Hyundai Tucson Car Insurance: How Much Should You Expect to Pay?

The average insurance rate for a Hyundai Tucson averages out to be around $150 monthly. Take a look at our comprehensive guide to find out how much car insurance companies might charge you to insure your Hyundai Tucson.

Quick Facts

  • The Hyundai Tucson costs about the same as most other SUVs to insure.

  • Full coverage for a Tucson usually averages about $148 per month, while liability only insurance premiums tend to be around $83 a month.

  • The cheapest auto insurance company for a Tucson is AmericanAlliance.

Tucson Overview

Coming in with a base MSRP of $24,950 for 2022 models, the Hyundai Tucson is a great budget-friendly SUV for drivers of all types. With six different trim levels currently available, there's an option for every driver.

We sifted through thousands of car insurance quotes on Compare.com, and we've found that Hyundai Tucson auto insurance rates average out to about $150 monthly. Compared to other vehicles in the market, how do Tucson car insurance prices stack up?

Current Base Price$24,950
Body Style(s)SUV
Trim LevelsBLUE, SE, LIMITED, N LINE, SEL CONVENIENCE, SEL
Average Insurance Premium$150/mo.
Cheapest Insurance CompanyAmericanAlliance

How Much is Car Insurance for a Hyundai Tucson?

Vehicle Liability Only Full Coverage
Hyundai Tucson$83$148
All Hyundai Models$88$174
All SUVs$81$152
Average Insurance Premium$81$169

If you look at the table above, you'll see that Hyundai Tucson insurance premiums are cheaper than average compared to other vehicles. Tucson drivers normally pay around $83 a month for liability insurance, and about $148 per month for full coverage, which has comprehensive and collision coverages in addition to liability (learn more about these different types of insurance with our guide "State Minimum vs. Full Coverage").

Comparing it to other Hyundai models, the Tucson is less expensive, with rates around 15% lower than the rest of the manufacturer's vehicle offerings. However, Tucson coverage runs close to average when compared to other vehicles of a similar body style, with liability insurance prices coming in at $2 higher than other SUVs and full coverage insurance rates at $4 cheaper.

Compared to all vehicles, regardless of model, make, or body style, liability only prices are slightly more expensive for the Tucson, but a full coverage policy is on the cheaper side.

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Who has the Cheapest Car Insurance for a Hyundai Tucson?

Insurance Company Average Monthly Premium
Hugo$30
Freedom$33
MetroMile$34
NationalGeneral$41
CSAA$43

If you're in the market for an auto insurance policy for a Hyundai Tucson, you're likely wondering which carrier offers the cheapest rates. While premiums can differ pretty dramatically depending on your driver profile, Hugo offers the lowest average rates for liability only coverage, with rates as cheap as $30 monthly. The runner up for most affordable rates is Freedom, with insurance policies starting as low as just $33 per month.

MetroMile, NationalGeneral, and CSAA finish off the rest of the top 5. But just because these five carriers offer the lowest average rates doesn't necessarily mean they'll be the cheapest companies for you and your unique insurance profile.

Auto insurance carriers take many factors into consideration when offering you premiums. By getting quotes from a multitude of car insurance companies at once, you can be sure you're finding the cheapest rate.

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What Factors Affect Car Insurance Rates for a Hyundai Tucson?

There are a range of pieces that auto insurance carriers consider to decide how much they charge you -- and each company uses a different algorithm, so there's not one single carrier that's the lowest for every driver.

Below are just a few of the things insurance companies look at and how each one affects your final rate:

Vehicle Age

Vehicle Age Average Monthly Premium
Less than 1 Year$89
2-3 Years$90
4-5 Years$85
6-7 Years$77
8-10 Years$77
11-14 Years$83
15 Years or Older$91

The Hyundai Tucson has been around for a while -- that means vehicle age can make a big difference in what you end up paying for car insurance. Typically, it costs less to insure older cars because they're worth less than newer models, and as cars get older, insurance costs will gradually go down.

Based on the information in the table above, the Hyundai Tucson is an outlier, as the most expensive models to insure are those that are 15 years old or more, while on average, the cheapest Tucsons are 6 to 7 and 8 to 10 years old.

Your Age

Age Average Monthly Premium
Under 18Not Enough Data
18-24$114
25-34$84
35-44$80
45-54$65
55-64$65
65 or Older$66

Age plays a significant role in how much you pay for insurance. Based on the information in the table above, young drivers have more expensive prices than drivers who have more experience on the road. In this case, drivers between 18 and 24 pay $30 more than those 25 or older.

Insurance prices continue to go lower as you get older, with the cheapest age group being 55-64 for Tucson drivers.

Your Gender

Gender Average Monthly Premium
Male$92
Female$78

Men tend to pay more for auto insurance than women. This is because women are less likely to get tickets and get into collisions, which decreases the chances of an insurance claim. The Hyundai Tucson follows this convention, and men pay about $14 more than women a month for insurance.

Where You Live

State Average Monthly Premium
California$53
Florida$118
Georgia$112
Illinois$44
New York$181
North Carolina$48
Ohio$55
Pennsylvania$60
Texas$62
Virginia$61

You were probably already aware that variables like how old you are and what vehicle you drive play a role in your car insurance rates, but you may not realize that where you live can be just as important. Car insurance is regulated on the state level and not nationally, so premiums can vary quite a bit depending on which state you're located in.

For example, the average Hyundai Tucson driver in New York pays around $181 per month for liability coverage. Meanwhile, on average, the same owner in California will pay less than a third of that price. The chart shows average rates for the top 10 most populous states, just to give you a good idea of how much premiums can change depending on where you live.

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Hyundai Tucson Car Insurance Discounts

Regardless of your age, your car, or your home state, using as many discounts as possible when it comes to your auto insurance is always in your best interest when shopping around for a new policy.

While no two insurance carriers offer the same exact discounts, there are a few that you'll find with most insurers. These include things like:

  • Pay-in-full discounts for choosing to pay your entire policy premium at once, rather than by monthly payments
  • Multi-policy discounts for bundling your home and auto policies with the same company
  • Multi-car discounts for having several vehicles on your auto policy
  • Defensive driving discounts for taking a defensive driving class from a certified school or institution

But these aren't the only discounts auto insurance companies offer to their customers. Sometimes, the best rates come from simply having a favorable insurance profile, which means not having any recent insurance claims or just having a clean driving record.

Even though you can't control every factor car insurance carriers take a look at to calculate prices (like some of the ones mentioned above), there are quite a few you can control. Below are just a few of the ones you can use to your favor when it comes to saving some cash:

Your Driving Record

Infractions Average Monthly Premium
1 Accident$97
Multiple Accidents$121
1 Ticket$93
Multiple Tickets$133

It's no secret that insurance companies offer the most affordable premiums to drivers with a history of responsible driving. It shouldn't come as a surprise that if you get speeding tickets or get into a collision, car insurance rates will increase. But you're probably wondering exactly how much these infractions will cost you.

Looking at the table above, you'll see that accidents will usually cost Tucson drivers more than tickets, but both will result in above average rates. Hyundai Tucson drivers with a single ticket will pay an average of $93 a month, while drivers with one accident on their record pay about $97 per month (up $14 from the $83/mo. overall average). Those with more than one of either violation will end up paying even more.

How Much You Drive

Annual Mileage Average Monthly Premium
0-2,500 Miles$81
2,501-5,000 Miles$79
5,001-7,500 Miles$77
7,501-10,000 Miles$88
10,000+ Miles$78

The total amount of miles you drive annually impacts your auto insurance prices. Drivers who are on the roads less often are less likely to get into collisions, so they'll generally be offered less expensive premiums. Based on the table above, you can see that Hyundai Tucson owners who drive between 5,000 and 7,500 miles every year pay an average of $77 monthly for car insurance, while those who put between 7,500 and 10,000 miles on their cars pay $88.

If you drive a limited amount, it may be worth reviewing usage-based or pay-per-mile auto insurance. With these policies, you pay a small base rate each month, with your final monthly bill being calculated based on how many miles you drove.

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How Do Hyundai Tucsons Compare to Other Vehicles?

If you're thinking about making a Hyundai Tucson your next SUV, it might be helpful to do your due diligence. Insurance is just one cost that comes with buying a new car, but it's guaranteed to be one that's worth considering.

Review the table below to see how the Hyundai Tucson stacks up:

Hyundai Tucson National Average
Liability Insurance$43$81
Full Coverage Insurance$128$169
Base MSRP$24,950$41,045
Average Annual Mileage11,48311,673

With an MSRP that's a third less than the going rate for a new vehicle, the Hyundai Tucson is a fantastic value when it comes to price. The Tucson has a base price of $24,950, which is much cheaper than the national average vehicle MSRP of $41,045.

In the same fashion, insurance prices run below average when compared to the rest of the vehicle market. Liability insurance for a Hyundai Tucson is about $38 per month less than average, while full coverage is more than $40 less per month.

When it comes to usage, Hyundai Tucson drivers are near the national average in annual miles driven, with 11,483 miles a year compared to 11,673 for all vehicles.

Hyundai Tucson Car Insurance Costs by Model Year

We've walked through many of the things that can have an impact on how much the average driver pays for car insurance. If you're considering purchasing a new Tucson, having a good idea of exactly how much you'll pay can be extremely helpful as you weigh your choices.

So we've crunched the numbers and broken down Hyundai Tucson auto insurance rates by model year. Simply choose a specific Tucson model year in the dropdown below and see average rates for both liability only and full coverage. We've included some additional information you might find helpful, too, such as which trim levels are offered, the base MSRP, and who offers the lowest policies for each year the Tucson has been around.

2022 Hyundai Tucson Car Insurance

   
Liability Only Avg. Premium$43
Full Coverage Avg. Premium$128
Base MSRP$24,950
Cheapest Insurance CompanyShelter Mutual - $32/mo.
Available TrimsBLUE, LIMITED, N LINE, SE, SEL, SEL CONVENIENCE

It costs around $43 a month for liability or $128 for a full coverage policy for the 2022 Hyundai Tucson.

We found Shelter Mutual offered the most affordable policy, with rates as cheap as just $32 monthly.

Want to know exactly what your insurance price will be? Get multiple free personalized quotes by just entering your ZIP code below.

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2021 Hyundai Tucson Car Insurance

   
Liability Only Avg. Premium$108
Full Coverage Avg. Premium$207
Base MSRP$23,700
Cheapest Insurance CompanyAmica - $30/mo.
Available TrimsLIMITED/SEL/SPORT/ULTIMATE/VALUE, SE

2021 Tucson drivers can expect to pay an average of $108 a month for liability or $207 for full coverage.

If you're looking for the lowest possible 2021 Hyundai Tucson insurance policy, Amica offered the cheapest policy we found, with rates as little as $30 monthly.

And if you want more accurate rates tailored specifically to you, just enter your ZIP code below and get free quotes in minutes.

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2020 Hyundai Tucson Car Insurance

   
Liability Only Avg. Premium$93
Full Coverage Avg. Premium$171
Base MSRP$23,550
Cheapest Insurance CompanyClearcover - $24/mo.
Available TrimsLIMITED/SEL/SPORT/ULTIMATE/VALUE, SE

The average cost to insure a 2020 Hyundai Tucson with liability only coverage is $93 per month, while full coverage runs about $171 monthly.

With prices as low as $24 a month, Clearcover offered the most affordable policy we found.

If you want to know exactly how much you can expect to pay for your Tucson, get free quotes in minutes by just entering your ZIP code below.

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2019 Hyundai Tucson Car Insurance

   
Liability Only Avg. Premium$95
Full Coverage Avg. Premium$173
Base MSRP$23,350
Cheapest Insurance CompanyHugo - $18/mo.
Available TrimsLIMITED/SEL/SPORT/ULTIMATE/VALUE/NIGHT, SE

You can expect full coverage for a 2019 Tucson to run around $173 per month, while liability only coverage will average about $95 a month.

Looking for the lowest policy? Hugo offered liability only coverage for as little as just $18 per month.

If you're looking for a more exact figure on what you should pay for auto insurance for a 2019 Hyundai Tucson, you can get free quotes in minutes by just entering your ZIP code below.

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2018 Hyundai Tucson Car Insurance

   
Liability Only Avg. Premium$106
Full Coverage Avg. Premium$162
Base MSRP$22,550
Cheapest Insurance CompanyMetroMile - $17/mo.
Available TrimsSE, SEL/SEL PLUS, SPORT, VALUE/LIMITED

On average, drivers who own a 2018 Hyundai Tucson can expect to pay $106 to $162 monthly for liability only and full coverage insurance, respectively.

MetroMile offered the cheapest policy we found, with rates sometimes as little as $17 per month.

Interested in exactly how much you'll pay? Get a variety of personalized quotes for free by just entering your ZIP code below.

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2017 Hyundai Tucson Car Insurance

   
Liability Only Avg. Premium$86
Full Coverage Avg. Premium$145
Base MSRP$22,700
Cheapest Insurance CompanyClearcover - $20/mo.
Available TrimsFUEL CELL, LIMITED/SPORT AND ECO/SE/NIGHT, SE

2017 Tucson drivers can expect to pay an average of $86 a month for liability or $145 for full coverage.

Clearcover has premiums sometimes as cheap as $20 monthly for the 2017 Hyundai Tucson.

While these are good estimates of what the average driver might pay to insure a 2017 Hyundai Tucson, these rates might differ based on your driver profile. Just enter your ZIP code below, to get free personalized quotes in minutes.

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2016 Hyundai Tucson Car Insurance

   
Liability Only Avg. Premium$78
Full Coverage Avg. Premium$145
Base MSRP$22,700
Cheapest Insurance CompanyElephant - $18/mo.
Available TrimsFUEL CELL, LIMITED/SPORT AND ECO/SE, SE

You can expect full coverage for a 2016 Hyundai Tucson to run around $145 per month, while liability only coverage will average about $78 monthly.

With prices sometimes as low as $18 a month, Elephant offered the lowest policy we found for the 2016 Hyundai Tucson.

If you want to know exactly how much you can expect to pay for your Tucson, just enter your ZIP code below and get free quotes in minutes.

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2015 Hyundai Tucson Car Insurance

   
Liability Only Avg. Premium$68
Full Coverage Avg. Premium$132
Base MSRP$21,650
Cheapest Insurance CompanyLiberty Mutual - $18/mo.
Available TrimsFUEL CELL, GLS, LIMITED/SE

On average, drivers who own a 2015 Tucson can expect to pay $68 to $132 monthly for liability only and full coverage car insurance, respectively.

We found Liberty Mutual offered the cheapest policy, with rates as low as just $18 per month.

If you want more accurate quotes of how much you can expect to pay, get free quotes in minutes by just entering your ZIP code below.

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2014 Hyundai Tucson Car Insurance

   
Liability Only Avg. Premium$86
Full Coverage Avg. Premium$147
Base MSRP$21,450
Cheapest Insurance CompanySun Coast - $21/mo.
Available TrimsGLS, GLS/LIMITED/SE

The average cost to insure a 2014 Hyundai Tucson with liability only coverage is $86 a month, while full coverage runs around $147 monthly.

With rates as cheap as just $21 a month, Sun Coast offered the most affordable policy we found.

Interested in just how much you'll pay? Get several customized quotes for free by just entering your ZIP code below.

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2013 Hyundai Tucson Car Insurance

   
Liability Only Avg. Premium$71
Full Coverage Avg. Premium$131
Base MSRP$19,595
Cheapest Insurance CompanyShelter Mutual - $18/mo.
Available TrimsGL, GLS/LIMITED

It costs about $71 per month for liability or $131 for a full coverage policy for the 2013 Tucson.

Looking for the cheapest policy? Shelter Mutual offered liability only coverage for as low as $18 monthly.

If you want to find the best premiums for insurance for a 2013 Hyundai Tucson, enter your ZIP code below and compare multiple personalized quotes in just a few minutes.

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2012 Hyundai Tucson Car Insurance

   
Liability Only Avg. Premium$76
Full Coverage Avg. Premium$144
Base MSRP$19,145
Cheapest Insurance CompanyMetroMile - $19/mo.
Available TrimsGL, GLS/LIMITED

The average cost to insure a 2012 Hyundai Tucson with liability only coverage is $76 per month, while full coverage runs around $144 a month.

With prices as little as $19 per month, MetroMile offered the lowest policy we found for the 2012 Hyundai Tucson.

What could your auto insurance premium look like? Just enter your ZIP code below to get lots of personalized quotes for free.

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2011 Hyundai Tucson Car Insurance

   
Liability Only Avg. Premium$88
Full Coverage Avg. Premium$141
Base MSRP$18,475
Cheapest Insurance CompanyElephant - $23/mo.
Available TrimsGL/GLS, GLS/LIMITED

It costs about $88 a month for liability or $141 for a full coverage policy for the 2011 Tucson.

If you're looking for the most affordable 2011 Hyundai Tucson insurance policy, Elephant offered the most affordable policy we found, with rates sometimes as little as $23 monthly.

If you want to know exactly how much you can expect to pay for your Tucson, just enter your ZIP code below and get several free quotes in minutes.

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2010 Hyundai Tucson Car Insurance

   
Liability Only Avg. Premium$76
Full Coverage Avg. Premium$151
Base MSRP$18,995
Cheapest Insurance CompanyLiberty Mutual - $18/mo.
Available TrimsGLS, GLS/LIMITED

You can expect full coverage for a 2010 Hyundai Tucson to run around $151 per month, while liability only coverage will average about $76 a month.

Liberty Mutual offered the cheapest policy we found, with rates as cheap as $18 monthly.

Interested in what your car insurance rate could look like? Enter your ZIP code below to get a variety of personalized quotes for free.

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Hyundai Tucson Insurance FAQs

Is a Hyundai Tucson expensive to insure?

When compared to the national average of all vehicles, the cost of auto insurance is about on par with the cost of insuring the average vehicle. Liability insurance runs an average of $83 a month, while full coverage will cost you around $148.

How can I get the best price on car insurance for my Hyundai Tucson?

The only way to make sure you're getting the most affordable price on car insurance is to regularly shop around and compare quotes from lots of carriers. A good rule of thumb is to get quotes every 6 months or so. Luckily, sites like Compare.com let you compare premiums from a whole range of companies at once, meaning you can find the lowest rates (or guarantee you already have the best deal) in just a few minutes.

Does the color of my Hyundai Tucson affect my insurance rates?

You may have heard the old adage that red cars cost more to insure, but that's actually not true. Although there are lots of variables insurance carriers consider when they calculate your premiums, your vehicle's color isn't one of them.

Do I need to have insurance before I buy a Hyundai Tucson?

Before you can legally drive your new (or new to you) car off the dealership lot, you'll need to have a car insurance policy in place. Some dealerships will offer you one during the purchase process, but the best thing to do when buying a a new SUV is to talk with your car insurance carrier beforehand.

What car insurance discounts can I get for my Hyundai Tucson?

You will find a wide array of different discounts out there for auto insurance. Many of them (like "pay-in-full discounts" and "multi-vehicle discounts") are more based on you than the Hyundai Tucson you drive, but if your Tucson has safety features like airbags, anti-theft systems, anti-lock brakes, and other features, it may qualify for certain discounts. To learn more about which discounts you might qualify for, get in touch with your insurance company and ask about their discounts.

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