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Amy Beardsley is a seasoned insurance expert who’s been writing for Compare.com since 2023. She has more than 12 years of industry knowledge and expertise in auto, home, life, commercial, and other insurance products. Amy’s work has been published by Berkshire Hathaway Specialty Insurance, Legal & General, NerdWallet, Robinhood, Insurify, NEXT Insurance, and more.
Amy worked as a court administrator before becoming a content marketing writer. Her legal background has equipped her with the ability to simplify complex technical language into easy-to-understand content.
She graduated magna cum laude from Ferris State University, where she earned a Bachelor of Science in Business Administration and Legal Studies.
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Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
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If you’re comparing car insurance quotes for a Chevrolet Traverse, consider Travelers. It offers the cheapest car insurance, at an average of $67 per month. Most Traverse owners pay around $94 for liability-only insurance and $173 for full coverage, so Travelers is a great deal.
But several factors can affect your personal rates, including your vehicle’s model year and safety ratings. For example, the 2021 and 2025 Chevy Traverse earned Insurance Institute for Highway Safety (IIHS) Top Safety Pick honors, which could help lower your insurance costs.
Read on to find out the cheapest car insurance options for your Traverse.
With an average rate of just $67 per month, Travelers is a great choice for Traverse owners looking to keep costs down.
The best insurance companies for the Chevy Traverse include State Farm, The General, and Nationwide.
You’ll pay more to insure a newer Traverse, like the 2025 at $174 per month, compared to an older one, like the 2012 at $117 per month.
How much you pay really comes down to the type of coverage you pick. Basic liability coverage is the minimum insurance requirement in most states. It takes care of the damage you cause to others. But a full-coverage policy protects others as well as your own vehicle from theft, vandalism, and collisions.
The breakdown below reveals how Traverse insurance costs stack up against average premiums across different coverage levels, according to Compare.com data.
Vehicle  | Average Monthly Premium: Liability | Average Monthly Premium: Full Coverage | Average Monthly Premium: All Policies |
|---|---|---|---|
| Chevrolet Traverse | $94 | $173 | $133 |
| All vehicles | $108 | $198 | $150 |
Full coverage for a Traverse costs about $173 a month, compared to $94 for liability-only. Insurance prices can shift based on things like your driving record, where you live, and the Traverse model year you drive.
Let’s look into how those factors can change your premium.
Comparing personalized quotes is the only way to find the best coverage.
Rates can fluctuate, but you can still get solid coverage without paying more than you should.
The table below shows the companies offering the cheapest rates for Traverse drivers according to Compare.com’s data.
Company | Average Monthly Premium |
|---|---|
| Travelers | $67 |
| Mile Auto | $74 |
| Certainly | $80 |
| Just Pay-Per-Mile | $88 |
| First Chicago | $91 |
The cheapest insurer for the Chevrolet Traverse is Travelers, with an average monthly rate of $67. Keep in mind that these are average figures. What works best for your neighbor might not be your cheapest option, so it’s worth getting quotes from multiple companies.
Since every insurer looks at risk a little differently, your rate could change depending on the company you choose.
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No company will be the best insurer for everyone. Your rate depends on things like your location, driving habits, and even your credit history. That’s why we reviewed average rates for the Traverse, available discounts, customer satisfaction scores, and coverage options to highlight companies that stand out for different types of drivers.
Here’s where you can find the best car insurance for your Chevy Traverse if you’re raising a family, working from home, or dealing with a less-than-perfect driving record.
| User Reviews | 3.9 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.7 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $56/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $109/mo |
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
State Farm is an excellent insurance choice for families driving a Chevrolet Traverse, thanks to its variety of discount programs and strong reputation for customer service. With multi-car discounts, policy bundling, and savings programs for teen drivers, State Farm fits well with the insurance needs of busy families.
Save up to 20% for insuring multiple cars
Plenty of local agents wherever you are
Great customer service[1]
Few ways to tailor your policy
Gap coverage available
Accident forgiveness not available
| User Reviews | NR |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | NR |
Drivers appreciate the informative agents and value but dislike the high costs and poor customer service.
Drivers appreciate the informative agents and value but dislike the high costs and poor customer service.
The General specializes in covering drivers that other companies might turn away, making it a good choice for Traverse drivers younger than 21 or those with DUIs or accidents on their records. If the state has suspended your license and you need an SR-22 insurance policy, The General has you covered. Keep in mind that higher rates can last for three to five years.
The company’s online quote process takes about two minutes, and its discounts can help keep your costs down.
Easy online quote process
Roadside assistance available
Multiple discounts available
Coverage options vary by location
Mixed customer service reviews
Higher rates for high-risk drivers
| J.D. Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale. | 641 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $93/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $174/mo |
Drivers appreciate the available discounts but dislike the high prices and lack of communication.
Drivers appreciate the available discounts but dislike the high prices and lack of communication.
Nationwide may be a great option for Traverse owners who’ve traded their daily commute for a home office setup. It’s a pay-per-mile program, SmartRide, that charges based on actual miles driven rather than estimated annual mileage, which means those quick trips to the grocery store or coffee shop don’t cost the same as someone logging highway miles every day.
Save money with low-mileage driving
Daily caps protect road trips
Track mileage and policy changes online
Billing changes with usage
Not available in all states
Hybrid and electric vehicles might not be compatible
Compare personalized quotes from America’s top companies.
A newer Traverse might turn heads, but it can also spike your insurance bill. Since insurance companies base part of your rate on your vehicle’s value, a shiny new 2025 model will typically cost more to insure than a well-loved 2015 version.
Our data below shows how premiums shift across different Traverse model years and which insurer offers the best deal for each one, according to Compare.com data.
Traverse Model Year | Average Monthly Premium | Cheapest Insurer | Cheapest Insurer’s Average Monthly Premium |
|---|---|---|---|
| 2025 | $174 | Bristol West | $182 |
| 2024 | $178 | National General | $142 |
| 2023 | $159 | Mile Auto | $80 |
| 2022 | $164 | Mile Auto | $97 |
| 2021 | $155 | Mile Auto | $92 |
| 2020 | $152 | Mile Auto | $88 |
| 2019 | $151 | Mile Auto | $82 |
| 2018 | $140 | Clearcover | $77 |
| 2017 | $131 | Mile Auto | $76 |
| 2016 | $131 | Certainly | $55 |
| 2015 | $129 | Certainly | $61 |
| 2014 | $122 | Mile Auto | $61 |
| 2013 | $122 | Mile Auto | $68 |
| 2012 | $117 | Mile Auto | $56 |
Where you park your Traverse overnight also makes a significant difference in what you’ll pay. Let’s look at average rates across the U.S.
In some cases, your ZIP code carries more weight with insurance companies than your driving history. Where you live affects your rate, thanks to state regulations, crime rates, weather, and how often accidents happen in your area.
Insurance costs shift a lot from state to state. Here’s how much Traverse owners pay per month in each state, according to our data.
state_id | Average Monthly Premium |
|---|---|
| Alabama | $78 |
| Arizona | $105 |
| Arkansas | $151 |
| California | $151 |
| Colorado | $123 |
| Connecticut | $239 |
| Delaware | $146 |
| Florida | $154 |
| Georgia | $156 |
| Idaho | $79 |
| Illinois | $98 |
| Indiana | $85 |
| Iowa | $71 |
| Kansas | $96 |
| Kentucky | $154 |
| Louisiana | $142 |
| Maine | $93 |
| Maryland | $217 |
| Massachusetts | $118 |
| Michigan | $184 |
| Minnesota | $118 |
| Mississippi | $118 |
| Missouri | $115 |
| Montana | $96 |
| Nebraska | $111 |
| Nevada | $187 |
| New Hampshire | $72 |
| New Jersey | $125 |
| New Mexico | $91 |
| New York | $303 |
| North Carolina | $59 |
| North Dakota | $91 |
| Ohio | $80 |
| Oklahoma | $102 |
| Oregon | $101 |
| Pennsylvania | $103 |
| Rhode Island | $90 |
| South Carolina | $173 |
| South Dakota | $76 |
| Tennessee | $89 |
| Texas | $140 |
| Utah | $115 |
| Vermont | $86 |
| Virginia | $114 |
| Washington | $88 |
| District of Columbia | $179 |
| West Virginia | $91 |
| Wisconsin | $80 |
| Wyoming | $76 |
Age also plays a big role in what you’ll pay each month for car insurance.
How old you are plays a big part in what you’ll pay for coverage. Older drivers usually have fewer accidents than teens and other new drivers.[2] But research shows a rising crash fatality rate for senior drivers aged 70 and older.[3]
The chart below shows Traverse insurance costs for drivers of different ages, according to Compare.com data.
Age Group | Average Monthly Premium |
|---|---|
| Teens | $251 |
| Adults | $122 |
| Seniors | $103 |
Teen drivers face premiums of $251 per month, which is more than double what adults pay ($122). For young drivers, rates drop considerably once you hit your 20s and continue to decline as you gain experience behind the wheel.
Insurance companies use your driving history to predict how likely you are to file a claim in the future. Just one slip-up, like a ticket or accident, can cause your rate to climb.
The numbers below show exactly how much different violations can cost Traverse drivers each month, according to our data.
Driving Record | Average Monthly Premium |
|---|---|
| Clean record | $133 |
| Speeding ticket | $185 |
| At-fault accident | $193 |
| DUI | $219 |
A clean driving record keeps your premium at a reasonable $133 per month, but that first speeding ticket bumps up your costs by $52 per month (more than $600 extra per year). The most expensive mark on your record is a DUI.
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The technology and extras packed into your Traverse don’t just improve your driving experience. They also directly influence what insurance companies charge you each month.
Here’s how specific Traverse features affect your insurance rates:
Chevy Safety Assist: Automatic emergency braking and lane-keep assist help prevent collisions, often earning discounts.[4]
Performance trims: Higher horsepower trims, like the Z71, can increase premiums because insurers associate powerful vehicles with a greater accident risk and more severe crash damage.
Vehicle value and repair costs: More expensive parts cost more to fix or replace, which means higher insurance rates for collision and comprehensive coverage.
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You don’t have to skimp on coverage to save on Traverse insurance. It just takes being smart about discounts and how you shop for policies.
Look for safety discounts. To cash in on safety discounts, tell your insurer about your Traverse’s automatic emergency braking, lane-keep assist, and anti-theft systems.
Bundle your policies. You can unlock additional savings by combining auto insurance with home, renters, or life insurance.
Consider usage-based programs. If you drive less than the average driver, pay-per-mile programs, like Nationwide SmartMiles, can reduce your premiums.
Practice safe driving. Keep violations off your driving record to show that you’re a safe driver and qualify for the best prices.
Shop around. Use car insurance comparison sites to look at quotes from multiple insurers at least once a year.
Get real-time quotes and save money on your next policy.
We’ve rounded up answers to common questions Traverse owners ask most about insurance costs.
No. The Traverse’s insurance premiums are affordable, at an average of $133 per month, according to our data. This falls below the national average of $150 for all vehicles.
Travelers offers the lowest average rate for Traverse owners, at $67 per month, according to our research. That said, insurers consider factors like your driving history, ZIP code, and the coverage and deductible you choose when calculating your premiums.
Our data shows that insurance for a 2025 Chevrolet Traverse averages $174 per month. Bristol West offers the best rates for the 2025 model year, at an average of $182 per month.
The Trailblazer is typically the most affordable Chevrolet to insure, with average monthly premiums around $122, according to Compare.com data. Keep in mind that auto insurance costs vary across Chevrolet’s lineup based on repair expenses, safety ratings, and theft rates.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
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Amy Beardsley is a seasoned insurance expert who’s been writing for Compare.com since 2023. She has more than 12 years of industry knowledge and expertise in auto, home, life, commercial, and other insurance products. Amy’s work has been published by Berkshire Hathaway Specialty Insurance, Legal & General, NerdWallet, Robinhood, Insurify, NEXT Insurance, and more.
Amy worked as a court administrator before becoming a content marketing writer. Her legal background has equipped her with the ability to simplify complex technical language into easy-to-understand content.
She graduated magna cum laude from Ferris State University, where she earned a Bachelor of Science in Business Administration and Legal Studies.
Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
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