Chevrolet Trailblazer Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• It costs less to insure a Chevrolet Trailblazer than the average SUV.

• Liability car insurance for a Trailblazer comes in at around $78 per month, while full coverage usually runs about $138.

• The most affordable insurance carrier for a Trailblazer is Aspire, who offers rates as cheap as $43 a month.

Trailblazer Overview

The Chevrolet Trailblazer is a great budget-friendly option for any driver, with a base price of just $21,600 for 2022 models. You'll have your choice of four different trim levels, so you'll be sure to find an option to fit your style.

We ran through thousands of car insurance quotes on Compare.com, and we've found that Chevrolet Trailblazer auto insurance premiums run around $166 monthly, on average. How do insurance prices for the Trailblazer stack up against other similar SUVs?

How Much is Car Insurance for a Chevrolet Trailblazer?

Based on the table above, compared to other vehicles, Chevrolet Trailblazer insurance premiums are less expensive than average. On average, Trailblazer drivers will pay about $138 per month for full coverage, which has comprehensive and collision coverages in addition to liability, and about $78 a month for liability only insurance (find out more about the difference with our guide "State Minimum vs. Full Coverage").

Comparing it to other models, the Trailblazer is less expensive, with rates more than 10% lower than Chevrolet's other vehicle offerings. Likewise, coverage for the Trailblazer is cheaper than average when compared to other vehicles of a similar body style, with both full coverage and liability only insurance averaging less expensive prices than other SUVs.

When compared to all vehicles, regardless of body style, make, or model, the Trailblazer follows a similar pattern of having below average car insurance premiums.

Who has the Cheapest Car Insurance for a Chevrolet Trailblazer?

Are you looking for a car insurance policy for your Chevrolet Trailblazer? You may be most interested in which company offers the most affordable premiums. Even though costs will generally be pretty different from between drivers, the lowest average rates for liability only insurance are sometimes as low as $27 monthly from Mercury. The runner up for cheapest rates is Aspire, with auto insurance policies starting sometimes as cheap as $43 a month.

Finishing off the rest of the top 5 are Hugo, Sun Coast, and PlymouthRockNJ. But just because these five companies offer the lowest average rates doesn't necessarily mean they'll be the cheapest for you.

Insurance carriers take a range of variables into consideration when offering you rates. There's only one way to make sure you find the lowest possible rates, and that's by checking quotes from a bunch of insurance companies.

What Factors Affect Car Insurance Rates for a Chevrolet Trailblazer?

There are quite a few variables that car insurance carriers take a look at to decide how much they charge you -- and every carrier uses a different algorithm, so there's not just one company that's the cheapest for each driver.

Keep reading to learn which things auto insurance companies look at and how they affect your final rate:

Vehicle Age

Chevrolet has been making the Trailblazer for quite some time, so the car's age may make a difference in how much you'll pay for insurance. Usually, newer cars are going to cost more to insure because they're worth more, however, as time goes on and Trailblazers begin to depreciate, insurance costs will gradually get lower.

According to the table above, the Chevrolet Trailblazer follows this trend, as the most expensive models to insure are those that are 1 year old or less, while on average, the cheapest models are Trailblazers that are 6 to 7 years old.

Your Age

Your age is another variable that makes a big difference in how much car insurance carriers will charge. Based on the information above, drivers with more experience on the road pay less than teenage drivers. Chevrolet Trailblazer drivers under 18 actually pay $76 more than those 25 or older.

Auto insurance prices continue to decrease as you get older, with the cheapest age group being 55-64 for Trailblazer drivers.

Your Gender

Because women are less likely to get into collisions and get tickets, they have a lower chance of filing a claim with insurance. The Chevrolet Trailblazer sticks to the norm, where women pay around 7% less than men per month for auto insurance.

Where You Live

You might already know that factors like how old you are and what vehicle you drive play a role in your insurance rates, but did you know that where you live can be equally important? Because auto insurance is regulated on the state level rather than nationally, prices change quite a bit from state to state.

For example, the average Chevrolet Trailblazer owner from New York pays about $154 a month for liability coverage, while on average, the same Californian driver will pay less than 50% of that price. The chart above shows average premiums for the 10 largest states by population, just to give you a good idea of how much rates can change across states.

Chevrolet Trailblazer Car Insurance Discounts

Whatever which vehicle you drive, what state you live in, or how old you are, it's always the smart move to take advantage of as many car insurance discounts as possible when shopping around for a policy.

Not every auto insurance carrier will offer the same discounts, but there are a few that are relatively universal. These include discounts like:

• Pay-in-full discounts for drivers who choose to pay their entire policy price up front, rather than in monthly installments
• Multi-policy discounts for getting both your home and auto policies from the same company
• Multi-vehicle discounts for insuring more than one of your cars with the same carrier
• Defensive driving discounts for drivers who take a defensive driving class through an accredited school or institution

These are just a few of the discounts car insurance companies offer, and sometimes, the best way to get great rates is to work on your overall insurance profile.

Of course, you can't control every single aspect of your insurance profile (like some of the pieces we mentioned above), but you do have a say over some of it. Below are just a few of the things you can use in your favor when it comes to saving some cash:

Your Driving Record

You've probably seen ads from car insurance carriers posting hefty savings for responsible drivers. It checks out that your insurance prices will get higher if you get tickets for speeding or get into a collision. But exactly how much is it going to cost you for these infractions?

According to the table above, accidents will usually cost Trailblazer drivers more than tickets, but both will result in a raise in rates. Chevrolet Trailblazer drivers with one ticket will pay about $86 per month, while drivers with a single accident on their record pay an average of $100 every month (up $22 from the $78/mo. overall average). The rates only increase the more tickets you get or accidents you have.

How Much You Drive

The total distance you drive each year affects your auto insurance premiums. Those who drive less have fewer opportunities to get into an accident, so they'll normally end up paying less for insurance. Above, you can see that Chevrolet Trailblazer owners who drive fewer than 2,500 miles per year pay an average of $74 monthly for auto insurance, while those who put 10,000 miles or more on their cars pay $78.

If you don't use your Chevrolet Trailblazer that often, you might consider getting a usage-based or pay-per-mile car insurance policy. With these kinds of policies, you pay a small monthly amount, and your final monthly bill is calculated based on the number of miles you drove.

How Do Chevrolet Trailblazers Compare to Other Vehicles?

If you're considering buying a new vehicle and a Chevrolet Trailblazer is on your shortlist, you might want to know how it compares to other vehicles. Car insurance is just one cost that's associated with a new car purchase, but it's guaranteed to be one that's worth taking into consideration.

Visit the table below to see how the Chevrolet Trailblazer compares:

With an MSRP that's a third less than the going rate for a new vehicle, the Chevrolet Trailblazer is a great value for any budget. The Trailblazer has a base price of $21,600, which is much cheaper than the national average vehicle price of $42,283.

Likewise, insurance rates run slightly below average when compared to other vehicles on the market. Full coverage insurance for a Chevrolet Trailblazer is around $24 a month cheaper than average, while liability only coverage is $2 cheaper per month.

When it comes to usage, Chevrolet Trailblazer drivers are near the national average in annual miles driven, with 11,660 miles each year for all vehicles compared to the Trailblazer's 11,018 a year.

Chevrolet Trailblazer Car Insurance Costs by Model Year

You've seen how different factors can have an impact on how much the average driver pays for car insurance. If you're considering purchasing a new Trailblazer, knowing how much your vehicle will likely cost can be extremely helpful as you weigh your options.

So we've crunched the numbers and broken down Chevrolet Trailblazer auto insurance prices by model year. Simply choose a specific Trailblazer model year in the dropdown below and see average rates for both liability only and full coverage, as well as some other helpful info, such as available trims, the cheapest insurance company, and base price for each year the Trailblazer has been around.

2022 Chevrolet Trailblazer Car Insurance

The average cost to insure a 2022 Trailblazer with liability only coverage is $79 monthly, while full coverage runs about $145 a month.

DirectGeneral has rates as cheap as just $49 monthly for the 2022 Chevrolet Trailblazer.

If you want to know exactly how much you can expect to pay for your Trailblazer, get free quotes in minutes by just entering your ZIP code below.

2021 Chevrolet Trailblazer Car Insurance

You can expect full coverage for a 2021 Chevrolet Trailblazer to run around $187 a month, while liability only coverage will average about $101 per month.

If you're looking for the lowest possible 2021 Chevrolet Trailblazer insurance policy, Mercury offered the most affordable policy we found, with rates as low as $27 monthly.

Want to know exactly what your insurance premium will be? Get lots of free customized quotes by just entering your ZIP code below.

Chevrolet Trailblazer Insurance FAQs

Is a Chevrolet Trailblazer expensive to insure?

Liability insurance runs an average of $78 per month, while full coverage will cost you around $138. The Chevrolet Trailblazer is less expensive to insure compared to the average vehicle.

How can I get the best price on car insurance for my Chevrolet Trailblazer?

There's only one way to be confident you're getting the cheapest rates -- checking prices regularly and comparing quotes from a range of companies. Over time, your driver profile changes, which could change your rates, so it's recommended that you get quotes every 6 months or so. Luckily, sites like Compare.com let you compare premiums from a whole range of carriers at once, meaning you can find the most affordable rates (or guarantee you already have the best deal) in just a few minutes.

Does the color of my Chevrolet Trailblazer affect my insurance rates?

You might have heard that it is more expensive to insure red cars that silver or white vehicles, but that's actually not true. There are a wide array of variables auto insurance companies examine when they decide how much your policy will be, but the color of your vehicle is not used to make that determination.

Do I need to have insurance before I buy a Chevrolet Trailblazer?

Before you can legally drive your new (or new to you) car off the dealership lot, you'll need to have a valid car insurance policy. As part of the buying process, some dealerships may offer you an insurance policy, but your best bet is letting your insurance carrier know beforehand.

What car insurance discounts can I get for my Chevrolet Trailblazer?

There are all sorts of discounts out there for auto insurance. Many of them (like "multi-vehicle discounts" and "pay-in-full discounts") are based less on your Trailblazer and more on you, but if your Trailblazer has safety features like airbags, anti-theft systems, anti-lock brakes, and other features, it may be eligible for certain discounts. The only way to know is to reach out to your insurance company and ask about their list of discounts.