Chevrolet Blazer Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• A Chevrolet Blazer costs less than most other SUVs to insure.

• Full coverage car insurance for a Blazer averages around $122 monthly, on average, while liability only insurance typically comes in at about $72.

• NationalGeneral provides the most affordable average premiums for a Blazer with liability only coverage offered for as little as $31 per month.

Blazer Overview

The Chevrolet Blazer is a great budget-friendly option for any driver, with 2022 models starting at $34,800. It's not just on the affordable end of the spectrum when it comes to overall price point, it's also a great budget option when taking auto insurance prices into consideration.

After analyzing thousands of insurance quotes through Compare.com, we've found that average Chevrolet Blazer car insurance rates run around $139 monthly. How do insurance premiums for the Blazer compare to prices of other similar SUVs?

How Much is Car Insurance for a Chevrolet Blazer?

If you look at the table above, you'll see that Chevrolet Blazer insurance rates are more affordable than average. Blazer owners generally pay about $122 a month for full coverage, which has comprehensive and collision coverages in addition to liability, and about $72 per month for liability only insurance (check out our guide, "State Minimum vs. Full Coverage", to learn more about the difference between these types of insurance).

When you compare it to other models, the Blazer is more affordable, with premiums more than 10% lower than the other vehicle types offered by Chevrolet. Likewise, coverage for the Blazer is cheaper than average when compared to other vehicles of a similar body style, with both full coverage and liability only insurance averaging less expensive prices than other SUVs.

When compared to all vehicles, regardless of body style, model, or make, the Blazer follows a similar pattern of having below average car insurance rates.

Who has the Cheapest Car Insurance for a Chevrolet Blazer?

Searching for a car insurance policy for your Chevrolet Blazer? You may be most interested in which carrier offers the lowest rates. Even though premiums can fluctuate quite dramatically from driver to driver, the lowest average rates for liability only insurance are as cheap as just $28 a month from Kemper Personal Insurance. The runner up for cheapest rates is Gainsco, with auto insurance policies starting as little as just $29 monthly.

Rounding out the list are AnswerFinancial, NationalGeneral, and Commonwealth Casualty. However, just because these five companies offer the lowest average rates doesn't necessarily mean they'll be the cheapest carriers for you and your unique insurance profile.

Insurance companies use a lot of different variables and complex formulas to calculate rates. By reviewing quotes from an array of insurance carriers at once, you can be confident you're finding the lowest rate.

What Factors Affect Car Insurance Rates for a Chevrolet Blazer?

There are quite a few attributes that car insurance companies use to calculate how much they charge you -- and every company uses a different algorithm, so there's not one single carrier that's the most affordable for everyone.

The sections below show several things auto insurance carriers use to choose rates:

Vehicle Age

Chevrolet has been making the Blazer for quite some time -- and that means the car's age may make a difference in how much you'll pay for insurance. Generally, newer cars are going to cost more to insure because they're worth more, however, as time goes on and Blazers begin to depreciate, insurance costs will gradually go down.

As you can see in the information above, the Chevrolet Blazer follows this trend, as the cheapest models to insure are those that are 8 to 10 years old, while the most expensive models are Blazers that are 1 year old or less, on average.

Your Age

Age is another variable that plays a big role in how much you pay for car insurance. As you can see above, drivers who have more experience have cheaper prices compared to young drivers. Chevrolet Blazer drivers under 18 actually pay more than twice as much as those 25 or older.

Auto insurance prices continue to decrease as you get older, with the cheapest age group for Blazer drivers being 55-64.

Your Gender

Because women are less likely to get into accidents and get speeding tickets, they have a lower chance of filing a claim with insurance. So, insurance companies will tend to offer women more affordable rates. When it comes to Blazer drivers specifically, women pay around $2 less than men per month for auto insurance.

Where You Live

It may seem like common sense that factors such as how old you are and what vehicle you drive play a role in your car insurance premiums, but you may not realize that where you live can be just as important. Since insurance is regulated on a state-by-state basis, rates can differ quite a bit from state to state.

For example, the average Chevrolet Blazer owner from New York pays about $138 monthly for liability coverage, while the same Californian driver will pay less than 50% of that price, on average. The chart shows average prices for the top 10 most populous states, just to give you a good idea of how much premiums can change from state to state.

Chevrolet Blazer Car Insurance Discounts

No matter where you live, which car you drive, or how old you are, using as many discounts as possible when it comes to your auto insurance is always a good idea when shopping around for a policy.

Not every insurance company will offer the same discounts, but there are a few that are relatively common. These include discounts like:

• Multi-policy discounts for getting both your home and auto policies from the same carrier
• Vehicle safety discounts for having a vehicle with higher than average safety ratings or one with certain safety features (like air bags or anti-lock brakes)
• Pay-in-full discounts for drivers who choose to pay their entire policy rate at once, rather than in monthly installments
• Multi-car discounts for having more than one vehicle on your auto policy

These discounts are great, but sometimes, the best rates come from simply having a favorable insurance profile, which means not having any recent insurance claims or just having a clean driving record.

Although you can't control every single aspect of your auto insurance profile (like some of the pieces we mentioned above), you can control some of it. Below are just a few of the variables you can use to your advantage when it comes to saving money:

Your Driving Record

You've almost certainly seen ads from car insurance carriers posting hefty discounts for safe drivers. It checks out that if you get a speeding ticket or get into an accident, insurance prices will go up. But you're probably wondering exactly how much these infractions will cost you.

Looking at the table above, you'll see that accidents will usually cost Blazer drivers more than tickets, but both will result in a raise in rates. Chevrolet Blazer drivers with one ticket will pay about $85 per month, while drivers with a single accident on their record pay an average of $95 a month (up $23 from the $72/mo. overall average). The rates only increase the more tickets you get or accidents you have.

How Much You Drive

The total distance you drive each year plays a role in your auto insurance rates. Those who drive less have fewer opportunities to get into an accident, so they'll normally get more affordable premiums. In the table above, you can see that Chevrolet Blazer owners who drive fewer than 2,500 miles per year pay an average of $61 a month for car insurance, while those who put 10,000 miles or more on their cars pay $76.

But if you don't drive much because have a second vehicle or you work from home, you might consider a usage-based or pay-per-mile insurance policy. With these kinds of plans, you pay a small monthly amount, and your final monthly bill is calculated based on the number of miles you drove.

How Do Chevrolet Blazers Compare to Other Vehicles?

If you're considering buying a Chevrolet Blazer, you might want to know how it compares to other vehicles. Car insurance is just one cost that's associated with a new car purchase, but it's guaranteed to be one that's worth taking into consideration.

Visit the table below to see how the Chevrolet Blazer stacks up:

Overall, the Chevrolet Blazer has an average MSRP and is on par with the going rate for a new vehicle. The average vehicle price in the U.S. is $42,283, and the Blazer comes in close to that at $34,800.

Although the Blazer has a pretty average price, auto insurance rates are cheaper when compared to the rest of the vehicle market. Full coverage insurance for a Chevrolet Blazer is around $81 a month cheaper than average, while liability only coverage is over $30 less monthly.

When it comes to usage, Chevrolet Blazer owners drive about the same amount annually as the national average, with 11,660 miles each year for all vehicles compared to the Blazer's 10,992 every year.

Chevrolet Blazer Car Insurance Costs by Model Year

You've seen how different things can have an impact on how much the average driver pays to insure a Chevrolet Blazer. If you're considering purchasing a new Blazer, knowing what you can expect to pay for the specific vehicle you're looking at can be helpful as you consider your options.

For this reason, we've crunched the numbers and broken down Chevrolet Blazer car insurance prices by model year. Choose a model year from the dropdown below to see average rates for both liability only and full coverage options. We've included some additional information you might find helpful, too, such as available trims, base price, and even the cheapest insurance company for each Blazer model year.

2022 Chevrolet Blazer Car Insurance

On average, drivers who own a 2022 Blazer can expect to pay $51 to $88 per month for liability only and full coverage insurance, respectively.

DirectGeneral has premiums sometimes as low as $51 a month for the 2022 Chevrolet Blazer.

If you want to know just how much your premium will be, just enter your ZIP code below and get several free quotes in minutes.

2021 Chevrolet Blazer Car Insurance

2021 Chevrolet Blazer drivers can expect to pay an average of $71 monthly for liability or $153 for full coverage.

We found Commonwealth Casualty offered the cheapest policy, with rates as cheap as $28 per month.

Want something more accurate than national averages? Get multiple free customized quotes by just entering your ZIP code below.

2020 Chevrolet Blazer Car Insurance

It costs about $64 a month for liability or $148 for a full coverage policy for the 2020 Blazer.

Kemper Personal Insurance offered the most affordable policy we found, with rates sometimes as little as $24 per month.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get several free quotes in minutes.

2019 Chevrolet Blazer Car Insurance

You can expect full coverage for a 2019 Chevrolet Blazer to run around $169 monthly, while liability only coverage will average about $83 a month.

With prices as low as $24 monthly, DirectGeneral offered the cheapest policy we found for the 2019 Chevrolet Blazer.

Want to know just how much you'll pay? Just enter your ZIP code below to get several personalized quotes for free.

Chevrolet Blazer Insurance FAQs

Is a Chevrolet Blazer expensive to insure?

Liability insurance runs an average of $72 a month, while full coverage will cost you around $122. Compared to the national average of all SUVs, premiums come in on the less expensive end of the spectrum.

How can I get the best price on car insurance for my Chevrolet Blazer?

The only way to guarantee you're getting the lowest price on auto insurance is to check prices regularly and compare quotes from numerous companies. A good rule of thumb is to get quotes every 6 months or so. Luckily, sites like Compare.com let you compare rates from a bunch of carriers at once, meaning you can find the most affordable rates (or guarantee you already have the best deal) in just a few minutes.

Does the color of my Chevrolet Blazer affect my insurance prices?

You might have heard the old adage that it costs more to insure a red car than cars of other colors, but that's just a myth. There are lots of factors car insurance companies consider when they offer premiums, but the color of your Blazer isn't one of them.

Do I need to have insurance before I buy a Chevrolet Blazer?

Before you can legally drive your new (or new to you) Chevrolet Blazer off the dealership lot, you'll need to have valid auto insurance for it. Some dealerships will offer you an insurance policy as part of the buying process, but the best thing to do when buying a an SUV is to let your insurance carrier know before you buy.

What car insurance discounts can I get for my Chevrolet Blazer?

There are tons of discounts out there for car insurance. Many of them (like "multi-vehicle discounts" and "safe driver discounts") are based less on your vehicle and more on you, but if your Blazer has safety features like anti-lock brakes, airbags, anti-theft systems, and other features, it may be eligible for certain discounts. To learn more about which discounts you may qualify for, talk with your insurance agent and ask about their discounts, since they vary quite a bit from carrier to carrier.