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Anna Baluch is a Cleveland-based personal finance and insurance expert who’s written for Compare.com since 2023. With an MBA from Roosevelt University, she enjoys writing educational content that helps people make smart financial decisions.
Her work can be seen across the web in several notable publications, including Freedom Debt Relief, Credit Karma, RateGenius, and The Balance.
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Sara Getman is an insurance editor for Compare.com. With several years of insurance experience, Sara is passionate about helping readers better manage their money by breaking down complex topics into simple, clear, and easy-to-understand language.
Sara earned a Bachelor of Arts in Literature from Simmons University, where she served as editor-in-chief for the school’s literary and art magazine, Sidelines. She has been editing for Compare.com since 2025.
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Buicks are known for their nice interiors, reliability, and affordable insurance costs. The average Buick driver pays $132 per month for car insurance, which is a bit cheaper than the national average of $150, according to our data. This may be due to its cheaper repair costs than similar car brands, like Chevrolet.[1] [2]
Luckily, several car insurance companies, such as Travelers, Safeco, and Root, offer rates well below the average. To score the best deal on an auto policy, it’s essential to shop around and compare your options.
Let’s dive deeper into the cheapest car insurance for Buicks.
Buick owners pay an average of $94 per month for liability coverage and $170 per month for full coverage.
The Park Avenue is the cheapest Buick to insure, while the Envista is the most expensive.
GEICO, State Farm, and USAA are a few of the best car insurance companies for Buick drivers.
We analyzed millions of quotes from the top car insurance companies to find what you’ll likely pay each month to insure your Buick. Below, you’ll find the average Buick car insurance rates by coverage level compared to other cars based on Compare.com data.
Vehicle Type  | Average Monthly Premium: Liability Coverage | Average Monthly Premium: Full Coverage | Overall Average for All Policies |
|---|---|---|---|
| Buick | $94 | $170 | $132 |
| All makes | $108 | $193 | $150 |
These rates show that Buicks are cheaper to insure than other vehicles. As a Buick owner, you can expect an average premium of $132 per month, compared to the national average of $150.
Next, let’s go over how the Buick model you choose may affect your car insurance costs.
Compare rates from leading insurers.
The specific Buick you drive can affect your car insurance rates because of differences in features, reliability, and even vehicle weight. Buicks tend to be bigger and heavier than other cars, which affects their repair costs, manufacturer’s suggested retail price (MSRP), and insurance costs.[3]
The amount of coverage you decide to buy will also play a role in your rate. Basic liability coverage is the minimum in most U.S. states and only covers the property damage and injuries of others if you cause an accident. Full coverage protects your vehicle in an accident and from theft, extreme weather conditions, and more.[4]
Here’s a look at how average premiums vary between Buick models, according to Compare.com data.
Model | Average Liability Premium | Average Full-Coverage Premium |
|---|---|---|
| Century | $76 | $139 |
| Enclave | $92 | $167 |
| Encore | $93 | $170 |
| Envision | $100 | $182 |
| Envista | $126 | $229 |
| Lacrosse | $96 | $175 |
| LeSabre | $76 | $138 |
| Lucerne | $85 | $154 |
| Park Avenue | $71 | $129 |
| Regal | $99 | $180 |
| Rendezvous | $68 | $123 |
| Verano | $96 | $175 |
The Park Avenue is the cheapest Buick to insure, at $71 per month for liability coverage and $129 per month for full coverage. On the other hand, the Envista has the most expensive car insurance rates, at $229 per month for full coverage.
Next, let’s explore the cheapest car insurance companies for your Buick.
Regardless of the average Buick car insurance quotes, you can always find ways to save on your coverage. This table highlights the cheapest insurance companies for Buick drivers, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| Travelers | $71 |
| Safeco | $92 |
| Root | $94 |
| Mercury | $97 |
| Progressive | $100 |
Travelers offers the best deal, with an average rate of just $71 per month — more than $60 cheaper than the average Buick rate. That said, premiums vary by insurer, so it’s a good idea to shop around and compare car insurance quotes.
Now, let’s take a look at which auto insurance companies may be a good fit for your unique situation and Buick model.
Check quotes from 120+ top insurance companies.
The best insurance company for your Buick depends on your particular budget, needs, and personal preferences. After looking at thousands of car insurance plans, we uncovered the top insurers based on competitive Buick premiums, discounts, coverage options, and customer reviews.
Below are the best Buick insurance companies for budget drivers, teen drivers, and military drivers.
| User Reviews | 4.0 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.6 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $100/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $131/mo |
Drivers appreciate the easy communication and good customer service, but many are unhappy with the regular and significant price increases.
Drivers appreciate the easy communication and good customer service, but many are unhappy with the regular and significant price increases.
New GEICO customers save an average of $700 per year on their insurance coverage, according to the company’s website. This might be due to the company’s discounts for driving history and habits, vehicle equipment, affiliations, bundling, and more. You can also save up to 15% on your Buick insurance if you sign up for the DriveEasy telematics program and prove you’re a safe driver.
Affordable rates
Many discounts available
DriveEasy telematics program
Discounts vary by state
Less add-ons than other insurance companies
Few local agents
| User Reviews | 3.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.7 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $56/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $109/mo |
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
If you’re a teen or young driver, a State Farm agent can help you zero in on the right coverage and best deal for your Buick. State Farm offers a variety of discounts for young drivers, like the good student discount and student away at school discount.
Plus, Steer Clear, a telematics program for drivers younger than 25, can help you improve your driving skills and further your savings.
Steer Clear telematics program for teens
Quotes available online
Highly rated mobile app
Fewer discounts than other insurers
Poor Trustpilot rating
Not available in Massachusetts or Rhode Island
| User Reviews | 4.3 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $51/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $95/mo |
Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.
Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.
If you’re a military member, veteran, or family member, you can score affordable car insurance with USAA. You can enroll in its telematics programs and take advantage of its military-specific discounts, like the military on-base discount or storage discount. Plus, the insurer offers online quotes and additional savings for bundling your auto policy with another insurance plan.
SafePilot and SafePilot Miles telematics programs
Offers overseas car insurance
Strong customer satisfaction ratings
Only available to the military community
SafePilot Miles not available everywhere
Few discounts
Your location — even down to your ZIP code — affects your Buick car insurance costs. Local factors like weather conditions, rates of theft, and repair costs all influence how car insurance companies determine your premium.[5]
In the map below, see how Buick car insurance rates vary by state, according to our data.
state_id | Average Monthly Premium |
|---|---|
| Alabama | $87 |
| Arizona | $116 |
| Arkansas | $167 |
| California | $168 |
| Colorado | $136 |
| Connecticut | $265 |
| Delaware | $161 |
| Florida | $170 |
| Georgia | $173 |
| Idaho | $88 |
| Illinois | $109 |
| Indiana | $94 |
| Iowa | $79 |
| Kansas | $107 |
| Kentucky | $170 |
| Louisiana | $157 |
| Maine | $103 |
| Maryland | $240 |
| Massachusetts | $131 |
| Michigan | $204 |
| Minnesota | $131 |
| Mississippi | $131 |
| Missouri | $128 |
| Montana | $106 |
| Nebraska | $122 |
| Nevada | $207 |
| New Hampshire | $80 |
| New Jersey | $138 |
| New Mexico | $101 |
| New York | $335 |
| North Carolina | $65 |
| North Dakota | $101 |
| Ohio | $89 |
| Oklahoma | $113 |
| Oregon | $112 |
| Pennsylvania | $114 |
| Rhode Island | $100 |
| South Carolina | $191 |
| South Dakota | $84 |
| Tennessee | $98 |
| Texas | $155 |
| Utah | $127 |
| Vermont | $95 |
| Virginia | $126 |
| Washington | $97 |
| District of Columbia | $198 |
| West Virginia | $101 |
| Wisconsin | $89 |
| Wyoming | $84 |
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Although it’s important to find an affordable auto policy for your Buick, price isn’t everything.
You’ll also need to ensure you secure the coverage that meets your particular needs and preferences. Every state except New Hampshire requires liability insurance to legally drive.
But if you want better protection on the road, full-coverage insurance, which includes comprehensive and collision protection, may be worthwhile. Full coverage covers more accidents and situations, such as those that involve theft, hitting animals, and severe weather damage.[6]
Here are a few other coverages that might make sense for you as a Buick owner:
Gap insurance: If you finance or lease your Buick and want to protect yourself financially, gap insurance is helpful. It can pay off your loan or lease if you total your vehicle or if someone steals it.[7]
Roadside assistance: Roadside assistance is helpful during emergency situations on the road, like when you need a new tire, fuel delivery, or towing.
Accident forgiveness: When you get into an accident, your rates can still increase, even if the accident wasn’t your fault. Accident forgiveness helps keep your rates low after your first at-fault accident.
Next, let’s discuss how to find the cheapest premium for your Buick.
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Getting the right coverage is important, but so is finding it at the best price. Here are five tips to help you lower your Buick car insurance rate:[8]
Look for discounts. Most car insurance companies offer discounts to help you save on coverage. As a Buick driver, you may score a discount if you pay in full, choose a vehicle with certain safety features, or maintain a clean driving record, for example.
Complete a defensive driving course. Depending on the insurance company, you might land a discount if you complete an approved defensive driving course. It’s a helpful discount if you have an accident, ticket, or driving under the influence (DUI) conviction on your record. Plus, it can help you feel more confident behind the wheel.
Bundle your policies. If you need other types of insurance, such as home insurance or renters insurance, you can save money by bundling it with your car insurance. Many insurers offer bundling discounts.
Enroll in a usage-based program. A pay-per-mile program can lead to cheaper car insurance rates if you only drive your Buick on occasion, often take public transportation, or work from home. Note that pay-per-mile insurance isn’t available with every insurance company.
Shop around and compare quotes often. Do your research, and get at least three car insurance quotes at least every six months. Then, compare premiums, coverage options, customer satisfaction, and more to home in on the best auto insurance for your Buick.
Protect your Buick for the right price.
Here are the most common questions from Buick owners who want a good deal on car insurance.
On average, it costs $132 per month to insure a Buick, according to data from Compare.com. But factors like your model, location, and driving history will affect your exact auto insurance rate.
No. Compared to other vehicles, Buicks are more affordable to insure. Average monthly rates are lower than the national average of $150.
The Park Avenue offers the cheapest car insurance of all Buick models, according to Compare.com data. On average, the cost to insure a Buick Park Avenue is $71 per month for minimum coverage and $129 per month for full coverage.
Not really. Insurance for a Buick Encore costs $93 per month for liability coverage and $170 per month for full coverage, according to Compare.com data. Some Buick models, like the Century, are cheaper to insure than the Encore, but others, like the Envista, are more expensive.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
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Anna Baluch is a Cleveland-based personal finance and insurance expert who’s written for Compare.com since 2023. With an MBA from Roosevelt University, she enjoys writing educational content that helps people make smart financial decisions.
Her work can be seen across the web in several notable publications, including Freedom Debt Relief, Credit Karma, RateGenius, and The Balance.
Sara Getman is an insurance editor for Compare.com. With several years of insurance experience, Sara is passionate about helping readers better manage their money by breaking down complex topics into simple, clear, and easy-to-understand language.
Sara earned a Bachelor of Arts in Literature from Simmons University, where she served as editor-in-chief for the school’s literary and art magazine, Sidelines. She has been editing for Compare.com since 2025.
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