Buick Verano Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• It costs less to insure a Buick Verano than the average car.
• Liability only car insurance prices for a Verano run around $85 monthly, while full coverage typically averages about $166.
• Hugo is the lowest insurance carrier for a Verano with a national average of just $28 per month for liability only coverage.

Verano Overview

With 2017 models starting at $21,065, the Buick Verano is a great car for drivers on a budget. You'll have your choice of two different trim levels, so there's a style for every driver.

We combed through thousands of auto insurance quotes on Compare.com, and we've determined that average Buick Verano car insurance rates run around $153 monthly. But how does that fare against its competitors?

How Much is Car Insurance for a Buick Verano?

In the table above, you'll see that auto insurance premiums for a Buick Verano are about average compared to other vehicles on the road. Verano drivers can expect to pay around $166 a month for full coverage, which has comprehensive and collision coverages in addition to liability, and about $85 per month for liability only insurance (check out our guide, "State Minimum vs. Full Coverage", to learn more about the difference between these types of insurance).

When you compare it to other models, the Verano is more expensive, with prices about 14% higher than the other vehicle types offered by Buick. Compared to offerings from other brands, car insurance for a Verano runs close to average, with liability insurance rates coming in at 2% higher than other cars and full coverage insurance premiums at 6% cheaper.

When compared to all vehicles, regardless of body style, model, or make, the Verano follows a similar pattern of having average insurance prices.

Who has the Cheapest Car Insurance for a Buick Verano?

Looking for an auto insurance policy for your Buick Verano? You're probably wondering which company offers the lowest rates. Even though there will never be one carrier that offers the cheapest rates for everyone, the most affordable average rates for liability only insurance are as cheap as $28 monthly from Hugo. The runner up for lowest rates is Fiesta, with insurance policies starting sometimes as cheap as $34 a month.

The third, fourth, and fifth companies on the list are Hallmark, Foremost, and CaliforniaCasualty. However, just because these five carriers offer the lowest average rates doesn't necessarily mean they'll be the cheapest companies for you and your unique insurance profile.

After all, car insurance carriers look at a multitude of different variables when calculating premiums, so your results might be different. By pulling quotes from numerous auto insurance companies at once, you can rest easy knowing that you're finding the most affordable rate.

What Factors Affect Car Insurance Rates for a Buick Verano?

There are a wide array of attributes that insurance carriers take into account to determine how much they charge you for auto insurance -- and every company uses a different algorithm, so there's not a singular carrier that's the cheapest for each Verano owner.

The sections below show several things car insurance companies use to calculate rates:

Vehicle Age

The Buick Verano has been around for a while, so vehicle age may play a role in what you end up paying for insurance. Usually, it costs more to insure newer cars because they're worth more, however, as time goes on and Veranos continue to depreciate, insurance costs will gradually go down.

Based on the information in the above table, the Buick Verano is not quite in line with this trend, as the most expensive models to insure are those that are 8 to 10 years old, while the cheapest Veranos are 1 year old or less, on average.

Your Age

Age makes a significant difference in how much auto insurance carriers will charge you. In the table above, you'll see that drivers with more experience on the road pay less compared to young Verano drivers. Buick Verano drivers between 18 and 24 actually pay $49 more than those 25 or older.

Insurance prices continue to decrease as you get older, with drivers aged 55-64 making up the cheapest age group for the Verano.

Your Gender

Because women are less likely to get into accidents and get tickets, they have a lower chance of filing a claim with insurance. So, insurance companies will often charge women less than men. The Buick Verano follows this convention, and women pay around 12% less than men per month for insurance.

Where You Live

It may seem like common sense that factors such as how old you are and what vehicle you drive play a role in your car insurance premiums, but you may not realize that where you live can matter just as much. Because auto insurance is regulated on a state-by-state basis, prices can shift quite a bit from state to state.

For example, the average Buick Verano driver from New York pays about $143 monthly for liability coverage, while the same owner in California will pay less than 50% of that price, on average. The table referenced above shows average rates for the 10 largest states by population, just to give you a good idea of how much premiums can change across states.

Buick Verano Car Insurance Discounts

No matter your home state, your age, or your car, using as many discounts as possible when it comes to your insurance policy is always in your best interest.

Not every car insurance company will offer the same discounts, but there are a few that are relatively common. These include discounts like:

• Multi-policy discounts for bundling your home and auto policies with the same insurance carrier
• Vehicle safety discounts for having a vehicle with higher safety ratings or one with certain safety features (like air bags or anti-lock brakes)
• Pay-in-full discounts for drivers who agree to pay their entire policy rate at once, rather than in monthly installments
• Multi-vehicle discounts for having several cars on your auto policy

While taking advantage of discounts is always a smart way to save money on your insurance, sometimes, the best way to get the cheapest rates is by strengthening your overall insurance profile that carriers look at. This includes things like driving safely, avoiding lapses in coverage, and not having recent insurance claims.

Although you can't control every single aspect of your auto insurance profile (like some of the variables we mentioned above), you do have a say over some of it. Below are just a few of the variables you can use to your favor in order to save on car insurance:

Your Driving Record

It's no secret that insurance carriers offer the lowest prices to drivers with clean records. It makes sense that if you get a speeding ticket or get into an accident, auto insurance rates will increase. But exactly how much can these infractions cost you?

As you can see from the table above, accidents will usually cost Verano drivers more than tickets, but both will result in a raise in rates. Buick Verano drivers with one accident on their record pay about $120 each month (up $35 from the $85/mo. overall average), while drivers with a single ticket will pay an average of $86 a month. The rates only go up the more tickets you get or accidents you have.

How Much You Drive

Another variable you have control over is the total amount of miles you drive each year. Those who drive less have fewer opportunities to get into an accident, so they'll normally be offered more affordable premiums. In the table above, you can see that Buick Verano owners who drive 10,000 miles or more pay $76 for car insurance, while those who drive fewer than 2,500 miles every year pay about $61 per month.

But if you're one of those drivers who don't put very many miles on your Buick Verano each year, you might consider choosing a usage-based or pay-per-mile insurance policy. With these kinds of coverage, you pay a small base rate each month, with your final monthly bill being calculated based on how many miles you drove.

How Do Buick Veranos Compare to Other Vehicles?

If you're considering purchasing a new vehicle and a Buick Verano is on your shortlist, you might be wondering how it compares to other vehicles. Auto insurance is just one cost that's associated with a new car purchase, but it's guaranteed to be one that's worth considering carefully.

Take a look at the table below to see how the Buick Verano compares:

With an MSRP that's a third less than the going rate for a new vehicle, the Buick Verano is a great value when it comes to price. The Verano starts at $21,065, which is quite a bit lower than the national average vehicle price of $41,879.

Full coverage insurance for a Buick Verano is around $7 per month more than average, while liability only coverage is $6 cheaper monthly.

When it comes to usage, Buick Verano owners drive more miles annually than the national average, with 11,617 miles per year for all vehicles compared to the Verano's 13,807 a year.

Buick Verano Car Insurance Costs by Model Year

Thus far, you've seen how different things affect how much you might pay for auto insurance. If you're thinking about buying a new vehicle and the Verano is one you're considering, knowing what you'll likely pay can be extremely helpful as you weigh your options.

2017 Buick Verano Car Insurance

You can expect full coverage for a 2017 Verano to run about $176 a month, while liability only coverage will average around $75 per month.

MetLife offered the cheapest policy we found, with rates as little as $28 monthly.

These average rates are a great starting point if you're in the market for a 2017 Buick Verano, but there are a wide array of factors that go into calculating your policy rates. If you want to figure out exactly what you'll be asked to pay, get customized quotes by entering your ZIP below.

2016 Buick Verano Car Insurance

On average, drivers who own a 2016 Buick Verano can expect to pay $80 to $170 a month for liability only and full coverage insurance, respectively.

With premiums as low as $26 per month, MetLife offered the most affordable policy we found for the 2016 Buick Verano.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get several free quotes in minutes.

2015 Buick Verano Car Insurance

The average cost to insure a 2015 Verano with liability only coverage is $81 monthly, while full coverage runs about $163 a month.

We found Clearcover offered the lowest policy, with rates as cheap as just $21 per month.

Want to find the cheapest rates? Get lots of personalized quotes for free by just entering your ZIP code below.

2014 Buick Verano Car Insurance

2014 Buick Verano drivers can expect to pay an average of $79 monthly for liability or $160 for full coverage.

MetLife has prices sometimes as little as $22 a month for the 2014 Buick Verano.

If you want to know just how much your premium will be, just enter your ZIP code below and get free quotes in minutes.

2013 Buick Verano Car Insurance

It costs around $96 per month for liability or $175 for a full coverage policy for the 2013 Verano.

If you're looking for the lowest possible 2013 Buick Verano insurance policy, Safeco offered the most affordable policy we found, with rates sometimes as low as $17 a month.

If you want to know exactly how much you can expect to pay for your Verano, just enter your ZIP code below and get several free quotes in minutes.

2012 Buick Verano Car Insurance

You can expect full coverage for a 2012 Buick Verano to run about $162 per month, while liability only coverage will average around $83 monthly.

With rates as low as just $18 per month, Safeco offered the lowest policy we found.

Interested in what your auto insurance price could look like? All you need to do is enter your ZIP code below and you'll be on your way to comparing multiple personalized quotes from the nation's top insurance companies.

Buick Verano Insurance FAQs

Is a Buick Verano expensive to insure?

Liability insurance runs an average of $85 a month, while full coverage will cost you around $166. The Buick Verano is less expensive to insure compared to the average vehicle.

How can I get the best price on car insurance for my Buick Verano?

The only way to be confident you're getting the cheapest price on car insurance is to check prices regularly and compare quotes from a whole range of carriers. Over time, your driver profile changes, so it's a good rule of thumb to review quotes every 6 months or so. Luckily, sites like Compare.com let you compare premiums from a range of companies at once, meaning you can find the most affordable rates (or guarantee you already have the best deal) for free.

Does the color of my Buick Verano affect my insurance rates?

Have you heard that it is more expensive to insure red cars that silver or white vehicles before? Well, that's just a myth. Although there are many variables insurance carriers consider when they offer premiums, your car's color is not factored into that equation.

Do I need to have insurance before I buy a Buick Verano?

You'll need to have valid auto insurance for your vehicle before you can legally drive your it off the dealership lot. Some dealerships might offer you an auto insurance policy as part of the car-buying process, but the easiest thing to do is to let your car insurance company know before you buy.

What car insurance discounts can I get for my Buick Verano?

You will find a variety of discounts out there when it comes to insurance. Many of them (like "safe driver discounts" and "multi-vehicle discounts") are based less on your Buick Verano and more on you, but if your Verano has safety features like anti-theft systems, anti-lock brakes, airbags, and other features, it may be eligible for certain discounts. The only way to know is to get in touch with your insurance carrier and ask about their list of discounts.