+120 more*These quotes are from Compare.com users within the last 10 days. Updated on November 1, 2026
*These quotes are from Compare.com users within the last 10 days. Updated on November 1, 2026
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Amy Beardsley is a seasoned insurance expert who’s been writing for Compare.com since 2023. She has more than 12 years of industry knowledge and expertise in auto, home, life, commercial, and other insurance products. Amy’s work has been published by Berkshire Hathaway Specialty Insurance, Legal & General, NerdWallet, Robinhood, Insurify, NEXT Insurance, and more.
Amy worked as a court administrator before becoming a content marketing writer. Her legal background has equipped her with the ability to simplify complex technical language into easy-to-understand content.
She graduated magna cum laude from Ferris State University, where she earned a Bachelor of Science in Business Administration and Legal Studies.
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5+ years in communications and content creation
2+ years in insurance content
Matthew's journalism and AppleCare editing experience help him simplify complex insurance information on Compare.com.
){kind=small}
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 21630969
A licensed P&C agent in Missouri, MacK leverages his insurance expertise to fact-check and review Compare.com content.
Updated
The average cost to insure a Hyundai Tucson is $147 per month, about 12% lower than the national average for all vehicles.
USAA offers the cheapest average premium for the Tucson, at $76 per month.
Strong safety ratings and below-average claims costs help keep Tucson car insurance premiums low.
Hyundai Tucson drivers pay a little less than the national average for all vehicles for both liability and full-coverage insurance. But the average insurance cost for a Tucson largely depends on your policy type.
Liability-only insurance is cheaper, but the coverage is limited. Even though it meets the minimum requirements for each state, it doesn’t cover the cost of your car repairs or medical expenses. Full coverage, on the other hand, includes liability, comprehensive, and collision coverages, which pay for your vehicle repairs, as well as other drivers’ damages.
The table below highlights how Tucson insurance costs compare between each coverage type, according to our data.
Vehicle | Average Liability Premium | Average Full-Coverage Premium | Overall Average Premium |
|---|---|---|---|
| Hyundai Tucson | $109 | $184 | $147 |
| All vehicles | $116 | $216 | $166 |
The average cost of Hyundai Tucson insurance is $109 per month for liability-only coverage and $184 for full coverage.
Even though the average insurance cost for a Hyundai Tucson is $147 per month, you can find simple ways to save.
The companies in the table below have the most competitive rates for a Tucson, according to Compare.com data.
Company | Average Monthly Premium |
|---|---|
| USAA | $76 |
| State Farm | $84 |
| Allstate | $107 |
| American Family | $114 |
| GEICO | $117 |
| User Reviews | 4.3 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
USAA's score | Industry average | |
|---|---|---|
| Coverage options | 4.9 | 3.2 |
| Customer service | 4.7 | 3.6 |
| Discounts | 4.9 | 2.9 |
| Policy transparency | 4.9 | 3.1 |
| Value | 4.9 | 2.9 |
Customers appreciate the prompt customer service and claims handling but are frustrated by the significant and frequent price increases.
USAA offers the cheapest rates for Hyundai Tucson drivers, averaging just $76 per month. That’s significantly less than the national average for all vehicles of $166 per month. The company also has higher-than-average ratings for both customer and claims service.
But you may not qualify, because USAA offers policies only to active-duty military, veterans, and their families. The company also doesn’t have many physical locations, so it might not be the best option if you want local service.
Cheap rates for the Tucson
Highly rated customer and claims service
A++ (Superior) financial strength rating
Available only to military members and their families
MedPay not available in every state
Limited in-person support
| User Reviews | 4.0 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.7 /5 |
State Farm's score | Industry average | |
|---|---|---|
| Coverage options | 4.4 | 3.2 |
| Customer service | 4.5 | 3.6 |
| Discounts | 4.4 | 2.9 |
| Policy transparency | 4.3 | 3.1 |
| Value | 4.3 | 2.9 |
Customers appreciate the helpful agents and prompt claim handling, but many are unhappy with the constant rate increases, even for safe drivers. Some also reported poor customer service.
State Farm is available in every state and has some of the cheapest rates for the Tucson. It also has an extensive network of local agents to offer personalized support.
But State Farm’s rates can be more expensive — especially for high-risk drivers. The company also doesn’t offer gap insurance, so you may want to consider another option if you finance or lease your car.
Available in every U.S. state
Many local agents
Highly rated mobile app
More expensive rates for some drivers
Fewer coverage options than other companies
Gap insurance not available
| User Reviews | 3.8 |
|---|---|
| Our Rating Compare.com's ratings are determined by our editorial team. The objective formula used in these reviews weighs several important factors to consider when choosing financial products and services, including customer satisfaction ratings, ease of use, and a number of other components. | 4.5 /5 |
Allstate's score | Industry average | |
|---|---|---|
| Coverage options | 4.4 | 3.2 |
| Customer service | 4.4 | 3.6 |
| Discounts | 4.5 | 2.9 |
| Policy transparency | 4.3 | 3.1 |
| Value | 4.2 | 2.9 |
Customers appreciate the insurer's efficient service and knowledgeable agents but find the consistently rising rates and lack of communication to be major drawbacks.
Allstate offers a wide variety of coverage options for the Tucson, including accident forgiveness and rideshare coverage. The company also offers two telematics programs — Drivewise and Milewise — to help lower your rates.
But Allstate has below-average customer satisfaction scores in most regions. It also has an above-average number of customer complaints with the National Association of Insurance Commissioners (NAIC).
Available nationwide
Many available coverage options
Two telematics programs
Below-average customer satisfaction in most regions
Above-average number of complaints
Complicated policy management
Compare quotes from America’s cheapest insurers.
In general, the more your car is worth, the more expensive it is to replace. That’s because car insurance companies charge more for coverage to offset the cost of a potential replacement.[1]
New cars are worth more and usually cost more to insure. The reverse is also true — older cars are generally worth less and cheaper to insure.
Let’s look at how much drivers pay for Hyundai Tucson car insurance based on the model year.
Tucson Model Year | Average Monthly Premium |
|---|---|
| 2026 | $176 |
| 2025 | $178 |
| 2024 | $178 |
| 2023 | $177 |
| 2022 | $177 |
| 2021 | $171 |
| 2020 | $163 |
| 2019 | $160 |
| 2018 | $154 |
| 2017 | $151 |
| 2016 | $147 |
| 2015 | $144 |
Company | Average Monthly Premium |
|---|---|
| USAA | $91 |
| State Farm | $101 |
| Allstate | $128 |
| American Family | $137 |
| GEICO | $140 |
Company | Average Monthly Premium |
|---|---|
| USAA | $92 |
| State Farm | $101 |
| Allstate | $129 |
| American Family | $138 |
| GEICO | $141 |
Company | Average Monthly Premium |
|---|---|
| USAA | $92 |
| State Farm | $101 |
| Allstate | $129 |
| American Family | $138 |
| GEICO | $141 |
Company | Average Monthly Premium |
|---|---|
| USAA | $91 |
| State Farm | $101 |
| Allstate | $129 |
| American Family | $137 |
| GEICO | $141 |
Company | Average Monthly Premium |
|---|---|
| USAA | $91 |
| State Farm | $101 |
| Allstate | $129 |
| American Family | $137 |
| GEICO | $141 |
Company | Average Monthly Premium |
|---|---|
| USAA | $88 |
| State Farm | $98 |
| Allstate | $125 |
| American Family | $133 |
| GEICO | $136 |
Company | Average Monthly Premium |
|---|---|
| USAA | $84 |
| State Farm | $93 |
| Allstate | $119 |
| American Family | $127 |
| GEICO | $130 |
Company | Average Monthly Premium |
|---|---|
| USAA | $83 |
| State Farm | $91 |
| Allstate | $116 |
| American Family | $124 |
| GEICO | $127 |
Company | Average Monthly Premium |
|---|---|
| USAA | $80 |
| State Farm | $88 |
| Allstate | $112 |
| American Family | $119 |
| GEICO | $123 |
Company | Average Monthly Premium |
|---|---|
| USAA | $78 |
| State Farm | $87 |
| Allstate | $110 |
| American Family | $117 |
| GEICO | $120 |
Company | Average Monthly Premium |
|---|---|
| USAA | $76 |
| State Farm | $84 |
| Allstate | $107 |
| American Family | $114 |
| GEICO | $117 |
Company | Average Monthly Premium |
|---|---|
| USAA | $74 |
| State Farm | $82 |
| Allstate | $104 |
| American Family | $111 |
| GEICO | $114 |
Every state has minimum car insurance requirements — which usually include bodily injury liability and property damage liability — but the amount of coverage varies. These requirements also affect how much coverage costs in each state. Local factors like traffic, the number of uninsured drivers, and car crash fatality rates in your state can also affect the price of auto insurance.
We’ve gathered the average rates by state to help you better understand how your location might affect your wallet.
State | Average Monthly Premium |
|---|---|
| Alabama | $90 |
| Arizona | $96 |
| Arkansas | $104 |
| California | $117 |
| Colorado | $117 |
| Connecticut | $162 |
| Delaware | $136 |
| Florida | $127 |
| Georgia | $145 |
| Idaho | $60 |
| Illinois | $90 |
| Indiana | $74 |
| Iowa | $61 |
| Kansas | $85 |
| Kentucky | $113 |
| Louisiana | $122 |
| Maine | $80 |
| Maryland | $173 |
| Massachusetts | $86 |
| Michigan | $131 |
| Minnesota | $99 |
| Mississippi | $86 |
| Missouri | $104 |
| Montana | $85 |
| Nebraska | $82 |
| Nevada | $144 |
| New Hampshire | $50 |
| New Jersey | $154 |
| New Mexico | $83 |
| New York | $125 |
| North Carolina | $51 |
| North Dakota | $67 |
| Ohio | $70 |
| Oklahoma | $98 |
| Oregon | $87 |
| Pennsylvania | $92 |
| Rhode Island | $125 |
| South Carolina | $139 |
| South Dakota | $79 |
| Tennessee | $81 |
| Texas | $125 |
| Utah | $86 |
| Vermont | $82 |
| Virginia | $102 |
| Washington | $97 |
| District of Columbia | $179 |
| West Virginia | $84 |
| Wisconsin | $69 |
| Wyoming | $64 |
Your age has a big effect on how much you pay for auto insurance. Young drivers usually pay more for coverage because they have less experience — and riskier behavior — behind the wheel. For example, teen drivers have three times the fatal crash rate compared to drivers aged 20 and older, according to data from the National Highway Traffic Safety Administration (NHTSA).[2]
But as your age and experience increase, car insurance costs tend to decrease. But once you reach retirement age in your 70s, your costs will likely increase again.
The table below outlines the average rates for Tucson drivers by age, according to Compare.com data.
Age Group | Average Monthly Premium |
|---|---|
| Teens | $282 |
| Adults | $147 |
| Seniors | $126 |
Teen drivers have almost three times the fatal crash rate of older drivers, according to the Centers for Disease Control and Prevention (CDC).[3] Because teens have riskier driving habits, insurers charge them more for coverage. But prices for younger drivers can vary widely from one insurer to another, so it’s worth shopping around for the best rate.
The chart below shows the five cheapest car insurance companies for teen Tucson drivers, based on our data.
Category | Price |
|---|---|
| USAA | $122 |
| State Farm | $134 |
| Allstate | $171 |
| American Family | $182 |
| GEICO | $187 |
Seniors tend to drive fewer miles and follow the rules, according to the Insurance Information Institute (Triple-I).[4] Older drivers also usually have decades of experience, so insurers charge them less for coverage. Some companies even offer low-mileage and safe driving course discounts.
Here’s a look at the five companies with the lowest average monthly premiums for seniors driving a Hyundai Tucson, based on our data.
Category | Price |
|---|---|
| USAA | $65 |
| State Farm | $71 |
| Allstate | $91 |
| American Family | $97 |
| GEICO | $99 |
Your driving record has a huge effect on your car insurance costs. Insurers usually check the previous three years of your driving history, according to the National Association of Insurance Commissioners (NAIC).[5]
Any tickets, at-fault crashes, or driving under the influence (DUI) convictions on your record can increase your car insurance premiums. But shopping around can help you score a cheaper rate.
The table below shows how different driving records affect average insurance costs for Tucson owners, based on Compare.com data.
Driving Record | Average Monthly Premium |
|---|---|
| Clean record | $147 |
| Speeding ticket | $197 |
| At-fault accident | $210 |
| DUI | $247 |
A clean driving record can keep your Tucson rate low. But get a ticket, and your premium can jump fast. Tickets indicate to insurers that you’re more likely to file a claim in the future, so they charge more to offset that risk.
The effect on your rate depends on how recent it was, how fast you were going, and your insurance company. That’s why comparing car insurance rates matters so much.
Below is a list of the cheapest companies for Tucson drivers with a speeding ticket, based on our research.
Category | Price |
|---|---|
| USAA | $98 |
| State Farm | $105 |
| Allstate | $139 |
| American Family | $148 |
Causing an accident will typically increase your car insurance rates. Insurers consider you more likely to file another claim after an at-fault accident and charge more for coverage.
But some insurers offer accident forgiveness to help your rates stay steady after a crash. That’s why it’s a good idea to check car insurance quotes from multiple companies, so you can get the right coverage at the best price.
Here are the most affordable insurers for Tucson drivers with an at-fault accident, according to our data.
Category | Price |
|---|---|
| USAA | $99 |
| State Farm | $107 |
| Allstate | $139 |
| American Family | $141 |
Drunk driving is one of the most dangerous things you can do, and a driving under the influence (DUI) conviction causes the biggest rate increase of any traffic violation. Some companies won’t even insure drivers with a recent DUI.[6] But some insurers specialize in working with high-risk drivers, so switching insurance companies may help you find a better rate.
Here are the cheapest insurers for Tucson drivers with a DUI, according to our data.
Category | Price |
|---|---|
| USAA | $111 |
| State Farm | $123 |
| Allstate | $157 |
| American Family | $160 |
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Several features specific to your Tucson influence what you pay for car insurance, including:
Vehicle value: The 2026 Tucson’s starting price is a relatively affordable $30,695. Insurers typically charge lower rates for less valuable vehicles because they’ll pay less to replace them.
Repair costs: The Tucson has lower-than-average repair claims costs compared to other vehicles, according to the IIHS.[7] Insurers charge cheaper rates if your car doesn’t cost much to repair.
Practical design: A 187-horsepower four-cylinder engine is enough for daily driving, but not enough to put the Tucson in a high-performance vehicle category.
Safety: Automatic emergency braking, blind-spot collision warning, anti-theft system, and more come standard on the Tucson. Safety features reduce your risk of causing an accident and filing a claim.
Theft risk: The Tucson isn’t commonly stolen, according to the National Insurance Crime Bureau (NICB).[8] You’ll pay less for coverage if your car isn’t a common target for thieves.
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We’ve broken down a few of the best ways to lower car insurance costs for your Hyundai Tucson:[9]
Bundle your policies. Most insurers offer discounts for bundling different insurance policies. Consider whether you can bundle your home or renters insurance with your auto insurance.
Ask about discounts. Insurance companies offer discounts for safe driving, students, military members, and more. You can also qualify for discounts if your car has advanced safety features like the Hyundai Tucson does.
Reevaluate your covHow much is car insurance for a 2026 Hyundai Tucson?erage needs. If you have an older Tucson that isn’t worth much, you can consider lowering your coverage — but only if you can afford to repair or replace it on your own. If repairs would cost more than the vehicle is worth, you might only want liability coverage.
Consider your deductible. The deductible is the amount you have to pay when you file a claim. The higher your deductible, the lower your monthly premium. If you can afford a higher deductible, consider lowering it to reduce costs. This strategy can be helpful for Tucson owners who have newer vehicles with higher premiums. But ensure you’re able to pay the difference out of pocket if you have to file a claim.
Shop for quotes often. Comparing quotes from at least three insurers is the most effective way to lower costs. The process is usually digital and takes only a few minutes. Shop for quotes once or twice per year to make sure you have the best rates.
Compare personalized quotes from America’s top insurers.
If you want to know more about Hyundai Tucson auto insurance and how to find the best deal, check out the additional information below.
Hyundai Tucsons have lower monthly insurance costs than most vehicles, according to our data. The Tucson’s safety record and advanced safety features make insurance for this car cheaper than average.
USAA is the cheapest insurance company for a Hyundai Tucson. USAA’s rates average $76 per month, according to Compare.com data. But the company only offers coverage to military members and their families. State Farm and Allstate also offer affordable rates, at $84 and $107 per month, respectively.
Car insurance for a 2026 Hyundai Tucson costs an average of $176 per month, according to Compare.com data. Liability-only coverage averages $131 per month, and full coverage costs an average of $221 per month.
The Tucson is the cheapest Hyundai vehicle to insure, with rates averaging $147 per month, according to Compare.com data.
Data scientists at Compare.com analyzed more than 50 million real-time auto insurance quotes from more than 75 partner insurers in order to compile the rates and statistics seen in this article. Compare.com’s auto insurance data includes coverage analysis and details on drivers’ vehicles, driving records, insurance histories, and demographic information.
All the rates listed in this article have been collected from a combination of real Compare.com quotes and external insurance rate data gathered in collaboration with Quadrant Information Services. Compare.com uses these observations to provide readers with insights into how auto insurance companies determine their premiums.
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Compare.com's #1 goal is to save you money. We publish resources that are based on hard-hitting data and years of industry experience to help you make more informed decisions with your wallet.
Learn more about us, our team, and what makes us tick.
Amy Beardsley is a seasoned insurance expert who’s been writing for Compare.com since 2023. She has more than 12 years of industry knowledge and expertise in auto, home, life, commercial, and other insurance products. Amy’s work has been published by Berkshire Hathaway Specialty Insurance, Legal & General, NerdWallet, Robinhood, Insurify, NEXT Insurance, and more.
Amy worked as a court administrator before becoming a content marketing writer. Her legal background has equipped her with the ability to simplify complex technical language into easy-to-understand content.
She graduated magna cum laude from Ferris State University, where she earned a Bachelor of Science in Business Administration and Legal Studies.
5+ years in communications and content creation
2+ years in insurance content
Matthew's journalism and AppleCare editing experience help him simplify complex insurance information on Compare.com.
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 21630969
A licensed P&C agent in Missouri, MacK leverages his insurance expertise to fact-check and review Compare.com content.
At Compare.com, it’s our mission to give you the tools to find the best (and most affordable) insurance for your unique needs and budget. We strive to provide information that’s helpful, clear, and unbiased, and we believe that comparing insurance companies should never put you at risk of spam. Our editorial team — which is made up of experienced writers, editors, insurance agents, and data analysts — has spent thousands of hours researching and creating the coverage overviews, side-by-side comparisons, and detailed reviews you see across our site.
While we make money through partnerships with some of the brands we discuss in our articles, our editorial team operates 100% independently, and these partners never influence or affect the topics, reviews, ratings, or recommendations we provide. We never guarantee favorable reviews or mentions in exchange for compensation from any brands or partners, and we uphold strict editorial standards to ensure our content is always independent, truthful, and unbiased.