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Melanie Lockert is a personal finance and insurance writer who has been writing for Compare.com since 2023. Her work has also appeared on Allure, Business Insider, Credit Karma, Fortune, and more. She’s also the founder of the blog and author of the book, “Dear Debt” in which she chronicled her journey out of $81,000 of student loan debt.
Melanie is also the co-founder of the Lola Retreat and host of the Mental Health and Wealth show podcast.
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Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
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If you currently own a Chrysler vehicle or are shopping around for one, insurance costs are a major factor to consider. Fortunately, Chrysler premiums fall below the national average, with drivers paying an average of $146 per month for coverage, according to Compare.com data.
Some Chryslers, such as the Pacifica, may have lower insurance costs thanks to their safety ratings and reliability.[1] Still, insurance rates vary widely based on driver age, credit, deductibles, driving record, and other risk factors. Learn more about how much Chrysler insurance costs and where to get the most affordable coverage.
Chrysler auto insurance averages $104 per month for liability coverage and $189 for full coverage.
Some of the best Chrysler insurance options include Travelers, Safeco, and Root.
The Chrysler Town & Country is the cheapest model to insure, while the Chrysler 300 is the most expensive.
The table below shows the average monthly rates for Chryslers broken down by coverage type and how each compares to the national average, according to Compare.com data.
Vehicle Type  | Average Monthly Premium: Liability Coverage | Average Monthly Premium: Full Coverage | Overall Average for All Policies |
|---|---|---|---|
| Chrysler | $104 | $189 | $146 |
| All makes | $108 | $198 | $150 |
Chrysler owners pay an average of $104 per month for liability insurance and $189 per month for full-coverage insurance. When comparing Chrysler insurance to the national average, the rates across the board are pretty similar, with average costs being slightly cheaper for Chrysler insurance.
Comparing quotes can save you up to $867.†
Car insurance rates vary by model. Chrysler repair costs, safety features, engine size, and theft rates can all affect auto insurance pricing.[2]
Your coverage choices also play a key role in how much your insurance costs. Most drivers need basic liability insurance at the state-mandated coverage levels, which is often the cheapest coverage option.
Full-coverage car insurance is a solid choice for drivers looking for additional protection, but it costs more. Typically, full coverage refers to a mix of coverage types, including liability insurance, collision coverage, and comprehensive coverage.
Here’s how Chrysler insurance rates vary by model and coverage type, according to Compare.com data.
Model | Average Liability Premium | Average Full-Coverage Premium |
|---|---|---|
| 200 | $111 | $201 |
| 300 | $120 | $218 |
| Pacifica | $93 | $169 |
| Town & Country | $74 | $135 |
| Voyager | $97 | $176 |
| All Chrysler models | $108 | $198 |
The Chrysler Town & Country tops our list as the most affordable model to insure. Drivers pay an average of $135 per month for full coverage. The most expensive model to insure is the Chrysler 300, with drivers paying around $218 per month for full coverage.
Next, we cover some of the cheapest insurance companies for Chrysler drivers.
The average rates above are just a starting point to give you a better idea of what you can expect to pay for your Chrysler. But you can get lower rates thanks to plentiful discounts and shopping around for the best coverage.
To get you started, we’ve narrowed down the insurance companies with the cheapest Chrysler insurance, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| Travelers | $89 |
| Safeco | $100 |
| Root | $108 |
| First Chicago | $113 |
| Mercury | $117 |
Travelers has the cheapest average monthly premium of just $89. While this list is useful when looking for affordable coverage options, it’s still important to do your own research because these companies may not be your cheapest option.
That said, getting several auto insurance quotes can help you find the most affordable coverage based on your situation. Below, we cover some of the best Chrysler insurance options for drivers with different needs and backgrounds.
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No matter what you drive, you won’t find one best company for every driver or situation. That’s why we looked at various data points, including discounts, customer service, coverage options, and reviews, to help you narrow your options.
With that in mind, here are our top three picks for the best insurance companies for Chrysler owners looking for the best discounts, coverage options, and safe driver benefits.
| AM Best AM Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor). | A++ |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | NR |
Drivers value the reliable coverage but find the policy costs high and the rate increases too frequent. Communication and claim settlement speed also need improvement.
Drivers value the reliable coverage but find the policy costs high and the rate increases too frequent. Communication and claim settlement speed also need improvement.
Travelers has low rates and plenty of discounts for a wide range of customers. You can get a new car discount, a safe driver discount, and multi-policy and multi-car discounts. Additionally, the company offers a homeowner discount, a hybrid/electric car insurance discount, and a good student discount.
| User Reviews | NR |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | NR |
Customers appreciate the accessible and friendly customer service but are unhappy with the significant and frequent price increases, especially for those with safe driving records.
Customers appreciate the accessible and friendly customer service but are unhappy with the significant and frequent price increases, especially for those with safe driving records.
Safeco offers affordable insurance rates and in-demand optional coverages, such as 24-hour roadside assistance, rental car reimbursement, and new vehicle replacement. You can also save with its RightTrack telematics program.
That said, Safeco doesn’t offer many discounts compared to competitors, and it also ranks poorly for customer service and claims satisfaction.
Affordable car insurance premiums
Solid optional coverage lineup
Highly rated mobile app for customers[6]
Limited discounts
Low customer rating on Trustpilot
Below-average digital experience
| User Reviews | NR |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | NR |
Drivers appreciate the quick claim handling and good service but dislike the high rates and lack of pricing transparency.
Drivers appreciate the quick claim handling and good service but dislike the high rates and lack of pricing transparency.
Safe drivers may be able to lower costs with Root. The company’s app records your driving behavior, and you can get a customized rate based on how you drive. And Root has an excellent Trustpilot rating and many customer reviews.
While the majority of reviews were positive, some customers complained about claims handling and rate increases. Plus, you won’t get an accurate quote until your 30-day test-drive period is complete.
Competitive rates
Excellent Trustpilot rating[7]
Multiple optional coverages
Complaints about the insurance claims process
30-day test-drive period
Not available in every state
Compare personalized quotes and find the best rate in minutes.
Car insurance rates change from state to state since risk factors may be different in each area. Your location’s ZIP code, crime rate, incidents of theft and car accidents, and the state-minimum coverage can all affect auto insurance costs.
The map below shows Chrysler insurance rates by state, according to our research.
state_id | Average Monthly Premium |
|---|---|
| Alabama | $96 |
| Arizona | $129 |
| Arkansas | $185 |
| California | $186 |
| Colorado | $151 |
| Connecticut | $294 |
| Delaware | $179 |
| Florida | $189 |
| Georgia | $192 |
| Idaho | $97 |
| Illinois | $120 |
| Indiana | $104 |
| Iowa | $88 |
| Kansas | $118 |
| Kentucky | $189 |
| Louisiana | $174 |
| Maine | $115 |
| Maryland | $266 |
| Massachusetts | $145 |
| Michigan | $226 |
| Minnesota | $145 |
| Mississippi | $145 |
| Missouri | $141 |
| Montana | $117 |
| Nebraska | $136 |
| Nevada | $230 |
| New Hampshire | $89 |
| New Jersey | $153 |
| New Mexico | $112 |
| New York | $372 |
| North Carolina | $72 |
| North Dakota | $112 |
| Ohio | $98 |
| Oklahoma | $125 |
| Oregon | $124 |
| Pennsylvania | $126 |
| Rhode Island | $111 |
| South Carolina | $212 |
| South Dakota | $93 |
| Tennessee | $109 |
| Texas | $171 |
| Utah | $141 |
| Vermont | $105 |
| Virginia | $140 |
| Washington | $108 |
| District of Columbia | $219 |
| West Virginia | $112 |
| Wisconsin | $98 |
| Wyoming | $93 |
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Many drivers are looking for the cheapest auto insurance rates. While lower premiums are important, finding the best insurance company that meets your needs is essential. Here’s what to consider before choosing auto insurance coverage for your Chrysler.
Liability coverage vs. full coverage: Most states require drivers to have liability insurance, which includes bodily injury liability and property damage liability. It helps pay for damages and injuries you cause to another driver. Full coverage typically includes comprehensive coverage and collision coverage on top of your liability insurance and pays for your vehicle damage. If you want maximum protection for your Chrysler, full-coverage car insurance is likely your best bet.
Medical payments: Consider your health insurance and financial situation when getting coverage. If you want additional protection, you can get personal injury protection in some states, which helps pay for medical expenses. Another benefit of this type of coverage is that it can also cover lost wages.
Uninsured and underinsured motorist coverage: Some drivers may not have liability insurance or enough coverage to pay for damage they cause in an accident. Uninsured and underinsured motorist coverage ensures you’re not left vulnerable by helping pay for costs.
Before purchasing Chrysler insurance, evaluate your needs and get quotes from several insurance companies to find the best rate.
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To get the most affordable insurance for your Chrysler, consider these five tips:
Increase your deductible: An easy way to lower your monthly auto insurance premiums is to raise your deductible. But keep in mind that if you file a claim, you’re responsible for the deductible before your insurance benefits kick in, so be sure you can cover it.
Bundle insurance: If you have multiple types of insurance, such as home and auto insurance, you may be able to get a bundling discount if you purchase them with the same insurer.
Check for discounts: Most insurance companies offer discounts. For example, some insurers offer new Chrysler owners a discount on their new vehicle coverage.
Stay claims-free: Violations on your driving record will increase your rates. Maintaining a clean driving record can help keep your rates low. Limit distractions while on the road and follow all applicable laws.
Get several insurance quotes: To get a solid sample of rates, comparison shop regularly and get at least three insurance quotes from different companies to keep your rates low.
Compare personalized quotes and find the insurer best suited to your Chrysler.
To help you understand more about Chrysler insurance, here are answers to the most common questions drivers ask.
The overall average cost to insure a Chrysler is $146 per month — $104 for liability insurance and $189 for full coverage, according to Compare.com data. Keep in mind that your actual monthly premium will depend on factors such as your address, driving record, coverage levels, credit history, and more.
No, Chryslers are slightly cheaper to insure than the overall average for all cars. The average cost of Chrysler auto insurance is about $146 per month, while other vehicles average around $150, according to our research. Your rate may be higher or lower depending on your unique driving profile and other factors.
The Chrysler Town & Country is the cheapest model to insure, averaging $74 per month for liability and $135 for full coverage, according to Compare.com data.
Our data shows that Subaru is among the cheapest brands to insure, at $161 per month. You can lower costs regardless of your make and model by qualifying for discounts, bundling policies, maintaining a clean driving record, and shopping around for cheaper rates.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
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Melanie Lockert is a personal finance and insurance writer who has been writing for Compare.com since 2023. Her work has also appeared on Allure, Business Insider, Credit Karma, Fortune, and more. She’s also the founder of the blog and author of the book, “Dear Debt” in which she chronicled her journey out of $81,000 of student loan debt.
Melanie is also the co-founder of the Lola Retreat and host of the Mental Health and Wealth show podcast.
Lequita Westbrooks is an insurance editor at Compare.com. Her writing and editing experiences span several industries, including insurance, personal finance, higher education, and more. She excels at explaining complex topics like auto insurance in simple, easy-to-understand language and is passionate about helping readers save money. Lequita graduated from the University of South Florida, where she earned her Bachelor’s degree in English.
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