Hyundai Motor Company is a multinational automotive manufacturer headquartered in Seoul, South Korea. Hyundai was first established in 1967 and currently owns nearly half of the Kia brand as well. In 1986, Hyundai released its first vehicle in America, offering the Excel as an affordable option with high fuel efficiency. 1988 introduced the Sonata, packaged with the 4-cylinder Alpha engine. In 1999, Hyundai began focusing heavily on design elements and succeeded in its campaign to become a world-class brand.
Hyundais have always been marketed as safe and reliable vehicles with durable and efficient parts and components. Regardless of the brand efficiency, you still need quality insurance at an affordable price. Below you’ll find details about the cost of insuring a Hyundai based on the model and the insurance company, along with features that can help you save on your premium.
Accent |
Azera |
Elantra |
|
Equus |
Genesis |
Genesis Coupe |
|
Ioniq |
Kona |
Palisade |
|
Santa Fe |
Sonata |
Tiburon |
|
Tucson |
Veloster |
Venue |
Cost of Hyundai Insurance
The average cost to insure a Hyundai is $123/mo. When comparing that to the national average to compare all vehicles in the United States, $106/mo, you’ll find that insurance for a Hyundai is slightly more in general.
This doesn’t mean you should shy away from buying a Hyundai or trade yours in for something else. All you need to do is be sure you’re comparing the rates of different insurance companies to make sure you get the best rate possible.
We can help you do that in just a few minutes. Simply enter your zip code below to get started.
Hyundai Car Insurance Rates by Model
While the average insurance premium for a Hyundai is $123/mo, that varies when you look at the specific model. A sports car will typically cost more to insure than a basic sedan, while a minivan will be more affordable than just about anything.
Here are average car insurance rates for some of the most common Hyundai models.
Accent
The Hyundai Accent is a subcompact 4 door sedan that has a more affordable sticker price and insurance rate. To ensure an Accent, you’ll pay around $111/mo.
Azera
The Hyundai Azera is a full-size 5-seat sedan that’s great for small families. It features generous standard features, great gas mileage, a roomy cabin and contemporary styling features. You can expect to pay around $113/mo to ensure an Azera.
Elantra
The Hyundai Elantra is a 5-seat compact sedan offering a smooth ride and quality handling. The interior is roomy and you get an overall good value for your money. This vehicle is a great option for commuters and if you want a car that’s eco-friendly with 35+ combined MPG. Insurance premiums average $131/mo.
Equus
The Hyundai Equus is a five-seat full-size luxury sedan. You can look forward to a comfortable ride, spacious backseat space, V-8 power and luxury design throughout. Insurance premiums will average around $160/mo.
Genesis
The Hyundai Genesis offers the ride quality, smooth acceleration and high-tech safety features of a luxury vehicle without the price tag. The Genesis falls somewhere between a midsize and full-size car. You’ll pay an average of $148/mo for insurance.
Ioniq
The Hyundai Ioniq is a newer Hyundai offer that began production in 2017. It’s also an electric vehicle, so it’s great if you’re looking for an eco-friendly vehicle or have a long commute. Insurance is higher with the Ioniq at around $165/mo.
Kona
The Hyundai Kona is a 5-seater SUV that’s great for small families. Featuring a front-wheel drive and 23 combined MPG, you can expect to pay around $124/mo for auto insurance.
Palisade
The Hyundai Palisade is a 3-row SUV seating 7 or 8 people that offers great value for the price. It has great ride quality with comfortable seats and tons of interior storage. Insurance runs around $149/mo to insure the Palisade.
Santa Fe
The Hyundai Santa Fe is a 5-seat mid-size SUV that’s great for families and towing. You’ll pay an average of $102/mo for auto insurance.
Sonata
The Hyundai Sonata is a mid-size 5-seat sedan that’s great for budget shoppers, commuters and small families. It’s also known for having a quiet interior, comfortable ride and user-friendly media system. Auto insurance will average around $130/mo.
Tiburon
The Hyundai Tiburon was in production from 1997-2008. While new models are unavailable, you’re sure to find used options for sale. The Tiburon 4-seater coupe offers many standard safety features and a V-6 engine. You can save on insurance with an average monthly rate of $79.
Tucson
The Hyundai Tucson is a 5-seat SUV that offers amazing value and quality. You get tons of space with lots of cargo room and a spacious backseat. In 2022 the Tucson was redesigned and costs $119/mo for insurance.
Veloster
The Hyundai Veloster is a sporty 4-seater hatchback. It’s known for its unique design with one driver-side door and two passenger-side doors along with a great steering response and suspension refinement. You can insure your Veloster for around $126/mo.
Venue
The Hyundai Venue is a subcompact SUV with 5-seats. It features a front-wheel drive and 121-hp four-cylinder engine. Thanks to its small size you’ll find it easy to park and maneuver through traffic. The average monthly insurance premium is $155 for the Venue.
Veracruz
The Hyundai Veracruz is a 7-seater 3-row SUV that was in production from 2007-2012. It had a 6-speed automatic engine with either a front or all-wheel drive depending on the model. The Verazcruz offers a smooth highway ride, quiet cabin and quality interior materials. $95 is the average monthly insurance rate.
Ultimately how much you pay for your auto insurance will depend on your personal driving record and other factors. To get a personalized quote, just enter your zip code below and in about 5 minutes we’ll provide you with a personalized list of insurance quotes from 60+ companies.
Hyundai Car Insurance Rates by Insurance Company
Auto insurance rates for the Hyundai will vary based on the model as well as the insurance company you choose. Different insurance companies weigh the factors that impact insurance rates differently which is why you’ll see such a wide range of rates depending on where you look.
Here’s a list of average insurance rates for a Hyundai at different insurance companies. They’re in order from least expensive to most expensive.
| Insurance Company | Monthly Insurance Premium |
|---|---|
| Hugo | $54 |
| Aspire | $60 |
| Commonwealth Casualty | $66 |
| National General | $70 |
| Say Insurance | $77 |
| First Chicago | $83 |
| Sun Coast | $83 |
| Infinity | $91 |
| MetroMile | $93 |
| 21st Century | $95 |
| MileAuto | $98 |
| Mercury | $102 |
| Lonestar | $103 |
| Assurance America | $103 |
| MotionAuto | $104 |
| Clearcover | $106 |
| Gainsco | $111 |
| Kemper | $111 |
| Dairyland | $114 |
| Direct Auto | $115 |
| BridgeNet | $121 |
| Jupiter | $124 |
| InsureMax | $125 |
| Infinity | $127 |
| Safeco | $136 |
| Acceptance | $138 |
| Freedom | $141 |
| Travelers | $142 |
| Elephant Insurance | $144 |
| SafeAuto | $145 |
| Plymouth Rock | $148 |
| Nationwide | $148 |
| Esurance | $153 |
| Liberty Mutual | $159 |
| The General | $162 |
| Amica | $167 |
| Foremost | $169 |
| Good2Go | $173 |
This table shows just how much auto insurance can vary depending on the insurance company. Quite a few companies offer average rates under $100/mo including Hugo ($54/mo), Aspire ($60/mo), Commonwealth Casualty ($66/mo) and National General ($77/mo).
Then you have rates slightly over $100/mo including Mercury at $102/mo, Mercury and Lonestar at $103/mo and Motion Auto at $104/mo.
Good2Go charges the highest average rate at $173/mo.
That’s why you always want to compare rates between different companies so you can be sure to get the best rate possible. Just enter your zip code below to get started.
Hyundai Features That Impact Insurance Cost
Insurance rates vary widely with the Hyundai and certain features can impact that cost as well. Here are some of the features to pay attention to.
Trim: Many Hyundais come in different trim options, so the specific trim of your vehicle can impact how much you pay for insurance.
Anti-Theft Device: You can save on your Hyundai by purchasing one that has an anti-theft device or installing one in your vehicle.
Airbags: Having airbags in your vehicle is standard today, but it doesn’t mean you can’t save on your auto insurance. When you have a driver, passenger, front head, rear head and front side air bag in your vehicle, you might be able to enjoy savings on your insurance.
4-Wheel Anti-Lock Braking System: The Anti-Lock Braking System also known as ABS is a major safety feature designed to prevent you from applying too much pressure to your brakes leading to your axle and wheels malfunctioning. Having this safety feature will certainly make your insurance company feel better about insuring your vehicle.
Daytime Running Lights: Daytime running lights remain on whenever your engine is running. This helps to increase the visibility of your vehicle so others can see you easily. This small but mighty safety feature can save you on your monthly insurance premium.
Lane Departure Assist: This is a great safety feature that detects when your car is drifting out of its lane because they help reduce the risk of accidents. That’s why insurance companies love them and will
FAQs About Hyundai Car Insurance
Are Hyundai cars more expensive to insure
Considering that the average cost for car insurance is $106/mo, and the average cost to insure a Hyundai is $123/mo, you can say that a Hyundai is more expensive to insure than average.
Does Hyundai have their own car insurance?
Hyundai has partnered with Liberty Mutual to offer Hyundai Power Protect which is insurance customized for a Hyundai. While this is one option, we definitely recommend that you compare insurance rates to find the best option for you. Enter your zip code below to get started.
How much does Hyundai insurance cost?
How much you pay for car insurance will vary, but the average cost to insure a Hyundai is $123/mo.
