Chevrolet Avalanche Car Insurance: How Much Should You Expect to Pay?

Quick Facts

• A Chevrolet Avalanche costs less than most other trucks to insure.

• Full coverage auto insurance for an Avalanche averages about $137 per month, on average, while liability only insurance typically runs around $74.

• NYCM is the most affordable car insurance carrier for an Avalanche.

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Avalanche Overview

With 2013 models starting at $35,980, the Chevrolet Avalanche is a great choice for a mid-level truck. There are three different trim levels currently available, so every driver can find an option to match their style.

We crunched the numbers on thousands of insurance quotes on Compare.com, and we've found that Chevrolet Avalanche car insurance premiums average out to about $125 a month. But how does that compare to other vehicles on the market?

How Much is Car Insurance for a Chevrolet Avalanche?

You can see in the table above that Chevrolet Avalanche insurance rates are more affordable than average. Avalanche drivers normally pay around $137 per month for full coverage, which has comprehensive and collision coverages in addition to liability, and about $74 a month for liability only insurance (check out our guide, "State Minimum vs. Full Coverage", to learn more about the difference between these types of insurance).

Compared to other models, the Avalanche is less expensive, with prices more than 10% lower than the other vehicle types offered by Chevrolet. But Avalanche coverage runs close to average when compared to other vehicles of a similar body style, with liability insurance premiums coming in at $4 higher than other trucks and full coverage insurance prices at $11 cheaper.

When compared to all vehicles, regardless of model, body style, or make, the Avalanche is lower for full coverage, but liability only rates are more expensive.

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Who has the Cheapest Car Insurance for a Chevrolet Avalanche?

In the market for a car insurance policy for your Chevrolet Avalanche? You might be most interested in which company offers the lowest premiums. While costs will typically be pretty different from person to person, the lowest average rates for liability only coverage are sometimes just $23 per month from ACG. The next lowest carrier is MetroMile, who offers auto insurance sometimes as low as $37 monthly.

Horace Mann, AssuranceAmerica, and Multi-State finish off the rest of the top 5. That being said, just because these five companies offer the lowest average rates doesn't necessarily mean they'll be the cheapest for you.

After all, insurance carriers look at a bunch of factors when calculating rates, so your results might be different. The only way to guarantee you find the cheapest rates is to compare quotes from a whole bunch of car insurance companies.

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What Factors Affect Car Insurance Rates for a Chevrolet Avalanche?

There are a multitude of variables that insurance carriers look at to calculate how much to charge for auto insurance -- and every company weighs different factors more heavily than others, so there's not a singular carrier that's the lowest for each driver.

Below are just a few of the things insurance companies look at and how each one affects your final rate:

Vehicle Age

The Chevrolet Avalanche has been around for a while, so vehicle age may play a role in what you end up paying for auto insurance. Generally, it costs more to insure newer cars because they're worth more, but as they age, insurance costs will gradually go lower.

Since a new model has not been added to the market for at least 5 years, the Avalanche won't really fit this trend. However, as you can see in the table above, the most expensive Chevrolet Avalanches to insure are those that are 15 years old or more, while the cheapest models are Avalanches that are 1 year old or less, on average.

Your Age

Age makes a big difference in how much you pay for car insurance. Based on the information in the table above, those who have more experience on the road pay less for auto insurance than the youngest Avalanche drivers. Chevrolet Avalanche drivers under 18 actually pay more than twice as much as those 25 or older.

Insurance prices continue to get lower as you get older, with the cheapest age group for Avalanche drivers being 55-64.

Your Gender

Because women are less likely to get into accidents and get speeding tickets, they are less likely to file a claim with insurance. So, insurance carriers will tend to offer women more affordable prices. The Chevrolet Avalanche follows this convention, and women pay about $74 a month for insurance and men pay around $75.

Where You Live

It may seem like common sense that variables such as what vehicle you drive and how old you are play a role in your car insurance rates, but did you know that where you live matters just as much? Since auto insurance is regulated on the state level and not nationally, premiums vary quite a bit depending on where you live.

For example, the average Chevrolet Avalanche owner from New York pays about $150 per month for liability coverage. Meanwhile, on average, the same driver in California will pay less than 50% of that price. The chart above shows average rates for the top 10 most populous states, just to give you a good idea of how much prices can change depending on where you live.

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Chevrolet Avalanche Car Insurance Discounts

Regardless of how old you are, which car you drive, or where you live, using as many discounts as possible when it comes to your car insurance policy is always important.

Even though all insurance companies offer their own unique discounts, there are a few different ones that you'll find with most carriers. These include discounts like:

• Multi-policy discounts for using the same insurance company for both your home and auto insurance
• Vehicle safety discounts for having a vehicle with certain safety features (like anti-lock brakes or air bags) or one with higher than average safety ratings
• Pay-in-full discounts for choosing to pay your entire policy premium at once, rather than in monthly installments
• Multi-car discounts for insuring more than one of your vehicles with the same carrier

While discounts are always a good way to save money on your auto insurance, sometimes, it's actually having a profile that looks good to insurance companies that get you the best rates.

Although you can't control every single aspect of your car insurance profile (like some of the attributes we mentioned above), you can control some of it. Below are just a few of the ones you can use to your advantage when it comes to saving money:

Your Driving Record

You've probably seen ads from insurance carriers offering large savings for safe drivers. It makes sense that your car insurance premiums will increase if you get into an accident or get a speeding ticket. But exactly how much can it cost you for these infractions?

Looking at the table above, you'll see that accidents will usually cost Avalanche drivers more than tickets, but both will result in a raise in rates. Chevrolet Avalanche drivers with one ticket will pay about $88 monthly, while drivers with a single accident on their record pay an average of $93 a month (up $19 from the $74/mo. overall average). The rates only get higher the more collisions you have or tickets you get.

How Much You Drive

Another variable that plays a role in your auto insurance rates is the amount of miles you drive each year. Drivers who are on the roads less often are less likely to get tickets, so they'll usually end up paying less for insurance. In the table above, you can see that Chevrolet Avalanche owners who drive 10,000 miles or more pay $74 for car insurance, while those who drive fewer than 2,500 miles each year pay about $71 per month.

But if you don't use your Chevrolet Avalanche that often, you might consider getting a usage-based or pay-per-mile insurance policy. With these plans, you pay a small monthly amount, and your final monthly bill is calculated based on how many miles you drove.

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How Do Chevrolet Avalanches Compare to Other Vehicles?

If you're considering purchasing a new vehicle and a Chevrolet Avalanche is on your shortlist, it can pay off to do your due diligence. Car insurance is just one cost that's associated with buying a new car, but it's certainly one that's worth considering.

Review the table below to see how the Chevrolet Avalanche compares:

Overall, the Chevrolet Avalanche has an MSRP that's in line with the going rate for a new vehicle. The average vehicle price in the U.S. is $37,957, and the Avalanche comes in close to that at $35,980. And since it's been awhile since a new Avalanche model has been on the market, used prices will be even more affordable.

Similarly, auto insurance premiums are pretty average when compared to the rest of the vehicle market. Full coverage insurance for a Chevrolet Avalanche is around $36 a month cheaper than average, while liability only coverage is $18 higher a month.

When it comes to usage, Chevrolet Avalanche owners drive about the same amount annually as the national average, with 11,957 miles every year compared to 11,660 for all vehicles.

Chevrolet Avalanche Car Insurance Costs by Model Year

You've seen how different things can have an impact on what you'll pay for insurance. If you're thinking about buying a new vehicle and the Avalanche is one you're considering, having a good idea of exactly what you'll pay can be extremely helpful as you weigh your options.

That's why we've decided to break down Chevrolet Avalanche car insurance prices by model year. Simply choose a specific Avalanche model year in the dropdown below and see average rates for both liability only and full coverage. You'll also find some other helpful info, like the base MSRP, which trim levels are offered, and who offers the most affordable policies for each Avalanche model year.

Choose Your Model

2013 Chevrolet Avalanche Car Insurance 2012 Chevrolet Avalanche Car Insurance 2011 Chevrolet Avalanche Car Insurance 2010 Chevrolet Avalanche Car Insurance 2009 Chevrolet Avalanche Car Insurance 2008 Chevrolet Avalanche Car Insurance 2007 Chevrolet Avalanche Car Insurance 2006 Chevrolet Avalanche Car Insurance 2005 Chevrolet Avalanche Car Insurance 2004 Chevrolet Avalanche Car Insurance 2003 Chevrolet Avalanche Car Insurance 2002 Chevrolet Avalanche Car Insurance

2013 Chevrolet Avalanche Car Insurance

It costs about $99 monthly for liability or $133 for a full coverage policy for the 2013 Avalanche.

Looking for the cheapest policy? ACG offered liability only coverage for as little as $22 per month.

Want to figure out exactly what you'll be asked to pay? Just enter your ZIP code below to get several customized quotes for free.

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2012 Chevrolet Avalanche Car Insurance

On average, drivers who own a 2012 Chevrolet Avalanche can expect to pay $78 to $144 monthly for liability only and full coverage auto insurance, respectively.

MetLife offered the lowest policy we found, with rates sometimes as little as $30 a month.

If you want to find the best rates for car insurance for a 2012 Chevrolet Avalanche, enter your ZIP code below and compare multiple personalized quotes in just a few minutes.

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2011 Chevrolet Avalanche Car Insurance

The average cost to insure a 2011 Avalanche with liability only coverage is $81 monthly, while full coverage runs around $139 a month.

With premiums as cheap as $19 per month, ACG offered the cheapest policy we found for the 2011 Chevrolet Avalanche.

While these are good estimates of what the average driver might pay to insure a 2011 Chevrolet Avalanche, these prices might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.

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2010 Chevrolet Avalanche Car Insurance

2010 Chevrolet Avalanche drivers can expect to pay an average of $71 a month for liability or $143 for full coverage.

If you're looking for the cheapest possible 2010 Chevrolet Avalanche insurance policy, Infinity offered the most affordable policy we found, with rates sometimes as cheap as $23 monthly.

If you want to know just how much your rate will be, just enter your ZIP code below and get free quotes in minutes.

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2009 Chevrolet Avalanche Car Insurance

You can expect full coverage for a 2009 Avalanche to run about $139 per month, while liability only coverage will average around $64 a month.

With premiums as cheap as just $17 per month, MetLife offered the lowest policy we found.

What will your auto insurance price be? Just enter your ZIP code below to get lots of free customized quotes.

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2008 Chevrolet Avalanche Car Insurance

The average cost to insure a 2008 Chevrolet Avalanche with liability only coverage is $73 monthly, while full coverage runs about $139 a month.

Dairyland has rates as little as just $23 per month for the 2008 Chevrolet Avalanche.

If you want to know exactly how much you can expect to pay for your Avalanche, get free quotes in minutes by just entering your ZIP code below.

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2007 Chevrolet Avalanche Car Insurance

It costs around $74 monthly for liability or $145 for a full coverage policy for the 2007 Avalanche.

We found StateAuto offered the cheapest policy, with rates as low as just $19 per month.

Interested in exactly how much you'll pay? Get a variety of personalized quotes for free by just entering your ZIP code below.

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2006 Chevrolet Avalanche Car Insurance

2006 Chevrolet Avalanche drivers can expect to pay an average of $71 a month for liability or $127 for full coverage.

If you're looking for the most affordable 2006 Chevrolet Avalanche insurance policy, MetLife offered the most affordable policy we found, with rates as low as $22 monthly.

If you want to know just how much your rate will be, get free quotes in minutes by just entering your ZIP code below.

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2005 Chevrolet Avalanche Car Insurance

You can expect full coverage for a 2005 Avalanche to run about $136 per month, while liability only coverage will average around $74 monthly.

We found Kemper offered the cheapest policy, with rates sometimes as cheap as $20 a month.

And if you want more accurate rates tailored specifically to you, just enter your ZIP code below and get free quotes in minutes.

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2004 Chevrolet Avalanche Car Insurance

On average, drivers who own a 2004 Chevrolet Avalanche can expect to pay $74 to $141 monthly for liability only and full coverage insurance, respectively.

Looking for the lowest policy? MetLife offered liability only coverage for as little as just $19 per month.

Want to know just how much you'll pay? Just enter your ZIP code below to get multiple free personalized quotes.

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2003 Chevrolet Avalanche Car Insurance

You can expect full coverage for a 2003 Avalanche to run about $133 a month, while liability only coverage will average around $80 per month.

MetLife has prices sometimes as low as $17 a month for the 2003 Chevrolet Avalanche.

These average premiums are a great starting point if you're in the market for a 2003 Chevrolet Avalanche, but there are multiple factors that go into calculating your policy rates. If you want to figure out exactly what you'll be asked to pay, get customized quotes by entering your ZIP below.

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2002 Chevrolet Avalanche Car Insurance

It costs about $72 monthly for liability or $121 for a full coverage policy for the 2002 Chevrolet Avalanche.

Mercury offered the most affordable policy we found, with rates as cheap as $17 a month.

While these are good estimates of what the average driver might pay to insure a 2002 Chevrolet Avalanche, these prices might differ based on your driver profile. Get free personalized quotes in minutes by just entering your ZIP code below.

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Chevrolet Avalanche Insurance FAQs

Is a Chevrolet Avalanche expensive to insure?

Liability insurance runs an average of $74 per month, while full coverage will cost you around $137. The Chevrolet Avalanche is relatively cheap to insure compared to the average truck.

How can I get the best price on car insurance for my Chevrolet Avalanche?

There's only one way to guarantee you're getting the cheapest rates -- regularly shopping around and comparing quotes from lots of companies. A good rule of thumb is to get quotes every 6 months or so. Luckily, sites like Compare.com let you compare rates from quite a few carriers at once, meaning you can find the most affordable rates (or guarantee you already have the best deal) in just a few minutes.

Does the color of my Chevrolet Avalanche affect my insurance prices?

You might have heard the old adage that it costs more to insure a red car than cars of other colors, but that's actually not the case. There are several things auto insurance companies use when they decide how much your policy will be, but the color of your car isn't one of them.

Do I need to have insurance before I buy a Chevrolet Avalanche?

You'll need to have valid car insurance for your vehicle before you can legally drive your it off the dealership lot. Some dealerships may offer you an auto insurance policy as part of the car-buying process, but the easiest thing to do is to let your insurance company know beforehand.

What car insurance discounts can I get for my Chevrolet Avalanche?

You will find all sorts of discounts out there for car insurance. Many of them (like "multi-vehicle discounts" and "pay-in-full discounts") are based less on your Chevrolet Avalanche and more on you, but if your Avalanche has safety features like airbags, anti-lock brakes, anti-theft systems, and other features, it may be eligible for certain discounts. You'll only know about which discounts you qualify for if you get in touch with your insurance carrier and ask about their discounts, since they change quite a bit from company to company.