+120 more)
Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.
Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.
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Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
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The Chevrolet Colorado is a favorite among midsize pickup fans for its smooth ride, roomy interior, and off-road capability. Plus, it has a reputation for being affordable and reliable, which helps keep insurance costs down.[1] Colorado drivers pay around $136 per month for auto insurance — $14 less than the national average, according to our research.
Of course, what you’ll pay for a policy depends on factors like your age, driving record, model year, and insurer. Let’s take a look at average rates and how to score the best deal on your Chevy Colorado car insurance.
Liability-only insurance for the Chevrolet Colorado costs an average of $96 per month, and full coverage averages $176.
High safety and dependability ratings and affordable pricing help keep Chevy Colorado rates below the national average.
Travelers, Clearcover, and Root offer some of the cheapest average premiums for Chevy Colorado auto insurance.
The cost to insure a Chevrolet Colorado depends mainly on the type of coverage you choose. A liability-only insurance policy covers damage you cause to others, making it the cheapest option. But it doesn’t cover your own expenses. Full coverage includes liability, comprehensive, and collision coverage protection for your Colorado, which makes it more expensive.
You can also tailor a full-coverage policy to your specific needs with options like rental reimbursement, gap insurance, and uninsured motorist coverage.
The table below shows the average liability and full-coverage premiums for the Colorado and the national averages for all vehicles, according to Compare.com data.
Vehicle  | Average Monthly Premium: Liability | Average Monthly Premium: Full Coverage | Average Monthly Premium: All Policies |
|---|---|---|---|
| Chevrolet Colorado | $96 | $176 | $136 |
| All vehicles | $108 | $193 | $150 |
Colorado rates are typically cheaper than average. Liability rates for the Colorado cost $12 less than the national average for all vehicles. Average full-coverage rates are $17 less.
No matter what the average rates are, you always have ways to save on your car insurance. Shopping around and comparing quotes is a great place to start.
The companies featured in the table below have the most competitive rates for the Chevy Colorado, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| Travelers | $71 |
| Certainly | $82 |
| Root | $82 |
| Just Insure | $83 |
| Clearcover | $90 |
Travelers offers the cheapest average insurance rates for the Colorado, at just $92 per month.
Keep in mind that the cheapest company overall might not be the cheapest for you. Rates can vary widely based on your unique profile, so it’s worth comparing insurance quotes from multiple insurers.
Below, we break down how rates differ by factors like age, ZIP code, and driving record.
No one company is the best for all drivers. The best insurer for you depends on variables like your budget, coverage needs, and location. We analyzed companies and found the best options based on their rates, coverage options, discounts, and customer ratings and reviews.
Here are our top picks for Chevrolet Colorado auto insurance.
| User Reviews | NR |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | NR |
Drivers value the excellent coverage and quick claim responses but dislike the significant rate increases and lack of responsiveness to emails.
Drivers value the excellent coverage and quick claim responses but dislike the significant rate increases and lack of responsiveness to emails.
Despite being a regional insurer, Erie tops several J.D. Power categories.[2] [3] [4] [5] The insurer ranks above average for customer and claims satisfaction, though it fell below average for digital shopping experience.
If you’re in one of the 12 states where Erie offers car insurance coverage, consider getting a quote if you want customizable coverage. The company offers options like pet injury protection, free windshield repairs, and rate lock protection.
Affordable Colorado rates
Plenty of optional coverages available
Highly rated for customer and claims satisfaction
Available in only 12 states
Below-average digital shopping experience rating
Fewer discounts than some competitors
| AM Best AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor). | A++ |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | NR |
Drivers value the reliable coverage but find the policy costs high and the rate increases too frequent. Communication and claim settlement speed also need improvement.
Drivers value the reliable coverage but find the policy costs high and the rate increases too frequent. Communication and claim settlement speed also need improvement.
Travelers offers some of the cheapest rates for Chevy Colorado drivers, from basic liability to customizable full-coverage policies. You can tailor your policy to your needs with add-ons like gap insurance, rental reimbursement, new car replacement, and accident forgiveness.
Young drivers usually pay the most for car insurance, so it may be worth getting a quote from Travelers to find out if it offers cheaper coverage.
Cheap Colorado rates
Rideshare coverage available
Plenty of discounts available
Discount availability varies by state
Below-average customer and claims satisfaction
Local agent availability varies by region
| User Reviews | 4.0 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.6 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $96/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $135/mo |
Drivers appreciate the easy communication and good customer service, but many are unhappy with the regular and significant price increases.
Drivers appreciate the easy communication and good customer service, but many are unhappy with the regular and significant price increases.
If you’re looking for discounts, GEICO may be the best fit. It offers an extensive list of car insurance discounts, including for vehicle equipment, anti-lock brakes, and restraint device discounts, all of which are standard on the Chevy Colorado. You can even get discounts for managing your policy online.
GEICO doesn’t have many local agents, but it’s worth a look if you’re looking to save on your car insurance premiums.
Available nationwide
Affordable rates for high-risk drivers
Highly rated mobile app
Gap insurance not available
Below-average claims satisfaction ratings
Few local agents
Compare rates from 100+ top insurers and find the best coverage.
Things like your truck’s model and age can affect your insurance rates. The more your truck is worth, the more it’ll cost to insure. As a result, newer models generally cost more to insure than older ones.
Let’s take a look at the average monthly premium for different Colorado model years, according to Compare.com data.
Colorado Model Year | Average Monthly Premium |
|---|---|
| 2025 | $149 |
| 2024 | $176 |
| 2023 | $147 |
| 2022 | $149 |
| 2021 | $146 |
| 2020 | $145 |
| 2019 | $142 |
| 2018 | $136 |
| 2017 | $132 |
| 2016 | $136 |
| 2015 | $126 |
| 2012 | $118 |
Your location is another factor insurers use to determine your Colorado rates.
Insurers also consider where you live when calculating your premium. Local variables such as weather, crime rates, insurance laws, and repair costs all factor into what you pay.[6]
Check out the map below for your state’s monthly average Chevrolet Colorado insurance rates, according to Compare.com data.
state_id | Average Monthly Premium |
|---|---|
| Alabama | $78 |
| Arizona | $105 |
| Arkansas | $150 |
| California | $151 |
| Colorado | $123 |
| Connecticut | $239 |
| Delaware | $145 |
| Florida | $153 |
| Georgia | $156 |
| Idaho | $79 |
| Illinois | $98 |
| Indiana | $84 |
| Iowa | $71 |
| Kansas | $96 |
| Kentucky | $153 |
| Louisiana | $142 |
| Maine | $93 |
| Maryland | $216 |
| Massachusetts | $118 |
| Michigan | $184 |
| Minnesota | $118 |
| Mississippi | $118 |
| Missouri | $115 |
| Montana | $95 |
| Nebraska | $110 |
| Nevada | $187 |
| New Hampshire | $72 |
| New Jersey | $124 |
| New Mexico | $91 |
| New York | $302 |
| North Carolina | $59 |
| North Dakota | $91 |
| Ohio | $80 |
| Oklahoma | $102 |
| Oregon | $101 |
| Pennsylvania | $102 |
| Rhode Island | $90 |
| South Carolina | $172 |
| South Dakota | $76 |
| Tennessee | $88 |
| Texas | $139 |
| Utah | $114 |
| Vermont | $85 |
| Virginia | $113 |
| Washington | $88 |
| District of Columbia | $178 |
| West Virginia | $91 |
| Wisconsin | $80 |
| Wyoming | $76 |
Your age is one of the most important rating factors insurers use when setting your rates. Young drivers tend to be the riskiest behind the wheel, contributing to more accidents than any other age group.[7] Teenagers typically pay the most for auto insurance.
The table below breaks down how Chevrolet Colorado rates differ by age group, according to Compare.com data.
Age Group | Average Monthly Premium |
|---|---|
| Teens | $256 |
| Adults | $124 |
| Seniors | $105 |
Teens pay an average of $256 per month for Colorado insurance, more than twice as much as adults. Seniors enjoy the lowest rates overall, with an average monthly premium of just $105.
Your driving record also plays a big role in determining how much you pay for car insurance. Insurers consider drivers with tickets, accidents, or a driving under the influence (DUI) conviction as a greater risk of filing claims, which leads to higher premiums.
The table below shows average monthly insurance rates for Chevrolet Colorado drivers based on their driving records, and according to Compare.com data.
Driving Record | Average Monthly Premium |
|---|---|
| Clean record | $136 |
| Speeding ticket | $189 |
| At-fault accident | $197 |
| DUI | $224 |
Drivers with a clean record pay the least for car insurance, averaging $136 per month. You can expect to pay significantly more with a DUI, at an average of $224 per month. Even a single accident or speeding ticket can raise your monthly rate by $50 or more.
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Multiple factors — including your car’s make and model, safety features, and available options — can affect your car insurance rates. Vehicles with strong safety ratings and accident-prevention features often qualify for lower premiums.
All trim levels of the Chevy Colorado come standard with Chevy Safety Assist, a suite of safety and driver assistance features. It includes six advanced safety features:
Automatic emergency braking
Following distance indicator
Forward collision alert
Front pedestrian braking
IntelliBeam auto high beams
Lane keep assist with lane-departure warning
Keep in mind that options like factory-installed lift kits and larger wheels can drive up the price of parts and repairs, increasing the cost of your Colorado and your insurance.
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Here are a few ways to get cheaper auto insurance for your Chevrolet Colorado:
Take advantage of discounts. Adding discounts to your policy is the easiest way to save money. For example, a bundling discount can save you up to 25% when you insure your home and car with the same company.
Increase your deductibles. If you can afford the higher out-of-pocket cost for claims, raising your deductible can lower your premiums.
Consider your mileage. If you don’t drive often, pay-per-mile insurance could be cheaper than a standard auto policy.
Weigh the benefits of optional coverages. Decide if you need any additional coverage. For example, you may not need personal injury protection if you have great health insurance. You also might not need roadside assistance if you’re a member of AAA.
Regularly compare insurance quotes. Frequently comparing rates from multiple insurers can help you get the best coverage and rate.
Compare quotes and save money in seconds.
We answered common questions drivers ask about Chevrolet Colorado car insurance to help you get the best deal on coverage for your truck.
Not usually. Chevrolet Colorados cost an average of $136 per month to insure, $14 less than the national average for all vehicles of $150 per month, according to Compare.com data. But your rates can vary depending on your location, age, and driving record.
Travelers offers the cheapest car insurance for the Chevrolet Colorado, with rates averaging $71 per month, according to Compare.com data. That said, how much you pay for car insurance depends on factors like your age and driving history.
Car insurance for the 2025 Chevrolet Colorado costs an average of $146 per month, according to Compare.com data. Newer cars are usually worth more than older models, which can lead to more expensive car insurance.
The Chevrolet Equinox is the cheapest Chevrolet model to insure, according to Compare.com data. Premiums for the Equinox average $93 per month for liability coverage and $171 per month for full coverage.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
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Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.
Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.
Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
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