $70 monthly for liability or $92 for full coverage.
If you're looking for the cheapest possible 1996 Buick Century insurance policy, Mapfre offered the lowest policy we found, with rates as cheap as $23 per month.
If you want to find the best rates for insurance for a 1996 Buick Century, enter your ZIP code below and compare multiple personalized quotes in just a few minutes.
| Liability Only Avg. Premium | $68 |
| Full Coverage Avg. Premium | $76 |
| Base MSRP | $15,160 |
| Cheapest Insurance Company | Gainsco - $20/mo. |
| Available Trims | CUSTOM, SPECIAL |
On average, drivers who own a 1995 Buick Century can expect to pay $68 to $76 a month for liability only and full coverage car insurance, respectively.
Looking for the cheapest policy? Gainsco offered liability only coverage for as low as $20 monthly.
Want to know exactly what your auto insurance premium will be? Just enter your ZIP code below to get several customized quotes for free.
| Liability Only Avg. Premium | $88 |
| Full Coverage Avg. Premium | $109 |
| Base MSRP | $15,495 |
| Cheapest Insurance Company | Jupiter - $19/mo. |
| Available Trims | CUSTOM, SPECIAL |
You can expect full coverage for a 1994 Century to run about $109 per month, while liability only coverage will average around $88 a month.
Jupiter has premiums as little as $19 monthly for the 1994 Buick Century.
These average prices are a great starting point if you're in the market for a 1994 Buick Century, but there are a multitude of things that go into calculating your policy rates. If you want to figure out exactly what you'll be asked to pay, get customized quotes by entering your ZIP below.
| Liability Only Avg. Premium | $60 |
| Full Coverage Avg. Premium | $92 |
| Base MSRP | $14,285 |
| Cheapest Insurance Company | Mercury - $20/mo. |
| Available Trims | CUSTOM, LIMITED, SPECIAL |
It costs about $60 per month for liability or $92 for a full coverage policy for the 1993 Buick Century.
With rates sometimes as low as $20 a month, Mercury offered the most affordable policy we found for the 1993 Buick Century.
If you want to know exactly how much you can expect to pay for your Century, just enter your ZIP code below and get free quotes in minutes.
The Buick Century is less expensive to insure compared to the average car. Liability insurance runs an average of $74 monthly, while full coverage will cost you around $131.
There's only one way to be confident you're getting the lowest rates -- regularly shopping around and comparing quotes from multiple companies. A good rule of thumb is to get quotes every 6 months or so. Luckily, sites like Compare.com let you compare premiums from numerous carriers at once, meaning you can find the cheapest rates (or guarantee you already have the best deal) in just a few minutes.
You've probably heard the old adage that it costs more to insure a red car than cars of other colors, but that's actually a myth. Although there are many variables insurance companies use when they decide how much your policy will be, the color of your Century isn't one of them.
You'll need to have a valid car insurance policy before you can legally drive your new (or new to you) Buick Century off the dealership lot. Some dealerships may offer you a car insurance policy as part of the car-buying process, but the best thing to do when buying a a new car is to talk with your auto insurance carrier before you buy.
You will find a lot of different discounts out there when it comes to insurance. Many of them (like "multi-policy discounts" and "pay-in-full discounts") are more based on you than the vehicle you drive, but if your Century has safety features like anti-theft systems, anti-lock brakes, airbags, and other features, it may qualify for certain discounts. The best way to find out is to get in touch with your insurance company and ask about their discounts, since they fluctuate quite a bit from carrier to carrier.
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