+120 more)
Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.
Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.
)
Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
Updated
At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.
The average Chevrolet Suburban car insurance premium is $138 per month — about 16% less than the national average for all vehicles.
USAA is the cheapest insurer for the Suburban, averaging $68 per month.
The Suburban has 5-star safety ratings and standard safety features, making it relatively affordable to insure despite being a full-size SUV.
Finding the best car insurance rates for your Chevrolet Suburban will vary depending on whether you choose liability-only or full coverage.
Liability-only policies are cheaper because they cover only damages and injuries you cause to others. Full-coverage insurance is more expensive but includes coverage for your Suburban. Comprehensive coverage pays for non-collision damages from things like fire, theft, vandalism, and weather. Collision insurance covers accidents that damage your Suburban, no matter who’s at fault.
The table below compares average Suburban car insurance rates to the national average for all vehicles, based on Compare.com data.
Vehicle  | Average Monthly Premium: Liability | Average Monthly Premium: Full Coverage | Average Monthly Premium: All Policies |
|---|---|---|---|
| Chevrolet Suburban | $96 | $179 | $138 |
| All vehicles | $115 | $214 | $165 |
Suburban drivers pay around 16% less than the average for all vehicles for liability and full coverage.
Next, we’ll break down how costs change based on factors like driver profile, insurance company, and vehicle model year.
Finding the cheapest car insurance for your Chevrolet Suburban largely depends on the insurer you choose. Rates can vary significantly — even for the same vehicle — because companies weigh factors differently, like your driving history, location, vehicle type, and coverage needs.
Check out the table below for the cheapest Suburban car insurance companies, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| USAA | $68 |
| State Farm | $82 |
| Allstate | $91 |
| GEICO | $101 |
| American Family | $104 |
Here are more details about the three cheapest insurers and why they’re ideal for the Chevrolet Suburban.
| User Reviews | 4.3 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $53/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $98/mo |
Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.
Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.
USAA offers some of the cheapest Suburban insurance rates. But it sells policies only to eligible military members and their families. If you qualify, safe driving habits can save you up to 30% off with the SafePilot telematics program. You could also save money with SafePilot Miles, which charges you based on the actual miles you drive.
Low Suburban rates
Excellent customer satisfaction ratings[1]
Available only to military members
Few in-person locations
| User Reviews | 3.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.7 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $56/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $107/mo |
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
State Farm offers personalized agent support and affordable rates for Suburban owners. Its wide range of discounts — including options for young drivers, safe drivers, and bundling policies — helps keep premiums low. It’s also a great fit for Lyft and Uber drivers, who can add rideshare coverage for protection between trips.
Highly rated mobile app
Many available discounts
Fewer coverage options than some competitors
Discounts vary by state
| User Reviews | 3.5 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $75/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $139/mo |
Customers appreciate the insurer's efficient service and knowledgeable agents but find the consistently rising rates and lack of communication to be major drawbacks.
Customers appreciate the insurer's efficient service and knowledgeable agents but find the consistently rising rates and lack of communication to be major drawbacks.
If you have specific coverage needs and want to customize your policy, consider Allstate. It offers many coverage options, including rideshare coverage, gap insurance, accident forgiveness, and extended warranty coverage. Safe drivers can also qualify for Allstate’s deductible rewards and Safe Driving Bonus.
Compare quotes from 100+ insurers and save money in seconds.
Your Suburban’s age directly affects what you pay for coverage. Cars depreciate over time, which lowers the amount your insurer would pay after an accident. Generally, vehicles worth more cost more to insure, making newer models pricier than older ones.
For example, the 2026 Suburban averages $164 monthly, while the 2015 model costs an average of $135 per month.
Below, we break down how rates vary by model year and the cheapest companies for each one, according to Compare.com data.
Suburban Model Year | Average Monthly Premium |
|---|---|
| 2026 | $164 |
| 2025 | $167 |
| 2024 | $167 |
| 2023 | $166 |
| 2022 | $166 |
| 2021 | $159 |
| 2020 | $153 |
| 2019 | $149 |
| 2018 | $144 |
| 2017 | $141 |
| 2016 | $138 |
| 2015 | $135 |
Company | Average Monthly Premium |
|---|---|
| USAA | $81 |
| State Farm | $97 |
| Allstate | $108 |
| GEICO | $120 |
| American Family | $124 |
| Progressive | $145 |
| Nationwide | $150 |
| Travelers | $158 |
| Farmers | $190 |
| Liberty Mutual | $239 |
Company | Average Monthly Premium |
|---|---|
| USAA | $83 |
| State Farm | $99 |
| Allstate | $110 |
| GEICO | $122 |
| American Family | $126 |
| Progressive | $147 |
| Nationwide | $153 |
| Travelers | $161 |
| Farmers | $193 |
| Liberty Mutual | $243 |
Company | Average Monthly Premium |
|---|---|
| USAA | $83 |
| State Farm | $99 |
| Allstate | $110 |
| GEICO | $122 |
| American Family | $126 |
| Progressive | $147 |
| Nationwide | $153 |
| Travelers | $161 |
| Farmers | $193 |
| Liberty Mutual | $243 |
Company | Average Monthly Premium |
|---|---|
| USAA | $82 |
| State Farm | $98 |
| Allstate | $109 |
| GEICO | $121 |
| American Family | $126 |
| Progressive | $146 |
| Nationwide | $152 |
| Travelers | $160 |
| Farmers | $192 |
| Liberty Mutual | $242 |
Company | Average Monthly Premium |
|---|---|
| USAA | $82 |
| State Farm | $98 |
| Allstate | $109 |
| GEICO | $122 |
| American Family | $126 |
| Progressive | $147 |
| Nationwide | $152 |
| Travelers | $160 |
| Farmers | $192 |
| Liberty Mutual | $243 |
Company | Average Monthly Premium |
|---|---|
| USAA | $79 |
| State Farm | $95 |
| Allstate | $105 |
| GEICO | $117 |
| American Family | $121 |
| Progressive | $141 |
| Nationwide | $146 |
| Travelers | $154 |
| Farmers | $185 |
| Liberty Mutual | $233 |
Company | Average Monthly Premium |
|---|---|
| USAA | $76 |
| State Farm | $91 |
| Allstate | $101 |
| GEICO | $113 |
| American Family | $117 |
| Progressive | $136 |
| Nationwide | $141 |
| Travelers | $148 |
| Farmers | $178 |
| Liberty Mutual | $224 |
Company | Average Monthly Premium |
|---|---|
| USAA | $74 |
| State Farm | $89 |
| Allstate | $99 |
| GEICO | $110 |
| American Family | $114 |
| Progressive | $132 |
| Nationwide | $137 |
| Travelers | $144 |
| Farmers | $173 |
| Liberty Mutual | $218 |
Company | Average Monthly Premium |
|---|---|
| USAA | $71 |
| State Farm | $85 |
| Allstate | $95 |
| GEICO | $105 |
| American Family | $109 |
| Progressive | $127 |
| Nationwide | $132 |
| Travelers | $139 |
| Farmers | $166 |
| Liberty Mutual | $210 |
Company | Average Monthly Premium |
|---|---|
| USAA | $70 |
| State Farm | $84 |
| Allstate | $93 |
| GEICO | $104 |
| American Family | $107 |
| Progressive | $125 |
| Nationwide | $130 |
| Travelers | $137 |
| Farmers | $164 |
| Liberty Mutual | $207 |
Company | Average Monthly Premium |
|---|---|
| USAA | $68 |
| State Farm | $82 |
| Allstate | $91 |
| GEICO | $101 |
| American Family | $104 |
| Progressive | $122 |
| Nationwide | $126 |
| Travelers | $133 |
| Farmers | $159 |
| Liberty Mutual | $201 |
Company | Average Monthly Premium |
|---|---|
| USAA | $67 |
| State Farm | $80 |
| Allstate | $89 |
| GEICO | $99 |
| American Family | $103 |
| Progressive | $119 |
| Nationwide | $124 |
| Travelers | $130 |
| Farmers | $157 |
| Liberty Mutual | $197 |
Where you live makes a significant difference in how much you pay for Suburban coverage. Insurance companies consider regional factors when setting rates, including frequency of lawsuits, average medical costs, and overall repair estimates. Local weather patterns and traffic congestion also affect your car insurance premium.[4]
For example, drivers in Washington, D.C., pay $253 per month for Suburban insurance, while New Hampshire residents pay just $67 per month.
Here’s a look at how average Suburban insurance rates vary by state, according to Compare.com data.
State | Average Monthly Premium |
|---|---|
| Alabama | $94 |
| Alaska | $107 |
| Arizona | $120 |
| Arkansas | $119 |
| California | $142 |
| Colorado | $140 |
| Connecticut | $209 |
| Delaware | $192 |
| Florida | $174 |
| Georgia | $197 |
| Hawaii | $91 |
| Idaho | $79 |
| Illinois | $110 |
| Indiana | $95 |
| Iowa | $74 |
| Kansas | $107 |
| Kentucky | $145 |
| Louisiana | $146 |
| Maine | $109 |
| Maryland | $228 |
| Massachusetts | $118 |
| Michigan | $168 |
| Minnesota | $122 |
| Mississippi | $98 |
| Missouri | $127 |
| Montana | $100 |
| Nebraska | $101 |
| Nevada | $191 |
| New Hampshire | $67 |
| New Jersey | $202 |
| New Mexico | $99 |
| New York | $172 |
| North Carolina | $72 |
| North Dakota | $88 |
| Ohio | $91 |
| Oklahoma | $121 |
| Oregon | $111 |
| Pennsylvania | $119 |
| Rhode Island | $175 |
| South Carolina | $191 |
| South Dakota | $95 |
| Tennessee | $96 |
| Texas | $161 |
| Utah | $117 |
| Vermont | $101 |
| Virginia | $139 |
| Washington | $124 |
| Washington D.C. | $253 |
| West Virginia | $110 |
| Wisconsin | $84 |
| Wyoming | $75 |
Experience behind the wheel pays off when it comes to your Suburban’s insurance costs. Younger drivers have less experience and higher crash rates, so they pay higher premiums. Rates tend to decrease as you age, until around age 70.
Here’s how average rates break down among age groups, according to our data.
Age Group | Average Monthly Premium |
|---|---|
| Teens | $266 |
| Adults | $131 |
| Seniors | $117 |
Suburban insurance for teens costs more because young drivers have significantly higher crash risks. In fact, motor vehicle crashes remain the leading cause of death for teens, according to the Centers for Disease Control and Prevention (CDC). Teen drivers ages 16–19 have the highest crash rate of any age group.[5]
The chart below highlights the cheapest insurers for teen Suburban drivers, according to our data.
Senior drivers enjoy lower Suburban insurance rates because they usually have years of driving experience. Once you reach age 34, the likelihood of fatal crashes steadily decreases each year.[6] And insurers reward this lower risk with cheaper rates.
The chart below highlights the cheapest insurers for senior Suburban drivers, according to our data.
Think of your driving record as your insurance report card. Insurers consider past tickets and collisions predictors of future claims. If you have traffic violations on your record, companies assume you’re more likely to file claims. That directly affects what you pay each month.
That said, certain companies actually cater to drivers rebuilding their records. Many even offer competitive options when standard insurers won’t.
Here’s how different driving violations affect the average cost to insure a Suburban, according to Compare.com data.
Driving Record | Average Monthly Premium |
|---|---|
| Clean record | $138 |
| Speeding ticket | $185 |
| At-fault accident | $197 |
| DUI | $222 |
Speeding tickets are red flags for insurance companies. When you speed, you reduce your ability to react to hazards and stop safely, which increases your risk of an accident.[7] Just one speeding ticket can increase your car insurance rate by 29%, our data shows.
Here’s a breakdown of the cheapest companies for Suburban drivers with a recent speeding ticket, according to Compare.com research.
Your insurer will re-evaluate your rates if you cause an accident. It will typically increase your premium by a certain percentage if you make a claim for an accident that’s primarily your fault. These increases generally stick around for three years after the claim.[8]
More serious accidents can lead to even steeper jumps, and some may even prompt your insurer not to renew your policy.
Even so, you can typically find a relatively affordable rate with the right insurer. The chart below breaks down the cheapest insurance companies for Suburban drivers with a recent accident, according to our data.
A driving under the influence (DUI) conviction shows insurers you’re a serious risk behind the wheel. Every day, about 32 people die in drunk driving crashes in the U.S., according to the CDC. A blood alcohol level of .08 makes you around four times more likely to crash than a sober driver.[9] [10]
After a DUI, many states require you to file an SR-22 or FR-44 form with your insurer as proof of coverage. To make matters worse, not all insurers offer SR-22 insurance, and some may even drop you after a DUI.
But other companies specialize in high-risk drivers, and some even limit rate hikes. The companies below are great options if you drive a Chevy Suburban and have a DUI, according to our data.
Several factors affect how much you pay for Chevrolet Suburban car insurance, including:
The manufacturer’s suggested retail price (MSRP) for the Suburban starts at $64,195, with higher trims climbing over $80,000. Expensive vehicles usually mean higher insurance rates. The more your insurer might pay to repair or replace your SUV, the more you’ll likely pay for auto insurance.
The size and weight of the Suburban could lead to more damage in an accident, which insurers may account for with higher premiums.
The Suburban has a 5-star safety rating from the National Highway Traffic Safety Administration. Strong ratings and standard safety features like forward collision warning can help lower insurance rates.[11]
)
Here are a few tips to help you get the cheapest car insurance policy for your Chevy Suburban:
Adjust your coverage. If you have an older Suburban, consider raising your deductible or dropping collision coverage if you can afford to repair or replace your car yourself.
Maintain a clean driving record. Avoid accidents and tickets to get the best rates and qualify for safe-driver discounts.
Bundle your policies. Some insurers give you a multi-policy discount for combining your auto coverage with renters or home insurance.
Compare car insurance quotes. Get quotes from at least three different companies to find the lowest price on the coverage you need for your Suburban.
Find the coverage you need for your Suburban at the right price.
It’s important to find the right car insurance for your Chevy Suburban. Here are answers to some common questions to help you decide on the best insurance policy for your SUV.
No. For a large SUV, the Suburban is surprisingly affordable to insure. The average monthly cost for Suburban coverage is $138, according to Compare.com data. By comparison, the national average for all vehicles is $165 per month.
USAA has the cheapest average rates for Suburban drivers, at $68 per month, according to Compare.com data. But you can only get USAA coverage if you’re a member of the military community. State Farm and Allstate also have affordable rates for the Suburban, at $82 and $91 per month, respectively.
The average cost to insure a 2025 Suburban is $167 per month, according to Compare.com data. Full coverage averages $217 per month, and liability coverage costs $116 per month.
The Chevrolet Colorado is the cheapest Chevy model to insure, averaging $137 per month, according to Compare.com data. The Suburban and Equinox follow closely behind, at $138 per month.
)
)
)
)
)
)
)
)
Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
)
Mandy Sleight has over 15 years of insurance knowledge and expertise in auto, home, life, health, pet, supplemental benefits, and other insurance products. She’s a sought-after insurance expert, appearing in Bankrate.com, Moneygeek.com, U.S. News & World Report, Reviews.com, CNET, and other publications, and she's been writing for Compare.com since 2023.
Mandy uses her background and experience working for well-known insurance companies like State Farm and Nationwide Insurance to create engaging and easy-to-understand content that helps readers make smarter insurance choices that have a positive effect on their budgets and finances.
Matthew Gross is an editor at Compare.com. With a background in editing and SEO, he’s passionate about creating content that helps readers get the information they need to make more informed decisions. Prior to Compare.com, Matthew brought his user-centered approach to his work with global brands like Apple and Adobe.
Matthew graduated from Illinois State University, where he earned his bachelor’s degree in Journalism.
)
)
