Chevrolet Car Insurance Costs & Cheapest Companies in 2025

Chevrolet drivers pay an average of $187 per month for full-coverage car insurance. Travelers offers the cheapest Chevy insurance, with rates averaging $82 per month.

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Mandy Sleight
Written byMandy Sleight
Mandy Sleight
Mandy SleightInsurance Writer

Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.

Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.

Matthew Gross
Edited byMatthew Gross
Matthew Gross headshot
Matthew GrossEditor

Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.

Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.

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Chevrolet is one of the most popular vehicle manufacturers in the U.S., and for good reason. Chevy earns high marks for initial quality, dependability, and safety.[1] [2] Chevy vehicles are also typically affordable to buy and insure.

Chevy drivers pay an average of $145 per month for car insurance, according to our data. That’s slightly below the national average of $150 for all vehicles. But premiums can vary widely depending on factors like your car’s trim level and where you live.

Here’s a closer look at what affects your Chevrolet insurance costs and how to save money.

Key Takeaways
  • Chevrolet drivers pay an average of $103 per month for liability-only coverage and $187 per month for full coverage.

  • The cheapest Chevrolet model to insure is the Trailblazer, averaging $91 per month for liability coverage.

  • Travelers, Mile Auto, and Nationwide are the cheapest insurers for Chevrolet auto insurance.

What You Can Expect to Pay to Insure Your Chevy

The table below shows the average Chevy insurance rates for different coverage types and how each compares to the national average for all vehicles, according to Compare.com data.

Vehicle Type
sort ascsort desc
Average Monthly Premium: Liability Coverage
sort ascsort desc
Average Monthly Premium: Full Coverage
sort ascsort desc
Overall Average for All Policies
sort ascsort desc
Chevrolet$103$187$145
All makes$108$193$150
Disclaimer: Table data sourced from real-time quotes from Compare.com's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Chevrolet car insurance costs around $5 less per month than the national average for all makes. Chevy drivers pay an average of $103 per month for liability coverage, while all vehicles average $108 per month. Full coverage for a Chevy costs an average of $187 per month, while all makes average $193.

Average Chevrolet Insurance Costs by Model

The specific Chevrolet model you drive can affect how much you pay for car insurance. Insurers consider factors like the vehicle’s price, safety ratings, repair costs, and theft risk when setting insurance premiums.

For instance, high-performance models, like the Camaro and Corvette, typically cost more to insure than family-friendly SUVs, like the Traverse and Tahoe.

Your coverage type also plays a major role. Basic liability meets your state’s minimum coverage requirements but doesn’t protect your Chevy. Full coverage is more expensive but includes comprehensive and collision coverage to repair your Chevy, regardless of fault. Optional add-ons, like gap insurance, can provide even more coverage.

Check out the table below for a breakdown of insurance costs for different Chevrolet models.

Model
sort ascsort desc
Average Liability Premium
sort ascsort desc
Average Full-Coverage Premium
sort ascsort desc
Blazer$99$181
Bolt$109$198
Camaro$134$243
Colorado$95$172
Corvette$119$216
Equinox$93$169
Impala$103$188
Malibu$118$214
Silverado$101$184
Sonic$99$180
Spark$98$178
Suburban$94$171
Tahoe$97$176
Trailblazer$91$165
Traverse$95$173
Trax$102$186
Volt$100$181
All Chevrolet models$103$187
Disclaimer: Table data sourced from real-time quotes from Compare.com's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

The Trailblazer is Chevrolet’s cheapest model to insure, averaging $165 per month for full coverage. The Camaro is the most expensive, with an average full-coverage price of $243 per month.

Now, let’s take a look at which insurers offer the cheapest Chevrolet auto insurance rates.

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The Cheapest Chevrolet Insurance Companies

While the average Chevy insurance rate is $145 per month, you don’t necessarily have to pay that much for coverage. You have plenty of ways to cut costs, including shopping around.

Here are the companies offering the cheapest coverage for Chevrolet vehicles, according to Compare.com data.

Company
sort ascsort desc
Average Monthly Premium
sort ascsort desc
Travelers$80
Mile Auto$82
Nationwide$97
Safeco$100
Hugo$100
Disclaimer: Table data sourced from real-time quotes from Compare.com's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Travelers has the cheapest average rates for Chevy insurance, at $80 per month.

But keep in mind that while these companies offer some of the lowest average premiums, they may not be the cheapest option for everyone. Factors like your age, credit history, driving habits, and ZIP code determine which insurer has the best deal for you.

That’s why it’s vital to compare quotes from multiple companies before buying an insurance policy.

The following section highlights some of the best companies for different types of Chevy drivers.

The Best Insurance Companies for Chevy Drivers

No single company fits the needs of every Chevrolet driver, but some stand out from the rest. We picked some of the best Chevy insurers based on a combination of average rates, available discounts, customer ratings, and coverage options.

This list highlights the best companies if you work from home, have a less-than-perfect driving record, or are a young driver.

User Reviews
3.9
Our Rating
Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components.
4.7 /5
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$56/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$109/mo
3.9
A solid optionBased on 548 verified guest reviews and ratings
How drivers feel about State Farm

Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.

AI-generated from the text of verified reviews collected by Compare.com
Best For
How drivers feel about State Farm

Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.

AI-generated from the text of verified reviews collected by Compare.com
Best For
Reviews (288)
Carol
Verified Review
Expensive
Reviewed in Georgia on July 2025
Check around and compare pricing.
Alvin
Verified Review
Quality of Coverage vs Cost
Reviewed in Florida on July 2025
The issue is the cost for coverage.
Steve
Verified Review
Hail Damage Claim Denied
Reviewed in Florida on July 2025
The experience with home claims was horrible. Many claims were approved for hail damage, but mine was disapproved. They said the damage was caused by a hail storm when I was with another agency. If so, I never knew about it. This is the first home claim I have made. I bought this house new in 2015, and no claim for home insurance has ever been filed before.
See all State Farm reviews
J.D. Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
657
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84
AM Best
AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

It can be hard to get cheap rates if you have a poor driving record. Still, State Farm has some of the lowest premiums for drivers with a spotty driving history, according to our research. It also ranks in the top five for customer and claims satisfaction in the most recent J.D. Power studies.

State Farm offers liability and full-coverage policies nationwide and has a decent selection of optional coverages and discounts. But if you finance or lease your Chevy and want gap insurance, you’ll have to look elsewhere.

Pros
  • Highly rated for customer and claims satisfaction[3] [4]

  • Affordable rates for high-risk drivers

  • Large local agent network

Cons
  • Limited coverage options

  • Discount availability varies by state

  • Strict eligibility requirements for accident forgiveness

User ReviewsNR
Our Rating
Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components.
NR
How drivers feel about Erie Insurance

Drivers value the excellent coverage and quick claim responses but dislike the significant rate increases and lack of responsiveness to emails.

AI-generated from the text of verified reviews collected by Compare.com
How drivers feel about Erie Insurance

Drivers value the excellent coverage and quick claim responses but dislike the significant rate increases and lack of responsiveness to emails.

AI-generated from the text of verified reviews collected by Compare.com
J.D. Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NR
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
NR
AM Best
AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Why we picked this company

Though Erie isn’t available everywhere, it earned the top spot for customer shopping satisfaction and ranks No. 3 for claims satisfaction by J.D. Power. Its auto policies include pet injury coverage and no surcharge after an accident if you’ve been claims-free for three years. Erie will also waive your comprehensive deductible for glass repairs.

You can also protect your rates from future increases with Erie’s Rate Lock feature. Your rates won’t change as long as you don’t make any changes to your policy.

Pros
  • Excellent customer and claims satisfaction ratings

  • Offers pet injury coverage

  • Offers ways to prevent rate increases

Cons
  • Available in only 12 states and Washington, D.C.

  • Online and mobile claim management not available

  • Few local agents

J.D. Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
665
Our Rating
Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components.
4.5 /5
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$31/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$53/mo
J.D. Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
665
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.44
AM Best
AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+
Why we picked this company

Teens and young drivers usually pay the most expensive car insurance rates. But COUNTRY Financial has some of the cheapest rates for young drivers, according to our research. The company also offers multiple discounts for teens, like good student and college graduate discounts.

Safe drivers can save even more with the COUNTRY Financial DriverIQ mobile app. You can get a 10% enrollment discount and then save up to 25%, depending on your driving habits.

Pros
  • Affordable rates for most age groups

  • Fewer-than-average customer complaints[5]

  • Many discounts available

Cons
  • Limited coverage options

  • Available in only 19 states

  • Can’t buy coverage online

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Chevrolet Insurance Rates by State

Where you live can significantly affect your car insurance costs. Insurance companies look at local data like accident rates, traffic density, weather, and repair costs to determine premiums in your area.[6]

The map below breaks down average rates for Chevrolet auto insurance by state, according to Compare.com data.

Chevy Rates by State

state_id
sort ascsort desc
Average Monthly Premium
sort ascsort desc
Alabama$95
Arizona$127
Arkansas$183
California$184
Colorado$149
Connecticut$290
Delaware$177
Florida$186
Georgia$189
Idaho$96
Illinois$119
Indiana$103
Iowa$87
Kansas$117
Kentucky$186
Louisiana$172
Maine$113
Maryland$263
Massachusetts$144
Michigan$224
Minnesota$144
Mississippi$144
Missouri$140
Montana$116
Nebraska$134
Nevada$227
New Hampshire$88
New Jersey$151
New Mexico$110
New York$367
North Carolina$71
North Dakota$110
Ohio$97
Oklahoma$124
Oregon$123
Pennsylvania$125
Rhode Island$109
South Carolina$209
South Dakota$92
Tennessee$108
Texas$169
Utah$139
Vermont$104
Virginia$138
Washington$107
District of Columbia$217
West Virginia$110
Wisconsin$97
Wyoming$92

How to Choose the Right Coverage for Your Chevy

Black pickup truck driving on a highway with blurred motion, surrounded by trees with autumn foliage and a cloudy sky.

Finding the cheapest insurance rate is great, but ensuring the coverage fits your needs is just as important. Chevrolet has a wide range of vehicles — from budget-friendly sedans to powerful trucks and high-performance sports cars. Your insurance policy should match how you use your Chevy and what it’s worth.

Here are a few tips to help you choose the right coverage:

  • Know the difference between coverage types. Basic liability offers state-minimum coverage, and it’s all you need to drive legally. But full coverage protects your Chevy no matter who’s at fault in an accident, and it can provide valuable coverage like personal injury protection and uninsured motorist coverage.

  • Consider your car’s value. If you finance a newer Chevrolet, your lender typically requires you to have full coverage. But you may not need as much insurance if you have an older model that you can afford to fix or replace yourself.

  • Think about your daily driving habits. The more time you spend on the road, the higher your chances of an accident. You might want to consider additional coverage like roadside assistance if you put a lot of miles on your Chevy.

  • Factor in your budget and risk tolerance. Opting for a higher deductible can lower your premium but will increase out-of-pocket costs if you file a claim.

How to Get Cheaper Car Insurance for Your Chevy

Close-up of a Chevrolet logo on a black vehicle grille, featuring a silver bowtie emblem against a textured background.

You have many ways to get cheaper car insurance for your Chevy. Here are five tips to get more savings:

  • Buy full coverage only if you need it. If you own your Chevy outright and can afford to repair or replace it, you may need only liability coverage.

  • Check rates before buying a new car. Whether you’re buying a new or used Chevrolet, check insurance rates to make sure you can afford the monthly payments.

  • Ask about discounts. Applying discounts is easy, and there are plenty to choose from. A multi-policy discount usually offers the biggest savings. Plus, bundling your home and auto can simplify policy management and the claims process.

  • Improve your credit. Check if your state allows insurers to consider your credit history to determine rates. You could reduce your premium by making payments on time and lowering your credit usage.

  • Shop for rates regularly. Insurance premiums can change even if you don’t file a claim. Compare quotes from multiple companies before your policy renews to ensure you get the best deal. Switch companies if you find something better.

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Chevy Auto Insurance FAQs

We answered common questions from drivers about Chevy car insurance. Check them out below.

  • How much does it cost to insure a Chevrolet?

    Chevrolet car insurance costs an average of $145 per month, according to Compare.com data. Liability-only coverage costs an average of $103 per month, and full coverage costs $187 per month.

  • Are Chevrolet cars expensive to insure?

    It depends. Many factors determine your Chevrolet auto insurance rate, like your age, driving record, coverage choices, and location. Chevy cars cost an average of $145 per month to insure, compared to the national average for all brands of $150, according to Compare.com research.

  • Which Chevrolet model is the cheapest to insure?

    The Trailblazer is the cheapest Chevrolet model to insure, costing about $91 per month for liability coverage and $165 per month for full coverage, according to Compare.com data.

  • Is $200 per month expensive for car insurance?

    Yes. If your car insurance is $200 per month, that’s more expensive than the national average of $150, according to Compare.com data. That said, your age, driving history, vehicle type, and coverage needs determine how much you pay for car insurance.

Methodology

Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.

All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.

Sources

  1. J.D. Power. "2024 U.S. Initial Quality Study (IQS)."
  2. J.D. Power. "2025 U.S. Vehicle Dependability Study (VDS)."
  3. J.D. Power. "2024 U.S. Auto Claims Satisfaction Study."
  4. J.D. Power. "2025 U.S. Insurance Shopping Study."
  5. National Association of Insurance Commissioners. "Consumer Insurance Refined Search Results."
  6. National Association of Insurance Commissioners. "2021/2022 Auto Insurance Database Report."
About Compare.com

Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.

  • All of Compare.com's content is written and reviewed for accuracy by a team of experienced writers and editors who are experts on the topics they cover.
  • None of Compare.com's content is ever influenced by the companies and brands we partner with.
  • Compare.com's editorial team operates independently of any of the company's partnership or business development interests. We publish unbiased information strictly for the benefit of our readers.
  • All of the content you see on Compare.com is based on comprehensive analysis and all data is gathered and vetted from trustworthy sources.

Learn more about us, our team, and what makes us tick.

Mandy Sleight
Mandy SleightInsurance Writer

Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.

Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.

Matthew Gross
Edited byMatthew GrossEditor
Matthew Gross headshot
Matthew GrossEditor

Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.

Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.

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