Hyundai Accent Car Insurance: How Much Should You Expect to Pay?

Hyundai Accent owners pay an average of $177 monthly for their insurance prices. Our newest guide will provide the information you need to know about how much auto insurance carriers might charge you to insure your Hyundai Accent.

Quick Facts

  • It costs about the same to insure a Hyundai Accent as the average car.

  • Full coverage car insurance for an Accent tends to be around $176 per month, on average, while liability only insurance usually comes in at about $84.

  • Dashers is the lowest insurance carrier for an Accent.

Accent Overview

With a base price of just $15,395 for new 2021 models, the Hyundai Accent is a great car for all budgets. There's a Accent for every driver, with a choice of two different trim options.

We crunched the numbers on thousands of car insurance quotes on Compare.com, and we've determined that, on average, Hyundai Accent auto insurance rates run around $177 a month. But how does that stack up to other similar vehicles out there on the market?

Current Base Price$15,395
Body Style(s)Car
Trim LevelsLIMITED, SE/SEL
Average Insurance Premium$177/mo.
Cheapest Insurance CompanyDashers

How Much is Car Insurance for a Hyundai Accent?

Vehicle Liability Only Full Coverage
Hyundai Accent$84$176
All Hyundai Models$88$174
All Cars$83$177
Average Insurance Premium$81$169

If you look at the table above, you'll find that insurance premiums for a Hyundai Accent are about average compared to other vehicles on the road. Accent drivers normally pay around $176 monthly for full coverage, which has comprehensive and collision coverages in addition to liability, and about $84 per month for liability only insurance (our guide, "State Minimum vs. Full Coverage", can provide more details on these different types of insurance).

When you compare it to other models, the Accent is on par with Hyundai's vehicle offerings. Compared to offerings from other brands, car insurance for an Accent runs close to average, with liability insurance prices coming in at 1% higher than other cars and full coverage insurance rates at 1% cheaper.

Compared to all vehicles, no matter which model, make, or body style they are, the Accent follows a similar pattern of having average insurance premiums.

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Who has the Cheapest Car Insurance for a Hyundai Accent?

Insurance Company Average Monthly Premium
Ohio Mutual$24
MetroMile$37
Hugo$37
StateAuto$40
WesternStar$43

Are you looking for an auto insurance policy for your Hyundai Accent? You might be most interested in which company offers the cheapest rates. Even though there will never be one carrier that has the most affordable rates for everyone, the lowest average rates for liability only insurance are sometimes just $24 a month from Ohio Mutual. With car insurance sometimes as low as $37 a month, MetroMile is the next cheapest auto insurance company.

Hugo, StateAuto, and WesternStar round out the rest of the top 5 list. That being said, just because these five companies offer the cheapest average rates doesn't necessarily mean they'll give you the best rates for your Hyundai Accent.

Auto insurance carriers take a multitude of variables into consideration when offering you rates. By reviewing quotes from numerous car insurance companies at once, you can be sure you're finding the most affordable rate.

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What Factors Affect Car Insurance Rates for a Hyundai Accent?

There are many things that auto insurance carriers reference to decide how much to charge for a policy -- and every carrier weighs different variables more heavily than others, so there's not a singular company that's the lowest for each Accent owner.

The sections below show multiple factors insurance companies use to calculate rates:

Vehicle Age

Vehicle Age Average Monthly Premium
Less than 1 Year$88
2-3 Years$91
4-5 Years$88
6-7 Years$82
8-10 Years$83
11-14 Years$78
15 Years or Older$86

The Hyundai Accent has been around for a while -- that means vehicle age can make a difference in what you end up paying for car insurance. Usually, it costs less to insure older cars because they're worth less than newer models, and as time goes on and Accents begin to depreciate, insurance costs will gradually go lower.

According to the table above, the Hyundai Accent follows this trend, as the cheapest models to insure are those that are 11 to 14 years old, while the most expensive models are Accents that are 2 to 3 years old, on average.

Your Age

Age Average Monthly Premium
Under 18$190
18-24$120
25-34$81
35-44$71
45-54$60
55-64$60
65 or Older$66

Age makes a significant difference in how much insurance carriers will charge. Based on the information above, drivers who have more experience on the road pay less for auto insurance than young Accent drivers. Hyundai Accent drivers under 18 actually pay more than twice as much as those 25 or older.

Car insurance prices continue to get lower as you get older, with the cheapest age group for Accent drivers being 55-64.

Your Gender

Gender Average Monthly Premium
Male$88
Female$81

Because women are less likely to get tickets and get into collisions, they are less likely to file a claim with insurance. So, women tend to get cheaper rates than men. When it comes to Accent drivers specifically, men pay about $7 more than women per month for car insurance.

Where You Live

State Average Monthly Premium
California$58
Florida$137
Georgia$124
Illinois$49
New York$169
North Carolina$53
Ohio$82
Pennsylvania$71
Texas$70
Virginia$66

You were probably already aware that variables such as how old you are and what vehicle you drive play a role in your insurance prices, but you may not realize that where you live is equally important. Since auto insurance is regulated on the state level rather than nationally, rates can differ quite a bit depending on which state you're located in.

For example, the average Hyundai Accent driver from New York pays around $169 a month for liability coverage. Meanwhile, the same Californian owner will pay less than 50% of that price, on average. The table referenced above shows average prices for the top 10 most populous states, just to give you a good idea of how much rates can change across states.

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Hyundai Accent Car Insurance Discounts

Regardless of your car, your age, or your home state, using as many discounts as possible when it comes to your car insurance policy is always a good idea.

Not every insurance carrier will offer the same discounts, but there are a few that are relatively universal. These include discounts like:

  • Multi-policy discounts for using the same insurance company for both your home and auto insurance
  • Vehicle safety discounts for having a vehicle with higher safety ratings or one with certain safety features (like anti-lock brakes or air bags)
  • Pay-in-full discounts for agreeing to pay your entire policy price at once, rather than in monthly installments
  • Multi-vehicle discounts for insuring more than one of your cars with the same carrier

These discounts are great, but some of the best ways to save are just by having a good driving record and positive insurance profile.

You obviously can't control every single aspect of your auto insurance profile (like some of the attributes we mentioned above), but there is quite a bit that you can control. Below are just a few of the ones you can use to your advantage when it comes to saving some cash:

Your Driving Record

Infractions Average Monthly Premium
1 Accident$109
Multiple Accidents$155
1 Ticket$97
Multiple Tickets$135

You've almost certainly noticed ads from insurance companies offering big savings for good drivers. It shouldn't come as a surprise that your auto insurance premiums will increase if you get into a collision or get tickets. But you're probably wondering exactly how much these infractions can cost you.

If you look at the table above, you'll see that accidents will usually cost Accent drivers more than tickets, but both will result in higher than normal rates. Hyundai Accent drivers with one ticket will pay about $97 monthly, while drivers with a single accident on their record pay an average of $109 every month (up $25 from the $84/mo. overall average). The rates only go higher the more tickets you get or collisions you have.

How Much You Drive

Annual Mileage Average Monthly Premium
0-2,500 Miles$70
2,501-5,000 Miles$74
5,001-7,500 Miles$77
7,501-10,000 Miles$91
10,000+ Miles$82

The total distance you drive impacts your car insurance rates. Drivers who are on the roads less often are more likely to go accident-free, so they'll typically end up spending less on auto insurance. Based on the table above, you can see that Hyundai Accent owners who drive 10,000 miles or more pay $82 for car insurance, while those who drive fewer than 2,500 miles each year pay an average of $70 per month.

But if you don't use your Hyundai Accent that often, you might consider learning about usage-based or pay-per-mile insurance policies. With these kinds of coverage, you pay a small monthly amount, and your final monthly bill is calculated based on the number of miles you drove.

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How Do Hyundai Accents Compare to Other Vehicles?

If you're considering making a Hyundai Accent your next vehicle, it can pay off to do your due diligence. Insurance is just one cost that comes with buying a new car, but it's guaranteed to be one that's worth taking into consideration.

Take a look at the table below to see how the Hyundai Accent compares:

Hyundai Accent National Average
Liability Insurance$84$81
Full Coverage Insurance$223$169
Base MSRP$15,395$46,223
Average Annual Mileage11,70911,673

With an MSRP that's less than half of the going rate for a new vehicle, the Hyundai Accent is a fantastic value for any budget. While the average vehicle price in the U.S. is $46,223, the Accent retails at just $15,395.

Unlike the Accent's lower price, car insurance premiums run slightly above average when compared to other vehicles on the market. Full coverage insurance for a Hyundai Accent is about $54 per month more than average, while liability only coverage is $3 higher monthly.

When it comes to usage, Hyundai Accent drivers are pretty close to the national average in annual miles driven, with 11,673 miles a year for all vehicles compared to the Accent's 11,709 per year.

Hyundai Accent Car Insurance Costs by Model Year

So far, you've seen how different factors affect a driver's auto insurance prices. But if you're in the market for a new car, truck, or SUV and the Accent is on your wishlist, knowing what you can expect to pay is extremely valuable as you weigh your options.

For this reason, we've done the heavy lifting and analyzed Hyundai Accent insurance premiums by model year. Choose a model year from the dropdown below to see average rates for both full coverage and liability only options, as well as some other helpful info, such as who offers the cheapest policies, which trim levels are offered, and the base MSRP for each year the Accent has been around.

2021 Hyundai Accent Car Insurance

   
Liability Only Avg. Premium$84
Full Coverage Avg. Premium$223
Base MSRP$15,395
Cheapest Insurance CompanySun Coast - $30/mo.
Available TrimsLIMITED, SE/SEL

As we saw above, the Hyundai Accent is a great budget option for someone looking to buy a brand new car.

When it comes to auto insurance, the average 2021 Hyundai Accent generally costs around $223 a month for full coverage and $84 per month for a liability only policy. And if you want the most affordable insurance possible, Sun Coast offers liability only policies for sometimes as cheap as $30 monthly.

While this gave you a good idea of what the average 2021 Accent will cost to insure, there's no way to know exactly how much you'll pay without getting a personalized quote. With Compare.com, you can gather multiple quotes at once, all for free. Simply enter your ZIP code below to get started.

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2020 Hyundai Accent Car Insurance

   
Liability Only Avg. Premium$95
Full Coverage Avg. Premium$193
Base MSRP$15,295
Cheapest Insurance CompanyHugo - $26/mo.
Available TrimsLIMITED, SE/SEL

If you're in the market for a 2020 Accent or already own one, you're most likely looking at an average insurance premium of about $193 for full coverage or $95 for a liability only policy.

And if you're just looking for the cheapest car insurance for your Accent, Hugo offers liability only policies for as little as just $26 a month.

And if you want more accurate rates tailored specifically to you, just enter your ZIP code below and get free quotes in minutes.

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2019 Hyundai Accent Car Insurance

   
Liability Only Avg. Premium$104
Full Coverage Avg. Premium$223
Base MSRP$14,995
Cheapest Insurance CompanyOhio Mutual - $19/mo.
Available TrimsLIMITED, SE/SEL

On average, drivers who own a 2019 Accent can expect to pay $104 to $223 per month for liability only and full coverage insurance, respectively.

With rates as cheap as just $19 monthly, Ohio Mutual offered the lowest policy we found.

If you want to know exactly how much you can expect to pay for your Accent, just enter your ZIP code below and get free quotes in minutes.

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2018 Hyundai Accent Car Insurance

   
Liability Only Avg. Premium$127
Full Coverage Avg. Premium$198
Base MSRP$14,995
Cheapest Insurance CompanyDairyland - $27/mo.
Available TrimsLIMITED, SE/SEL

You can expect full coverage for a 2018 Hyundai Accent to run around $198 a month, while liability only coverage will average about $127 monthly.

Looking for the most affordable policy? Dairyland offered liability only coverage for sometimes as little as $27 a month.

Interested in just how much you'll pay? Enter your ZIP code below to get lots of free customized quotes.

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2017 Hyundai Accent Car Insurance

   
Liability Only Avg. Premium$91
Full Coverage Avg. Premium$191
Base MSRP$14,745
Cheapest Insurance CompanyCommonwealth Casualty - $21/mo.
Available TrimsSE, SPORT

2017 Accent drivers can expect to pay an average of $91 per month for liability or $191 for full coverage.

We found Commonwealth Casualty offered the cheapest policy, with rates as cheap as $21 a month.

These average prices are a great starting point if you're in the market for a 2017 Hyundai Accent, but there are a lot of different things that go into calculating your policy rates. If you want to figure out exactly what you'll be asked to pay, get customized quotes by entering your ZIP below.

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2016 Hyundai Accent Car Insurance

   
Liability Only Avg. Premium$89
Full Coverage Avg. Premium$190
Base MSRP$14,745
Cheapest Insurance CompanyHugo - $17/mo.
Available TrimsSE, SPORT

It costs around $89 per month for liability or $190 for a full coverage policy for the 2016 Hyundai Accent.

Hugo has rates as little as $17 monthly for the 2016 Hyundai Accent.

Want to figure out exactly what you'll be asked to pay? Get several free customized quotes by just entering your ZIP code below.

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2015 Hyundai Accent Car Insurance

   
Liability Only Avg. Premium$95
Full Coverage Avg. Premium$185
Base MSRP$14,745
Cheapest Insurance CompanyGainsco - $18/mo.
Available TrimsGLS, GLS/SE, GS

The average cost to insure a 2015 Accent with liability only coverage is $95 per month, while full coverage runs about $185 a month.

With prices as low as just $18 monthly, Gainsco offered the lowest policy we found for the 2015 Hyundai Accent.

If you want to know just how much your rate will be, get free quotes in minutes by just entering your ZIP code below.

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2014 Hyundai Accent Car Insurance

   
Liability Only Avg. Premium$78
Full Coverage Avg. Premium$178
Base MSRP$14,645
Cheapest Insurance CompanyWorkmens - $22/mo.
Available TrimsGLS/GS, GLS/SE

On average, drivers who own a 2014 Hyundai Accent can expect to pay $78 to $178 a month for liability only and full coverage auto insurance, respectively.

Workmens offered the cheapest policy we found, with rates as low as $22 monthly.

If you want to find the best premiums for car insurance for a 2014 Hyundai Accent, enter your ZIP code below and compare multiple personalized quotes in just a few minutes.

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2013 Hyundai Accent Car Insurance

   
Liability Only Avg. Premium$94
Full Coverage Avg. Premium$176
Base MSRP$14,545
Cheapest Insurance CompanyHugo - $17/mo.
Available TrimsGLS/GS, GLS/SE

You can expect full coverage for a 2013 Accent to run around $176 per month, while liability only coverage will average about $94 monthly.

If you're looking for the lowest possible 2013 Hyundai Accent insurance policy, Hugo offered the lowest policy we found, with rates sometimes as low as $17 a month.

Interested in what your insurance premium will be? Get a variety of customized quotes for free by just entering your ZIP code below.

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2012 Hyundai Accent Car Insurance

   
Liability Only Avg. Premium$80
Full Coverage Avg. Premium$165
Base MSRP$12,545
Cheapest Insurance CompanyElephant - $19/mo.
Available TrimsGLS/GS, GLS/GS/SE

2012 Hyundai Accent drivers can expect to pay an average of $80 per month for liability or $165 for full coverage.

We found Elephant offered the most affordable policy, with rates as low as $19 monthly.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get free quotes in minutes.

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2011 Hyundai Accent Car Insurance

   
Liability Only Avg. Premium$83
Full Coverage Avg. Premium$152
Base MSRP$9,985
Cheapest Insurance CompanyHugo - $18/mo.
Available TrimsGL, GLS, SE

The average cost to insure a 2011 Accent with liability only coverage is $83 per month, while full coverage runs around $152 a month.

Hugo has prices as cheap as $18 monthly for the 2011 Hyundai Accent.

Want to know exactly how much you'll pay? Get multiple personalized quotes for free by just entering your ZIP code below.

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2010 Hyundai Accent Car Insurance

   
Liability Only Avg. Premium$86
Full Coverage Avg. Premium$149
Base MSRP$9,970
Cheapest Insurance CompanyAnswerFinancial - $19/mo.
Available TrimsBLUE/GS, GLS, SE

It costs about $86 per month for liability or $149 for a full coverage policy for the 2010 Hyundai Accent.

AnswerFinancial offered the cheapest policy we found, with rates as little as just $19 a month.

If you want more accurate quotes of how much you can expect to pay, just enter your ZIP code below and get several free quotes in minutes.

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Hyundai Accent Insurance FAQs

Is a Hyundai Accent expensive to insure?

Liability insurance runs an average of $84 per month, while full coverage will cost you around $176. When compared to the national average of all vehicles, the cost of car insurance is about on par with the cost of insuring the average vehicle.

How can I get the best price on car insurance for my Hyundai Accent?

There's only one way to make sure you're getting the most affordable rates -- checking prices regularly and comparing quotes from a whole range of carriers. A good rule of thumb is to get quotes every 6 months or so. Luckily, sites like Compare.com let you compare rates from a wide array of companies at once, meaning you can find the lowest rates (or guarantee you already have the best deal) in just a few minutes.

Does the color of my Hyundai Accent affect my insurance premiums?

Have you heard that it costs more to insure red cars than silver or white ones before? Well, that's actually a myth. Although there are lots of variables auto insurance carriers use when they offer prices, the color of your vehicle is not factored into that decision.

Do I need to have insurance before I buy a Hyundai Accent?

You'll need to have an auto insurance policy in place before you can legally driver your new (or new to you) Accent off the dealership lot. Some dealerships will offer you one during the purchase process, but the best thing to do when buying a a new car is to let your insurance company know beforehand.

What car insurance discounts can I get for my Hyundai Accent?

There are all sorts of discounts out there when it comes to car insurance. Many of them (like "multi-vehicle discounts" and "safe driver discounts") are based less on your car and more on you, but if your Accent has safety features like anti-lock brakes, airbags, anti-theft systems, and other features, it may be eligible for certain discounts. The only way to know for sure is to reach out to your insurance carrier and ask about their discounts, since they fluctuate quite a bit from carrier to carrier.

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