Chevrolet Impala Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• The Chevrolet Impala costs about the same as most other cars to insure.

• Liability only insurance rates for an Impala come in at around $89 monthly, while full coverage usually runs about $174 per month.

• The lowest auto insurance company for an Impala is NationalGeneral, who offers liability only coverage for sometimes as low as $46 a month, on average.

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Impala Overview

The Chevrolet Impala is a great car for drivers on a budget, with a base price of just $31,620 for 2020 models. There are two different trim levels currently offered, so there's an option for every driver.

We crunched the numbers on thousands of car insurance quotes on Compare.com, and we've found that average Chevrolet Impala auto insurance premiums run around $190 per month. How do car insurance prices for the Impala compare to rates of other similar cars?

How Much is Car Insurance for a Chevrolet Impala?

You'll see in the table above that compared to other vehicles, Chevrolet Impala insurance premiums are right about average. On average, Impala owners will pay around $89 monthly for liability insurance, and about $174 a month for full coverage, which has comprehensive and collision coverages in addition to liability (find out more about these different types of insurance with our guide "State Minimum vs. Full Coverage").

Comparing it to other Chevrolet models, the Impala is slightly more expensive, with prices around 5% higher than the rest of the manufacturer's vehicle lineup. Compared to offerings from other brands, insurance for an Impala runs close to average, with full coverage insurance rates 2% cheaper than other cars and liability insurance prices coming in at 7% higher.

The same can be said, that the Impala's auto insurance premiums run about average, when comparing the Chevrolet Impala to vehicles of any body type, no matter what make, model, or body style they are.

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Who has the Cheapest Car Insurance for a Chevrolet Impala?

If you're searching for a car insurance policy for a Chevrolet Impala, you might be wondering which carrier offers the cheapest premiums. Although there will never be one company that offers the most affordable rates for everyone, the lowest average rates for liability only insurance are sometimes just $38 a month from MetroMile. The runner up for cheapest rates is Ohio Mutual, with insurance policies starting sometimes as little as $41 per month.

Rounding out the list are NationalGeneral, Sun Coast, and Commonwealth Casualty. That being said, just because these five carriers offer the cheapest average rates doesn't necessarily mean they'll give you the best rates for your Chevrolet Impala.

Auto insurance companies take a lot of different things into consideration when offering you rates. By analyzing quotes from a multitude of car insurance carriers at once, you can be confident you're finding the lowest rate.

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What Factors Affect Car Insurance Rates for a Chevrolet Impala?

As we mentioned above, there are many factors that auto insurance companies take a look at to determine how much they charge -- and each carrier weighs certain pieces more than others, so there's not one company that's the cheapest for every Impala driver.

The sections below show a lot of variables insurance carriers use to calculate rates:

Vehicle Age

The Chevrolet Impala has been around for a while, so vehicle age may play a big role in what you end up paying for car insurance. Generally, it costs less to insure older cars because they're worth less than newer models, and as cars get older, insurance costs will gradually decrease.

Based on the above table, the Chevrolet Impala is in line with this trend, as the cheapest models to insure are those that are 2 to 3 and 15 or more years old, while on average, the most expensive models are Impalas that are 1 year old or less.

Your Age

Your age is another factor that plays a significant role in how much you pay for auto insurance. In the table above, you'll see that younger drivers pay more for car insurance than those who have more experience. In this case, drivers under 18 pay more than twice as much as those 25 or older.

Car insurance prices continue to get lower as you get older, with the cheapest age group being 55-64 for Impala drivers.

Your Gender

Did you know women normally pay less for insurance than men? This is because men are more likely to get speeding tickets and get into collisions, which raises the chances of an insurance claim. When it comes to Impala drivers specifically, men pay around 12% more than women monthly for auto insurance.

Where You Live

It may be obvious that things like what vehicle you drive and how old you are play a role in your car insurance prices, but you may not realize that where you live can matter just as much. Because insurance is regulated on the state level and not nationally, rates change quite a bit from state to state.

For example, the average Chevrolet Impala owner in New York pays about $203 a month for liability coverage, while the same Californian driver will pay less than half of that price, on average. The chart above shows average premiums for the 10 largest states by population, just to give you a good idea of how much prices can change across states.

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Chevrolet Impala Car Insurance Discounts

No matter your age, your car, or your home state, using as many discounts as possible when it comes to your auto insurance policy is always important.

Not every insurance carrier will offer the same discounts, but there are a few that are relatively common. These include things like:

• Multi-car discounts for having several vehicles on your auto policy
• Pay-in-full discounts for drivers who agree to pay their entire policy price up front, rather than in monthly installments
• Defensive driving discounts for taking a defensive driving class from a certified school or institution
• Vehicle safety discounts for having a vehicle with higher than average safety ratings or one with certain safety features (like anti-lock brakes or air bags)

There are all sorts of other discounts out there for saving money on your car insurance. And often, the best way to save isn't through a "discount" at all, but rather by having a favorable insurance history and driving record.

Even though you may not be able to control every variable insurance companies examine to calculate rates (like some of the ones mentioned above), there are quite a few that you can influence. Below are just a few of the variables you can use to your advantage when it comes to saving money:

Your Driving Record

You've probably noticed ads from auto insurance carriers posting large savings for responsible drivers. It checks out that if you get into an accident or get cited for speeding, car insurance premiums will get higher. But exactly how much is it going to cost you for these infractions?

As you can tell, accidents will usually cost Impala drivers more than tickets, but both will result in a raise in rates. Chevrolet Impala drivers with a single ticket will pay an average of $103 monthly, while drivers with one accident on their record pay about $108 a month (up $19 from the $89/mo. overall average). Drivers with more than one of either violation will end up paying even more.

How Much You Drive

Another factor that plays a role in your insurance prices is the amount of miles you drive annually. Drivers who are on the roads less are less likely to get into accidents, so they'll typically end up paying less for auto insurance. Based on the table above, you can see that Chevrolet Impala owners who drive fewer than 2,500 miles each year pay about $85 per month for car insurance, while those who put 10,000 miles or more on their cars pay $88.

If you work from home or drive less often than the average driver, it may be worth reviewing pay-per-mile or usage-based insurance. With these kinds of coverage, you pay a small monthly amount, and your final monthly bill is calculated based on how many miles you drove.

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How Do Chevrolet Impalas Compare to Other Vehicles?

If you're thinking about making a Chevrolet Impala your next purchase, it might be helpful to do your due diligence. Insurance is just one cost that's associated with buying a new car, but it's certainly one that's worth thinking about carefully.

Check out the table below to see how the Chevrolet Impala compares:

Overall, the Chevrolet Impala is a fantastic value when it comes to price, with an MSRP that's a quarter less than the going rate for a new vehicle. The Impala goes for $31,620, which is quite a bit lower than the national average vehicle MSRP of $46,538.

But while the purchase price is on the lower end of the spectrum, auto insurance rates run above average when compared to the rest of the vehicle market. Liability insurance for a Chevrolet Impala is around $27 per month more than average, while full coverage is over $50 more monthly.

When it comes to usage, Chevrolet Impala drivers are pretty close to the national average in annual miles driven, with 11,660 miles per year for all vehicles compared to the Impala's 12,558 every year.

Chevrolet Impala Car Insurance Costs by Model Year

We've gone over many of the factors that can affect how much the average driver pays for car insurance. If you're considering buying a new Impala, knowing what you can expect to pay is extremely valuable as you weigh your choices.

That's why we've broken down Chevrolet Impala insurance premiums by model year. Choose a model year from the dropdown below to see average rates for both full coverage and liability only options. We've also included some other helpful info that might help you make a decision, like base price, available trims, and even the cheapest insurance company for each Impala model year.

Choose Your Model

2020 Chevrolet Impala Car Insurance 2019 Chevrolet Impala Car Insurance 2018 Chevrolet Impala Car Insurance 2017 Chevrolet Impala Car Insurance 2016 Chevrolet Impala Car Insurance 2015 Chevrolet Impala Car Insurance 2014 Chevrolet Impala Car Insurance 2013 Chevrolet Impala Car Insurance 2012 Chevrolet Impala Car Insurance 2011 Chevrolet Impala Car Insurance 2010 Chevrolet Impala Car Insurance 2009 Chevrolet Impala Car Insurance 2008 Chevrolet Impala Car Insurance

2020 Chevrolet Impala Car Insurance

It costs about $108 a month for liability or $269 for a full coverage policy for the 2020 Chevrolet Impala.

We found DirectGeneral offered the most affordable policy, with rates as cheap as just $31 per month.

While these are good estimates of what the average driver might pay to insure a 2020 Chevrolet Impala, these prices might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.

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2019 Chevrolet Impala Car Insurance

The average cost to insure a 2019 Impala with liability only coverage is $127 monthly, while full coverage runs around $350 a month.

Shelter Mutual offered the lowest policy we found, with rates sometimes as cheap as $27 per month.

If you want to know just how much your rate will be, just enter your ZIP code below and get several free quotes in minutes.

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2018 Chevrolet Impala Car Insurance

You can expect full coverage for a 2018 Chevrolet Impala to run about $227 monthly, while liability only coverage will average around $115 a month.

With rates as cheap as $25 per month, Dairyland offered the cheapest policy we found.

Want to know exactly how much you'll pay? All you need to do is enter your ZIP code below and you'll be on your way to comparing lots of personalized quotes from the nation's top insurance companies.

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2017 Chevrolet Impala Car Insurance

2017 Impala drivers can expect to pay an average of $91 monthly for liability or $202 for full coverage.

Clearcover has premiums as little as $16 a month for the 2017 Chevrolet Impala.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get free quotes in minutes.

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2016 Chevrolet Impala Car Insurance

On average, drivers who own a 2016 Chevrolet Impala can expect to pay $92 to $192 per month for liability only and full coverage auto insurance, respectively.

If you're looking for the lowest possible 2016 Chevrolet Impala insurance policy, Commonwealth Casualty offered the most affordable policy we found, with rates as low as just $20 a month.

Interested in exactly how much you'll pay? Just enter your ZIP code below to get a variety of free personalized quotes.

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2015 Chevrolet Impala Car Insurance

The average cost to insure a 2015 Impala with liability only coverage is $102 per month, while full coverage runs about $190 monthly.

With rates as little as just $23 a month, MetLife offered the lowest policy we found for the 2015 Chevrolet Impala.

If you want to know just how much your premium will be, just enter your ZIP code below and get free quotes in minutes.

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2014 Chevrolet Impala Car Insurance

It costs around $97 monthly for liability or $178 for a full coverage policy for the 2014 Chevrolet Impala.

Looking for the most affordable policy? MetLife offered liability only coverage for as low as $21 per month.

If you're looking for a more exact figure on what you should pay for car insurance for a 2014 Chevrolet Impala, you can get free quotes in minutes by just entering your ZIP code below.

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2013 Chevrolet Impala Car Insurance

On average, drivers who own a 2013 Impala can expect to pay $93 to $181 a month for liability only and full coverage auto insurance, respectively.

If you're looking for the most affordable 2013 Chevrolet Impala insurance policy, Hugo offered the cheapest policy we found, with rates sometimes as cheap as $19 monthly.

And if you want more accurate rates tailored specifically to you, just enter your ZIP code below and get free quotes in minutes.

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2012 Chevrolet Impala Car Insurance

2012 Chevrolet Impala drivers can expect to pay an average of $81 per month for liability or $166 for full coverage.

With premiums sometimes as little as $13 a month, ACG offered the most affordable policy we found for the 2012 Chevrolet Impala.

Want something more accurate than nationwide averages? Enter your ZIP code below to get multiple customized quotes for free.

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2011 Chevrolet Impala Car Insurance

You can expect full coverage for a 2011 Impala to run about $172 per month, while liability only coverage will average around $101 monthly.

MetLife has prices as low as $19 a month for the 2011 Chevrolet Impala.

If you want to know exactly how much you can expect to pay for your Impala, just enter your ZIP code below and get free quotes in minutes.

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2010 Chevrolet Impala Car Insurance

On average, drivers who own a 2010 Chevrolet Impala can expect to pay $101 to $173 per month for liability only and full coverage car insurance, respectively.

MetLife offered the lowest policy we found, with rates as little as $16 monthly.

These average rates are a great starting point if you're in the market for a 2010 Chevrolet Impala, but there are a bunch of variables that go into calculating your policy rates. If you want to figure out exactly what you'll be asked to pay, get customized quotes by entering your ZIP below.

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2009 Chevrolet Impala Car Insurance

2009 Impala drivers can expect to pay an average of $91 a month for liability or $164 for full coverage.

We found Safeco offered the cheapest policy, with rates as cheap as $19 monthly.

Interested in what your insurance price could look like? Enter your ZIP code below to get lots of free customized quotes.

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2008 Chevrolet Impala Car Insurance

It costs about $89 per month for liability or $165 for a full coverage policy for the 2008 Chevrolet Impala.

Looking for the most affordable policy? AnswerFinancial offered liability only coverage for as little as just $17 monthly.

While these are good estimates of what the average driver might pay to insure a 2008 Chevrolet Impala, these prices might differ based on your driver profile. Get free personalized quotes in minutes by just entering your ZIP code below.

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Chevrolet Impala Insurance FAQs

Is a Chevrolet Impala expensive to insure?

It costs about the same to insure a Chevrolet Impala as insuring the average vehicle. car. Liability insurance runs an average of $89 a month, while full coverage will cost you around $174.

How can I get the best price on car insurance for my Chevrolet Impala?

There's only one way to guarantee you're getting the lowest rates -- regularly shopping around and getting quotes. Over time, your driver profile changes, so it's a good rule of thumb to review quotes every 6 months or so. Luckily, sites like Compare.com let you compare premiums from multiple carriers at once, meaning you can find the cheapest rates (or guarantee you already have the best deal) for free.

Does the color of my Chevrolet Impala affect my insurance rates?

You've probably heard the old adage that red cars cost more to insure than cars of other colors, but that's actually a myth. There are several things auto insurance companies examine when they offer prices, but your vehicle's color is not used to make that determination.

Do I need to have insurance before I buy a Chevrolet Impala?

You'll need to have a valid insurance policy before you can legally drive your new (or new to you) Impala off the dealership lot. Some dealerships will offer you an insurance policy as part of the buying process, but the easiest thing to do is to let your car insurance carrier know before you buy.

What car insurance discounts can I get for my Chevrolet Impala?

There are all sorts of discounts out there for auto insurance. Many of them (like "multi-policy discounts" and "pay-in-full discounts") are more based on you than the car you drive, but if your Impala has safety features like airbags, anti-theft systems, anti-lock brakes, and other features, it may qualify for certain discounts. The only way to know for sure is to get in touch with your insurance company and ask about their discounts.